ArcStone Financial is a mortgage lender located in Los Angeles that focuses on leadership, people, character, service, and customers. The company uses Encompass, an industry-leading loan origination system, to streamline the origination process. ArcStone Financial offers a variety of conventional, government-backed, and non-QM loan programs and has access to multiple investors.
Performance SLC is a privately owned company that helps consumers like you identify programs that may be suitable to your situation http://www.performanceslc.com/about-us/
We’ve made it our mission to ensure that businesses can access fast and affordable loans, even if you’ve had difficulty accessing capital in the past. With the SmartLoan, you’ll benefit from the speed of an online process and the reliability of a nonprofit community lender.
Please join Jennifer Schaus & Associates every Wednesday in 2019 for a complimentary Wednesday series. See the full recording on our YouTube Channel (https://youtu.be/IB6GZB7YU_A). For more information about our federal contracting services please visit http://www.Jenniferschaus.com or contact us at 202-365-0598. Win more federal government contracts!
Performance SLC is a privately owned company that helps consumers like you identify programs that may be suitable to your situation http://www.performanceslc.com/about-us/
We’ve made it our mission to ensure that businesses can access fast and affordable loans, even if you’ve had difficulty accessing capital in the past. With the SmartLoan, you’ll benefit from the speed of an online process and the reliability of a nonprofit community lender.
Please join Jennifer Schaus & Associates every Wednesday in 2019 for a complimentary Wednesday series. See the full recording on our YouTube Channel (https://youtu.be/IB6GZB7YU_A). For more information about our federal contracting services please visit http://www.Jenniferschaus.com or contact us at 202-365-0598. Win more federal government contracts!
Three simple steps to reduce stress instantlyKumar Gauraw
Living life, from time to time we get into overwhelming situations. Sometimes things don't go as we expect, sometimes a heated argument, another time due to work load.... the list goes on. These events create stress and get our spirits down. In this slide, I share with you three simple steps that I use to bring down my stress levels in similar situations. I have found them very effective and I hope you will not just enjoy the presentation, but also reap the rewards of these simple steps in your life!
INNOVATIVE CONSULTING FIRM FOUNDED IN 2004 BY TOP LEADERS IN THE MANAGEMENT CONSULTING SPACE.
Eight practice leaders; more than twenty-five multi-disciplinary consultants.
Four pillars of expertise: Business Assurance, Finance Optimization, Talent Solutions and Strategy/Communications.
Based in Mexico City and with international capabilities.
Great believers of on-demand talent solutions.
CONSULTING POWER THAT CAN BE AVAILABLE FOR THE TIME REQUIRED BY YOUR PROJECT, WITH NO LONG TERM COMMITMENTS AND WITH HIGH LEVELS OF FLEXIBILITY.
All our practice leaders are senior level executives with experience in multinational corporations and in specific functional roles.
We get the job done at the same time that we become agents of change for our clients, bringing a fresh perspective into problem-solving and sharing past experiences and best practices.
Capable of fully embedding into your operations and creating value since the very first day (Touch & Play).
Brochure re-design brief:
To create a generic brochure for seven different divisions within Eximius Group; Finance, Law, Energy, Hong Kong Finance, Hong Kong Law, Dubai and Group. The brochure will be used as a promotional tool for the consultants to take to client meetings or to digitally send to new/existing clients. The purpose of the brochures is to attract new clients to work with Eximius and to emanate professionalism for the Eximius brand. The brochures will be created in two stages- content then design; Eximius’ CEO will sign of each stage. The brochures must be modern and contemporary, and must make the text heavy content look visually engaging. Brochures must be on-brand with the current Eximius brand guidelines, however there is room to experiment with existing styles/website design.
CrossCountry Mortgage, Inc. More than a Mortgage: We lead from the front. Discover why top performing branches and loan originators are making the move.
The Most Influential Leaders in Wealth Management, 2023.pdfInsightsSuccess4
This edition features a handful of Influential Leaders in Wealth Management across several sectors that are at the forefront of leading us into a digital future.
Three simple steps to reduce stress instantlyKumar Gauraw
Living life, from time to time we get into overwhelming situations. Sometimes things don't go as we expect, sometimes a heated argument, another time due to work load.... the list goes on. These events create stress and get our spirits down. In this slide, I share with you three simple steps that I use to bring down my stress levels in similar situations. I have found them very effective and I hope you will not just enjoy the presentation, but also reap the rewards of these simple steps in your life!
INNOVATIVE CONSULTING FIRM FOUNDED IN 2004 BY TOP LEADERS IN THE MANAGEMENT CONSULTING SPACE.
Eight practice leaders; more than twenty-five multi-disciplinary consultants.
Four pillars of expertise: Business Assurance, Finance Optimization, Talent Solutions and Strategy/Communications.
Based in Mexico City and with international capabilities.
Great believers of on-demand talent solutions.
CONSULTING POWER THAT CAN BE AVAILABLE FOR THE TIME REQUIRED BY YOUR PROJECT, WITH NO LONG TERM COMMITMENTS AND WITH HIGH LEVELS OF FLEXIBILITY.
All our practice leaders are senior level executives with experience in multinational corporations and in specific functional roles.
We get the job done at the same time that we become agents of change for our clients, bringing a fresh perspective into problem-solving and sharing past experiences and best practices.
Capable of fully embedding into your operations and creating value since the very first day (Touch & Play).
Brochure re-design brief:
To create a generic brochure for seven different divisions within Eximius Group; Finance, Law, Energy, Hong Kong Finance, Hong Kong Law, Dubai and Group. The brochure will be used as a promotional tool for the consultants to take to client meetings or to digitally send to new/existing clients. The purpose of the brochures is to attract new clients to work with Eximius and to emanate professionalism for the Eximius brand. The brochures will be created in two stages- content then design; Eximius’ CEO will sign of each stage. The brochures must be modern and contemporary, and must make the text heavy content look visually engaging. Brochures must be on-brand with the current Eximius brand guidelines, however there is room to experiment with existing styles/website design.
CrossCountry Mortgage, Inc. More than a Mortgage: We lead from the front. Discover why top performing branches and loan originators are making the move.
The Most Influential Leaders in Wealth Management, 2023.pdfInsightsSuccess4
This edition features a handful of Influential Leaders in Wealth Management across several sectors that are at the forefront of leading us into a digital future.
Urbanetectonics LLC 2023 Annual Letter to Membership
Company Website:
www.urbanetek2.com
Annual Letter - Recap and Quarterly Focus. Our first 100 days and annual outlook will be guided by our 2023 Quarterly Focus. The Quarterly Focus breaks our overall vision into an outline of short-term goals and key performance metrics for each industry- specific division.
Communication is key to our relationship. Stay on top of the latest developments at Urbanetectonics, LLC. How do you connect? Subscribe, Like, Follow, or Join one of our #powerofnext industry-specific social media handles. Get linked in to ask questions and/or to submit inquiries using the Urbanetectonics, LLC Linktree: https://linktr.ee/urbanetectonics You can also follow #powerofnext on any social media platform to connect on your interest in Urbanetectonics, LLC and/or one of its industry-specific divisions.
1. POWER | INNOVATION | PERFORMANCE
ArcStone Financial | 1917 Hillhurst Ave., #205, Los Angeles | 323-284-6035 | www.arcstoneinc.com
2. LEADERSHIP
Leading by inspiring. Our leaders lead from
the front lines and are involved at all levels.
While promoting personal accountability,
independent thinking, and entrepreneurial
spirit, our leadership has the ability to
recognize what is needed and is eager to
jump in and roll up our sleeves.
PEOPLE
An industry built on people. We believe in
creating an environment that lends way to
our team having fun and engaging in
meaningful work. Through this experience
we intend to foster a culture of
achievement, longevity and excellence.
CHARACTER
Character cannot be developed in ease and
quiet. We recruit team members whose
personal values of integrity, work ethic,
transparency, and commitment to success
as a team add to our vision of the
organization. Only through the addition of
experience and success can our
organization be strengthened, ambition
inspired, and success achieved.
SERVICE
ArcStone Financial strives to build a raving
fan base through consistent service, quality
products and accessibility. We recognize
that many team members contribute to our
endeavor. Through respect and
extraordinary effort, we are able to
perform at higher levels. We strive to set
ourselves apart with our commitment to
quality, competence, consistency, and
personalized client relationships.
3. A strong and genuine belief in the “CUSTOMERS FOR LIFE” principle of doing
business is what fuels this company. Referrals from previous customers and
local real estate professionals have always delivered the majority of the
Company's production.
CUSTOMERS FOR LIFE
4. ArcStone Financial uses Encompass by Ellie Mae, a leader in LOS software.
Encompass streamlines the entire origination process, increasing branch
and processor, productivity. Encompass allows for a completely paperless
web based submission to Underwriting. This can save valuable time and
close loans more quickly.
POINT OF SALE
Configure specific workflows for retail, wholesale and correspondent
lending.
Originate and edit loans on the go from any mobile device.
Keep borrowers and third-party originators informed with automated
online status updates.
Provide retail borrowers with an easy-to-use consumer direct channel
to check rates and submit applications.
PROCESSING
Automatically review loans for compliance with all local, state and
federal regulations.
Send and receive eSigned compliant disclosures and documents.
Go paperless and eliminate reams of paper from your workflow while
boosting efficiency with intelligent document recognition.
Have data automatically calculated for you throughout the loan file.
Electronically order services —4506-T, flood, appraisal, credit, etc.—
right within Encompass.
UNDERWRITING
Automatically assess ATR/QM loan eligibility and understand how it
was determined.
Run automated underwriting right within Encompass.
Open complete visibility between processors and underwriters to
increase collaboration and efficiency.
Compare and review documents efficiently, side by side, right on your
screen.
CLOSING & FUNDING
Draw accurate, compliant docs efficiently and automatically within
Encompass.
Generate loan packages that are automatically stacked and ordered
how you or your investor require them.
Automate data verification and compliance checks into your closing
process.
Auto-populate data from the loan file directly into your closing
documents.
Manage and secure all closing documents easily from one electronic
loan file.
5. What tools do you need in place to improve your output?
Increase your level of service. With an ArcStone Financial partnership,
you are provided with the following valuable tools:
Fast and accurate loan processing from origination & underwriting to
closing of the loan. Loan approvals can be available in as little as 24-48
hours. Most loans can be closed within 21 days
The stability of a strong, well-capitalized mortgage banker
Responsive access to the knowledge and experience of senior mortgage
professionals
Confidence that all qualified loans will be fully funded
A dedicated transition team for each new branch and loan officer
An experienced compliance team that handles all licensing issues
Innovative web based tools that will help you simplify and speed the
lending process
A full spectrum of products includingVA, FHA, USDA,Conforming, Non-
QM loans, and Jumbo loans that give you the unparalleled flexibility to find
a loan for every kind of borrower
Dedicated corporate support
6. Apartment and
Industrial Property
Financing
Non-Resident Alien and
Diplomatic Status
High Investor
Condominium
Construction to
Permanent
Loans to 10 million
dollars
Cross Collateralization
(Bridge Loans)
Fixed Seconds
Home Equity Lines of
Credit
Interest only Loans
Foreign National
Non-Warrantable
Government Loans –
VA/FHA
Non-Qualified
Mortgage (QM) Loans
12 Month Bank
Statement Program
Over 10 Financed
Properties
First In New
Construction Condos
40 Year Amortization
Cal HFA
Community Bond
Products
NON-QM PROGRAMS 12 month bank statement
7. ArcStone Financial follows agency guidelines with no overlays.* We have access to investors including, but not limited to:**
*Investor specific Overlays may apply.
**Investors can be added or eliminated at the company’s discretion and the above is a partial list of investors.
9. In addition, our marketing department supports the development of social media and mortgage loan originator
web pages.
10.
11. LEADERSHIPTEAM
President
MichaelWinston has a background in both Real Estate and Finance. He has worked over the
years with a goal of helping people improve their financial situation and make wise decisions.
Going thru the ups and downs on the economy has given him a unique perspective and helped
shape his views.
He has been a partner in Arcstone Financial since 2004.
Sr.Vice President
Mardi Kari has been in the lending industry since 1994 starting in the credit unions and moving
to fortune 500 mortgage companies. Since 2001 he has been a principal of various mortgage
companies and since 2004 has been a partner of ArcStone Financial. He has a very conservative
approach on lending and ensures his values are instilled within the organization.
His vision is to achieve efficiencies through technological and knowledgeable leadership
throughout the management group.
12. CORPERATE OFFICE
1917 Hillhurst Ave., #205
Los Angeles, CA 90027
ORANGE COUNTY BRANCH
17452 Irvine Blvd., #202
Tustin, CA 92780
SF VALLEY BRANCH
14523 Gilmore Street
Van Nuys, CA 91411
COMPANY LEADERSHIP
Michael Winston
President
Direct: (323) 284-6028
Cell: (949) 285-4878
Michael@arcstoneinc.com
Mardi Kari
Sr. Vice President
Direct: (323) 284-6030
Cell: (818) 613-6650
mardi@arcstoneinc.com
OTHER RESOURCES
Kevin Reems
Corporate Recruiter
Direct: (323) 284-6037
kevin@arcstoneinc.com
Robert Atilano
Business Development
Manager
Direct: (323) 284-6035
rob@arcstoneinc.com