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Bryce Roth 2013 CUES Next Top Credit Union Exec PresentationCUES Emerge
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Debtmerica assists clients is negotiating and planning debt settlements. We found customer service to be helpful and knowledgable. We recommend reading further into our review for more information regarding Debtmerica.
Read these slides or visit http://bestdebtcompanys.com/settlement/debtmerica/ for our full review of this company.
Building the pathway to leadership for women in the law. This presentation discusses gender bias for women in law firms and as in-house counsel and actionable steps to create pathways to leadership development for women.
Site selection consultants touch an estimated 40 percent of all location decisions in North America every year. So how can you and your organization build productive, working relationships with this important audience?
In this presentation, CEOs of three organizations that the site consultants rated “best in class” in DCI’s most recent “Winning Strategies in Economic Development Marketing” survey share their top tips for working with site selection consultants.
Bryce Roth 2013 CUES Next Top Credit Union Exec PresentationCUES Emerge
Bryce Roth is a 30-year-old Marketing & Social Strategist at CitizensFirst Credit Union ($382M) in Oshkosh, Wisconsin.
This is his Finalist presentation that he gave in San Diego, California as part of the 2013 CUES Next Top Credit Union Exec competition.
Debtmerica assists clients is negotiating and planning debt settlements. We found customer service to be helpful and knowledgable. We recommend reading further into our review for more information regarding Debtmerica.
Read these slides or visit http://bestdebtcompanys.com/settlement/debtmerica/ for our full review of this company.
Today's Realities, "Think About It . . . What Would It Be Worth? clyde leverett jr
* Toughest financial era since the Great Depression
* Average US debt is over $16,000 excluding mortgages
* More than one-in-four Americans have no savings / 49%
have no retirement
* Only 18% know they are on track to reach their income
goal in retirement (Source: Forbes)
* 65% have no will, 82% have no trust & 71% have no
power of attorney (Source: Lawyers.com, 2009)
* Every 3 seconds an identity is stolen (Source: Javelin
Strategy & Research Identity Fraud Survey Report,
* About 43 million people have a 599 credit score or lower
Do you know anyone with less than perfect credit or excessive debt? Look at this short 4 minute video www.protectionthatpays.com and give me your opinion about it.
Dan Keller 2019 Mortgage Planning Packet for Home BuyersDan Keller
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You can help unqualified buyers buy a home. Past credit issues are no longer a blockade for buyers! Take a look at our presentation to learn how they too can get qualified to buy a home in as little as 4 to 6 months. This presentation is presented by the Richmond REIA.
Credit Repair Program: Partner Overview. In Searching For Credit Repair Companies To Promote, Take The Time To Understand How To Select A Credit Repair Firm That Can Help You Achieve Your Goals.
Learn about how to do a qualitative and quantitative analysis to determine the gap in your market for micro and small business financing. Friedman Associates has developed a unique methodology in this area.
Dan Keller Mortgage Planning Concierge Meeting 2019Dan Keller
http://www.mymortgageguydan.com/apply . Every client deserves the best I have to offer and that not only involves a great mortgage experience, but additional information that will help them create wealth through the wisdom I've gathered along with the network of professionals I know.
Our reverse mortgage pros provide free professional and objective advice on reverse mortgages.
Learn all the pros and cons of a reverse mortgage before making your decision. We specialist in reverse mortgages all over Canada.
All we need is 90 seconds of your time to give you your free reverse mortgage assessment t help determine whether or not this is the financial solution for you.
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B2B payments are rapidly changing. Find out the 5 key questions you need to be asking yourself to be sure you are mastering B2B payments today. Learn more at www.BlueSnap.com.
Today's Realities, "Think About It . . . What Would It Be Worth? clyde leverett jr
* Toughest financial era since the Great Depression
* Average US debt is over $16,000 excluding mortgages
* More than one-in-four Americans have no savings / 49%
have no retirement
* Only 18% know they are on track to reach their income
goal in retirement (Source: Forbes)
* 65% have no will, 82% have no trust & 71% have no
power of attorney (Source: Lawyers.com, 2009)
* Every 3 seconds an identity is stolen (Source: Javelin
Strategy & Research Identity Fraud Survey Report,
* About 43 million people have a 599 credit score or lower
Do you know anyone with less than perfect credit or excessive debt? Look at this short 4 minute video www.protectionthatpays.com and give me your opinion about it.
Dan Keller 2019 Mortgage Planning Packet for Home BuyersDan Keller
Seattle Mortgage Professional and top 1% in America Loan Officer shares his exclusive mortgage planning educational packet that he gives to all home buyer clients. How to get a great rate, how to ensure there are no hick-uos in the buying process, how to make the best financial choice when buying a home!
How to Turn Unqualified Homebuyers into Qualified OnesTroy Ross
You can help unqualified buyers buy a home. Past credit issues are no longer a blockade for buyers! Take a look at our presentation to learn how they too can get qualified to buy a home in as little as 4 to 6 months. This presentation is presented by the Richmond REIA.
Credit Repair Program: Partner Overview. In Searching For Credit Repair Companies To Promote, Take The Time To Understand How To Select A Credit Repair Firm That Can Help You Achieve Your Goals.
Learn about how to do a qualitative and quantitative analysis to determine the gap in your market for micro and small business financing. Friedman Associates has developed a unique methodology in this area.
Dan Keller Mortgage Planning Concierge Meeting 2019Dan Keller
http://www.mymortgageguydan.com/apply . Every client deserves the best I have to offer and that not only involves a great mortgage experience, but additional information that will help them create wealth through the wisdom I've gathered along with the network of professionals I know.
Our reverse mortgage pros provide free professional and objective advice on reverse mortgages.
Learn all the pros and cons of a reverse mortgage before making your decision. We specialist in reverse mortgages all over Canada.
All we need is 90 seconds of your time to give you your free reverse mortgage assessment t help determine whether or not this is the financial solution for you.
Check us out at http://www.ReverseMortgagePros.ca
B2B payments are rapidly changing. Find out the 5 key questions you need to be asking yourself to be sure you are mastering B2B payments today. Learn more at www.BlueSnap.com.
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Discover the innovative and creative projects that highlight my journey through Full Sail University. Below, you’ll find a collection of my work showcasing my skills and expertise in digital marketing, event planning, and media production.
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Retail media wordt gezien als het nieuwe advertising-medium en ook mediabureaus richten massaal retail media-afdelingen op. Merken die niet in de betreffende winkel liggen staan ook nog niet in de rij om op de retail media netwerken te adverteren. Marvin belicht de uitdagingen die er zijn om echt aansluiting te vinden op die markt van non-endemic advertising.
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Vat Registration is a legal obligation for businesses meeting the threshold requirement, helping companies avoid fines and ramifications. Contact now!
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Emerge Financial Advisors
1.
2. Vice President and Co-Founder of Emerge Financial
Advisors
7 Years as a financial advisor and mortgage banker
I have helped open and develop hundreds of offices
across the United States which have helped
thousands of families get out of debt, save money,
retire, and purchase real estate
I’m Committed to serving your family and helping
you navigate through these financially tough timesMichael Rutherford
3. Power Packed Agenda
• Current state of affairs,
– Underwater country that needs help
• How will Emerge Explode my business?
• What can I do to help more families?
• How to avoid every recession for the rest of
your career and earn more not less
• I want to be a part of a company that changes
and industry to change the world
5. The problem is getting worse not
better
• Foreclosure filings were reported on 340,000
properties in April, up almost 32% from April 2008
• 1 in every 374 U.S. homes received a foreclosure
filing in April 2009
• Las Vegas: 1 in 56 homes receiving a foreclosure
filing
• 80,775 in California alone!
- Realty Trac
7. Scary Statistics That Fuel a Roaring
Fire
Consumer Debt
$2.5 Trillion
Highest in US History!
UNEMPLOYMENT
9.6% August 09
Over 15%+ in many cities
6+ Million Job
9. Stalemate in the Mortgage Industry
• Banks aren’t in the real estate business
– They don’t want your home
• The banks can’t lend money when they inherit your
real estate
• They must have 1:1 liquid cash mandate for non
performing assets
• The result is: they can’t make money!
• They are motivated to modify loans simply to stay in
business
10. Diversified Product Suite
with Providers and Partners
• Mortgage
– Residential, Commercial, FHA, VA
• Loss Mitigation
– Residential, Commercial, Vehicles, Boats, etc…
• Credit Score Enhancement
• Debt Settlement
• Life, health, and P&C Insurance
• Mortgage accelerator programs
• Landing Banking
• Estate and Tax Planning
11. What do People Need Help WithWhat do People Need Help With
Today?Today?
Mortgage
Refinance
Loss
Mitigation
Short Sale
Deed in Lieu
OPTION
1
2
3
(credit
enhancement)
(Debt
Settlement)
12. What Will People Need
Tomorrow?
College
Funds
Insurances
Retirement
Ongoing
Education and
Counsel
13. Our Process
• Step One
– Identify a prospective client, establish their expectations and explain the client
advisor relationship
• Step Two
– Determine how serious they are about fixing themselves and their situation.
Get very thorough information regarding their goals and dreams through a
series of questions
• Step Three
– Input the information into our technology through your back office to
determine what challenges they are facing
• Step Four
– Our System will tell you their financial grade based on the information they
type in, and will recommend which products/services that they should
consider based on their short comings the system reveals
• Step Five
– Utilize our concierge style product platform and our experts to serve the
needs of your clients offering them a true holistic financial wellness program!
14. Have a business that serves everyone
Client
Mortgage
TAX Real
Estate
Debt
Settlement
Credit
Repair
Loss
Mitigation
Estate
Planning
Retirement
And whatever else you can think of…….
15. • Adjustable interest Rate
• High Interest Rate
• Negatively Amortized
Loan
• Monthly Deficit
• Negative Equity (upside
down)
• Under Insured
• Under saved or no
savings
• Can’t Refinance
• Loss of
In a Recession, Everyone Needs
Something
16. 2 Groups of Clients
• Haves
– Are losing money in the
market
– Looking for tax
advantages
– Like good deals on real
estate
– Are concerned about
their credit
– Looking for good advice!
• Have Nots
– Are in Debt
– Have bad credit
– No savings
– No college funds
– No retirement
– No insurance
– About to lose home
– Looking for good advice!
We Serve Both Groups
18. Win Win Win
• 1st
Priority: Client keeps home, gets on track
• 2nd
Bank gets performing asset again
• 3rd
Neighborhoods stabilize
• 4th
Stock Market stabilizes
• 5th
Banks loosen up on lending
• 6th
I make a substantial living for marrying
these parties!
19. Simple Life With our Technology
• Lead system and state-of-the-art CRM
• Completely web-based submission and
processing
• Online client, agent, manager tracking portal
• On demand training and webinars
• Archived training and marketing material
20. Business in a Box!
• Our entire system can be web based if you are web
based, and it can be done by fax if you are faxed
based.
• You can sell yourself to wealth with our sales system
in a box
• You can build yourself to wealth with our
business/recruiting system in a box
• Plug and play with our tools that fit your goals and
objectives
21. Compensation
• Free to join
• $49 per month technology fee
• Start at 40% as an agent
• Earn up to 85% as a Vice President
– Build a National Organization
More Volume More Compensation
40%
85%
22. A good opportunity only
becomes great when you act on it!
• Call Michael at 858-864-3873 or email
mrutherford@emergefinancialadvisors.com
• Join our firm to start helping families
immediately!