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- 1. SDM COLLEGE OFEDUCATION, UJIRE Subject : Social Science Topic : Banking Transaction Submitted to :Dr,Praveen Padhyana Lecturer, SDM College of Education, Ujire Submitted by: Hemavathi N jain B.Ed III Sem, Student Teacher SDM College of Education, Ujire.
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- 9. Bank • The term‘Bank’ is derived from Italian word ‘Banco’ or from a French word ‘Banque’ both means “Bench” or money exchange table. • It receives money from those who want to save their money in the form of deposit and lends it to those who require money in the form of loan. • The service of the banks are called banking.
- 10. Characteristics of Bank •Dealingwith money •Individual firm and company •Acceptance of deposits •Lending loans •Payment and withdrawals
- 11. Continued….. • Agency andutility services • Profit and service orientation • Ever increasing function • Connecting link • Banking business • Name identity
- 13. • The word‘Bank’ has been derived from the French word______ • What is the meaning of word ‘Bank’? • Explain the characteristics of bank. • List out the characteristics of Bank.
- 14. Follow up activities •Visita Bank and collect information about how bank lend money?
- 15. Reference • https://www.pexels.com/search/money/ • https://www.pexels.com/search/money/ •https://www.dreamstime.com/photos-images/stealing-money-jeans- pocket.html • https://www.shutterstock.com/search/safe+custody • https://www.istockphoto.com/search/2/image?phrase=india+bank
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- 18. LESSON-2 •Banking Transaction •Post office(Postal Bank of India) •Postal Bank of India Financial services •Types of banks
- 19. • The word‘Bank’ has been derived from the French word______ • What is the meaning of word ‘Bank’? • List out the characteristics of Bank.
- 21. Banking Transaction •Any sortof activity involving in money or exchange of money in an account is viewed as Bank Transaction. •All banking transactions in India controlled by The Reserve Bank of India (Mother of Banks, Bankers Bank, Central Bank of India) •20 Nationalized bank, 21 Private Banks, and 19 Foreign banks (8000 bank branches)
- 24. Post office (PostalBank of India) • The Indian Banking Department is planning to start a bank to be tentatively called “Postal Bank of India with the network of post offices spread all over India
- 25. Postal Bank ofIndia’s Financial services
- 26. Kisan Vikas PatraRecuring Deposit
- 27. Post office savingbank Issue of national saving certificate
- 28. Postal Life InsurancePension Payment
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- 30. Central Bank RBICommercial Banks Industrial development banks
- 31. Land Development BankIndigenous bank Banks Co-operative banks
- 33. • What doyou mean by Bank Transaction? • Expand RBI. • All banking transaction of India controlled by________ • What are the Financial Services provided by the Post Office if India? • List out the types of Banks.
- 34. Follow-up activities •Visit apost office and collect information about its banking operations.
- 35. References • HTTPS://WWW.SHUTTERSTOCK.COM/SEARCH/BANK+TRANSACTION • HTTPS://WWW.GETTYIMAGES.IN/PHOTOS/POST-OFFICE-IN-INDIA •HTTPS://WWW.SHUTTERSTOCK.COM/SEARCH/POST+OFFICE+BANK • HTTPS://PORTAL.CT.GOV/DOB/CONSUMER/CONSUMER- EDUCATION/ABCS-OF-BANKING--BANKS-THRIFTS-AND-CREDIT-UNIONS • HTTPS://EN.WIKIPEDIA.ORG/WIKI/BANKING_IN_INDIA
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- 38. Lesson:3 Types of Bankaccounts
- 39. • What doyou mean by Bank Transaction? • Expand RBI. • All banking transaction of India controlled by________ • What are the Financial Services provided by the Post Office if India? • List out the types of Banks.
- 40. 1.Do you knowabout Bank accounts? Why it is needed?? Ans: Yes. Borrowing and lending of money possible only when we have account in the banks, it is one of the safest custody of our money.
- 41. Types of Bankaccounts •Saving Bank Accounts •Current Accounts •Recurring Deposit Accounts •Term or Fixed Deposit Accounts
- 42. 1. Saving BankAccounts •Opened by salaried persons, students, senior citizens, pensioners etc. •No restrictions on the number and amount of deposits.
- 43. 2. Current Accounts •Openedby businessmen. •Amount can be deposited or withdrawn any number of times in a day. •No interest but bank collect service charges or bank charges •Opened for a purpose to be saved for a future date.
- 44. 3. Recurring DepositAccounts •Opened for a purpose to be saved for a future date. •Deposits are made regularly on monthly basis
- 45. 4. Term orFixed Deposit Accounts •Opened for a fixed period by depositing a particular sum of money. •The deposit amount cannot be withdrawn before the expiry of the term. •The rate of interest is more.
- 47. • What arethe features of Bank accounts? • List out the Bank Accounts. • Enlist the uses of Bank Accounts. • Who open the Current Accounts? • Which Account deposits are made regularly on monthly basis?
- 48. Follow up Activities •VisitBanks and collect information about the rate of interest offered by banks for various.
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- 51. Lesson:4 Procedures to opena Bank Account
- 52. • What arethe features of Bank accounts? • List out the Bank Accounts. • Enlist the uses of Bank Accounts. • Who open the Current Accounts? • Which Account deposits are made regularly on monthly basis?
- 53. Activity: • Gives opportunitiesto discuss the topic about ‘admission process of the students in the school’.
- 56. Procedures to opena Bank Account • Decide the type of account which you want to open. • Approach the bank of your choice and meet its office. • Fill up the Bank Account form. • Give reference for opening Bank Account form duly filled. • Submit the Bank Account form duly filled. • The officer will verify all the particulars submitted. • Initial deposit.
- 57. Gives opportunities todiscuss with some questions. • Collect information with students who have already Bank Accounts. • Collect information about other accounts instead of Four accounts (Salary account, NRI accounts, DEMAT Account, Credit account, Expense account, personal account, etc)
- 58. •List out theprocedures to open a Bank Account •What is Initial deposit? •Explain the procedure to open accounts. •Why reference needed for opening Bank Accounts?
- 59. Follow up activities: •CollectBank Account opening application form from any bank.
- 60. References • HTTPS://WWW.YOUTUBE.COM/WATCH?V=GYDCXEMYUEI (VIDEO) •HTTPS://WWW.SHUTTERSTOCK.COM/SEARCH/BANK+ACCOUNT+OPE NING
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- 62. Lesson : 5 Advantagesof opening Bank Accounts
- 63. •List out theprocedures to open a Bank Account •What is Initial deposit? •Explain the procedure to open accounts. •Why reference needed for opening Bank Accounts?
- 64. Facilitates safe custodyof money
- 65. Helps in makingpayments
- 66. Give advances andloans
- 67. Helps in smoothfinancial transaction
- 68. Provide safe depositlocker facility
- 69. Activity: Students listouts someother advantages • Gain interest on deposits • People saves money habit for future • Increases standard of living • Increases purchasing power of the people • ATM, Debit card, Credit card, E-payment, E-business etc.
- 72. • Enlist theadvantages of opening bank accounts. • Explain the advantages of opening bank accounts Follow up Activities • Collect information regarding how your cash helpful to the Bank?
- 73. References • https://www.shutterstock.com/image-photo/seremban-malaysia- 2972018-customers-getting-served-1146510494 • https://www.shutterstock.com/search/check+deposit+slip •https://www.shutterstock.com/search/check+deposit • https://www.shutterstock.com/search/withdrawal+slip
- 74. Conclusion Banks play veryimportant roles in the economic development of nations as they, to a large extent, wield control over the supply of money in circulation and are the main stimuli of economic progress. Economic development is a dynamic and continuous process which is highly dependent upon the mobilization of resources, investment, and the operational efficiency of the various segments of the economy. The performance of bank institution and other financial institution need to be evaluated because it defined as the reflection of the way in which the resources of a bank are used in a form which enables it to achieve its objectives. As the banking sector is considered a vital segment of a modern economy, its efficiency is vital importance. A customer may have more than one account. Once an account is opened, funds entrusted by the customer to the financial institution on deposit are recorded in banks.
- 75. References • https://www.pexels.com/search/money/ • https://www.pexels.com/search/money/ •https://www.dreamstime.com/photos-images/stealing-money-jeans-pocket.html • https://www.shutterstock.com/search/safe+custody • https://www.istockphoto.com/search/2/image?phrase=india+bank • https://www.shutterstock.com/search/bank+transaction • https://www.gettyimages.in/photos/post-office-in-india • https://www.shutterstock.com/search/post+office+bank • https://portal.ct.gov/DOB/Consumer/Consumer-Education/ABCs-of-Banking--Banks-Thrifts- and-Credit-Unions • https://en.wikipedia.org/wiki/Banking_in_India
- 76. Continued………. • https://www.bankofbaroda.in/writereaddata/Images/pdf/ac-opening-individual.pdf • https://www.bankofbaroda.in/writereaddata/Images/pdf/ac-opening-individual.pdf •https://www.youtube.com/watch?v=GYdcXeMYUeI (video) • https://www.youtube.com/watch?v=GYdcXeMYUeI (video) • https://www.shutterstock.com/search/bank+account+opening • https://www.shutterstock.com/image-photo/seremban-malaysia-2972018-customers- getting-served-1146510494 • https://www.shutterstock.com/search/check+deposit+slip • https://www.shutterstock.com/search/check+deposit • https://www.shutterstock.com/search/withdrawal+slip
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