This document summarizes findings from a review of how health insurance systems in different countries integrate and provide coverage for HIV/AIDS services. Key findings include:
- Integrating HIV services into social health insurance (SHI) systems is more challenging for low-income countries due to factors like HIV prevalence and poverty rates.
- Countries that have included HIV services in SHI tend to already have functioning health insurance systems in place. Including HIV coverage is essentially a political decision.
- Coverage can be progressively increased to include more populations, costs, and services over time, supported by external aid including HIV financing.
- Case studies of Ghana and South Africa show integration of HIV services into their SHI systems is