This document provides guidance on effectively managing student money on a monthly basis. It outlines two main parts: 1) ways to spend economically, such as using a student discount card and shopping at the university bookstore, and 2) a specific plan for using money each month. The plan involves estimating minimum monthly expenses, such as 120 for a week of breakfast, transportation, and food. It then recommends budgeting the minimum of 480 for a month, and using any spare money for unexpected costs, saving, or a small business.