In our #CreditChat, we talked with Dr. Scott Rick from the University of Michigan's Ross School of Business and our community about ways to manage and pay down debt. You can find all the resources and tweets here:
http://www.experian.com/blogs/news/about/manage-debts/
What to Know Before Hiring a Financial AdviserExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. In this week's chat with @R_Alan_Moore, @KatieYRL, @WrenneFinancial, @Marybstorj and @Sophiabera, we talked about important questions to asking before hiring a financial planner. This deck features highlights from our chat with tips from: @GraceKvantas, @Sophiabera, @Marybstorj, @LeslieHTayne, @WrenneFinancial, @ErikOKlumpp, @KatieYRL, @XYPlanning, @R_Alan_Moore, and @LeslieHTayneEsq
Join our #CreditChat on Twitter and YouTube every Wednesday at 3 p.m. ET. In this #CreditChat, we discussed financial literacy and financial planning for millennials. The panel included: Douglas A. Boneparth- CFP Board Ambassador and Vice President at Life and Wealth Planning, Brad Sherman- Investment Advisory Rep, Wealth Manager – LFS Corp and President of Sherman Wealth Management, Kelby Green- Financial Services Veteran and ‘Chief Frugality Officer’ at TheFRUGALennial.com, Rod Griffin- Director of Public Education at Experian, and Mike Delgado- Social Media Community Manager at Experian. This deck features tips from @SFCUNews, @care4yourfuture, @MoreThanWheels, @TheFRUGALennial, @CompareCards, @LeslieHTayneEsq, @shermanwealth, @RAHomes, @vouch, @Goldlabl, @NextGenPF, @CinfedCU, @Cheapsters, @DebbiKing, @Rod_Griffin, @CaryCarbonaro, @Kasasa, @dougboneparth,
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. This week, we kicked off Financial Literacy Month with an inspiring chat about making smarter decisions with money. This deck features highlights from our chat with tips from: @DebbiKing, @emergebenefit, @KaliHawlk, @Lenda, @LeslieHTayneEsq, @HerOwnNet, @WelshKristy, @Payoff, @Marybstorj, @DadisCheap, @MoreThanWheels, @_MoneySavingPro and @PiggieBanker
Join our #CreditChat every Wednesday at 3 p.m. ET. This week, we talked with Joe Saul-Sehy - the founder of StackingBenjamins.com. Topic: How to Plan and Set Financial Goals. You can view the complete chat and featured tips and resources here:
http://www.experian.com/blogs/news/about/financial-goals/
Have you ever bought something to improve your mood? Are there any emotional triggers that make you want to spend money?
This week’s #CreditChat featured smart tips to help you control your spending this holiday season. The panel included: Ginger- Founder of Girls Just Wanna Have Funds, Paul Moyer, Founder of Saving Freak, Rod Griffin- Director of Public Education at Experian and Mike Delgado- Social Media Community Manager at Experian.
The chat featured tips from @SavingFreak, @Rod_Griffin, @Credit_IQ, @care4yourfuture, @suddenlyfrugal, @Kasasa, @CordiaGrad, @FTWCCU, @WeAreMortgages, @MoneyCrashers, @DebbiKing, @jennifercwhite, @KOFETIME, @SFCUNews, @MiriamSCross, @FedChoiceFCU, and @BeverlyHarzog.
Join our #CreditChat on Twitter and YouTube every Wednesday at 3 p.m. ET.
This #CreditChat panel included: Douglas A. Boneparth – CFP Board Ambassador and Vice President at Life and Wealth Planning, the Debt Free Guys- John Schneider and David Auten, Rod Griffin – Director of Public Education at Experian, and Mike Delgado – Social Media Community Manager at Experian.
This deck features tips from: @BradSherman, @LeslieHTayneEsq, @Rod_Griffin, @Kasasa, @DebtFreeGuys, @dougboneparth, @SFCUNews, @CapWestMortgage, @ItPaysDividends, @CinfedCU, @vouch, @Cheapsters, @kalamarides, @CaryCarbonaro, @kevincswanson, and @comparecards.
Credit in the Classroom: What Teens Should Know About Credit Experian_US
Join our #CreditChat every Wednesday at 3p.m. ET on Twitter and Blab.
October 15th was Get Smart About Credit Day, and we supported the American Bankers Association’s campaign to help teens understand the importance of using credit wisely with a #CreditChat about Teens and Credit.
The panel included: the American Bankers Association, Laura Levine of the Jump$tart Coalition, Cary Carbonaro- Personal Finance Expert, CFP®, MBA, MD United Capital CFP Board Ambassador and author of The Money Queen’s Guide, FamZoo- a virtual family bank that helps busy parents to teach their kids good money habits with minimal hassle through hands-on practice, Rod Griffin- Director of Public Education at Experian, and Mike Delgado- Social Media Community Manager at Experian.
This deck features tips from: @ABABankers, @MsMadamMoney, @LLevine, @Rod_Griffin, @WelshKristy, @SavingFreak, @Payoff, @SuddenlyFrugal, @CompareCards, @WealthWithMina, @SavingThousands, @care4yourfuture, @Kasasa, @WeAreMortgages,
What to Know Before Hiring a Financial AdviserExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. In this week's chat with @R_Alan_Moore, @KatieYRL, @WrenneFinancial, @Marybstorj and @Sophiabera, we talked about important questions to asking before hiring a financial planner. This deck features highlights from our chat with tips from: @GraceKvantas, @Sophiabera, @Marybstorj, @LeslieHTayne, @WrenneFinancial, @ErikOKlumpp, @KatieYRL, @XYPlanning, @R_Alan_Moore, and @LeslieHTayneEsq
Join our #CreditChat on Twitter and YouTube every Wednesday at 3 p.m. ET. In this #CreditChat, we discussed financial literacy and financial planning for millennials. The panel included: Douglas A. Boneparth- CFP Board Ambassador and Vice President at Life and Wealth Planning, Brad Sherman- Investment Advisory Rep, Wealth Manager – LFS Corp and President of Sherman Wealth Management, Kelby Green- Financial Services Veteran and ‘Chief Frugality Officer’ at TheFRUGALennial.com, Rod Griffin- Director of Public Education at Experian, and Mike Delgado- Social Media Community Manager at Experian. This deck features tips from @SFCUNews, @care4yourfuture, @MoreThanWheels, @TheFRUGALennial, @CompareCards, @LeslieHTayneEsq, @shermanwealth, @RAHomes, @vouch, @Goldlabl, @NextGenPF, @CinfedCU, @Cheapsters, @DebbiKing, @Rod_Griffin, @CaryCarbonaro, @Kasasa, @dougboneparth,
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. This week, we kicked off Financial Literacy Month with an inspiring chat about making smarter decisions with money. This deck features highlights from our chat with tips from: @DebbiKing, @emergebenefit, @KaliHawlk, @Lenda, @LeslieHTayneEsq, @HerOwnNet, @WelshKristy, @Payoff, @Marybstorj, @DadisCheap, @MoreThanWheels, @_MoneySavingPro and @PiggieBanker
Join our #CreditChat every Wednesday at 3 p.m. ET. This week, we talked with Joe Saul-Sehy - the founder of StackingBenjamins.com. Topic: How to Plan and Set Financial Goals. You can view the complete chat and featured tips and resources here:
http://www.experian.com/blogs/news/about/financial-goals/
Have you ever bought something to improve your mood? Are there any emotional triggers that make you want to spend money?
This week’s #CreditChat featured smart tips to help you control your spending this holiday season. The panel included: Ginger- Founder of Girls Just Wanna Have Funds, Paul Moyer, Founder of Saving Freak, Rod Griffin- Director of Public Education at Experian and Mike Delgado- Social Media Community Manager at Experian.
The chat featured tips from @SavingFreak, @Rod_Griffin, @Credit_IQ, @care4yourfuture, @suddenlyfrugal, @Kasasa, @CordiaGrad, @FTWCCU, @WeAreMortgages, @MoneyCrashers, @DebbiKing, @jennifercwhite, @KOFETIME, @SFCUNews, @MiriamSCross, @FedChoiceFCU, and @BeverlyHarzog.
Join our #CreditChat on Twitter and YouTube every Wednesday at 3 p.m. ET.
This #CreditChat panel included: Douglas A. Boneparth – CFP Board Ambassador and Vice President at Life and Wealth Planning, the Debt Free Guys- John Schneider and David Auten, Rod Griffin – Director of Public Education at Experian, and Mike Delgado – Social Media Community Manager at Experian.
This deck features tips from: @BradSherman, @LeslieHTayneEsq, @Rod_Griffin, @Kasasa, @DebtFreeGuys, @dougboneparth, @SFCUNews, @CapWestMortgage, @ItPaysDividends, @CinfedCU, @vouch, @Cheapsters, @kalamarides, @CaryCarbonaro, @kevincswanson, and @comparecards.
Credit in the Classroom: What Teens Should Know About Credit Experian_US
Join our #CreditChat every Wednesday at 3p.m. ET on Twitter and Blab.
October 15th was Get Smart About Credit Day, and we supported the American Bankers Association’s campaign to help teens understand the importance of using credit wisely with a #CreditChat about Teens and Credit.
The panel included: the American Bankers Association, Laura Levine of the Jump$tart Coalition, Cary Carbonaro- Personal Finance Expert, CFP®, MBA, MD United Capital CFP Board Ambassador and author of The Money Queen’s Guide, FamZoo- a virtual family bank that helps busy parents to teach their kids good money habits with minimal hassle through hands-on practice, Rod Griffin- Director of Public Education at Experian, and Mike Delgado- Social Media Community Manager at Experian.
This deck features tips from: @ABABankers, @MsMadamMoney, @LLevine, @Rod_Griffin, @WelshKristy, @SavingFreak, @Payoff, @SuddenlyFrugal, @CompareCards, @WealthWithMina, @SavingThousands, @care4yourfuture, @Kasasa, @WeAreMortgages,
This deck features tips about way to grow your small business and position it for success from Brian Ward- Senior Director for Experian Business Information Services, Meredith Wood- Editor-in-Chief for Fundera, Gerri Detweiler- Head of Marketing Education for Nav, Ebong Eka- C.P.A., Business Coach, Strategist and Bestselling Author of Start Me Up, Tom Gazaway- President of LenCred.
How to Rebuild & Raise Your Credit ScoreExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. Our third #CreditChat of Financial Literacy Month covered ways to rebuild and raise your credit score. This deck features highlights from our chat with tips from: @creditscoop, @LeslieHTayneEsq, @Payoff, @MoreThanWheels, @BahiyahShabazz, @GTAdmissions1, @MsMadamMoney, @TurboTax, @DebbiKing, and @RAHomes.
Strategies For Paying Down (and Eliminating) DebtExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. In this week's chat with @Payoff and @LeslieHTayneEsq, we talked about ways to eliminate debt. This deck features highlights from our chat with tips from: @LeslieHTayneEsq, @Payoff, @MoneyCrashers, @WelshKristy, @Finovera, @Emergebenefit, @Rod_Griffin, @AmericaSaves, @XYPlanning and @DadisCheap
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. In this week's chat with @AmericaSaves, we talked about ways families can save money. This deck features highlights from our chat with tips from: @BankRate, @AverageJoeMoney, @AdvantageCCS, @KatieBissell, @LeslieHTayneEsq, @MsMadamMoney, @annj_chen, @wealthwithmina, @Nerdwallet, @EmergeBenefit
How to Get Financially Ready for CollegeExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. Our fourth #CreditChat of Financial Literacy Month covered the numerous options available for students and parents looking to fund a college education. Special Guests included: Wells Fargo, @Liz Weston and @BrokeMillennial. This deck features highlights from our chat with tips from: @JasonVasquezWF, Gigi Dixon, @Payoff, @emergebenefit, @TeamFSINC, @FacingFinances, @LizWeston, @mrjustinwsmith, @ygenmoney, @RAHomes, @BrokeMillennial and @kevincswanson
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. This week, we discussed the road to financial wellness. Our #CreditChat panel included Jason Vitug – Founder of Phroogal.com, and Dr. Barbara O’Neill- CFP®, Distinguished Professor, and Specialist in Financial Resource Management, Rutgers Cooperative Extension, Carey Ransom- CMO of Payoff.We were also joined by several influencers in the personal finance community on Twitter. This deck features tips from: @FSAstore, @AFCPE, @OperationHOPE, @dougboneparth, @LeslieHTayneEsq, @SFCUNews, @emergebenefit, @PhiladelphiaF.E.C., @Rod_Griffin, @URMoneyMentor, @UncommonJules, @PiggieBanker, Phroogal, @MoneyCrashers, @Kasasa, @Payoff, @DaHartattack, @firstqfinance, @_MoneySavingPro, @DearDebtBlog, and @Moneytalk1
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. This week, we were joined by Beverly Harzog- author of "The Debt Escape Plan" and Debbi King- Personal Finance and Life Coach and Founder of the ABCs of Personal Finance. We discussed ways to tackle and eliminate debt, and we were joined by several influencers in the Personal Finance community. This deck features tips from: @DebbiKing, @LeslieHTayneEsq, @PiggieBanker, @SFCUNews, @OperationHOPE, @ttaylor2u2, @MoreThanWheels, @credit_gurl, @lenda, @emergebenefit, @SouthStateBank, @Rod_Griffin and @AskWhatNext
Members of the Personal Finance Community are bringing financial literacy to the masses in unconventional ways. This week, we highlighted some of the people making a difference in the way people learn about important financial topics.
The panel included: Marsha Barnes- Founder of The Finance Bar, Jason Vitug- Founder of Phroogal, Rod Griffin- Director of Public Education at Experian, and Mike Delgado- Social Media Community Manager at Experian.
This deck features tips from: @LeslieHTayneEsq, @Phroogal, @lenda, @shermanwealth, @care4yourfuture, @savingfreak, @CompareCards, @Kasasa, @WealthwithMina, @moneytalk1, @gina_constantino, @dahartattack, and @suddenlyfrugal.
How to Eat Healthy (Without Breaking the Bank)Experian_US
Join our #CreditChat on Twitter and YouTube every Wednesday at 3 p.m. ET. This week, we talked about ways to eat healthy meals while saving money. Frugal bloggers chatting with us included: @Flcchn, @Nature79, @MoreThanWheels, @AmericaSaves, @MagnifyMoney, @ReadyForZero, @TheWalletDiet, @MyMoneyCoach_CA, @MarkAndLaurenG, @TightWadNation, and many more.
You can catch the full video chat and all tweets here:
http://www.experian.com/blogs/news/about/frugal-food/
What to Expect (Financially) When ExpectingExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. This week, we discussed how to be financially prepared for a baby. Our #CreditChat panel included Emerge Benefit- a Workplace Financial Wellness Program, Mina Ennin Black- Founder of Life Event Financial Planning and In The Black financial workshops, Chad Smith- Certified Financial Planner at Financial Symmetry, and Damian Davila- Personal Finance and Wisebread Staff writer. We were also joined by several influencers in the personal finance community on Twitter. This deck features tips from: @SFCUNews, @emergebenefit, @FEC_Philly, @CityParentsLaw, @LeslieHTayneEsq, @DebbiKing, @DavilaDamian, @Frostbe, @sougboneparth, @lenda, @WealthWithMina, @kevincswanson, @Payoff,
Financial Literacy for Teens and Students Experian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. This week, we discussed Financial Literacy for Teens and Students. Our #CreditChat panel included Steve & Annette Economides – New York Times Best Selling Authors and Founders of MoneySmartFamily.com, Laura Levine – President of the Jump$tart Coalition: Financial Smarts for Students, Brian Page - Budget Challenge Outreach and Education, Manager and Debbi King- Personal Finance and Life Coach and Owner of ABC’s of Personal Finance. We were also joined by several influencers in the personal finance community on Twitter. This deck features tips from: @FinEdChat, @WealthwithMina, @mymoneycoach_ca, @RAHomes, @FamZoo, @LeslieHTayneEsq, @ncl_tweets, @NextGenPF, @b__wil, @christaylor_nyc, @ACCC_helps, @TraeRetailMeNot, @PiggieBanker, @MiriamSCross and @emergebenefit
Financial Tips You Would Give Your Younger SelfExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. This week, the community shared top personal finance tips they wish they could share with their younger selves. We were also joined by several influencers in the personal finance community on Twitter. Our panel included: Brad Sherman- Investment Advisory Rep, Wealth Manager – LFS Corp and President of Sherman Wealth Management, Lauren Young- Money editor at Reuters and host of Money Clip, and Debbi King- Owner of the ABC’s of Personal Finance. This deck features tips from: @LaurenYoung, @shermanwealth, @mymoneycoach_ca, @SuperMoney, @SFCUNews, @dougboneparth, @Rod_Griffin, @LeslieHTayneEsq, @Kasasa, @MiriamSCross, @emergebenefit, @MzShirleyD, @ttaylor2u2, @CinchFinancial and @Kiplinger
Credit & Money Tips for Military FamiliesExperian_US
Join our weekly #CreditChat on Twitter, Periscope, Snapchat & YouTube Live every Wednesday at 3 p.m. ET. This week, we talked about ways military families can improve their finances and credit.
The panel included: J.J. Montanaro: USAA Financial Planner; VeteransUnited; Rod Griffin– Director of Public Education at Experian and Mike Delgado– Social Media Community Manager at Experian.
This deck features tips from: @StopFraudCo, @JerryBuchko, @veteransunited, @care4yourfuture, @LeslieHTayneEsq, @FinanceLacey, @jj_USAA, @StacySmith0615, @ConsolidatedUS, @Rod_Griffin, @AirForceFCU, and @Kasasa.
Pay Off Debt: How to Pay Down Debt FasterExperian_US
Join our weekly #CreditChat on Twitter, Periscope, Snapchat & YouTube every Wednesday at 3 p.m. ET. This week, we talked with Zina Kumok about how she paid off $28,000 in debt within 3 years.
The panel included: Zina Kumok: Founder of Debt Free After Three; Rod Griffin– Director of Public Education at Experian and Mike Delgado– Social Media Community Manager at Experian.
This deck features tips from: @FinanceLacey, @LeslieHTayneEsq, @creditscoop, @FrogskinU, @JustOnePay, @saveforgem, @KOFETIME, @FamZoo, @moneyinmy30s, @SavingFreak, @StacySmith0615, @FedChoiceFCU, @Purefy, @AirForceFCU, @care4yourfuture, @kevincswanson, @suddenlyfrugal, @Rod_Griffin, and @debtcom.
Join our weekly #CreditChat on Twitter & Google Hangouts every Wednesday at 3 p.m. ET.
The panel included: Jeanne Kelly– Credit Coach, speaker and author; Rod Griffin– Director of Public Education at Experian and Mike Delgado– Social Media Community Manager at Experian.
This deck features tips from: @KOFETIME, @creditscoop, @Rod_Griffin, @Purefy, @LeslieHTayneEsq, @AirForceFCU, @SFCUNews, @FedChoiceFCU, @taynelawgroup, @JustOnePay, @CaryCarbonaro, @moneyinmy30s, @care4yourfuture, and @jennifercwhite.
Understanding your credit score and what factors impact that score are crucial tools for building a healthy credit rating.
Your credit score determines how much you will pay in interest rates to borrow money or even whether you will even get financing in the first place. Credit reports are also used to decide whether to provide you with insurance, housing, and utilities. Even many employment decisions are based on your creditworthiness.
A higher credit score makes you a lower risk to lenders, which, in turn, means you are more likely to get credit or insurance—or pay less for it. It also means you are more likely to get that dream job you worked so hard to achieve.
Keep reading and learn to understand, manage, and improve your credit rating.
Financial inclusion ways to help the underbankedExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. Our final #CreditChat of Financial Literacy Month shed light on the financial options available to the underbanked population. We had an inspiring discussion with @ryancmack of @OperationHOPE via Google Hangouts, and an awesome tweetchat with several personal finance experts. This deck features highlights from our chat with tips from: @OperationHOPE,@LeslieHTayneEsq, @FacingFinances, @emergebenefit, @Finovera, @Payoff, @dahnamchandler, @WealthWithMina and @DebbiKing
This deck features tips about way to grow your small business and position it for success from Brian Ward- Senior Director for Experian Business Information Services, Meredith Wood- Editor-in-Chief for Fundera, Gerri Detweiler- Head of Marketing Education for Nav, Ebong Eka- C.P.A., Business Coach, Strategist and Bestselling Author of Start Me Up, Tom Gazaway- President of LenCred.
How to Rebuild & Raise Your Credit ScoreExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. Our third #CreditChat of Financial Literacy Month covered ways to rebuild and raise your credit score. This deck features highlights from our chat with tips from: @creditscoop, @LeslieHTayneEsq, @Payoff, @MoreThanWheels, @BahiyahShabazz, @GTAdmissions1, @MsMadamMoney, @TurboTax, @DebbiKing, and @RAHomes.
Strategies For Paying Down (and Eliminating) DebtExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. In this week's chat with @Payoff and @LeslieHTayneEsq, we talked about ways to eliminate debt. This deck features highlights from our chat with tips from: @LeslieHTayneEsq, @Payoff, @MoneyCrashers, @WelshKristy, @Finovera, @Emergebenefit, @Rod_Griffin, @AmericaSaves, @XYPlanning and @DadisCheap
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. In this week's chat with @AmericaSaves, we talked about ways families can save money. This deck features highlights from our chat with tips from: @BankRate, @AverageJoeMoney, @AdvantageCCS, @KatieBissell, @LeslieHTayneEsq, @MsMadamMoney, @annj_chen, @wealthwithmina, @Nerdwallet, @EmergeBenefit
How to Get Financially Ready for CollegeExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. Our fourth #CreditChat of Financial Literacy Month covered the numerous options available for students and parents looking to fund a college education. Special Guests included: Wells Fargo, @Liz Weston and @BrokeMillennial. This deck features highlights from our chat with tips from: @JasonVasquezWF, Gigi Dixon, @Payoff, @emergebenefit, @TeamFSINC, @FacingFinances, @LizWeston, @mrjustinwsmith, @ygenmoney, @RAHomes, @BrokeMillennial and @kevincswanson
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. This week, we discussed the road to financial wellness. Our #CreditChat panel included Jason Vitug – Founder of Phroogal.com, and Dr. Barbara O’Neill- CFP®, Distinguished Professor, and Specialist in Financial Resource Management, Rutgers Cooperative Extension, Carey Ransom- CMO of Payoff.We were also joined by several influencers in the personal finance community on Twitter. This deck features tips from: @FSAstore, @AFCPE, @OperationHOPE, @dougboneparth, @LeslieHTayneEsq, @SFCUNews, @emergebenefit, @PhiladelphiaF.E.C., @Rod_Griffin, @URMoneyMentor, @UncommonJules, @PiggieBanker, Phroogal, @MoneyCrashers, @Kasasa, @Payoff, @DaHartattack, @firstqfinance, @_MoneySavingPro, @DearDebtBlog, and @Moneytalk1
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. This week, we were joined by Beverly Harzog- author of "The Debt Escape Plan" and Debbi King- Personal Finance and Life Coach and Founder of the ABCs of Personal Finance. We discussed ways to tackle and eliminate debt, and we were joined by several influencers in the Personal Finance community. This deck features tips from: @DebbiKing, @LeslieHTayneEsq, @PiggieBanker, @SFCUNews, @OperationHOPE, @ttaylor2u2, @MoreThanWheels, @credit_gurl, @lenda, @emergebenefit, @SouthStateBank, @Rod_Griffin and @AskWhatNext
Members of the Personal Finance Community are bringing financial literacy to the masses in unconventional ways. This week, we highlighted some of the people making a difference in the way people learn about important financial topics.
The panel included: Marsha Barnes- Founder of The Finance Bar, Jason Vitug- Founder of Phroogal, Rod Griffin- Director of Public Education at Experian, and Mike Delgado- Social Media Community Manager at Experian.
This deck features tips from: @LeslieHTayneEsq, @Phroogal, @lenda, @shermanwealth, @care4yourfuture, @savingfreak, @CompareCards, @Kasasa, @WealthwithMina, @moneytalk1, @gina_constantino, @dahartattack, and @suddenlyfrugal.
How to Eat Healthy (Without Breaking the Bank)Experian_US
Join our #CreditChat on Twitter and YouTube every Wednesday at 3 p.m. ET. This week, we talked about ways to eat healthy meals while saving money. Frugal bloggers chatting with us included: @Flcchn, @Nature79, @MoreThanWheels, @AmericaSaves, @MagnifyMoney, @ReadyForZero, @TheWalletDiet, @MyMoneyCoach_CA, @MarkAndLaurenG, @TightWadNation, and many more.
You can catch the full video chat and all tweets here:
http://www.experian.com/blogs/news/about/frugal-food/
What to Expect (Financially) When ExpectingExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. This week, we discussed how to be financially prepared for a baby. Our #CreditChat panel included Emerge Benefit- a Workplace Financial Wellness Program, Mina Ennin Black- Founder of Life Event Financial Planning and In The Black financial workshops, Chad Smith- Certified Financial Planner at Financial Symmetry, and Damian Davila- Personal Finance and Wisebread Staff writer. We were also joined by several influencers in the personal finance community on Twitter. This deck features tips from: @SFCUNews, @emergebenefit, @FEC_Philly, @CityParentsLaw, @LeslieHTayneEsq, @DebbiKing, @DavilaDamian, @Frostbe, @sougboneparth, @lenda, @WealthWithMina, @kevincswanson, @Payoff,
Financial Literacy for Teens and Students Experian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. This week, we discussed Financial Literacy for Teens and Students. Our #CreditChat panel included Steve & Annette Economides – New York Times Best Selling Authors and Founders of MoneySmartFamily.com, Laura Levine – President of the Jump$tart Coalition: Financial Smarts for Students, Brian Page - Budget Challenge Outreach and Education, Manager and Debbi King- Personal Finance and Life Coach and Owner of ABC’s of Personal Finance. We were also joined by several influencers in the personal finance community on Twitter. This deck features tips from: @FinEdChat, @WealthwithMina, @mymoneycoach_ca, @RAHomes, @FamZoo, @LeslieHTayneEsq, @ncl_tweets, @NextGenPF, @b__wil, @christaylor_nyc, @ACCC_helps, @TraeRetailMeNot, @PiggieBanker, @MiriamSCross and @emergebenefit
Financial Tips You Would Give Your Younger SelfExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. This week, the community shared top personal finance tips they wish they could share with their younger selves. We were also joined by several influencers in the personal finance community on Twitter. Our panel included: Brad Sherman- Investment Advisory Rep, Wealth Manager – LFS Corp and President of Sherman Wealth Management, Lauren Young- Money editor at Reuters and host of Money Clip, and Debbi King- Owner of the ABC’s of Personal Finance. This deck features tips from: @LaurenYoung, @shermanwealth, @mymoneycoach_ca, @SuperMoney, @SFCUNews, @dougboneparth, @Rod_Griffin, @LeslieHTayneEsq, @Kasasa, @MiriamSCross, @emergebenefit, @MzShirleyD, @ttaylor2u2, @CinchFinancial and @Kiplinger
Credit & Money Tips for Military FamiliesExperian_US
Join our weekly #CreditChat on Twitter, Periscope, Snapchat & YouTube Live every Wednesday at 3 p.m. ET. This week, we talked about ways military families can improve their finances and credit.
The panel included: J.J. Montanaro: USAA Financial Planner; VeteransUnited; Rod Griffin– Director of Public Education at Experian and Mike Delgado– Social Media Community Manager at Experian.
This deck features tips from: @StopFraudCo, @JerryBuchko, @veteransunited, @care4yourfuture, @LeslieHTayneEsq, @FinanceLacey, @jj_USAA, @StacySmith0615, @ConsolidatedUS, @Rod_Griffin, @AirForceFCU, and @Kasasa.
Pay Off Debt: How to Pay Down Debt FasterExperian_US
Join our weekly #CreditChat on Twitter, Periscope, Snapchat & YouTube every Wednesday at 3 p.m. ET. This week, we talked with Zina Kumok about how she paid off $28,000 in debt within 3 years.
The panel included: Zina Kumok: Founder of Debt Free After Three; Rod Griffin– Director of Public Education at Experian and Mike Delgado– Social Media Community Manager at Experian.
This deck features tips from: @FinanceLacey, @LeslieHTayneEsq, @creditscoop, @FrogskinU, @JustOnePay, @saveforgem, @KOFETIME, @FamZoo, @moneyinmy30s, @SavingFreak, @StacySmith0615, @FedChoiceFCU, @Purefy, @AirForceFCU, @care4yourfuture, @kevincswanson, @suddenlyfrugal, @Rod_Griffin, and @debtcom.
Join our weekly #CreditChat on Twitter & Google Hangouts every Wednesday at 3 p.m. ET.
The panel included: Jeanne Kelly– Credit Coach, speaker and author; Rod Griffin– Director of Public Education at Experian and Mike Delgado– Social Media Community Manager at Experian.
This deck features tips from: @KOFETIME, @creditscoop, @Rod_Griffin, @Purefy, @LeslieHTayneEsq, @AirForceFCU, @SFCUNews, @FedChoiceFCU, @taynelawgroup, @JustOnePay, @CaryCarbonaro, @moneyinmy30s, @care4yourfuture, and @jennifercwhite.
Understanding your credit score and what factors impact that score are crucial tools for building a healthy credit rating.
Your credit score determines how much you will pay in interest rates to borrow money or even whether you will even get financing in the first place. Credit reports are also used to decide whether to provide you with insurance, housing, and utilities. Even many employment decisions are based on your creditworthiness.
A higher credit score makes you a lower risk to lenders, which, in turn, means you are more likely to get credit or insurance—or pay less for it. It also means you are more likely to get that dream job you worked so hard to achieve.
Keep reading and learn to understand, manage, and improve your credit rating.
Financial inclusion ways to help the underbankedExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. Our final #CreditChat of Financial Literacy Month shed light on the financial options available to the underbanked population. We had an inspiring discussion with @ryancmack of @OperationHOPE via Google Hangouts, and an awesome tweetchat with several personal finance experts. This deck features highlights from our chat with tips from: @OperationHOPE,@LeslieHTayneEsq, @FacingFinances, @emergebenefit, @Finovera, @Payoff, @dahnamchandler, @WealthWithMina and @DebbiKing
Great Tips to Help You File Your Taxes (And Get a Refund) Experian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. In this week's chat we shared important tips about filing taxes that might help you get a refund and avoid penalties. This deck features highlights from our chat with tips from: @AmericaSaves, @LeslieHTayneEsq, @TaxTweet, @RAHomes, @Finovera, @_MoneySavingPro, @DebbiKing and @WealthWithMina
How to Protect Yourself From Identity TheftExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. This week, we discussed the very important topic of identity theft and learned tips about how we can protect ourselves. This deck features highlights from our chat with tips from: @LeslieHTayneEsq, @NatlJumpStart, @Frostbe, @DebbiKing, @RAHomes, @SouthStateBank, @BahiyahShabazz, @WelshKristy, @yesiamcheap and @FacingFinances.
http://www.savoycredit.com
As industry experts, we understand just how easy it is for anyone to slip into a bad credit score. Whether your credit has been affected by student loans, a bankruptcy, a divorce, foreclosures or anything else, it can be an extremely frustration experience which can deny you access to many of your most important life goals.
How To Stay In Shape (While On A Budget)Experian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. In this week's chat with @YoungFinances and @MelSmithJones, we talked about ways to stay healthy while maintaining a budget. This deck features highlights from our chat with tips from: @MelSmithJones, @YoungFinances, @LeslieHTayneEsq, @Emergebenefit, @BudgetChallenge, @Rod_Griffin, @Payoff, @Disappear23, and @MsMadamMoney
Learn strategies and tips for buying real estate from Lisa Gibbs from Money.com and personal finance bloggers who attended our weekly tweetchat on Twitter.
Experian Millennial Credit & Finance Survey Report Part IIExperian_US
Experian® has released additional findings from a national survey among more than 1,000 millennials, ages 19 to 34, showing that this generation struggles with using credit as a tool to enhance their lives. This struggle can be attributed to unawareness of credit terms and conditions and a mixed attitude regarding credit cards. A majority (64 percent) of survey respondents consider them “dangerous,” while almost 30 percent have maxed out a card.
Similar to How to Strategically Manage (And Pay Off) Debt (10)
’Tis the season to be jolly — but it’s not so jolly for many consumers, as the holidays can cause financial stress and often put consumers into debt. According to a nationwide survey from Experian, the primary reason is that most consumers don’t create budgets and are unprepared to cover added expenses beyond gifts, such as postage costs, hostess gifts, gift-wrapping supplies and greeting cards.
Kicking off the world’s largest financial content expo, FinCon 2016, Experian — together with eight bloggers — announced the findings from a nationwide consumer survey that covers the gamut of personal finance topics. What did we learn?
• Respondents feel optimistic about their finances, but stress surrounding income expectations, debt reduction and retirement investments diminish their confidence in a strong financial future
• Lack of income and funds are considered the main reasons for financial woes, not respondents’ fiscal behavior
• Financial education is key to debt reduction and increased savings, according to respondents
Join our weekly #CreditChat on Twitter & Google Hangouts every Wednesday at 3 p.m. ET.
The video panel included: Jill Castilla: President & CEO of Citizens Bank of Edmond; Rod Griffin: Director of Public Education at Experian and Mike Delgado: Social Media Community Manager at Experian.
This deck features tips from: @care4yourfuture, @FedChoiceFCU, @KOFETIME, @benpankonin, @ICBA_Jessica, @LisaWeinberger, @ConsolidatedUS, @FlaxJessica, @navicorePR, @debtcom, @Kasasa, @CitizensEdmond, @KasasaNews, and @HighYaReviews.
Join our #CreditChat every Wednesday at 3pm ET on Twitter and Google Hangouts. This week's #CreditChat was inspired by Financial Literacy Month and featured an amazing panel: Brian Page– teacher, financial Literacy leader and advocate, Bill Dwight– CEO and Founder of FamZoo, Sam Renick– Founder of DreamBigDay.net and Mike Delgado– Social Media Community Manager at Experian.
This deck features tips from: @LeslieTayneEsq, @FamZoo, @SouthStateBank, @kevincswanson, @FinEdChat, @FedChoiceFCU, @PicaCreditUnion, @Care4YourFuture, @Catherinebyerly, @CinfedCU, @KOFETIME, @JustOnePay, @nickelapp, @dreambigclub, @creditscoop, and @FrogSkinU, @AirForceCU.
Ecs college graduate survey report finalExperian_US
College students may be about to receive their degrees but their credit education still needs some schooling. A national survey by Experian of college students graduating this year found that 69 percent of respondents will have student loan debt upon graduation. Despite the fact that most students accumulate debt, 71 percent of survey respondents said they did not learn about credit and debt management in college, giving their schools an average grade of C when it comes to preparing them to manage credit and debt after college.
Investing 101: How to Prepare for RetirementExperian_US
Join our weekly #CreditChat on Twitter & Blab every Wednesday at 3 p.m. ET. The panel included: Walter Updegrave: Former CNNMoney Ask the Expert columnist and Founder of RealDealRetirement.com, Kiplinger Retirement Report, Rod Griffin- Director of Public Education at Experian and Mike Delgado- Social Media Community Manager at Experian.
This deck features tips from: @taynelawgroup, @KOFETIME, @kevincswanson, @JustOnePay, @SFCUNews, @FedChoiceFCU, @LeslieHTayneEsq, @AirForceFCU, @care4yourfuture, @StopFraudCo, @KiplingerRetire, and @FrogskinU.
Join our weekly #CreditChat on Twitter & Blab every Wednesday at 3 p.m. ET. The Twitter panel included: Sallie Mae - Helping Students and Families Pay for College; Ashley Hill - Scholarship Search Strategist; Inceptia - Non-Profit Org Focused on Higher Education Access, and CordiaGrad - Helping Grads Take Control of Student Loans. The video panel included: Carissa Uhlman - Vice President of Student Success at Inceptia; Ashley Hill - Scholarship Search Strategist; Rod Griffin - Director of Public Education at Experian, and Mike Delgado - Social Media Community Manager at Experian.
This deck features tips from: @SelfLender, @SallieMae, @KOFETIME, @GiftofCollege, @CordiaGrad, @Rod_Griffin, @TCAsolutions, @suddenlyfrugal, @taynelawgroup, @ConsolidatedUS, @Kasasa, @nerdgrad, @wisebread, @SmartWomanCan, @care4yourfuture, @GamezLawFirm, @AirForceFCU, @ACAIntl, @MrsAmandaReed, @moneyinmy30s.
Experian recently surveyed newlyweds nationwide to see what role credit and finances play in establishing a life together and achieving long-term financial goals, such as buying a home. The results suggest financial discussions should take place before saying “I do.”
Consumers need more education on how to better manage their credit as they prepare to buy a home, according to findings from a national survey by Experian. The survey, among individuals who are recent home buyers or are planning to purchase a home, showed that consumers understand having a good credit profile is key to making their homebuying dream come true but it is one of the reasons they say they are denied a loan.
Women and Money: Building Wealth and Banishing FearExperian_US
Join our weekly #CreditChat on Twitter & Blab every Wednesday at 3 p.m. ET. The panel included: Cary Carbonaro, CFP: Author & Founder of MoneyQueenGuide.com; Rod Griffin- Director of Public Education at Experian and Mike Delgado- Social Media Community Manager at Experian.
This deck features tips from: @AirForceFCU, @MiriamSCross, @MrsAmandaReed, @CaryCarbonaro, @kevincswanson, @expgstockton, @kclmoneycoach, @WealthwithMina, @JoannaZarach, @SelfLender,
@FedChoiceFCU, @Pennies4Pigs, @moneyinmy30s, @navicorePR, @ubiquitysavings,
Women, the Workplace and Money: How to Take Action Today and Plan for Tomorro...Experian_US
As part of Experian’s Leadership Connections: Women Speaker Series, we were honored to host best-selling author, speaker and TV personality, Cary Carbonaro for an intimate discussion on the topic of "Women, the Workplace and Money".
Cary shared key tips for women on how we can build a financially-thoughtful and secure future from her new bestselling new book, "The Money Queen’s Guide."
Consumer awareness of identity theft and tax-related fraud is on the rise this year, and along with it increased concerns over becoming a victim. Experian recently surveyed consumers nationwide for its annual tax study, focusing on a number of tax related topics including filling habits, identity theft and what they are doing to protect themselves this tax season.
‘Tis the season to give thanks and give back to the community! Join us and share how you showing love to those around you.
This week's #CreditChat included ways to give thanks to others and continue paying it forward.
The panel included: Kasasa – a national brand of free rewards checking accounts offered exclusively at community financial institutions, Amy Robles- Founder of ThinkEnriched.com, Keryl Pesce- Author of “Share This Journal,” entrepreneur, radio co-host and inspirational speaker, Jeanne Kelly- Credit Coach/Expert at Credit.com, and Rod Griffin- Director of Public Education at Experian, and Mike Delgado- Social Media Community Manager at Experian.
The chat featured tips from @care4yourfuture, @andrewluu1, @Kasasa, @CompareCards, @SavingFreak, @CaryCarbonaro, @MoneyCrashers, @PicaCreditUnion, @CordiaGrad, @mymoneycoach_ca, @Rod_Griffin, @PHAVZ, @suddenlyfrugal, @KOFETIME, @moneytalk1, and @wisebread.
Are you trying to watch your waistline and your budget this holiday season? Then you won’t want to miss the tips from this chat about frugal and healthy holiday eats and activities.
The panel included: Ben Edwards: Founder of MoneySmartLife, John Schneider & David Auten: Founders of Debt Free Guys, Rod Griffin- Director of Public Education at Experian and Mike Delgado- Social Media Community Manager at Experian.
This deck featured tips from @SFCUNews, @CordiaGrad, @DebtFreeGuys, @gabbyknows, @myCCCU, @CompareCards, @babiexnicci, @Kasasa, @GiftofCollege, @DebbiKing, @SavingFreak, @PicaCreditUnion, @KOFETIME, @FedChoiceFCU, @UrMoneyMentor, @suddenlyfrugal, and @MiriamSCross.
Do you have to do some traveling this holiday season? Don’t let the seasonal prices get the best of you! This chat featured tips and tricks to help you save money on your travel expenses.
Our panel included: Tonya Rapley- Certified Financial Educator, Millennial Money Coach and Founder of MyFabFinance.com, Paul Moyer- Founder of SavingFreak.com, Rod Griffin- Director of Public Education at Experian, and Mike Delgado- Social Media Community Manager at Experian.
This deck featured tips from: @suddenlyfrugal, @SavingFreak, @DebbiKing, @MyFabFinance, @robert_harrow, @KOFETIME, @care4yourfuture, @WealthwithMina, @payoff, @wisebread, and @MiriamSCross.
Consumers may not feel so jolly once they head into this year’s holiday shopping season. According to a national survey by Experian, many respondents are concerned about the financial stress of gift buying and adding debt, as well as becoming an identity theft victim.
This deck features top tweets from the recent "Credit for Renting" Wise Bread chat sponsored by Experian RentBureau. Flip through it to learn how you can build a credit history by paying your rent on time.
Visit www.experian.com/BuildCreditHistory for more information.
Experian Millennial Credit & Finance Survey Report Part I of IIExperian_US
Experian releases the first of two reports originating from a survey of more than 1,000 millennials, ages 19-34, about a variety of personal finance topics – from their future views, to loan status, to credit knowledge, to use of technology. The survey follows a July 2015 report from Experian that analyzed credit bureau data and placed millennials last in generational credit score rankings.
We had an opportunity to talk with Kitman Labs about ways big data is leveraged for baseball. The following slides are highlights from our Twitter chat with them.
Join our #CreditChat on Twitter and YouTube every Wednesday at 3 p.m. ET.
This week, we talked about important things to consider before moving out on your own. The panel included: Eric Roberge- Certified Financial Planner and founder of Beyond Your Hammock, a virtual fee-only financial planning business and Rod Griffin – Director of Public Education at Experian. This deck features tips from: @BeyondFinances, @shermanwealth, @Rod_Griffin, @SFCUNews, @MoneyCrashers, @Wisebread, @MoneySmart, @LeslieHTayneEsq, @CaryCarbonaro, @barrychoi, @FredCntyBank, @homesickak7, and @CompareCards
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
how can I sell my pi coins for cash in a pi APPDOT TECH
You can't sell your pi coins in the pi network app. because it is not listed yet on any exchange.
The only way you can sell is by trading your pi coins with an investor (a person looking forward to hold massive amounts of pi coins before mainnet launch) .
You don't need to meet the investor directly all the trades are done with a pi vendor/merchant (a person that buys the pi coins from miners and resell it to investors)
I Will leave The telegram contact of my personal pi vendor, if you are finding a legitimate one.
@Pi_vendor_247
#pi network
#pi coins
#money
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
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USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
2. Join our #CreditChat every Wednesday at 3 p.m. ET.
This week, we discussed how to manage and pay off debt.
“ Check out all video and resources shared:
bit.ly/manage-debt
3. Featuring: Dr. Scott Rick @scottianrick
University of Michigan’s Ross School of Business
4. Wednesdays | 3 p.m. ET
#CreditChat
Why is it easy to fall into debt?
What kinds of debts?
5. Some fall into debt because of an emergency or loss of income,
but for many it’s just spending more than they earn.
Tweet by @magnify_money
#CreditChat
6. A lot of people fall into debt via impulse spending and
#CreditChat
not having a plan to pay off credit cards.
Tweet by @moneycrashers
7. Tweet by @csmithraleigh
is a bad recipe for financial progress
Instant gratification plus a lack of awareness
#CreditChat
8. Tweet by @scottianrick
Inability to resist temptation is intuitive response.
#CreditChat
But there are other sources: medical bills, mismanaging bills.
9. It’s easy to fall into debt without a budget because
#CreditChat
we don’t know how much we’re spending and if we’re living within our means
Tweet by @mymoneycoach_ca
10. Tweet by @ACCC_Helps
A lack of education about credit and credit terms
#CreditChat
can cause serious financial problems.
11. #CreditChat
If you don’t establish good financial habits early on, you can fall into debt easily.
Tweet by @Quizzle
16. #CreditChat
People need to understand their personality types before getting a credit card.
Tweet by @magnify_money
Don’t use if you are an impulsive indulger!
17. Tweet by @Quizzle
Credit Cards help you establish credit. Good use can increase your score,
#CreditChat
but if you’re not responsible it will do the opposite.
20. Wednesdays | 3 p.m. ET
#CreditChat
How to do you choose what credit card
or loan to pay down first?
21. Tweet by @ReadyForZero
We think focusing on the highest interest (and therefore most costly)
#CreditChat
debt first. Stick to debt avalanche method.
22. Take into account both the highest interest and highest balance
Tweet by @LeslieHTayneEsq
when paying off credit cards and loans!
#CreditChat
24. Wednesdays | 3 p.m. ET
#CreditChat
What advice do you have for paying
down credit cards faster?
25. Target one credit card account and pay minimum on others.
When paid off, roll over that payment to new target account until debt free.
#CreditChat
Tweet by @ReadyForZero
26. Tweet by @MomCentsPF
If you have a good payment track record, ask for a lower interest rate.
#CreditChat
27. I understand the urge to pay off individual debts,
Tweet by @scottianrick
but you’ll be better off if you can focus on debt with highest APR.
#CreditChat
28. Tweet by @YesIamCheap
Never pay only the minimum! Look at the payment schedule
#CreditChat
on your statements to see how long it will take to pay it off.
29. Wednesdays | 3 p.m. ET
#CreditChat
How can we stay motivated to
keep paying off debt?