This presentation looks at entry into Canada without clearance from immigration. The focus is on safe harbour agreement that has led to more refugees fleeing to Canada.
Illegal crosing of the border - Are Canada's borders protectedpaul young cpa, cga
This presentation looks at the issues facing Canada including illegal border crossing. Canada law includes safe harbour agreement which allows people to cross into Canada through borders that are no protected and/or secured
This presentation will look at the border crisis related to refugees crossing the border from United States into Canada. The presentation will look at cost as well as well public safety issues facing Canadians.
A practitioner perspective on bringing community need and major philanthropy ...Giving Centre
The Community Foundation Tyne & Wear and Northumberland has an endowment of £52 million, the largest in the UK. It makes around £5 million in grants annually, distributing over 1,500 grants each year to support the community. The Foundation receives funding from individuals, families, businesses, affinity groups, charities, and trusts to allocate towards community needs through both annual funds and its growing endowment.
After surveying all certified all RYE districts in world, we have distilled our the top best practices: How to transform applicants to successful exchange students. Facilitators: Walter Lundstrom, Liisa Stjernberg, and Lennart Joergensen
1. The document provides information on the economic situation in the Netherlands, including average salaries of €27,156 per year, an unemployment rate of 6.9%, and a GDP of €680.30 billion in 2015.
2. It also discusses poverty levels, with over 1.2 million people living in poverty, especially those relying on welfare, single mothers, migrants, and the self-employed. More than 11% of Dutch children live in poverty.
3. The document presents results from a questionnaire on topics like discrimination, poverty, gender issues, and whether school is the appropriate place to discuss social topics.
The Marist Liberty Partnerships Program offers free pre-collegiate and dropout prevention services to students in the Kingston and Poughkeepsie City School Districts, including tutoring, college application assistance, academic advising, leadership opportunities, cultural excursions, summer programs, mentoring, and workforce development. Services are available on a first-come, first-served basis with limited space. Interested students should contact the program director for more information.
Canada Manufacturing Sales for January 2017 are up .7% from December 2016paul young cpa, cga
The rebound in oil and gas has led to growth in manufacturing sales. The oil rebound has offset loses in areas like transportation equipment (Aerospace).
Automotive sector also continues to be challenge as small vehicle sales continue their slide in January 2017.
Corporate challenges when it comes to reporting corporate taxes by jurisdictionpaul young cpa, cga
This presentation looks at the corporate tax reporting requirement by business. The focus is financial solutions that can help streamline the corporate tax reporting as part of the close, consolidate and reporting cycle.
Illegal crosing of the border - Are Canada's borders protectedpaul young cpa, cga
This presentation looks at the issues facing Canada including illegal border crossing. Canada law includes safe harbour agreement which allows people to cross into Canada through borders that are no protected and/or secured
This presentation will look at the border crisis related to refugees crossing the border from United States into Canada. The presentation will look at cost as well as well public safety issues facing Canadians.
A practitioner perspective on bringing community need and major philanthropy ...Giving Centre
The Community Foundation Tyne & Wear and Northumberland has an endowment of £52 million, the largest in the UK. It makes around £5 million in grants annually, distributing over 1,500 grants each year to support the community. The Foundation receives funding from individuals, families, businesses, affinity groups, charities, and trusts to allocate towards community needs through both annual funds and its growing endowment.
After surveying all certified all RYE districts in world, we have distilled our the top best practices: How to transform applicants to successful exchange students. Facilitators: Walter Lundstrom, Liisa Stjernberg, and Lennart Joergensen
1. The document provides information on the economic situation in the Netherlands, including average salaries of €27,156 per year, an unemployment rate of 6.9%, and a GDP of €680.30 billion in 2015.
2. It also discusses poverty levels, with over 1.2 million people living in poverty, especially those relying on welfare, single mothers, migrants, and the self-employed. More than 11% of Dutch children live in poverty.
3. The document presents results from a questionnaire on topics like discrimination, poverty, gender issues, and whether school is the appropriate place to discuss social topics.
The Marist Liberty Partnerships Program offers free pre-collegiate and dropout prevention services to students in the Kingston and Poughkeepsie City School Districts, including tutoring, college application assistance, academic advising, leadership opportunities, cultural excursions, summer programs, mentoring, and workforce development. Services are available on a first-come, first-served basis with limited space. Interested students should contact the program director for more information.
Canada Manufacturing Sales for January 2017 are up .7% from December 2016paul young cpa, cga
The rebound in oil and gas has led to growth in manufacturing sales. The oil rebound has offset loses in areas like transportation equipment (Aerospace).
Automotive sector also continues to be challenge as small vehicle sales continue their slide in January 2017.
Corporate challenges when it comes to reporting corporate taxes by jurisdictionpaul young cpa, cga
This presentation looks at the corporate tax reporting requirement by business. The focus is financial solutions that can help streamline the corporate tax reporting as part of the close, consolidate and reporting cycle.
Here is the latest news on the housing/real estate market for Canada. The presentation will look at housing prices, home resales, mortgage rates, housing starts and building permits
Close, Consolidate and Reporting - CFO and Office of Financepaul young cpa, cga
This presentation looks at issues facing office of the finance as part of closing the accounting cycle for business. The emphasis is on both business demands when it comes to reporting.
The presentation will discuss areas like risk management, business process change, reporting options as part of looking at how best to streamline the close, consolidate and reporting cycle for a business.
Los animales comparten cinco características clave: la movilidad, la nutrición mediante la alimentación de diversos tipos, el metabolismo aerobio que requiere oxígeno, la reproducción sexual aunque algunos pueden reproducirse asexualmente en casos excepcionales, y el desarrollo embrionario a través de la mitosis celular.
Theodora Sakizli is a designer based in Athens, Greece. She specializes in interior, product, and graphic design. Her work focuses on minimalist and functional designs that emphasize clean lines, neutral palettes, and innovative uses of materials.
O documento discute como estruturar dados para obter insights valiosos do Big Data. Ele explica os 5 V's do Big Data - Volume, Velocidade, Variedade, Veracidade e Valor - e enfatiza a importância de estruturar os dados para adicionar contexto e significado, levando à informação útil. Também destaca que a inteligência do negócio é necessária para transformar os dados em conhecimento valioso capaz de gerar valor.
What is CETA (Comprehensive Economic and Trade) and what does it mean for Canadapaul young cpa, cga
The document discusses the Comprehensive Economic and Trade Agreement (CETA) between Canada and the European Union. CETA will eliminate 98% of tariffs between the two regions, boosting trade. It has faced criticism for potentially weakening consumer protections and benefiting large businesses more than citizens. Supporters argue it will increase Canadian exports by $12 billion and create 80,000 jobs by improving access to European markets of over 500 million people. Key industries like automotive and forestry expect gains, but some sectors have trade deficits with Europe that may grow.
Global Medical Cotton Swabs Industry 2022 Market Applications, Sales, Key Sol...Pallavi Pawar
The study presents an outline of the global Medical Cotton Swabs market based on key parameters such as regions, products, technology, application, and end user. The projected volume and revenue growth of the global Medical Cotton Swabs market during the forecast period has also been mentioned in the report. The report further offers an insight into the prime geographical segments of the global Medical Cotton Swabs market and provides details about their past and present shares. The trends prevalent in the market have also been highlighted in the report. The study further presents an assessment of the factors that are expected to impact the growth of the market in a negative or positive way. The global Medical Cotton Swabs market has been thoroughly analyzed with regard to the respective market segments and forecast period. Each year within the respective timeline has been briefly studied in terms of the value of the product in the regional as well as global market.
This presentation updates the trends including issue facing the streaming market. More and more companies are focusing on hosting applications that are sanction by broadcasters and the entertainment industry.
FYI
People need to do their research as the rules continue to change with regards to streaming.
Where is the Government infrastructure spending for Canada?paul young cpa, cga
This presentation will look at both public and private sector investment in infrastructure. The presentation will also look at key areas of business investment to see where business are investing capital into their business.
This document presents information on a thermoelectric refrigerator. It includes an abstract that describes how thermoelectric modules can be used to produce refrigeration without CFCs. It then discusses the principles of thermoelectric refrigeration including the Peltier effect. It provides descriptions of the key components of the refrigerator like the thermoelectric module, heat sinks, fans, and temperature indicator. It also includes specifications, power calculations, comparisons to normal refrigerators, advantages, applications and concludes that thermoelectric refrigerators are portable, compact and environmentally friendly alternatives for some cooling applications.
- Canada is experiencing an influx of refugees and asylum seekers crossing the border illegally which is straining government budgets and social services. The Liberal government refuses to designate all border crossings as official ports of entry. This is leading to tensions as the costs mount for provinces and municipalities. Strengthening border security and supporting sub-national governments are seen as priorities.
This presentation looks at the refugees that are crossing into Canada through non-border check in location. The information looks at cost as well as issues facing Canada as part of securing its borders.
The document discusses Canada's refugee and asylum seeker situation, noting that asylum claims have nearly doubled in 2017 compared to previous years, with estimates of 30,000 claims. It also discusses the costs borne by various levels of government to support and house asylum seekers, estimated at $480-700 million in 2017. Several sources are cited discussing security at the US-Canada border and the challenges around irregular border crossings.
Paul Young presents information on refugees and asylum seekers entering Canada. The number of asylum claims filed in 2017 could reach 30,000, nearly double the average of 16,000. Over 32,000 asylum seekers have crossed the border into Canada so far in 2017, costing an estimated $480 million to $700 million to house, feed, and support them. There is debate around strengthening border security and reforming policies around asylum seekers.
Asylum seekers to Canada is expected to hit 30,000 in 2017paul young cpa, cga
More and more people are filing asylum claims in Canada. The pace is highest it has been in years. The average asylum seekers is about 16K per year as compare to current pace that could see well over 30K in terms of asylum seekers.
Here is the latest news on the housing/real estate market for Canada. The presentation will look at housing prices, home resales, mortgage rates, housing starts and building permits
Close, Consolidate and Reporting - CFO and Office of Financepaul young cpa, cga
This presentation looks at issues facing office of the finance as part of closing the accounting cycle for business. The emphasis is on both business demands when it comes to reporting.
The presentation will discuss areas like risk management, business process change, reporting options as part of looking at how best to streamline the close, consolidate and reporting cycle for a business.
Los animales comparten cinco características clave: la movilidad, la nutrición mediante la alimentación de diversos tipos, el metabolismo aerobio que requiere oxígeno, la reproducción sexual aunque algunos pueden reproducirse asexualmente en casos excepcionales, y el desarrollo embrionario a través de la mitosis celular.
Theodora Sakizli is a designer based in Athens, Greece. She specializes in interior, product, and graphic design. Her work focuses on minimalist and functional designs that emphasize clean lines, neutral palettes, and innovative uses of materials.
O documento discute como estruturar dados para obter insights valiosos do Big Data. Ele explica os 5 V's do Big Data - Volume, Velocidade, Variedade, Veracidade e Valor - e enfatiza a importância de estruturar os dados para adicionar contexto e significado, levando à informação útil. Também destaca que a inteligência do negócio é necessária para transformar os dados em conhecimento valioso capaz de gerar valor.
What is CETA (Comprehensive Economic and Trade) and what does it mean for Canadapaul young cpa, cga
The document discusses the Comprehensive Economic and Trade Agreement (CETA) between Canada and the European Union. CETA will eliminate 98% of tariffs between the two regions, boosting trade. It has faced criticism for potentially weakening consumer protections and benefiting large businesses more than citizens. Supporters argue it will increase Canadian exports by $12 billion and create 80,000 jobs by improving access to European markets of over 500 million people. Key industries like automotive and forestry expect gains, but some sectors have trade deficits with Europe that may grow.
Global Medical Cotton Swabs Industry 2022 Market Applications, Sales, Key Sol...Pallavi Pawar
The study presents an outline of the global Medical Cotton Swabs market based on key parameters such as regions, products, technology, application, and end user. The projected volume and revenue growth of the global Medical Cotton Swabs market during the forecast period has also been mentioned in the report. The report further offers an insight into the prime geographical segments of the global Medical Cotton Swabs market and provides details about their past and present shares. The trends prevalent in the market have also been highlighted in the report. The study further presents an assessment of the factors that are expected to impact the growth of the market in a negative or positive way. The global Medical Cotton Swabs market has been thoroughly analyzed with regard to the respective market segments and forecast period. Each year within the respective timeline has been briefly studied in terms of the value of the product in the regional as well as global market.
This presentation updates the trends including issue facing the streaming market. More and more companies are focusing on hosting applications that are sanction by broadcasters and the entertainment industry.
FYI
People need to do their research as the rules continue to change with regards to streaming.
Where is the Government infrastructure spending for Canada?paul young cpa, cga
This presentation will look at both public and private sector investment in infrastructure. The presentation will also look at key areas of business investment to see where business are investing capital into their business.
This document presents information on a thermoelectric refrigerator. It includes an abstract that describes how thermoelectric modules can be used to produce refrigeration without CFCs. It then discusses the principles of thermoelectric refrigeration including the Peltier effect. It provides descriptions of the key components of the refrigerator like the thermoelectric module, heat sinks, fans, and temperature indicator. It also includes specifications, power calculations, comparisons to normal refrigerators, advantages, applications and concludes that thermoelectric refrigerators are portable, compact and environmentally friendly alternatives for some cooling applications.
- Canada is experiencing an influx of refugees and asylum seekers crossing the border illegally which is straining government budgets and social services. The Liberal government refuses to designate all border crossings as official ports of entry. This is leading to tensions as the costs mount for provinces and municipalities. Strengthening border security and supporting sub-national governments are seen as priorities.
This presentation looks at the refugees that are crossing into Canada through non-border check in location. The information looks at cost as well as issues facing Canada as part of securing its borders.
The document discusses Canada's refugee and asylum seeker situation, noting that asylum claims have nearly doubled in 2017 compared to previous years, with estimates of 30,000 claims. It also discusses the costs borne by various levels of government to support and house asylum seekers, estimated at $480-700 million in 2017. Several sources are cited discussing security at the US-Canada border and the challenges around irregular border crossings.
Paul Young presents information on refugees and asylum seekers entering Canada. The number of asylum claims filed in 2017 could reach 30,000, nearly double the average of 16,000. Over 32,000 asylum seekers have crossed the border into Canada so far in 2017, costing an estimated $480 million to $700 million to house, feed, and support them. There is debate around strengthening border security and reforming policies around asylum seekers.
Asylum seekers to Canada is expected to hit 30,000 in 2017paul young cpa, cga
More and more people are filing asylum claims in Canada. The pace is highest it has been in years. The average asylum seekers is about 16K per year as compare to current pace that could see well over 30K in terms of asylum seekers.
Foreign policies for countries like Canada include immigration. Canada has seen influx of illegal crossing due to how USA government has reduce their intake of refugees.
Canada is ethnic diverse culture, but illegal border crossing is starting to impact the funding of social services
The Liberals have refused to designate all border crossing illegals
Opposition questions the border crossing the government goes off on tangent saying “Opposition voted down the moneys for borders and refugees)
All the opposition as well as majority Canadians want is for the borders to be secure and that people go through the proper process to immigrate to Canada
Canada is heading to a very dangerous slope when it comes to supporting the influx of refugees.
Canada Immigration and Refugees Crisis - Trudeau's Open Border Policypaul young cpa, cga
Canada is ethnic diverse culture, but illegal border crossing is starting to impact the funding of social services
The Liberals have refused to designate all border crossing illegals
Opposition questions the border crossing the government goes off on tangent saying “Opposition voted down the moneys for borders and refugees)
All the opposition as well as majority Canadians want is for the borders to be secure and that people go through the proper process to immigrate to Canada
Canada is heading to a very dangerous slope when it comes to supporting the influx of refugees.
The UN agreement does not say Canada needs to accept all border jumpers.
Canada is ethnic diverse culture, but illegal border crossing is starting to impact the funding of social services
The Liberals have refused to designate all border crossing illegals
Opposition questions the border crossing the government goes off on tangent saying “Opposition voted down the moneys for borders and refugees)
All the opposition as well as majority Canadians want is for the borders to be secure and that people go through the proper process to immigrate to Canada
Canada is heading to a very dangerous slope when it comes to supporting the influx of refugees.
The UN agreement does not say Canada needs to accept all border jumpers.
- Household debt in Canada has reached record high levels according to a December 2017 report. The debt-to-income ratios continue to climb showing Canadians taking on increasing debt loads compared to their incomes.
- Rising household debt is a growing risk for the government as high indebtedness could impact consumer spending and more people seeking creditor protection if unable to repay debts.
- The report was authored by Paul Young, a CPA and expert on issues related to household debt, risk management, and public policy.
Paul Young authored a document on real estate in Canada from June 2017. He includes his biography and contact information. The document discusses a recent Bank of Canada interest rate hike and its potential impacts on household budgets already under pressure from stagnant wages and increased taxes. Housing starts in Canada are also summarized for June 2017, along with average housing prices from multiple sources including Stats Canada, BMO, and Scotiabank.
2019 Election| Immigration and Refugees| Canada | June 2019paul young cpa, cga
This document provides an overview of immigration issues in Canada presented by Paul Young, a CPA and expert in several business and policy areas. It discusses Canada's immigration policies and processes, the costs associated with refugees, criticism of Justin Trudeau's handling of irregular border crossings, and barriers facing new immigrants such as lack of language skills and credential recognition. Sources are provided for various statistics and issues discussed.
Canada is ethnic diverse culture, but illegal border crossing is starting to impact the funding of social services
The Liberals have refused to designate all border crossing illegals
Opposition questions the border crossing the government goes off on tangent saying “Opposition voted down the moneys for borders and refugees)
All the opposition as well as majority Canadians want is for the borders to be secure and that people go through the proper process to immigrate to Canada
Canada is heading to a very dangerous slope when it comes to supporting the influx of refugees.
This document provides an agenda and discussion on issues related to immigration in Canada. It discusses new immigration policies, the costs associated with refugees, immigration and refugee processes in Canada, trends in permanent residency and immigration by country. It also covers specific topics like Syrian refugees, Justin Trudeau's stance on irregular border crossings, barriers facing new immigrants, and factors influencing changes to immigration policies.
This presentation looks at immigration in Canada. Canada plans to raise immigration from about 250,000 to 340,000 by 2020. The issue is that immigration is rising faster than both GDP and job creation.
Canada's economy has shown strength in 2017. However, caution should be consider when reviewing the GDP growth numbers due to fact that oil production has rebound both due to higher prices as well as production returning to Fort McMurray
Canada is ethnic diverse culture, but illegal border crossing is starting to impact the funding of social services
The Liberals have refused to designate all border crossing illegals
Opposition questions the border crossing the government goes off on tangent saying “Opposition voted down the moneys for borders and refugees)
All the opposition as well as majority Canadians want is for the borders to be secure and that people go through the proper process to immigrate to Canada
Canada is heading to a very dangerous slope when it comes to supporting the influx of refugees.
The UN agreement does not say Canada needs to accept all border jumpers.
2019 Election| Immigration and Refugees| Canada | Issues and Analysispaul young cpa, cga
This presentation looks at all aspects of immigration including various reports as part of assessing the Liberals policies as it relates to immigration and refugees re-settlement
Previous Canadian governments have all struggle with immigration including integration. The liberals under Justin Trudeau have eroding immigration due to their failed ideology.
Similar to How secure is the Canadian Border? (20)
Retail Sales and Consumer Spending Analysis and Commentary - July 2023.pptxpaul young cpa, cga
Canadian retail sales dropped 0.3% in August, the first decline since March, as higher interest rates start to impact household budgets. Seven of the nine retail subsectors saw sales increases in July, led by food and beverage retailers, while motor vehicle and parts dealers saw the largest decrease. Excluding autos, retail sales in July rose 1%, double expectations. The report suggests Canadians are tightening spending as more face higher mortgage payments and gas prices due to Bank of Canada rate hikes aimed at slowing inflation.
Addressing issues with the Public Sector Governance Model.pptxpaul young cpa, cga
The key challenges facing Australian business leaders in 2023 include:
1. Talent acquisition, retention and training staff for digital transformation.
2. Implementing successful digital transformation while managing cyber risks.
3. Adapting to changing regulations and reporting requirements.
Health risks from COVID-19, social reputation concerns, and disruptive emerging technologies are also significant social challenges impacting Australian businesses. Over the next 3-5 years, talent management for digitization, cybersecurity, digital transformation, regulatory changes, and identifying new growth opportunities will be the top challenges according to business leaders.
Global Housing Market Analysis and Commentary- September 2023.pptxpaul young cpa, cga
Summary:
Homebuilders are walking a fine line when it comes to new projects as high mortgage rates curb demand.
New residential construction, including single-family homes and multifamily, dropped 11.3% month over month in August to 1.283 million units on a seasonally adjusted basis, according to Census Bureau data released Tuesday. That's down 14.8% compared with a year ago and well below the 1.44 million units economists surveyed by Bloomberg projected.
But authorized residential permits — an indicator of potential future activity — rose 6.9% to 1.543 million permits in August from July. That was still down 2.7% from last August. Single-family permits, though, were up 2% from July to 949,000. Multifamily permits came in at 535,000.
The data reflects two opposing forces builders are trying to balance: the ongoing need for new construction to fill in limited inventory and elevated mortgage rates that are hurting their biggest customer right now, the first-time homebuyer.
"High mortgage rates are clearly taking a toll on builder confidence and consumer demand, as a growing number of buyers are electing to defer a home purchase until long-term rates move lower," Robert Dietz, chief economist of the National Association of Home Builders, said Monday in a press release after builder confidence dropped for the second straight month.
Source: https://ca.finance.yahoo.com/news/homebuilders-face-a-tough-balancing-act-on-new-construction-amid-high-mortgage-rates-130744368.html
Blog – What is next for the Mining Sector – September 2023
The mining sector provides critical material that support solar, wind, and lithium-ion batteries as part of the green transition. https://www.iea.org/news/critical-minerals-market-sees-unprecedented-growth-as-clean-energy-demand-drives-strong-increase-in-investment
The mining sector products play a key role with the global GDP - https://www.yicaiglobal.com/news/global-mining-industry-value-was-69-of-world-gdp-last-year-china-says
Mining practices need to be sustainable including following all ESG policies - https://www.linkedin.com/advice/1/how-can-you-monitor-sustainable-mining-practices
Other links and sources –
Lithium Supply and Price - https://zbr.com.mx/en/sin-categoria-es/lithium-prices-fall-44-in-china-due-to-lack-of-demand/138168/
Cobalt - https://www.linkedin.com/posts/mahmut-karada%C5%9F-a2b7a5151_china-exportrestrictions-gallium-activity-7082603182589157376-Zrty/?trk=public_profile_like_view
Nickel https://www.eureporter.co/business/2023/09/15/stanislav-kondrashov-from-telf-ag-nickel-prices-outlook-remains-positive/
Iron-ore - https://www.brecorder.com/news/40263584/sgx-iron-ore-set-for-best-week-in-3-months
TD Bank / Metals - https://www.tdsecurities.com/ca/en/setting-the-stage-for-gold-outlook
Biodiversity / Mining - https://worldcrunch.com/green/lithium-green-energy-argentina-indigenous
ESG - https://iriscarbon.com/the-added-value-of-integrated-esg-reporting-a-threefold-framework/
Blog – Manufacturing Shipments and Orders – The United States – August 2023
Summary:
New orders for manufacturing technology in the United States totaled $353.9 million in July 2023, as per the latest report by AMT – The Association For Manufacturing Technology. This figure marked a 12.4% decline from June 2023 but remained only 10.5% lower than July 2022. Year-to-date orders amounted to $2.83 billion, reflecting a 12.7% decrease compared to the same period the previous year.
Douglas K. Woods, President of AMT, noted that July is typically a slower month for manufacturing technology orders, so a slight drop was expected. However, he pointed out a notable trend: over the last two months, the year-to-date order gap has narrowed during historically slow periods. While job shops have seen decreased orders, other industries that benefited from reshoring or government investments have helped fill the gap.
Among specific sectors, job shops, the largest customer segment, placed their lowest total monthly orders since August 2020. In contrast, metal valve manufacturers recorded their third-highest monthly order value on record, last seen in September 2018, making up nearly 5% of the total manufacturing technology order value for July 2023. Manufacturers of motor vehicle transmissions continued to order machinery at an elevated pace. However, the aerospace industry continued to order below its early 2022 peaks, with hopes that recent projects like the federal government's $1.5 billion investment in communications satellites might reverse this trend.
Source: https://www.sme.org/technologies/articles/2023/september/u.s.-manufacturing-technology-orders-dip-in-july-but-show-resilience-amid-economic-uncertainty
Stock Market Analysis and Commentary for WE September 15 2023.pptxpaul young cpa, cga
Blog – Analysis and Commentary – Stock Market – WE September 15 2023
Summary:
Stocks fell Friday as investors wrap up a volatile week ahead of the Federal Reserve's policy meeting.
The Dow Jones Industrials tumbled 288.87 points to close out Friday and the week at 34,618.24. At its lows, it completely wiped out Thursday's 332-point rally.
The S&P 500 index sank 54.78 points, or 1.2%, to 4,450.32.
The NASDAQ index plunged 217.72 points, or 1.6%, to 13,708.33.
The Dow held onto a winning week. The S&P 500 and NASDAQ both closed out the week with losses.
Information technology was the worst-performing sector in the S&P 500, down nearly 2%. Adobe shares fell more than 4% even after the software firm posted better-than-expected quarterly results. Shares of Arm Holdings were lower one day after its successful public debut.
Auto stocks General Motors and Stellantis N.V. were higher Friday, while Ford Motor was about flat. Thousands of members of the United Auto Workers went on strike after failing to reach a deal with the automakers Thursday night.
Elsewhere, Lennar shares slid 3%. The home construction firm posted third-quarter results that beat on the top and bottom lines.
On the economic front, the University of Michigan's consumer sentiment survey showed one-year inflation expectations dropped to 3.1% in
September, tied for the lowest since January 2021. Also, the five-year outlook fell to 2.7%, matching its lowest since December 2020.
- Canadian manufacturing sales increased 1.6% in July, led by higher sales in food products, petroleum and coal products, and transportation equipment. Paper and plastics sales decreased the most.
- Inventory levels increased slightly while unfilled orders decreased, pointing to a potential slowdown.
- The manufacturing sector in Canada will continue to face challenges such as global economic uncertainty, rising costs, supply chain issues, climate change risks, and skills shortages.
Electricity Analysis - Canada and the OECD - June 2023.pptxpaul young cpa, cga
Summary:
Over three-quarters of the world’s total coal-generated electricity is consumed in just three countries. China is the top user of coal, making up 53.3% of global coal demand, followed by India at 13.6%, and the U.S. at 8.9%.
Burning coal—for electricity, as well as metallurgy and cement production—is the world’s single largest source of CO2 emissions. Nevertheless, its use in electricity generation has actually grown 91.2% since 1997, the year when the first global climate agreement was signed in Kyoto, Japan.
However, even as non-renewables enjoy their time in the sun, their days could be numbered.
In 2022, renewables, such as wind, solar, and geothermal, represented 14.4% of total electricity generation with an extraordinary annual growth rate of 14.7%, driven by big gains in solar and wind. Non-renewables, by contrast, only managed an anemic 0.4%.
The authors of the Statistical Review do not include hydroelectric in their renewable calculations, even though many others, including the International Energy Agency, consider it a “well-established renewable power technology.”
With hydroelectric moved into the renewable column, together they accounted for over 29.3% of all electricity generated in 2022, with an annual growth rate of 7.4%.
Source - https://energynow.ca/2023/09/infographic-what-electricity-sources-power-the-world-see-them-here-visual-capitalist/
Logistics Warehousing Transportation and Distrbution Analysis and Commentary ...paul young cpa, cga
The document provides an overview of key metrics and trends in the logistics, warehousing, distribution, and transportation sector. It includes data on consumer price index, diesel fuel costs, freight indexes, e-commerce sales, retail sales, class 8 truck sales, EPA emissions standards, trailer sales, and tonnage. It also discusses supply chain management solutions like planning analytics, blockchain, and AI assistants. Finally, it touches on topics like infrastructure spending, automation, and ESG reporting.
Retail Sales and Consumer Spending Analysis and Commentary - United States - ...paul young cpa, cga
United States retail sales rose 0.6% in August despite flat sales at internet retailers after Amazon Prime Day. Most of the increase was due to higher gasoline prices. While consumer spending has been strong, higher interest rates and a slowdown in hiring are expected to restrain purchases in the coming months. Forecasters predict the 2023 holiday shopping season could be the weakest in five years due to economic challenges facing consumers. The retail sector continues facing inventory management challenges and social governance issues.
How to improve the Governance Model for the Public Sector - United States - S...paul young cpa, cga
This document provides a summary of strategies to improve governance in government. It discusses factors that impact governance like transparency and accountability. It recommends using performance audits to assess key performance indicators and ensure recommendations are implemented. Other strategies include improving data ethics and literacy, mitigating geopolitical risks, adopting ESG reporting, and using technology like audit analytics and AI to enhance governance. The overall goal is for government to deliver programs and tax policies with value for money and transparency.
This document provides an analysis of the agriculture output and equipment sector for August 2023. It includes discussions of commodity prices, crop estimates, energy prices, food prices, farming incomes, top farming states, food processors, and the role of technology and government in farming. Key points covered include rising input costs challenging farmers, preliminary crop estimates for Canada, volatility in oil and diesel prices impacting farm expenses, and opportunities for data and automation to help address issues in the agriculture industry.
Biotech Pharmaceutical Medical Equipment and Supplies - Analysis - September ...paul young cpa, cga
This document provides an overview and agenda for a presentation on the biotech, pharmaceutical, and healthcare sector. It includes:
- An introduction and biography of presenter Paul Young CPA CGA
- An agenda covering topics like vaccine production, drug discovery, innovation in areas like storage and AI, and the life sciences strategy
- Links and summaries of information on these topics, including the top vaccine manufacturers, regulations in Canada, and growth in the pharmaceutical market
The presentation aims to discuss key areas of the biotech/pharmaceutical sector including vaccine development and production, drug discovery, innovation, and strategies for the life sciences industry. Links and outside sources are provided to support the topics in the agenda.
Better Public Safety Management using Analytics - September 2023.pptxpaul young cpa, cga
This document discusses using analytics to improve public safety management. It outlines rising public safety costs for governments and key issues facing policing like complex crimes and accountability. The document presents crime rate data for Canada and discusses building machine learning models in SPSS and dashboards in Cognos Analytics to analyze police data and forecast expenses. Finally, it lists potential next steps for crime in Canada like bail and corrections reforms, gun control, and increased police oversight.
Stock Market Analysis and Commentary for WE September 9 2023.pptxpaul young cpa, cga
What did the markets tell us this week?
1. Housing supply and costs continue to plague countries around the world.
2. Gasoline prices are on the rise that puts pressure on central banks ability to hit their core inflation targets.
3. ESG adoption by both the private and public sector is leading to both funding concerns and the overall cost of implementing ESG policies.
4. Adopting technology as part of increasing food production is facing both capital and operational funding concerns.
5. Strike at LNG facility in Australia is leading to concerns around a supply chain disruption of natural gas for EMEA and Asia.
6. The threat of China dumping batteries into markets - https://www.ft.com/content/b6038e51-7b5b-4f97-a5da-9202e71562fc
7. Adoption of generative AI has been facing many challenges related to security, privacy, and ethical issues.
8. Lack of biodiversity planning as part of the overall climate mitigation including sustainable mining, forestry, oil, gas, agriculture, and housing
9. Geopolitical issues continue to impact supply chain.
10. The concerns of recession continue to plague both the private and public sector.
11. Productivity issues continue to plague governments around the world.
Workforce Planning and Employment Analysis - August 2023.pptxpaul young cpa, cga
The document discusses workforce planning and employment analysis. It provides an overview of employment statistics in the United States, Canada, and Australia. It then discusses Sysco's workforce planning model and the role of the CFO in workforce planning. Finally, it defines autonomous finance as the automation of financial operations through software and algorithms, and provides some key statistics on its adoption.
Global Automotive - Analysis and Commentary - August 2023.pptxpaul young cpa, cga
This presentation provides an overview of key trends in the global automotive sector in August 2023. It discusses 1) sales trends in Canada, the US and globally, 2) the growth of electric vehicles and focus on reducing emissions, and 3) ongoing transformation in the industry through automation, connectivity and new technologies. Sources included discuss topics like electric vehicle production and adoption, public safety issues regarding EV fires, gasoline and car prices, supply chain challenges, and green transitions in transportation.
Global (Mining Oil and Gas Forestry and Agriculture) Analysis and Commentary ...paul young cpa, cga
The mining, oil, gas, agriculture, forestry, and mining continue to face environmental, social, and governance policy review including reporting of key metrics as part of ESG reporting cycle.
There is more focus on profitability and investment returns as part of the integrated planning and reporting cycle.
Summary:
The global economy faces what at least one forecaster is calling a mild trade recession as shipments from China slump and German factories downshift.
China’s export declines extended into August, though there were signs that the worst of a world trade slowdown may be over for the leading exporter.
Overseas shipments from China fell 8.8% in dollar terms from a year earlier while imports contracted 7.3%, both better than economists’ estimates and significantly less severe than July’s downturn.
Other data have suggested trade may be stabilizing after weakening for most of this year. Exports from South Korea also declined at a more moderate pace in August than the previous month.
Source: https://www.bloomberg.com/news/newsletters/2023-09-07/supply-chain-latest-world-trade-faces-a-shallow-recession?srnd=economics-v2
Additional sources and links:
Lithium - https://source.benchmarkminerals.com/article/falling-lithium-prices-challenge-potential-cost-advantages-of-sodium-batteries
Oil Production - https://www.cnn.com/2023/09/06/business/oil-price-goldman-sachs/index.html
Natural gas - https://www.fxstreet.com/news/natural-gas-holds-up-as-markets-in-limbo-over-strikes-202309070956
Lumber - https://www.fastmarkets.com/insights/sawmill-capacity-closures-reshape-us-lumber-supply
Critical metals - https://www.wasterecyclingmag.ca/feature/how-recycling-could-solve-the-shortage-of-minerals-essential-to-clean-energy/
Agriculture - https://www.morningagclips.com/economists-forecast-positive-end-of-year-crop-outlook-despite-warmer-midwestern-climate/
ESG - https://www.skadden.com/insights/publications/2023/09/the-informed-board/the-eus-new-esg-disclosure-rules
Ports - https://www.marketscreener.com/quote/stock/HAPAG-LLOYD-AG-24857717/news/Hapag-Lloyd-chief-warns-of-rougher-seas-ahead-for-container-shipping-44789017/
Top destination for reshoring - https://www.thenationalnews.com/business/economy/2023/08/29/uae-in-top-10-most-powerful-passports-for-investment-opportunity/
Global Trade - https://phys.org/news/2023-09-opinion-broke-global-climate-finish.html
What is next for the Forestry Sector and Lumber Production - September 2023.pptxpaul young cpa, cga
Lumber production in Canada continues to face many hurdles
Canada forest management practices are some of the bests in the world
Canada planted over 440M in seedlings back in 2018. It is now 2022 which means close 2M seedlings have been planted.
All levels need to put more focus on urban and rural planning solutions
More work including spending on wildfire and forest fire mitigation
Canada and USA need to find a path forward to resolve the softwood lumber dispute
There needs to a better balanced between climate change policies and growing the economy in a sustainable way
3D printing for housing needs to become mainstream
More protection needs to happen with key ecosystems like wetlands, forest, and peatlands.
There is a risk of debt default if interest rates are hike over the next few months
The Universal Account Number (UAN) by EPFO centralizes multiple PF accounts, simplifying management for Indian employees. It streamlines PF transfers, withdrawals, and KYC updates, providing transparency and reducing employer dependency. Despite challenges like digital literacy and internet access, UAN is vital for financial empowerment and efficient provident fund management in today's digital age.
OJP data from firms like Vicinity Jobs have emerged as a complement to traditional sources of labour demand data, such as the Job Vacancy and Wages Survey (JVWS). Ibrahim Abuallail, PhD Candidate, University of Ottawa, presented research relating to bias in OJPs and a proposed approach to effectively adjust OJP data to complement existing official data (such as from the JVWS) and improve the measurement of labour demand.
Understanding how timely GST payments influence a lender's decision to approve loans, this topic explores the correlation between GST compliance and creditworthiness. It highlights how consistent GST payments can enhance a business's financial credibility, potentially leading to higher chances of loan approval.
South Dakota State University degree offer diploma Transcriptynfqplhm
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Optimizing Net Interest Margin (NIM) in the Financial Sector (With Examples).pdfshruti1menon2
NIM is calculated as the difference between interest income earned and interest expenses paid, divided by interest-earning assets.
Importance: NIM serves as a critical measure of a financial institution's profitability and operational efficiency. It reflects how effectively the institution is utilizing its interest-earning assets to generate income while managing interest costs.
2. Elemental Economics - Mineral demand.pdfNeal Brewster
After this second you should be able to: Explain the main determinants of demand for any mineral product, and their relative importance; recognise and explain how demand for any product is likely to change with economic activity; recognise and explain the roles of technology and relative prices in influencing demand; be able to explain the differences between the rates of growth of demand for different products.
1. Elemental Economics - Introduction to mining.pdfNeal Brewster
After this first you should: Understand the nature of mining; have an awareness of the industry’s boundaries, corporate structure and size; appreciation the complex motivations and objectives of the industries’ various participants; know how mineral reserves are defined and estimated, and how they evolve over time.
Vicinity Jobs’ data includes more than three million 2023 OJPs and thousands of skills. Most skills appear in less than 0.02% of job postings, so most postings rely on a small subset of commonly used terms, like teamwork.
Laura Adkins-Hackett, Economist, LMIC, and Sukriti Trehan, Data Scientist, LMIC, presented their research exploring trends in the skills listed in OJPs to develop a deeper understanding of in-demand skills. This research project uses pointwise mutual information and other methods to extract more information about common skills from the relationships between skills, occupations and regions.
Solution Manual For Financial Accounting, 8th Canadian Edition 2024, by Libby...Donc Test
Solution Manual For Financial Accounting, 8th Canadian Edition 2024, by Libby, Hodge, Verified Chapters 1 - 13, Complete Newest Version Solution Manual For Financial Accounting, 8th Canadian Edition by Libby, Hodge, Verified Chapters 1 - 13, Complete Newest Version Solution Manual For Financial Accounting 8th Canadian Edition Pdf Chapters Download Stuvia Solution Manual For Financial Accounting 8th Canadian Edition Ebook Download Stuvia Solution Manual For Financial Accounting 8th Canadian Edition Pdf Solution Manual For Financial Accounting 8th Canadian Edition Pdf Download Stuvia Financial Accounting 8th Canadian Edition Pdf Chapters Download Stuvia Financial Accounting 8th Canadian Edition Ebook Download Stuvia Financial Accounting 8th Canadian Edition Pdf Financial Accounting 8th Canadian Edition Pdf Download Stuvia
5 Tips for Creating Standard Financial ReportsEasyReports
Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.
How Does CRISIL Evaluate Lenders in India for Credit RatingsShaheen Kumar
CRISIL evaluates lenders in India by analyzing financial performance, loan portfolio quality, risk management practices, capital adequacy, market position, and adherence to regulatory requirements. This comprehensive assessment ensures a thorough evaluation of creditworthiness and financial strength. Each criterion is meticulously examined to provide credible and reliable ratings.
In a tight labour market, job-seekers gain bargaining power and leverage it into greater job quality—at least, that’s the conventional wisdom.
Michael, LMIC Economist, presented findings that reveal a weakened relationship between labour market tightness and job quality indicators following the pandemic. Labour market tightness coincided with growth in real wages for only a portion of workers: those in low-wage jobs requiring little education. Several factors—including labour market composition, worker and employer behaviour, and labour market practices—have contributed to the absence of worker benefits. These will be investigated further in future work.
2. Bio – Author – Paul Young
• Paul Young
• CPA, CGA
• 15+ years in Corporate Finance
• 12+ years in Financial Solution
• 8 years in Academia
• Blogger on Financial Solutions, Economic Indicators and Government Policies
9. Issues facing Canada
• Public Safety Costs
• Municipalities pay for fire and police
protection
• Re-deploying RCMP and Border
Guards
• Housing Costs
• Communities house refugees/asylum
seekers
12. What needs to be done?
• The asylum seekers should be turn back over to USA through suspending
the safe habor agreement
• USA and Canada need to beef up security/monitoring of the border
• Federal funds need to be made available to provincial, municipal and
community groups to support the handling of asylum seekers.