Housing and Homelessness| Canada and the World| July 2021
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1. Canada homelessness- Tim Richter, the president and CEO of the Canadian Alliance to End Homelessness, said this five per cent translates to 1.6 million Canadians, a higher number than he’s seen previously. - https://www.ctvnews.ca/canada/canada-s-rate-of-homelessness-may-be-higher-than-reported-nanos-survey-1.5060801 2. Women in poverty - https://canadianwomen.org/the-facts/womens-poverty/ 3. Welfare - https://maytree.com/media-releases/welfare-in-canada-updated-with-2019-numbers/ 4. Inflation - https://www.advisor.ca/news/industry-news/tolerating-inflation-aids-hardest-hit-households/ 5. House poor - https://financialpost.com/executive/posthaste-4 6. Insolvent - https://globalnews.ca/news/8033553/debt-pandemic-canada-mnp-survey/ or https://www.ipsos.com/en-ca/news-polls/half-48-canadians-are-less-200-away-monthly-being-financially-insolvent 7. Consumer debt - https://mnpdebt.ca/en/resources/mnp-consumer-debt-index 8. For the seventh consecutive month, health care and social assistance had the largest number of job vacancies (107,300) in May, representing nearly one-sixth of all job vacancies in Canada. Accommodation and food services (78,000) and retail trade (73,800) had the second- and third-highest number of job vacancies https://www.slideshare.net/paulyoungcga/wages-and-job-vacancies-job-quality-canada-june-2021-249884302 9. Poverty rate - https://www150.statcan.gc.ca/n1/daily-quotidien/210323/dq210323a-eng.htm - Poverty has been declining for years. 2020 seen the pandemic which means more and more Cdns were faces with loss of income. https://www.straight.com/finance/canadas-poor-report-says-37-million-or-10-percent-of-population-live-below-poverty-line 10. Energy poverty - https://torontosun.com/opinion/columnists/goldstein-trudeaus-second-carbon-tax-will-increase-energy-poverty-report
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11. Trudeau’s team has ignored many audit reports. Trudeau has done little to improve outcomes on various programs - https://www.slideshare.net/paulyoungcga/fiscal-update-for-canada-december-2021
How does the world better protect its forests?
The document discusses issues facing the global forestry sector. It notes that Canada's forestry sector faces protectionist policies and the federal government under Justin Trudeau has done little to support it. The document outlines topics like commodity prices, the global housing market outlook, housing starts, wages in the forestry sector, employment, protectionism, carbon taxes, regulations, technology advances, and deforestation. It calls for integrated government strategies and reforms to support the sustainable management of forests.
What is up with Pensions and Savings for Canada and the World
Summary:
Stock markets have been in a bull market for a year or so. There are concerns with market returns for 2022 as they could be 4-5% range.
Overall health of pensions plans is very good, but there are plans that still have solvency issues that need to be address by state, local, and federal government
All levels of government need to revisit their pension funding including tying the matching to 4-5% instead of 9-15% range. Compensation reforms must be part of the fiscal management cycle for all levels of government.
High inflation is also playing a key role with household budgets along with skyrocketing housing costs. There could be less disposable income that will be allocated to either savings or RRSPs.
Infrastructure and Business Investment| Canada| Analysis
This document provides an overview of infrastructure investment in Canada presented by Paul Young CPA, CGA. It discusses several topics including building permits, the Canada Infrastructure Bank, GDP and construction, issues with the Liberal infrastructure plans, transit ridership, foreign direct investment, and business investment. It analyzes statistics and issues regarding how infrastructure money is being spent and identifies delays in getting funds out to projects.
Has Justin Trudeau been Open, Transparent, and Accountable to Canada?
The document discusses ways in which the Liberal government in Canada has failed to meet promises of openness and transparency. It notes failures in access to information requests, changes to fiscal reporting, and ethical violations by Liberal officials. The document also outlines issues around the SNC-Lavalin scandal, limits on RCMP investigations, and lack of openness on fisheries and other policies. The extensive agenda suggests the presentation aims to critique the Liberal record on transparency.
Housing| Affordability| Canada and the World
1. Poverty has been declining for years - https://hamiltonpoverty.ca/preview/facts-about-poverty/
2. Halifax and affordable housing - https://www.cbc.ca/news/canada/nova-scotia/protest-halifax-cmhc-banc-joseph-howe-1.6161313
3. High price of housing in Hamilton - https://www.judymarsales.com/news/blog/hamilton-real-estate-market-conditions.aspx
4. Townhomes - https://www.theglobeandmail.com/real-estate/article-with-demand-high-builders-tweak-the-traditional-townhouse/
5. How to fix housing - https://www.bnnbloomberg.ca/here-are-5-ways-the-feds-could-fix-canada-s-housing-crisis-1.1648933
6. Commission - https://betterdwelling.com/canadian-real-estate-agents-are-discreetly-pushing-buyers-to-high-commission-listings/
7. Millennials - https://www.theglobeandmail.com/investing/personal-finance/household-finances/article-no-one-is-saying-boomers-didnt-work-hard/
8. https://www.fool.ca/2021/09/05/canadas-housing-crisis-in-3-shocking-numbers/ - Population did not match the availability of housing
9. Rural areas - https://www.mcgill.ca/channels/channels/news/expert-involvement-rural-communities-crucial-canadas-recovery-333437
10. Housing Costs - https://www.nerdwallet.com/ca/mortgages/how-much-does-it-cost-to-build-a-house
11. Urban areas - https://www.blogto.com/real-estate-toronto/2021/09/small-ontario-city-home-prices-exploding/
12. Innovation - https://www.newswise.com/articles/ten-innovations-to-address-america-s-housing-affordability-crisis
13. Solutions - https://ssir.org/articles/entry/innovative_solutions_for_the_housing_crisis
14. 3D printing - https://all3dp.com/2/2019-best-companies-building-3d-printed-houses/
15. 3D Printing - https://constructionglobal.com/technology-and-ai/75-millennials-would-consider-3d-printed-homes
16. Zoning rules - https://www.reuters.com/legal/legalindustry/zoning-rules-create-affordability-economic-benefits-2021-08-27/
17. 3D printing - https://vancouversun.com/moneywise-pro/could-3d-printed-homes-solve-canadas-housing-supply-problem
Affordable Housing and Homelessness - Canada and the World
Average house across Canada is now over 700K. Affordable housing continues be a top issue facing Canadians.
https://economics.bmo.com/en/publications/detail/0815533e-685e-45ac-a5ba-962dc92d5359/
1. Housing affordability – https://canada.constructconnect.com/dcn/news/projects/2021/11/no-magic-bullet-to-solve-canadas-housing-affordability-crisis-panel
2. Affordability - https://theconversation.com/why-building-more-homes-wont-solve-the-affordable-housing-problem-for-the-millions-of-people-who-need-it-most-171100
3. Income and housing - https://www.morganstanley.com/ideas/thoughts-on-the-market-us-housing
4. Heating costs - https://www.lewistownsentinel.com/opinion/editorials/2021/11/are-you-prepared-for-the-rising-cost-of-heating-your-home-this-winter/
5. Condo fees - https://toronto.ctvnews.ca/sudden-113-per-cent-spike-in-toronto-condo-fees-sparks-nasty-dispute-and-threats-1.5655442
6. Property tax - https://windsor.ctvnews.ca/city-of-windsor-tops-property-tax-list-1.5668657
7. Housing - https://www.canadianrealestatemagazine.ca/expert-advice/canadian-average-home-prices-by-city-compared-334894.aspx
8. 3D printing - https://www.woodworkingnetwork.com/closets/housing-market-boosted-3d-printing
9. Future Cities
10. Hamilton - https://globalnews.ca/news/8335432/hamilton-least-affordable-housing-q2-2021/
Affordable Housing and Homelessness - Canada and the World
Housing affordability3 declined from a year ago in all four regions. The South had the biggest decline of 13.7%. The Midwest region experienced a weakening in price growth compared to a year ago of 6.6%, followed by the West with a dip of 6.1%. The Northeast had the smallest decrease of 5.8%.
Source - https://www.nar.realtor/blogs/economists-outlook/housing-affordability-conditions-decline-in-october
1. Rent to own - https://globalnews.ca/news/8416032/canada-startup-key-red-flags-homeownership/n or https://lifeatkey.com/
2. Home prices - https://betterdwelling.com/canadian-real-estate-prices-dont-always-rise-everywhere-forever-bmo/
3. Australia - https://betterdwelling.com/canadian-real-estate-prices-dont-always-rise-everywhere-forever-bmo/
4. Housing strategy - https://betterdwelling.com/canadian-real-estate-prices-dont-always-rise-everywhere-forever-bmo/
5. Floating farms - https://www.agritecture.com/blog/2021/8/24/building-the-worlds-first-floating-farm-in-the-netherlands
6. Housing costs - https://www.marketwatch.com/story/coming-up-november-housing-starts-11639661030
7. 3D - https://www.newsbtc.com/press-releases/world-housing-and-realex-dao-announce-financing-plans-for-canadas-first-3d-printed-affordable-housing-project/
8. Household debt - https://www.barrons.com/amp/news/biggest-one-year-global-debt-increase-since-world-war-ii-in-2020-imf-01639585508
9. Flood mitigation - https://storymaps.arcgis.com/stories/04afd655aa9049309ff404d01ba33e8c
10. Housing and climate change - https://www.insidehousing.co.uk/news/news/government-makes-changes-to-building-regulations-in-drive-to-see-new-build-housing-emissions-cut-by-30-73703
Affordable Housing and Homelessness - Canada and the World
Summary:
Average housing price in Canada is close to 800K.
Mortgage debt continues to increase at a faster pace than inflation
People continue to invest into their homes - https://www.furnituretoday.com/research-and-analysis/houzz-report-gives-outlook-on-q1-2022-home-renovation-design/
Construction prices continue to rise - https://ontarioconstructionnews.com/construction-industry-facing-perfect-storm-of-rising-costs-altus-group/
1. Housing affordability - https://www.mondaq.com/canada/real-estate/1161462/ontario39s-housing-affordability-task-force-urges-major-reforms-to-approvals-process-for-residential-development
2. Construction costs - https://www.marketwatch.com/investing/index/djuscn?countrycode=xx
3. Household debt - https://www.creditcanada.com/blog/state-of-canadian-household-debt
4. Housing bubble - https://survivingtomorrow.org/canadas-real-estate-market-is-a-giant-pyramid-scheme-832ea0364c68
5. Urban - https://building.ca/rural-population-growth-concentrated-near-urban-centres/
6. Housing innovation - https://www.archdaily.com/963686/the-same-technology-that-will-allow-us-to-address-housing-challenges-on-earth-will-allow-us-to-venture-off-to-space-interview-with-jason-ballard-of-icon
7. Property tax - https://blackburnnews.com/midwestern-ontario/midwestern-ontario-news/2022/02/15/owen-sound-residents-face-tax-increase/
8. Mortgage - https://www.bloombergquint.com/onweb/canadians-pile-into-mortgage-debt-at-fastest-pace-in-a-decade
9. Millennials - https://fortune.com/2022/02/09/millennials-feel-screwed-housing-market-majority-have-major-regrets/
10. Insurance - https://www.bankrate.com/insurance/homeowners-insurance/homeowners-insurance-cost/
Making Housing more Affordable
Blog – What is next for Households – Canada and the World
Household in Canada around the world are facing many pressures like high inflation, job quality, finding affordable daycare, supply chain disruption, threat of automation, finding affordable housing, high taxes, and reduction in government services.
1. Household - https://eppc.org/publication/5-ways-to-make-america-more-family-friendly/
2. Housing bubble - https://realty.economictimes.indiatimes.com/news/industry/european-central-bank-cant-ignore-developing-housing-bubble-isabel-schnabel/87630566
3. Housing prices - https://www.fool.ca/2021/11/10/2-in-3-canadians-believe-home-prices-will-keep-rising-but-will-they/
4. ESG - https://www.pwc.com/ca/en/industries/government-and-public-services/aligning-values-and-value-through-esg.html
5. Wage growth - https://www.cnbc.com/2021/11/10/inflation-has-taken-away-all-the-wage-gains-for-workers-and-then-some.html
6. Global threats and risks - https://globalriskinsights.com/
7. Income taxes - https://torontosun.com/opinion/columnists/opinion-canadas-high-income-taxes-are-making-us-less-competitive
8. Blog – BMO – Stock Market – 20210511 - https://www.slideshare.net/paulyoungcga/what-is-up-with-stock-marklet-november-5-2021
9. Energy crisis - https://thehill.com/opinion/energy-environment/580843-pavlich-bidens-self-inflicted-energy-crisis
10. Debt - https://www.kfyrtv.com/2021/11/10/household-debt-hit-record-levels-some-experts-say-its-not-all-bad-news/
11. Rent to own - https://storeys.com/liberal-party-rent-to-own-plan/
Housing and Homelessness - Canada and the World - April 2022 (Revised with US...
This document provides an overview of the housing markets in Canada and the United States. It discusses rising debt levels, the focus on zoning reforms in Budget 2022, average housing prices and key cities, the declining but still elevated cost of lumber, modular housing solutions, issues around urban planning, the impact of technology, homelessness rates, rent-to-own programs, and innovations like 3D printing. It concludes by suggesting priorities like making housing more affordable through new models, distributing the population more evenly, focusing on high-paying jobs, and governments working together on solutions.
Housing and Homelessness - Canada and the World - April 2022.pptx
Summary:
Canadian consumer confidence recorded its sharpest weekly decline since the depths of the pandemic, with inflation and a deteriorating outlook for housing weighing on sentiment.
The Bloomberg Nanos Canadian Confidence Index, a measure of sentiment based on weekly polling, dropped to 54.3 last week, the lowest reading since December 2020. The 1.8-point decline is the largest one-week slump in the index since April 2020.
The numbers suggest the combination of rising prices, higher rates and the war in Ukraine is starting to weigh on consumers.
The country’s housing market is also showing signs of a reversal. About 55 per cent of Canadians expect home prices to continue increasing, down from 59 per cent last week and as high as 64 per cent last month. Even with the decline, however, housing price expectations still remain above historical averages.
Source - https://www.bnnbloomberg.ca/consumer-confidence-tumbles-as-housing-market-reverses-1.1766582
Affordable Housing and Homelessness - Canada and the World - September 2022.pptx
Blog – Housing Costs and Affordability – Canada – September 2022
The average house rose in September 2022 as compared to August 2022.
Housing affordability continues to be a challenge for all levels of government
There has been a slight decrease in construction materials costs.
Housing starts are up. The problem still exists with supply due to zoning and labor issues
3D printing of housing continues to be adopted by municipalities across Canada and the globe
Great reset also likely will lead to revisiting commercial and industrial space to see how it can be converted either to businesses of today and tomorrow and affordable housing - https://www.canadianmanufacturing.com/features/empty-buildings-consume-more-energy-than-you-think/
Affordable Housing and Homelessness - Canada and the World - August 2022.pptx
Blog – Housing and Homelessness – Canada and the World – August 2022
Higher interest rates are starting to take their toll on the housing market
NZ, Australia, and Canada are likely going to see a bigger fall in terms of housing prices
Trudeau rely on government spending and real estate to prop up his economic growth. Trudeau spent little time on policies that would have driven stronger growth within the goods producing sector
Rental costs continue to sore across Canada
Construction materials continue to see high prices
Housing starts continues to face many challenges.
Affordable Housing, Household Debt, and Homelessness - Canada and the World -...
Summary
Real estate will continue to see a market correction on prices. Many houses are overpriced by at least 50%.
All governments need to come up with more effective land-use policies including forest, water, and land management.
Rising interest rates will continue to put stress on household budgets
Affordable Housing, Household Debt, and Homelessness - Canada and the World -...
Summary
Real estate will continue to see a market correction on prices. Many houses are overpriced by at least 50%.
All governments need to come up with more effective land-use policies including forest, water, and land management.
The stress test for banks needs to be revisited
Rising interest rates will continue to put stress on household budgets
Building codes needs to change to better support 3D housing solutions
https://www.slideshare.net/paulyoungcga/affordable-housing-household-debt-and-homelessness-canada-and-the-world-may-2022pptx
Affordable Housing and Homelessness - Canada and the World - July 2022.pptx
This document provides a summary of the housing markets in Canada and the United States in July 2022. It includes information on key metrics like debt and costs of living. Housing prices in major Canadian cities and the average US home price are presented. The author also discusses factors influencing housing like commodity prices, urban planning challenges, technology innovations, and potential solutions around modular housing, 3D printing, and rent-to-own programs. The document concludes by noting that more needs to be done to improve housing affordability across many areas.
Housing and Homelessness - Canada and the World - Budget 2022 .pptx
Here is my look at issues including solutions to ensuring housing is both accessible and affordable to all Canadians.
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Justin Trudeau| Governance Model| January 15, 2022
Here is my latest report on the Justin Trudeau governance model
1. Housing affordability - https://betterdwelling.com/bank-of-canada-quietly-updates-real-estate-affordability-data-to-the-worst-in-13-years/
2. Wealth inequality https://thoughtleadership.rbc.com/unleashing-opportunity-the-economic-gains-in-narrowing-canadas-racial-wealth-gap/
3. Supply Chain and Trucking - https://globalnews.ca/news/8502920/covid-trucking-vaccine-mandate-impact/
4. Pandemic benefits - https://www.thestar.com/opinion/contributors/2022/01/10/cerb-harmed-the-people-it-was-meant-to-help-lets-learn-our-lesson-with-the-canada-worker-lockdown-benefit.html
5. Border safety - https://www.hilltimes.com/2022/01/12/its-time-for-a-serious-rethink-on-canadas-border-strategy/337095
6. Immigration - https://www.canada.ca/en/immigration-refugees-citizenship/news/2021/12/canada-welcomes-the-most-immigrants-in-a-single-year-in-its-history.html
7. Output of natural resources is up compared to previous quarter. Much of the gain is due to both higher commodity prices and more demand for oil - https://www150.statcan.gc.ca/n1/daily-quotidien/220114/dq220114a-eng.htm
8. China still dominates the solar sector - https://www.investorsobserver.com/news/stock-update/is-canadian-solar-inc-csiq-a-winner-in-the-solar-industry-4
9. Canada is over 80% of its energy sources from clean. Natural gas is about 10%. So, the remaining 10% is linked to diesel and other foster fuels. So, how is the government going to handle load factors for remote communities - https://www.cbc.ca/news/politics/iea-report-canada-net-zero-1.6313190
10. Green inflation - https://www.reuters.com/business/environment/canadas-shift-net-zero-emissions-likely-drive-higher-inflation-2022-01-13/
11. Lithium - https://www.bloomberg.com/news/articles/2022-01-12/supply-squeeze-risks-are-pushing-lithium-higher-and-higher
12. Mobile hospitals - https://www.trendsmap.com/twitter/tweet/1482101233410363392
Housing| Affordability| Canada and the World
This document summarizes the current state of the housing markets in Canada and the United States. It provides data on average housing prices in major cities and the price of lumber. It also discusses potential solutions like modular housing and how technology and urban planning can help address issues of affordability and homelessness. The document concludes by looking at innovations in housing like 3D printing and considers what further actions may be needed to improve housing accessibility.
Blog – Has Justin Trudeau and his Liberal Government been Open, Transparent, ...
1. Housing Costs – https://betterdwelling.com/canadian-real-estate-affordability-improves-when-rates-rise-despite-the-rhetoric/ or https://www.bnnbloomberg.ca/real-estate/video/billions-in-unknown-funds-flowing-into-canada-s-housing-market-transparency-international~1644554 or https://www.bnnbloomberg.ca/real-estate/video/household-indebtedness-rising-home-prices-is-a-vulnerability-we-re-worried-about-osfi-head~2342049
2. Gasoline costs - https://www.thestar.com/news/canada/2021/12/10/pbo-finds-fossil-fuel-tax-breaks-costing-canada-billions.html or
3. Inflation - https://www.fraserinstitute.org/blogs/brace-yourselves-canada-inflation-may-be-here-to-stay
4. Carbon tax credit - https://www.cbc.ca/news/canada/calgary/cenovus-carbon-capture-alberta-oil-and-gas-1.6278781
5. Supply chain - https://canadianfoodsinc.com/index.php/2021/12/11/experts-say-second-wave-will-bring-empty-shelves-but-not-because-of-panic-buying/
6. CERB – https://westernstandardonline.com/2021/12/calgary-porch-pirate-mp-now-under-investigation-for-cerb-fraud/
7. GIS - https://globalnews.ca/video/8437282/covid-19-freeland-says-shes-personally-committed-to-guaranteed-income-supplement-clawback-related-to-cerb
8. Audit and quarantine - https://www.cbc.ca/news/politics/quarantine-hotel-tracking-phac-audit-1.6279176
9. Challenges facing the Canadian economy - https://www.canadianlawyermag.com/practice-areas/corporate-commercial/canadas-economic-forecast-looks-good-but-challenges-still-lie-ahead-bennett-jones-report/362547
10. @s_guilbeault - Https://www.canadianmanufacturing.com/manufacturing/environment-minister-says-mandate-to-enforce-ev-sales-is-needed-276545/
a. How will the govt make up for the loss of the gas tax money?
b. There are still capacity issues with building electrical vehicles
c. Lack of plug-in stations
i. The ability of the grid to handle the charging https://www.slideshare.net/paulyoungcga/electrical-vehicles-and-plugin-stations-adoption-november-2021
Blog – Has Justin Trudeau and his Liberal Government been Open, Transparent, ...
1. Protectionism - https://www.cbc.ca/news/world/canada-blitz-washington-evs-1.6271842
2. GIS - https://islandsocialtrends.ca/liberals-again-acknowledge-gis-clawback-issue-as-ndp-keeps-pushing/
3. Clean water - https://www.ctvnews.ca/politics/feds-shortchanging-first-nations-on-operating-cash-for-water-systems-pbo-says-1.5688843
4. Climate change - https://eminetracanada.com/goldstein-trudeau-liberal-party-misses-another-climate-change-goal/356081/
5. Inflation - https://nationalpost.com/opinion/rupa-subramanya-liberals-pass-the-buck-on-inflation-leaving-canadians-holding-fewer-of-them
6. Spending oversight - https://www.theglobeandmail.com/politics/article-how-did-ottawa-spend-more-than-600-billion-last-year/
7. Trade - http://southasiandaily.com/india-pushes-renewed-trade-talks-with-canada/
8. GDP - https://www.reuters.com/world/americas/canadian-economy-posts-annualized-gain-54-q3-october-gdp-seen-up-08-2021-11-30/
9. Fighter jets - https://nationalpost.com/news/politics/canadian-press-newsalert-boeing-officially-out-of-canadian-fighter-jet-competition
10. Poverty - https://betterdwelling.com/one-in-five-canadians-are-in-shelter-poverty-and-its-worse-for-new-immigrants/
Failure of Trudeaunomics - January 2022
1. Housing affordability – During 2015 election is when Ralph Goodale said Harper had the worse household debt in Canadian history https://nationalpost.com/opinion/ralph-goodale-the-myth-of-the-roaring-canadian-economy . Fast forward to 2022 and now you are seeing household affordability the worse in over 30 years - https://www.macleans.ca/longforms/down-payments-are-less-affordable-than-ever-unless-you-have-generational-wealth/
2. Trudeau’s deficits with neither effective nor small - https://torontosun.com/opinion/columnists/goldstein-lets-stop-pretending-trudeaus-deficit-projections-are-real
3. Trudeau environmental policies had many issues - https://www.theglobeandmail.com/politics/article-contradictory-spending-slow-pace-trouble-trudeau-governments-emissions/
4. Immigration is a concern due to fact there is a job quality issue - https://www.slideshare.net/paulyoungcga/has-canada-immigration-policies-been-effective
5. GDP was sluggish pre-covid19 and little was said by MSM and Trudeau’s team - https://www.slideshare.net/paulyoungcga/world-and-slow-economic-growth
6. Supply chain was in bad shape pre-covid19 - https://www.slideshare.net/paulyoungcga/analysis-of-the-goods-producing-sector-canada-august-2019-and-september-2019
7. Trudeau never brought Canada back on the world scene - https://www.slideshare.net/paulyoungcga/foreign-affairs-and-policies-is-canada-back-250969830
8. Trudeau promise to help small business and the went on to hiking small businesses taxes as he called small business owners tax cheats. https://www.slideshare.net/paulyoungcga/canada-small-business-survival-analysis-and-commentary
9. Trudeau promise to be more open and transparent and has failed - https://www.slideshare.net/paulyoungcga/justin-trudeau-governance-model-january-15-2022
10. Trudeau policies never address productivity - https://www.slideshare.net/paulyoungcga/how-to-improve-canada-global-competitiveness-250791285
11. Trudeau’s team has ignored many audit reports. Trudeau has done little to improve outcomes on various programs - https://www.slideshare.net/paulyoungcga/fiscal-update-for-canada-december-2021
How does the world better protect its forests?
The document discusses issues facing the global forestry sector. It notes that Canada's forestry sector faces protectionist policies and the federal government under Justin Trudeau has done little to support it. The document outlines topics like commodity prices, the global housing market outlook, housing starts, wages in the forestry sector, employment, protectionism, carbon taxes, regulations, technology advances, and deforestation. It calls for integrated government strategies and reforms to support the sustainable management of forests.
What is up with Pensions and Savings for Canada and the World
Summary:
Stock markets have been in a bull market for a year or so. There are concerns with market returns for 2022 as they could be 4-5% range.
Overall health of pensions plans is very good, but there are plans that still have solvency issues that need to be address by state, local, and federal government
All levels of government need to revisit their pension funding including tying the matching to 4-5% instead of 9-15% range. Compensation reforms must be part of the fiscal management cycle for all levels of government.
High inflation is also playing a key role with household budgets along with skyrocketing housing costs. There could be less disposable income that will be allocated to either savings or RRSPs.
Infrastructure and Business Investment| Canada| Analysis
This document provides an overview of infrastructure investment in Canada presented by Paul Young CPA, CGA. It discusses several topics including building permits, the Canada Infrastructure Bank, GDP and construction, issues with the Liberal infrastructure plans, transit ridership, foreign direct investment, and business investment. It analyzes statistics and issues regarding how infrastructure money is being spent and identifies delays in getting funds out to projects.
Has Justin Trudeau been Open, Transparent, and Accountable to Canada?
The document discusses ways in which the Liberal government in Canada has failed to meet promises of openness and transparency. It notes failures in access to information requests, changes to fiscal reporting, and ethical violations by Liberal officials. The document also outlines issues around the SNC-Lavalin scandal, limits on RCMP investigations, and lack of openness on fisheries and other policies. The extensive agenda suggests the presentation aims to critique the Liberal record on transparency.
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Justin Trudeau| Governance Model| January 15, 2022
Justin Trudeau| Governance Model| January 15, 2022
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Blog – Has Justin Trudeau and his Liberal Government been Open, Transparent, ...
Blog – Has Justin Trudeau and his Liberal Government been Open, Transparent, ...
Blog – Has Justin Trudeau and his Liberal Government been Open, Transparent, ...
What is up with Pensions and Savings for Canada and the World
What is up with Pensions and Savings for Canada and the World
Infrastructure and Business Investment| Canada| Analysis
Infrastructure and Business Investment| Canada| Analysis
Has Justin Trudeau been Open, Transparent, and Accountable to Canada?
Has Justin Trudeau been Open, Transparent, and Accountable to Canada?
Similar to Housing and Homelessness| Canada and the World| July 2021
Housing| Affordability| Canada and the World
1. Poverty has been declining for years - https://hamiltonpoverty.ca/preview/facts-about-poverty/
2. Halifax and affordable housing - https://www.cbc.ca/news/canada/nova-scotia/protest-halifax-cmhc-banc-joseph-howe-1.6161313
3. High price of housing in Hamilton - https://www.judymarsales.com/news/blog/hamilton-real-estate-market-conditions.aspx
4. Townhomes - https://www.theglobeandmail.com/real-estate/article-with-demand-high-builders-tweak-the-traditional-townhouse/
5. How to fix housing - https://www.bnnbloomberg.ca/here-are-5-ways-the-feds-could-fix-canada-s-housing-crisis-1.1648933
6. Commission - https://betterdwelling.com/canadian-real-estate-agents-are-discreetly-pushing-buyers-to-high-commission-listings/
7. Millennials - https://www.theglobeandmail.com/investing/personal-finance/household-finances/article-no-one-is-saying-boomers-didnt-work-hard/
8. https://www.fool.ca/2021/09/05/canadas-housing-crisis-in-3-shocking-numbers/ - Population did not match the availability of housing
9. Rural areas - https://www.mcgill.ca/channels/channels/news/expert-involvement-rural-communities-crucial-canadas-recovery-333437
10. Housing Costs - https://www.nerdwallet.com/ca/mortgages/how-much-does-it-cost-to-build-a-house
11. Urban areas - https://www.blogto.com/real-estate-toronto/2021/09/small-ontario-city-home-prices-exploding/
12. Innovation - https://www.newswise.com/articles/ten-innovations-to-address-america-s-housing-affordability-crisis
13. Solutions - https://ssir.org/articles/entry/innovative_solutions_for_the_housing_crisis
14. 3D printing - https://all3dp.com/2/2019-best-companies-building-3d-printed-houses/
15. 3D Printing - https://constructionglobal.com/technology-and-ai/75-millennials-would-consider-3d-printed-homes
16. Zoning rules - https://www.reuters.com/legal/legalindustry/zoning-rules-create-affordability-economic-benefits-2021-08-27/
17. 3D printing - https://vancouversun.com/moneywise-pro/could-3d-printed-homes-solve-canadas-housing-supply-problem
Affordable Housing and Homelessness - Canada and the World
Average house across Canada is now over 700K. Affordable housing continues be a top issue facing Canadians.
https://economics.bmo.com/en/publications/detail/0815533e-685e-45ac-a5ba-962dc92d5359/
1. Housing affordability – https://canada.constructconnect.com/dcn/news/projects/2021/11/no-magic-bullet-to-solve-canadas-housing-affordability-crisis-panel
2. Affordability - https://theconversation.com/why-building-more-homes-wont-solve-the-affordable-housing-problem-for-the-millions-of-people-who-need-it-most-171100
3. Income and housing - https://www.morganstanley.com/ideas/thoughts-on-the-market-us-housing
4. Heating costs - https://www.lewistownsentinel.com/opinion/editorials/2021/11/are-you-prepared-for-the-rising-cost-of-heating-your-home-this-winter/
5. Condo fees - https://toronto.ctvnews.ca/sudden-113-per-cent-spike-in-toronto-condo-fees-sparks-nasty-dispute-and-threats-1.5655442
6. Property tax - https://windsor.ctvnews.ca/city-of-windsor-tops-property-tax-list-1.5668657
7. Housing - https://www.canadianrealestatemagazine.ca/expert-advice/canadian-average-home-prices-by-city-compared-334894.aspx
8. 3D printing - https://www.woodworkingnetwork.com/closets/housing-market-boosted-3d-printing
9. Future Cities
10. Hamilton - https://globalnews.ca/news/8335432/hamilton-least-affordable-housing-q2-2021/
Affordable Housing and Homelessness - Canada and the World
Housing affordability3 declined from a year ago in all four regions. The South had the biggest decline of 13.7%. The Midwest region experienced a weakening in price growth compared to a year ago of 6.6%, followed by the West with a dip of 6.1%. The Northeast had the smallest decrease of 5.8%.
Source - https://www.nar.realtor/blogs/economists-outlook/housing-affordability-conditions-decline-in-october
1. Rent to own - https://globalnews.ca/news/8416032/canada-startup-key-red-flags-homeownership/n or https://lifeatkey.com/
2. Home prices - https://betterdwelling.com/canadian-real-estate-prices-dont-always-rise-everywhere-forever-bmo/
3. Australia - https://betterdwelling.com/canadian-real-estate-prices-dont-always-rise-everywhere-forever-bmo/
4. Housing strategy - https://betterdwelling.com/canadian-real-estate-prices-dont-always-rise-everywhere-forever-bmo/
5. Floating farms - https://www.agritecture.com/blog/2021/8/24/building-the-worlds-first-floating-farm-in-the-netherlands
6. Housing costs - https://www.marketwatch.com/story/coming-up-november-housing-starts-11639661030
7. 3D - https://www.newsbtc.com/press-releases/world-housing-and-realex-dao-announce-financing-plans-for-canadas-first-3d-printed-affordable-housing-project/
8. Household debt - https://www.barrons.com/amp/news/biggest-one-year-global-debt-increase-since-world-war-ii-in-2020-imf-01639585508
9. Flood mitigation - https://storymaps.arcgis.com/stories/04afd655aa9049309ff404d01ba33e8c
10. Housing and climate change - https://www.insidehousing.co.uk/news/news/government-makes-changes-to-building-regulations-in-drive-to-see-new-build-housing-emissions-cut-by-30-73703
Affordable Housing and Homelessness - Canada and the World
Summary:
Average housing price in Canada is close to 800K.
Mortgage debt continues to increase at a faster pace than inflation
People continue to invest into their homes - https://www.furnituretoday.com/research-and-analysis/houzz-report-gives-outlook-on-q1-2022-home-renovation-design/
Construction prices continue to rise - https://ontarioconstructionnews.com/construction-industry-facing-perfect-storm-of-rising-costs-altus-group/
1. Housing affordability - https://www.mondaq.com/canada/real-estate/1161462/ontario39s-housing-affordability-task-force-urges-major-reforms-to-approvals-process-for-residential-development
2. Construction costs - https://www.marketwatch.com/investing/index/djuscn?countrycode=xx
3. Household debt - https://www.creditcanada.com/blog/state-of-canadian-household-debt
4. Housing bubble - https://survivingtomorrow.org/canadas-real-estate-market-is-a-giant-pyramid-scheme-832ea0364c68
5. Urban - https://building.ca/rural-population-growth-concentrated-near-urban-centres/
6. Housing innovation - https://www.archdaily.com/963686/the-same-technology-that-will-allow-us-to-address-housing-challenges-on-earth-will-allow-us-to-venture-off-to-space-interview-with-jason-ballard-of-icon
7. Property tax - https://blackburnnews.com/midwestern-ontario/midwestern-ontario-news/2022/02/15/owen-sound-residents-face-tax-increase/
8. Mortgage - https://www.bloombergquint.com/onweb/canadians-pile-into-mortgage-debt-at-fastest-pace-in-a-decade
9. Millennials - https://fortune.com/2022/02/09/millennials-feel-screwed-housing-market-majority-have-major-regrets/
10. Insurance - https://www.bankrate.com/insurance/homeowners-insurance/homeowners-insurance-cost/
Making Housing more Affordable
Blog – What is next for Households – Canada and the World
Household in Canada around the world are facing many pressures like high inflation, job quality, finding affordable daycare, supply chain disruption, threat of automation, finding affordable housing, high taxes, and reduction in government services.
1. Household - https://eppc.org/publication/5-ways-to-make-america-more-family-friendly/
2. Housing bubble - https://realty.economictimes.indiatimes.com/news/industry/european-central-bank-cant-ignore-developing-housing-bubble-isabel-schnabel/87630566
3. Housing prices - https://www.fool.ca/2021/11/10/2-in-3-canadians-believe-home-prices-will-keep-rising-but-will-they/
4. ESG - https://www.pwc.com/ca/en/industries/government-and-public-services/aligning-values-and-value-through-esg.html
5. Wage growth - https://www.cnbc.com/2021/11/10/inflation-has-taken-away-all-the-wage-gains-for-workers-and-then-some.html
6. Global threats and risks - https://globalriskinsights.com/
7. Income taxes - https://torontosun.com/opinion/columnists/opinion-canadas-high-income-taxes-are-making-us-less-competitive
8. Blog – BMO – Stock Market – 20210511 - https://www.slideshare.net/paulyoungcga/what-is-up-with-stock-marklet-november-5-2021
9. Energy crisis - https://thehill.com/opinion/energy-environment/580843-pavlich-bidens-self-inflicted-energy-crisis
10. Debt - https://www.kfyrtv.com/2021/11/10/household-debt-hit-record-levels-some-experts-say-its-not-all-bad-news/
11. Rent to own - https://storeys.com/liberal-party-rent-to-own-plan/
Housing and Homelessness - Canada and the World - April 2022 (Revised with US...
This document provides an overview of the housing markets in Canada and the United States. It discusses rising debt levels, the focus on zoning reforms in Budget 2022, average housing prices and key cities, the declining but still elevated cost of lumber, modular housing solutions, issues around urban planning, the impact of technology, homelessness rates, rent-to-own programs, and innovations like 3D printing. It concludes by suggesting priorities like making housing more affordable through new models, distributing the population more evenly, focusing on high-paying jobs, and governments working together on solutions.
Housing and Homelessness - Canada and the World - April 2022.pptx
Summary:
Canadian consumer confidence recorded its sharpest weekly decline since the depths of the pandemic, with inflation and a deteriorating outlook for housing weighing on sentiment.
The Bloomberg Nanos Canadian Confidence Index, a measure of sentiment based on weekly polling, dropped to 54.3 last week, the lowest reading since December 2020. The 1.8-point decline is the largest one-week slump in the index since April 2020.
The numbers suggest the combination of rising prices, higher rates and the war in Ukraine is starting to weigh on consumers.
The country’s housing market is also showing signs of a reversal. About 55 per cent of Canadians expect home prices to continue increasing, down from 59 per cent last week and as high as 64 per cent last month. Even with the decline, however, housing price expectations still remain above historical averages.
Source - https://www.bnnbloomberg.ca/consumer-confidence-tumbles-as-housing-market-reverses-1.1766582
Affordable Housing and Homelessness - Canada and the World - September 2022.pptx
Blog – Housing Costs and Affordability – Canada – September 2022
The average house rose in September 2022 as compared to August 2022.
Housing affordability continues to be a challenge for all levels of government
There has been a slight decrease in construction materials costs.
Housing starts are up. The problem still exists with supply due to zoning and labor issues
3D printing of housing continues to be adopted by municipalities across Canada and the globe
Great reset also likely will lead to revisiting commercial and industrial space to see how it can be converted either to businesses of today and tomorrow and affordable housing - https://www.canadianmanufacturing.com/features/empty-buildings-consume-more-energy-than-you-think/
Affordable Housing and Homelessness - Canada and the World - August 2022.pptx
Blog – Housing and Homelessness – Canada and the World – August 2022
Higher interest rates are starting to take their toll on the housing market
NZ, Australia, and Canada are likely going to see a bigger fall in terms of housing prices
Trudeau rely on government spending and real estate to prop up his economic growth. Trudeau spent little time on policies that would have driven stronger growth within the goods producing sector
Rental costs continue to sore across Canada
Construction materials continue to see high prices
Housing starts continues to face many challenges.
Affordable Housing, Household Debt, and Homelessness - Canada and the World -...
Summary
Real estate will continue to see a market correction on prices. Many houses are overpriced by at least 50%.
All governments need to come up with more effective land-use policies including forest, water, and land management.
Rising interest rates will continue to put stress on household budgets
Affordable Housing, Household Debt, and Homelessness - Canada and the World -...
Summary
Real estate will continue to see a market correction on prices. Many houses are overpriced by at least 50%.
All governments need to come up with more effective land-use policies including forest, water, and land management.
The stress test for banks needs to be revisited
Rising interest rates will continue to put stress on household budgets
Building codes needs to change to better support 3D housing solutions
https://www.slideshare.net/paulyoungcga/affordable-housing-household-debt-and-homelessness-canada-and-the-world-may-2022pptx
Affordable Housing and Homelessness - Canada and the World - July 2022.pptx
This document provides a summary of the housing markets in Canada and the United States in July 2022. It includes information on key metrics like debt and costs of living. Housing prices in major Canadian cities and the average US home price are presented. The author also discusses factors influencing housing like commodity prices, urban planning challenges, technology innovations, and potential solutions around modular housing, 3D printing, and rent-to-own programs. The document concludes by noting that more needs to be done to improve housing affordability across many areas.
Housing and Homelessness - Canada and the World - Budget 2022 .pptx
Here is my look at issues including solutions to ensuring housing is both accessible and affordable to all Canadians.
Affordable Housing and Homelessness - Canada and the World - September 2022 (...
This document summarizes key metrics and issues regarding the housing markets in Canada and the United States. It discusses debt levels, government budgets, housing costs and average home prices. It also covers topics like lumber prices, modular housing solutions, urban planning challenges, the role of technology, homelessness, and innovations in housing. The document aims to analyze current conditions and discuss potential next steps to address housing affordability and related issues going forward.
Housing and Homelessness - Canada and the World - April 2022 (Incl Population...
More needs to be done to make housing affordable including reviewing the housing models
More focus on moving people away from big cities to rural areas - https://www.slideshare.net/paulyoungcga/urban-and-rural-planning-whats-next-236315321
Focusing on growing economy including high paying jobs - https://www.slideshare.net/paulyoungcga/gdp-canada-real-truth-august-2020 and https://www.slideshare.net/paulyoungcga/global-economy-current-state-and-whats-next
All levels of government working together to make housing more affordable - https://www.slideshare.net/paulyoungcga/housing-market-affordability-and-costing-canada-september-2019
Municipal building codes adjusting to methods of house building including 3D printing and modular construction
Housing and Homelessness - Canada and the World - April 2022 (May 18, 2022).pptx
The document provides an overview of the housing markets in Canada and the United States. It discusses topics such as debt levels, average housing prices in key cities, the cost of construction materials like lumber, solutions for affordable housing including modular construction, issues of urban planning, the impact of technology, and homelessness rates. The document aims to analyze current conditions and discuss potential next steps to improve housing affordability and availability.
Housing continues to face many challenges across the globe
This document summarizes the housing markets in Canada and the United States. It discusses rising housing costs and debt levels in both countries. Solutions discussed include modular housing, urban planning reforms, and using technology like 3D printing to help make housing more affordable. The document also covers issues like homelessness and reviews recent housing start and price data for key cities in Canada and the US.
Affordable Housing, Household Debt, and Homelessness - Canada and the World -...
Summary:
If you want to afford housing in Ontario, then you need to move to communities like Thunder Bay, Windsor, and Sudbury - https://blog.remax.ca/re-max-the-most-affordable-housing-markets-in-ontario-real-estate/
Rents have also soared due to supply and property managers renovating units. The renovating units are then jacked up - https://www.cbc.ca/news/business/rising-rent-housing-market-canada-1.6525075
Housing bubble is a big threat to the Canadian economy - https://canadian-real-estate.news/houses-for-sale/canadas-housing-bubble-is-a-cautionary-tale-for-the-us-real-estate-market/
GDP has been downgrade - https://www.bnnbloomberg.ca/boc-adjusts-canadian-gdp-inflation-forecasts-amid-full-point-hike-1.1791367
Housing and Homelessness - Canada and the World - March 2022 (Revised).pptx
Avg. house price in CAN has dropped to under 800K
Housing starts decline in 3/22
Cost of raw materials continue to impact housing costs
More needs to be done with zoning laws
Low adoption of 3D Housing
Housing Market| Canada and the USA| February 2021
Blog – Housing Starts and Value – Real Estate (Housing)
The actual (not seasonally adjusted) national average home price was a record $678,091 in February 2021, up 25% from the same month last year.
The national average price is heavily influenced by sales in Greater Vancouver and the GTA, two of Canada’s most active and expensive housing markets. Excluding these two markets from calculations cuts more than $150,000 from the national average price or ex GTA and Vcr (523K)
Source - https://creastats.crea.ca/en-CA/
Low inventories / high costs - http://www.rbc.com/economics/economic-reports/canadian-housing-forecast.html
Debt Bubble - https://www.bnnbloomberg.ca/economics/video/economist-who-predicated-the-last-financial-crisis-warns-of-a-debt-bubble-pop-amid-the-covid-19~1924800
Lumber costs - https://www.housingwire.com/articles/insane-lumber-prices-mean-new-homes-cost-24k-more/
More debt to the economy - https://economics.td.com/ca-housing-update
Similar to Housing and Homelessness| Canada and the World| July 2021 (20)
Affordable Housing and Homelessness - Canada and the World
Affordable Housing and Homelessness - Canada and the World
Affordable Housing and Homelessness - Canada and the World
Affordable Housing and Homelessness - Canada and the World
Affordable Housing and Homelessness - Canada and the World
Affordable Housing and Homelessness - Canada and the World
Housing and Homelessness - Canada and the World - April 2022 (Revised with US...
Housing and Homelessness - Canada and the World - April 2022 (Revised with US...
Housing and Homelessness - Canada and the World - April 2022.pptx
Housing and Homelessness - Canada and the World - April 2022.pptx
Affordable Housing and Homelessness - Canada and the World - September 2022.pptx
Affordable Housing and Homelessness - Canada and the World - September 2022.pptx
Affordable Housing and Homelessness - Canada and the World - August 2022.pptx
Affordable Housing and Homelessness - Canada and the World - August 2022.pptx
Affordable Housing, Household Debt, and Homelessness - Canada and the World -...
Affordable Housing, Household Debt, and Homelessness - Canada and the World -...
Affordable Housing, Household Debt, and Homelessness - Canada and the World -...
Affordable Housing, Household Debt, and Homelessness - Canada and the World -...
Affordable Housing and Homelessness - Canada and the World - July 2022.pptx
Affordable Housing and Homelessness - Canada and the World - July 2022.pptx
Housing and Homelessness - Canada and the World - Budget 2022 .pptx
Housing and Homelessness - Canada and the World - Budget 2022 .pptx
Affordable Housing and Homelessness - Canada and the World - September 2022 (...
Affordable Housing and Homelessness - Canada and the World - September 2022 (...
Housing and Homelessness - Canada and the World - April 2022 (Incl Population...
Housing and Homelessness - Canada and the World - April 2022 (Incl Population...
Housing and Homelessness - Canada and the World - April 2022 (May 18, 2022).pptx
Housing and Homelessness - Canada and the World - April 2022 (May 18, 2022).pptx
Housing continues to face many challenges across the globe
Housing continues to face many challenges across the globe
Affordable Housing, Household Debt, and Homelessness - Canada and the World -...
Affordable Housing, Household Debt, and Homelessness - Canada and the World -...
Housing and Homelessness - Canada and the World - March 2022 (Revised).pptx
Housing and Homelessness - Canada and the World - March 2022 (Revised).pptx
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Canadian retail sales dropped 0.3% in August, the first decline since March, as higher interest rates start to impact household budgets. Seven of the nine retail subsectors saw sales increases in July, led by food and beverage retailers, while motor vehicle and parts dealers saw the largest decrease. Excluding autos, retail sales in July rose 1%, double expectations. The report suggests Canadians are tightening spending as more face higher mortgage payments and gas prices due to Bank of Canada rate hikes aimed at slowing inflation.
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1. Talent acquisition, retention and training staff for digital transformation.
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3. Adapting to changing regulations and reporting requirements.
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Global Housing Market Analysis and Commentary- September 2023.pptx
Summary:
Homebuilders are walking a fine line when it comes to new projects as high mortgage rates curb demand.
New residential construction, including single-family homes and multifamily, dropped 11.3% month over month in August to 1.283 million units on a seasonally adjusted basis, according to Census Bureau data released Tuesday. That's down 14.8% compared with a year ago and well below the 1.44 million units economists surveyed by Bloomberg projected.
But authorized residential permits — an indicator of potential future activity — rose 6.9% to 1.543 million permits in August from July. That was still down 2.7% from last August. Single-family permits, though, were up 2% from July to 949,000. Multifamily permits came in at 535,000.
The data reflects two opposing forces builders are trying to balance: the ongoing need for new construction to fill in limited inventory and elevated mortgage rates that are hurting their biggest customer right now, the first-time homebuyer.
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Blog – What is next for the Mining Sector – September 2023
The mining sector provides critical material that support solar, wind, and lithium-ion batteries as part of the green transition. https://www.iea.org/news/critical-minerals-market-sees-unprecedented-growth-as-clean-energy-demand-drives-strong-increase-in-investment
The mining sector products play a key role with the global GDP - https://www.yicaiglobal.com/news/global-mining-industry-value-was-69-of-world-gdp-last-year-china-says
Mining practices need to be sustainable including following all ESG policies - https://www.linkedin.com/advice/1/how-can-you-monitor-sustainable-mining-practices
Other links and sources –
Lithium Supply and Price - https://zbr.com.mx/en/sin-categoria-es/lithium-prices-fall-44-in-china-due-to-lack-of-demand/138168/
Cobalt - https://www.linkedin.com/posts/mahmut-karada%C5%9F-a2b7a5151_china-exportrestrictions-gallium-activity-7082603182589157376-Zrty/?trk=public_profile_like_view
Nickel https://www.eureporter.co/business/2023/09/15/stanislav-kondrashov-from-telf-ag-nickel-prices-outlook-remains-positive/
Iron-ore - https://www.brecorder.com/news/40263584/sgx-iron-ore-set-for-best-week-in-3-months
TD Bank / Metals - https://www.tdsecurities.com/ca/en/setting-the-stage-for-gold-outlook
Biodiversity / Mining - https://worldcrunch.com/green/lithium-green-energy-argentina-indigenous
ESG - https://iriscarbon.com/the-added-value-of-integrated-esg-reporting-a-threefold-framework/
Manufacturing Sector – United States – August 2023.pptx
Blog – Manufacturing Shipments and Orders – The United States – August 2023
Summary:
New orders for manufacturing technology in the United States totaled $353.9 million in July 2023, as per the latest report by AMT – The Association For Manufacturing Technology. This figure marked a 12.4% decline from June 2023 but remained only 10.5% lower than July 2022. Year-to-date orders amounted to $2.83 billion, reflecting a 12.7% decrease compared to the same period the previous year.
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Source: https://www.sme.org/technologies/articles/2023/september/u.s.-manufacturing-technology-orders-dip-in-july-but-show-resilience-amid-economic-uncertainty
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Blog – Analysis and Commentary – Stock Market – WE September 15 2023
Summary:
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Summary:
Over three-quarters of the world’s total coal-generated electricity is consumed in just three countries. China is the top user of coal, making up 53.3% of global coal demand, followed by India at 13.6%, and the U.S. at 8.9%.
Burning coal—for electricity, as well as metallurgy and cement production—is the world’s single largest source of CO2 emissions. Nevertheless, its use in electricity generation has actually grown 91.2% since 1997, the year when the first global climate agreement was signed in Kyoto, Japan.
However, even as non-renewables enjoy their time in the sun, their days could be numbered.
In 2022, renewables, such as wind, solar, and geothermal, represented 14.4% of total electricity generation with an extraordinary annual growth rate of 14.7%, driven by big gains in solar and wind. Non-renewables, by contrast, only managed an anemic 0.4%.
The authors of the Statistical Review do not include hydroelectric in their renewable calculations, even though many others, including the International Energy Agency, consider it a “well-established renewable power technology.”
With hydroelectric moved into the renewable column, together they accounted for over 29.3% of all electricity generated in 2022, with an annual growth rate of 7.4%.
Source - https://energynow.ca/2023/09/infographic-what-electricity-sources-power-the-world-see-them-here-visual-capitalist/
Logistics Warehousing Transportation and Distrbution Analysis and Commentary ...
The document provides an overview of key metrics and trends in the logistics, warehousing, distribution, and transportation sector. It includes data on consumer price index, diesel fuel costs, freight indexes, e-commerce sales, retail sales, class 8 truck sales, EPA emissions standards, trailer sales, and tonnage. It also discusses supply chain management solutions like planning analytics, blockchain, and AI assistants. Finally, it touches on topics like infrastructure spending, automation, and ESG reporting.
Retail Sales and Consumer Spending Analysis and Commentary - United States - ...
United States retail sales rose 0.6% in August despite flat sales at internet retailers after Amazon Prime Day. Most of the increase was due to higher gasoline prices. While consumer spending has been strong, higher interest rates and a slowdown in hiring are expected to restrain purchases in the coming months. Forecasters predict the 2023 holiday shopping season could be the weakest in five years due to economic challenges facing consumers. The retail sector continues facing inventory management challenges and social governance issues.
How to improve the Governance Model for the Public Sector - United States - S...
This document provides a summary of strategies to improve governance in government. It discusses factors that impact governance like transparency and accountability. It recommends using performance audits to assess key performance indicators and ensure recommendations are implemented. Other strategies include improving data ethics and literacy, mitigating geopolitical risks, adopting ESG reporting, and using technology like audit analytics and AI to enhance governance. The overall goal is for government to deliver programs and tax policies with value for money and transparency.
What is next for Agriculture Sector - August 2023.pptx
This document provides an analysis of the agriculture output and equipment sector for August 2023. It includes discussions of commodity prices, crop estimates, energy prices, food prices, farming incomes, top farming states, food processors, and the role of technology and government in farming. Key points covered include rising input costs challenging farmers, preliminary crop estimates for Canada, volatility in oil and diesel prices impacting farm expenses, and opportunities for data and automation to help address issues in the agriculture industry.
Biotech Pharmaceutical Medical Equipment and Supplies - Analysis - September ...
This document provides an overview and agenda for a presentation on the biotech, pharmaceutical, and healthcare sector. It includes:
- An introduction and biography of presenter Paul Young CPA CGA
- An agenda covering topics like vaccine production, drug discovery, innovation in areas like storage and AI, and the life sciences strategy
- Links and summaries of information on these topics, including the top vaccine manufacturers, regulations in Canada, and growth in the pharmaceutical market
The presentation aims to discuss key areas of the biotech/pharmaceutical sector including vaccine development and production, drug discovery, innovation, and strategies for the life sciences industry. Links and outside sources are provided to support the topics in the agenda.
Better Public Safety Management using Analytics - September 2023.pptx
This document discusses using analytics to improve public safety management. It outlines rising public safety costs for governments and key issues facing policing like complex crimes and accountability. The document presents crime rate data for Canada and discusses building machine learning models in SPSS and dashboards in Cognos Analytics to analyze police data and forecast expenses. Finally, it lists potential next steps for crime in Canada like bail and corrections reforms, gun control, and increased police oversight.
Stock Market Analysis and Commentary for WE September 9 2023.pptx
What did the markets tell us this week?
1. Housing supply and costs continue to plague countries around the world.
2. Gasoline prices are on the rise that puts pressure on central banks ability to hit their core inflation targets.
3. ESG adoption by both the private and public sector is leading to both funding concerns and the overall cost of implementing ESG policies.
4. Adopting technology as part of increasing food production is facing both capital and operational funding concerns.
5. Strike at LNG facility in Australia is leading to concerns around a supply chain disruption of natural gas for EMEA and Asia.
6. The threat of China dumping batteries into markets - https://www.ft.com/content/b6038e51-7b5b-4f97-a5da-9202e71562fc
7. Adoption of generative AI has been facing many challenges related to security, privacy, and ethical issues.
8. Lack of biodiversity planning as part of the overall climate mitigation including sustainable mining, forestry, oil, gas, agriculture, and housing
9. Geopolitical issues continue to impact supply chain.
10. The concerns of recession continue to plague both the private and public sector.
11. Productivity issues continue to plague governments around the world.
Workforce Planning and Employment Analysis - August 2023.pptx
The document discusses workforce planning and employment analysis. It provides an overview of employment statistics in the United States, Canada, and Australia. It then discusses Sysco's workforce planning model and the role of the CFO in workforce planning. Finally, it defines autonomous finance as the automation of financial operations through software and algorithms, and provides some key statistics on its adoption.
Global Automotive - Analysis and Commentary - August 2023.pptx
This presentation provides an overview of key trends in the global automotive sector in August 2023. It discusses 1) sales trends in Canada, the US and globally, 2) the growth of electric vehicles and focus on reducing emissions, and 3) ongoing transformation in the industry through automation, connectivity and new technologies. Sources included discuss topics like electric vehicle production and adoption, public safety issues regarding EV fires, gasoline and car prices, supply chain challenges, and green transitions in transportation.
Global (Mining Oil and Gas Forestry and Agriculture) Analysis and Commentary ...
The mining, oil, gas, agriculture, forestry, and mining continue to face environmental, social, and governance policy review including reporting of key metrics as part of ESG reporting cycle.
There is more focus on profitability and investment returns as part of the integrated planning and reporting cycle.
World Merchandise Trade – September 2023.pptx
Summary:
The global economy faces what at least one forecaster is calling a mild trade recession as shipments from China slump and German factories downshift.
China’s export declines extended into August, though there were signs that the worst of a world trade slowdown may be over for the leading exporter.
Overseas shipments from China fell 8.8% in dollar terms from a year earlier while imports contracted 7.3%, both better than economists’ estimates and significantly less severe than July’s downturn.
Other data have suggested trade may be stabilizing after weakening for most of this year. Exports from South Korea also declined at a more moderate pace in August than the previous month.
Source: https://www.bloomberg.com/news/newsletters/2023-09-07/supply-chain-latest-world-trade-faces-a-shallow-recession?srnd=economics-v2
Additional sources and links:
Lithium - https://source.benchmarkminerals.com/article/falling-lithium-prices-challenge-potential-cost-advantages-of-sodium-batteries
Oil Production - https://www.cnn.com/2023/09/06/business/oil-price-goldman-sachs/index.html
Natural gas - https://www.fxstreet.com/news/natural-gas-holds-up-as-markets-in-limbo-over-strikes-202309070956
Lumber - https://www.fastmarkets.com/insights/sawmill-capacity-closures-reshape-us-lumber-supply
Critical metals - https://www.wasterecyclingmag.ca/feature/how-recycling-could-solve-the-shortage-of-minerals-essential-to-clean-energy/
Agriculture - https://www.morningagclips.com/economists-forecast-positive-end-of-year-crop-outlook-despite-warmer-midwestern-climate/
ESG - https://www.skadden.com/insights/publications/2023/09/the-informed-board/the-eus-new-esg-disclosure-rules
Ports - https://www.marketscreener.com/quote/stock/HAPAG-LLOYD-AG-24857717/news/Hapag-Lloyd-chief-warns-of-rougher-seas-ahead-for-container-shipping-44789017/
Top destination for reshoring - https://www.thenationalnews.com/business/economy/2023/08/29/uae-in-top-10-most-powerful-passports-for-investment-opportunity/
Global Trade - https://phys.org/news/2023-09-opinion-broke-global-climate-finish.html
What is next for the Forestry Sector and Lumber Production - September 2023.pptx
Lumber production in Canada continues to face many hurdles
Canada forest management practices are some of the bests in the world
Canada planted over 440M in seedlings back in 2018. It is now 2022 which means close 2M seedlings have been planted.
All levels need to put more focus on urban and rural planning solutions
More work including spending on wildfire and forest fire mitigation
Canada and USA need to find a path forward to resolve the softwood lumber dispute
There needs to a better balanced between climate change policies and growing the economy in a sustainable way
3D printing for housing needs to become mainstream
More protection needs to happen with key ecosystems like wetlands, forest, and peatlands.
There is a risk of debt default if interest rates are hike over the next few months
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二.真实使馆公证(即留学回国人员证明,不成功不收费)
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3:国家专业人才认证中心颁发入库证书
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3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
Who Is Abhay Bhutada, MD of Poonawalla Fincorp
Abhay Bhutada, the Managing Director of Poonawalla Fincorp Limited, is an accomplished leader with over 15 years of experience in commercial and retail lending. A Qualified Chartered Accountant, he has been pivotal in leveraging technology to enhance financial services. Starting his career at Bank of India, he later founded TAB Capital Limited and co-founded Poonawalla Finance Private Limited, emphasizing digital lending. Under his leadership, Poonawalla Fincorp achieved a 'AAA' credit rating, integrating acquisitions and emphasizing corporate governance. Actively involved in industry forums and CSR initiatives, Abhay has been recognized with awards like "Young Entrepreneur of India 2017" and "40 under 40 Most Influential Leader for 2020-21." Personally, he values mindfulness, enjoys gardening, yoga, and sees every day as an opportunity for growth and improvement.
快速制作美国迈阿密大学牛津分校毕业证文凭证书英文原版一模一样
原版一模一样【微信：741003700 】【美国迈阿密大学牛津分校毕业证文凭证书】【微信：741003700 】学位证，留信认证（真实可查，永久存档）offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原海外各大学 Bachelor Diploma degree, Master Degree Diploma
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
Enhancing Asset Quality: Strategies for Financial Institutions
Ensuring robust asset quality is not just a mere aspect but a critical cornerstone for the stability and success of financial institutions worldwide. It serves as the bedrock upon which profitability is built and investor confidence is sustained. Therefore, in this presentation, we delve into a comprehensive exploration of strategies that can aid financial institutions in achieving and maintaining superior asset quality.
1比1复刻(ksu毕业证书)美国堪萨斯州立大学毕业证本科文凭证书原版一模一样
原版定制【微信:bwp0011】《(ksu毕业证书)美国堪萨斯州立大学毕业证本科文凭证书》【微信:bwp0011】成绩单 、雅思、外壳、留信学历认证永久存档查询，采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信bwp0011】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信bwp0011】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
【关于价格问题（保证一手价格）】
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
Seeman_Fiintouch_LLP_Newsletter_Jun_2024.pdf
The Impact of the 2024 Indian
Election Beyond Borders
01. Investment Gyan
02. Market Update
03. Inspiration investment story
真实可查(nwu毕业证书)美国西北大学毕业证学位证书范本原版一模一样
原版定制【微信:bwp0011】《(nwu毕业证书)美国西北大学毕业证学位证书》【微信:bwp0011】成绩单 、雅思、外壳、留信学历认证永久存档查询，采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信bwp0011】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信bwp0011】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
【关于价格问题（保证一手价格）】
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
在线办理(GU毕业证书)美国贡萨加大学毕业证学历证书一模一样
学校原件一模一样【微信：741003700 】《(GU毕业证书)美国贡萨加大学毕业证学历证书》【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
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Housing and Homelessness| Canada and the World| July 2021
- 1. HOUSING MARKET – CANADA AND UNITED STATES Paul Young CPA CGA June 2021
- 2. PAUL YOUNG - BIO • CPA, CGA • Academia (PF1, FA4, FN2, MU1. and MS2) • SME – Risk Management • SME – Close, Consolidate and Reporting • SME – Public Policy • SME – Emerging Technology • SME – Business Process Change • SME – Financial Solutions • SME – Macro/Micro Indicators • SME – Supply Chain Management • SME – Data, AI, Security, and Platform • SME – Internal Controls and Auditing Contact information: Paul_Young_CGA@hotmail.com LinkedIn: https://www.linkedin.com/in/paul-young-055632b/ SlideShare - https://www.slideshare.net/paulyoungcga
- 3. AGENDA • Average House Price Canada and Key Cities • Commodity Price of Lumber • Modular Housing / Solutions • Urban Planning • Technology / Housing • Homelessness • What’s next
- 4. AVERAGE HOUSING PRICE INCLUDING KEY CITIES
- 6. HOUSING STARTS – CANADA Source - https://economics.bmo.com/en /publications/detail/52f14b76- a5df-4c78-a302- 561bdd598a48/
- 7. USA - HOUSING Source - https://economics.bmo.com/en/publ ications/detail/0f8085d0-6121-4b43- a929-d975f537491a/
- 9. PRICE OF LUMBER Price of Lumber has been on the decline. The Price of Lumber is still up from 2020 - https://www.nasdaq.com/market- activity/commodities/lbs
- 10. MODULAR HOUSING SOLUTIONS • $85B (USD) global market with CAGR predicted to be about 6% - https://www.marketsandmarkets.com/Market-Reports/modular-construction-market- 11812894.html • Mass production modular housing could help make housing more affordable - https://www.cnbc.com/2020/07/28/how-buildings-made-in-factories-could-have-a-big-role- in-the-future.html • Adjusting to smaller homes is no big deal - https://www.straight.com/news/living-in-smaller- spaces-isnt-hell-that-some-people-make-it-out-to-be • Municipal by-laws • https://www.forbes.com/sites/pikeresearch/2019/11/20/3d-printed-homes-quietly-gain- traction/?sh=101c0e5c63bd
- 11. URBAN PLANNING • The problem from the get-go has been with proper urban planning including rural vs urban strategy! It is time for all levels government to look at innovator solutions when it comes to building affordable housing https://www.slideshare.net/paulyoungcga/urban-and-rural-planning-whats-next • Vacate property due to COVID19 - https://www.phillyvoice.com/greg-englesbe-real-estate-strategic-conversion-vacant- commercial-space-affordable-housing-0599945/ • Building codes need to revamp to deal with 3-D housing - https://www.forbes.com/sites/pikeresearch/2019/11/20/3d-printed- homes-quietly-gain-traction/#74899cc763bd • Green Belt Protection/Development - https://www2.slideshare.net/paulyoungcga/greenbelt-ontario • https://www.thestar.com/news/gta/2020/10/06/york-region-asks-province-for-process-to-open-up-protected-greenbelt-again.html • All levels government need to look at proper land management - https://www.slideshare.net/paulyoungcga/why-do-politicians- play-games-with-the-environment • Smart Cities - https://www.mccourier.com/global-smart-city-ict-infrastructure-market-2020-industry-outlook-cisco-verizon- communications-huawei-ibm-ntt-communications/
- 12. TECHNOLOGY AND HOUSING • AI and at risk for homelessness - https://www.cbc.ca/news/canada/london/artificial-intelligence-london- 1.5684788 • AI and cost control - https://www.enr.com/events/880-ai-how-it-s-transforming-project-management-for-the- better • Smart construction - https://www.weforum.org/agenda/2020/08/here-s-how-smart-construction-could- transform-home-building-after-covid-19/ • AI and housing - https://www.urban.org/urban-wire/four-ways-technology-addressing-housing-affordability- crisis
- 13. SOCIAL HOUSING • Govt buying commercial properties - https://globalnews.ca/news/7348331/federal-liberals- rapid-housing-funding-motels-hotels/ or https://www.cmhc-schl.gc.ca/en/media- newsroom/news-releases/2020/canada-rapidly-create-affordable-housing-support-homeless • Modular housing units - https://torontostoreys.com/federal-government-1-billion-modular- housing/ • 20 years ago is when Canada had a social housing plan - https://cwp-csp.ca/2014/01/20-years- ago-canada-had-a-housing-plan/ • Wait list for Toronto is over 79K - https://dailyhive.com/toronto/toronto-affordable-housing-faq
- 14. WORLD’S BUBBLIEST HOUSING MARKETS Source - https://dailyhive.com/toronto/toronto-affordable-housing-faq
- 15. HOMELESSNESS Blog – What Works for the Homeless Problem • A 2005 study by Pomeroy looked at costs in four Canadian cities, institutional responses (jails, hospitals, etc.) cost $66,000-$120,000 annually, emergency shelters cost $13,000-$42,000 annually whereas supportive and transitional housing cost $13,000-$18,000 and affordable housing without supports was a mere $5,000-$8,000. • A two-year pilot project called The Canadian Model for Housing and Support for Veterans Experiencing Homelessness in 2012, was designed to address the needs of the Canadian veterans experiencing homelessness. The program included a Housing First approach and staff/volunteer resources for each participant. The program revealed promising results of an estimated $536, 000 per year (in terms of cost savings) due to reductions in 911 calls and emergency-shelter drop-ins. • Medicine Hat achieved functional zero by: * Rallying around a defined goal to end homelessness. In 2009, Medicine Hat was one of the first Canadian cities to commit to ending homelessness, a goal that was updated in 2014. They continue to set measurable goals to end homelessness. • * Strong partnerships. Service providers, shelters and other stakeholders representing a broad cross section of interest and expertise locally (e.g., private sector, criminal justice, health care) work together on the Community Council on Homelessness. The community is also supported by all levels of government and the public-at-large where they’ve fostered a strong belief (and proven!) that ending homelessness is possible. • • https://www.nextbigfuture.com/2021/07/what-works-for-the-homeless- problem.html?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+blogspot%2Fadvancednano+%28nextbigfuture%29
- 16. RENT AFFORDABILITY Source - https://www.mtlblog.com/montreal/how-canadas-housing-affordability-compares-to-other-countries or https://rentals.ca/national-rent-report
- 17. WHAT’S NEXT • More needs to be done to make housing affordable including reviewing the housing models • More focus on moving people away from big cities to rural areas - https://www.slideshare.net/paulyoungcga/urban-and-rural-planning-whats-next-236315321 • Focusing on growing economy including high paying jobs - https://www.slideshare.net/paulyoungcga/gdp-canada-real-truth-august-2020 and https://www.slideshare.net/paulyoungcga/global-economy-current-state-and-whats-next • All levels of government working together to make housing more affordable - https://www.slideshare.net/paulyoungcga/housing-market-affordability-and-costing-canada-september- 2019 • Municipal building codes adjusting to methods of house building including 3D printing and modular construction