This document provides a methodology for managing a household budget using a simple system. It recommends taking your income, accounting for expenses, and accepting inevitable costs. The process then involves dividing finances and storing cash in a treasury chest, such as an empty shoebox, for budgeting, research, analysis, and regulated spending on the 1st and 15th of each month. Sticking to this basic pattern allows for conscious budgeting that returns to fundamental financial principles.

1. HOUSEHOLD BUDGET
Ajay K Raina

2. MOTIVE
£ To suggest a simplistic way of managing
the household budget.
Money is the root of all evil, and a man needs roots.

3. ISSUES
£ Money is seldom enough and never surplus.
£ Saving vis-a-vis spending on monthly basis.
£ Budgeting and day to day accounting.

4. PREREQUISITES
£ Income.
£ Will .
£ Hi- tech Calculator.
£ Mathematical skills.

5. METHODOLOGY
£ Take Home.
£ Expenses Catered For.
£ Accept the Inevitable.
£ Divide and Rule.

6. THE TREASURY CHEST
£ Band’O Staple.
£ What to do with an empty shoe-box?
£ R&D.
£ Analysis.
£ Spending.

7. 01st and may also on 15th
FINE PRINT
£ Virtual & Plastic.
£ Stack Up.
£ Hi Carb Diet.

8. WHY THIS METHODOLOGY DI?
£ Pattern.
£ Once for All.
£ Being Conscious.
£ Back to Basics.

9. Ideas & Thoughts
Question: What is a quicker way to transfer money
than electronic banking?
Answer: Marriage.

10. Thanks!!
Spend
&
God will Send (surely)
(wisely)