Home Buyer Step by Step presentation
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Do you want to purchase a home but don't know where to start? I created this presentation to give an idea of the process. Contact me with any and all questions that you may have.
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Kristen
• Cell: 612-210-3932
• Email: Kristen@zettler.net
Thank you for your time today. I look forward to
working with you to find your new home! Please
don't hesitate to contact me with any other
questions.
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Home Buyer Step by Step presentation
- 1. FINDING YOUR NEW HOME Kristy J Heisser Realtor | Southern California 909.913.4604 Realty Masters & Associates 8659 Haven Ave. #100 Rancho Cucamonga, CA 91730 Kristy@homesbyheisser.realtor Homesbyheisser.realtor DRE# 01459239
- 2. ABOUT ME • Woman of Faith, Wife, Mother, Real Estate Broker. • Based in Rancho Cucamonga, CA • Married to Darryl since 1998 • Two children • Enjoy traveling, exercising, and family time Realtor | So. California K r i s t y J . H e i s s e r
- 3. ABOUT MY CAREER Graduated from California State University, San Bernardino 2002 2004 2017 2018 Received Real Estate Salesperson License Received Real Estate Broker License Senior Real Estate Specialist SRES
- 4. ABOUT Kristy J. Heisser, Broker Associate We service Southern California We were established in 2004 We are philanthropic, Military/Veteran & Senior Real Estate Certified
- 5. THE BUYER’S ROAD MAP Meet With A Real Estate Professional 1 Search For Homes 3 Negotiation And Contract 5 Final Details 7 2 Get Pre- Approve d Make An Offer 4 6 8Under Contract/ In Escrow Closing Day
- 6. ARE YOU READY TO BUY? • Steady income • Low to medium debt • Cash for down payment/closing • Two months of pay stubs and bank statements • Two years with same company or in same industry
- 7. GETTING PRE-APPROVED • Choosing a lender • Filling out loan application • Approval document o Paystubs, bank statements, tax returns, proof of employment, 620+ credit score
- 8. YOUR HOME SEARCH Understanding what you’re looking for is a top priority. Let’s talk about the features of your future home. • Location • Price • Square footage • Bedrooms • Baths • Style • Features • Schools
- 9. SEARCH TOOLS AGENT SEARCH • MLS • Agent network • My website HIGH-TECH TOOLS • Automated home search system
- 10. MAKING AN OFFER • Falling in love with a home • Seller wants • Earnest money • Down payment/financed amount • Important dates • Inclusions in home • Offer will be accepted, counter- offered, or declined
- 11. WHEN YOUR OFFER IS ACCEPTED • Give earnest money to escrow company • Inspection and repairs • Appraisal • Home insurance • Finalize mortgage details • Final walkthrough
- 12. CLOSING COST BREAKDOWN • Property appraisal • Processing fee • Underwriting fee • Lender fee • Loan discount fee, if applicable • Recording fee • Settlement officer fee • Title insurance • Document preparation fees • Escrow taxes and insurance • Prepaid interest • Credit report • Transfer taxes • Attorney/notary fee These are the items that will be included in your closing cost: $
- 13. CLOSING DAY • This is the big day! I’ll accompany you to signing loan documents and answer any questions. • Bring your identification • Everyone who is purchasing the property must be present. If this is not possible, let me know in advance. Realtor | So. California K r i s t y J . H e i s s e r
- 14. CONTACT INFORMATION Kristy J .Heisser 909.913.4604 Kristy@homesbyheisser.realtor www.homesbyheisser.realtor