This document discusses various financial concepts including life insurance, taxes, savings, and investing. It emphasizes the importance of financial knowledge and planning for the future. Some key points include: - There are two main types of life insurance: term life (which has lower monthly costs when younger but expires after a set time period) and permanent life (which lasts a lifetime but has higher monthly costs). - Taxes can significantly impact investment returns over time. Strategies like tax-advantaged accounts can help maximize savings. - Starting to save early allows time to be an ally rather than an enemy due to compound interest. Waiting longer to save can result in hundreds of thousands of dollars less at retirement. -

3. Lets talk about Facts and Reality of Life
WORK
DEBTS
Bills
MTG/RENT
KIDS
SAVINGS
2 Facts that are GUARANTEED in life
65
#1
85
Government
$1,000
Saving $
Gaining Interest
Save Tax
#2 Die50% 50%
100%0%
Protect Family
Grow Income
Kids Future
INTEREST
MONTHLY
EXPENSES

4. MASTER SAVING MONEY & GAINING INTEREST

6. MASTER PROTECTING YOUR FAMILY
There are TWO very popular types of LIFE INSURANCE
and here is how they work:
Term-10
Term-20
Term-30
$500,000
25YR = $30/Month
45YR = $175/Month
65YR = $850/Month
SAFETY
Of Your
MONEY
PROTECTION
$500,000
GROWTH
5%-28%
NON-
TAXABLE

7. THE POWER OF FINANCIAL KNOWLEDGE
MORTGAGES INVESTMENT
LIFE
INSURANCE
HOME/AUTO
INSURANCE
DEBT
CONSOLADTION
KIDS
EDUCATION
HEALTH/DI
INSURANCE
Broker Dealer
Knowledge comes
from various
products and
companies

8. MASTER YOUR MONEY
Time can be your greatest ally or
your worst enemy. If you haven’t
started saving for your future, start
now.
Even though “Save Now” invested
$60,000 less than “Save Later” they
still ended up with over $300,000
more than “Save Later”!

9. MASTER YOUR MONEY WITH THESE FINANCIAL CONCEPTS

10. TAX ADVANTAGES
YOU EARN IT
THEY TAX IT
Taxation: Potentially the most powerful challenge facing your investments
YOUSPENDIT
THEY TAX IT
YOU SAVE IT
THEY TAX IT
YOU DIE
THEY TAX IT

11. THE POWER OF TAX ADVANTAGES
Take $1 and double it 20 times
Without taxation =
$1,048,576
Take the same $1 and double it 20 times
But pay 33% income tax =
$28,466
THE NO.1 ENEMY TO
YOUR WEALTH, BESIDES
PROCRASTINATION, IS
TAXATION.

12. YOUR OPTIONS
OPTION 1: BECOME A CLIENT
• You have seen the potential of becoming
financially aware.
• Take advantage of the free strategies set
up and given to you to you help move
toward financial independence.
• You want to make sure that you make the
best out of the money you are working for
right now by making sure that you make
your money work it’s best for you.
• You understand the importance of having
the RIGHT product.

13. OPTION 2: REFERRAL SOURCE
• You understand the importance of this
information and have the option of being a
client AND becoming a referral source.
• A REFERRAL SOURCE will receive a gift card
of anywhere from $100-$300 for every
person they help become financially aware
and become a client.

14. OPTION 3: SELF-EMPLOYED/
BUSINESS OWNER
• Using this system, build a part time income
or a business as big as your commitment
and vision.
• Take advantages of a variety of incentives,
including moving toward financial
independence.
-Commissions
-Bonus pools
-Control your time and create a
career on your terms.
-Potential positive tax benefits of
self-employment.
-Earn supplemental income through
your personal effort.

15. TAKE THE NEXT STEP
1.
OR
Set up a follow up meeting.
Set an appointment within the
next 48 hours for a follow up
interview to have your questions
answered.
Do Nothing…
And the next five years will be
the same as your last.
Is that what you want?