Total return performance in income beneficiary remainder man trust. These results were obtained in a difficult market, however, using dividend stocks and buy/write strategies risk was contained and income obtained.
Investment Performance Income Account Since Inception to 12/31/12scherny
This document summarizes the annual performance of an investment portfolio from 2003 to 2012. It shows the portfolio's rate of return and asset allocation by year, with the largest allocations typically to equities, fixed income, and cash. Over the full period shown, the portfolio experienced positive cumulative returns despite a loss in 2008.
The document discusses the costs of home ownership and factors to consider before buying a home. It addresses expenses like mortgage payments, taxes, and maintenance. It also discusses how to calculate the maximum amount lenders will allow you to borrow based on your income and interest rates. Key factors in determining affordability include existing debt, monthly housing expenses not exceeding 38% of gross income, and being able to borrow up to 2.5-4.6 times income depending on interest rates. The document provides worksheets and examples for calculating mortgage amounts.
- The document provides information on the Tulip Trend Fund A EUR, including its monthly net returns from 2002-2016, key figures such as annual returns and maximum drawdown, and fund facts.
- The fund uses a quantitative trend following strategy across global futures and forwards markets to participate systematically in trending markets.
- Over its lifetime, the fund has generated an annualized return of 1.558999% and maximum drawdown of -11.01%, with relatively low correlation to major stock and hedge fund indices.
GREATEST PLAN HAVE BEEN CREATED FOR SMART INVESTOR.
Forex and gold investment managed by GOLDFXMANAGER and YDC 100%. Combination of expertises to build giant company. Exclusive for first 500 investors.
Passive Plan:
Min invest: USD1000
Max invest: unlimited
Maximize your fund to 300% on all profit return just for a minimum of 15 months & your MONEY is GUARANTEED. Note : (10% Referral Bonus + 10% Referral's Monthly Interest Bonus)
Payment every 30 days
Interest Cash Out Monthly
Number of payment 15 times
For 1st 5 months = 10% monthly
For 2nd 5 months = 20% monthly
BREAK EVEN at 8th month - THE REST WILL BE YOUR PROFIT
For 3rd 5 months = 30% monthly
Total Return is 300% per 15 mths and ability to make $$$ for referring others (10%).
• Can deposit and withdraw the money thru all the bank in the world (take 5-7 days for Wire Transfer or T.T – cheque)
Safe, Stable, Open, and Long Term Investment.
The document shows the performance of several investment composites from their inception through December 2011 compared to various benchmarks. For the period from inception to December 2011, the composites reported returns ranging from -9.1% to 7.4% with annualized volatility between 8.5% to 23.3%. The composites generally underperformed their benchmarks for the year-to-date period, though some outperformed since inception, with the Activist Masters Long Composite returning 28.4% compared to 23.4% for the S&P 500.
This document provides information on the Greenwich Asset Management Group US Mid Cap fund. The fund is managed by Greenwich Asset Management Group, LLC, led by Peter Lundstedt. It invests in 40 equally weighted US mid cap stocks selected based on fundamentals and trading above their 200-day moving average. The fund has been open since 2009 and has averaged annual returns of 24.09% with a maximum drawdown of 23.49%.
This document summarizes the business plan for a yogurt and ice cream franchise in China. It outlines the large and growing market opportunities in China for these products due to trends of increasing consumption and focus on health. The plan provides assumptions on startup costs, product pricing, costs, and financial projections estimating over $400,000 in net present value over three years. It requests $835,000 in funding and introduces the founding team.
This document discusses how affluent individuals use life insurance as part of their financial portfolio to create wealth. It provides an example of allocating 1% of a $1 million investment portfolio annually to pay premiums on a survivorship life insurance policy. Over 30 years, this would result in a death benefit of over $900,000 while also building cash value, with annual returns ranging from 4-13% depending on the metrics considered. Reallocating just 1% of one's portfolio each year can thus provide asset protection and create a lasting legacy for one's family.
Investment Performance Income Account Since Inception to 12/31/12scherny
This document summarizes the annual performance of an investment portfolio from 2003 to 2012. It shows the portfolio's rate of return and asset allocation by year, with the largest allocations typically to equities, fixed income, and cash. Over the full period shown, the portfolio experienced positive cumulative returns despite a loss in 2008.
The document discusses the costs of home ownership and factors to consider before buying a home. It addresses expenses like mortgage payments, taxes, and maintenance. It also discusses how to calculate the maximum amount lenders will allow you to borrow based on your income and interest rates. Key factors in determining affordability include existing debt, monthly housing expenses not exceeding 38% of gross income, and being able to borrow up to 2.5-4.6 times income depending on interest rates. The document provides worksheets and examples for calculating mortgage amounts.
- The document provides information on the Tulip Trend Fund A EUR, including its monthly net returns from 2002-2016, key figures such as annual returns and maximum drawdown, and fund facts.
- The fund uses a quantitative trend following strategy across global futures and forwards markets to participate systematically in trending markets.
- Over its lifetime, the fund has generated an annualized return of 1.558999% and maximum drawdown of -11.01%, with relatively low correlation to major stock and hedge fund indices.
GREATEST PLAN HAVE BEEN CREATED FOR SMART INVESTOR.
Forex and gold investment managed by GOLDFXMANAGER and YDC 100%. Combination of expertises to build giant company. Exclusive for first 500 investors.
Passive Plan:
Min invest: USD1000
Max invest: unlimited
Maximize your fund to 300% on all profit return just for a minimum of 15 months & your MONEY is GUARANTEED. Note : (10% Referral Bonus + 10% Referral's Monthly Interest Bonus)
Payment every 30 days
Interest Cash Out Monthly
Number of payment 15 times
For 1st 5 months = 10% monthly
For 2nd 5 months = 20% monthly
BREAK EVEN at 8th month - THE REST WILL BE YOUR PROFIT
For 3rd 5 months = 30% monthly
Total Return is 300% per 15 mths and ability to make $$$ for referring others (10%).
• Can deposit and withdraw the money thru all the bank in the world (take 5-7 days for Wire Transfer or T.T – cheque)
Safe, Stable, Open, and Long Term Investment.
The document shows the performance of several investment composites from their inception through December 2011 compared to various benchmarks. For the period from inception to December 2011, the composites reported returns ranging from -9.1% to 7.4% with annualized volatility between 8.5% to 23.3%. The composites generally underperformed their benchmarks for the year-to-date period, though some outperformed since inception, with the Activist Masters Long Composite returning 28.4% compared to 23.4% for the S&P 500.
This document provides information on the Greenwich Asset Management Group US Mid Cap fund. The fund is managed by Greenwich Asset Management Group, LLC, led by Peter Lundstedt. It invests in 40 equally weighted US mid cap stocks selected based on fundamentals and trading above their 200-day moving average. The fund has been open since 2009 and has averaged annual returns of 24.09% with a maximum drawdown of 23.49%.
This document summarizes the business plan for a yogurt and ice cream franchise in China. It outlines the large and growing market opportunities in China for these products due to trends of increasing consumption and focus on health. The plan provides assumptions on startup costs, product pricing, costs, and financial projections estimating over $400,000 in net present value over three years. It requests $835,000 in funding and introduces the founding team.
This document discusses how affluent individuals use life insurance as part of their financial portfolio to create wealth. It provides an example of allocating 1% of a $1 million investment portfolio annually to pay premiums on a survivorship life insurance policy. Over 30 years, this would result in a death benefit of over $900,000 while also building cash value, with annual returns ranging from 4-13% depending on the metrics considered. Reallocating just 1% of one's portfolio each year can thus provide asset protection and create a lasting legacy for one's family.
(EN) 2021 Korea Social Media Marketing Benchmark Index Report [SM2Networks]디센트릭 DnA팀
This report is a benchmark report for measuring social media performance of major domestic industries and brands.
We analyzed the data generated in 2020 for the three major social media channels(Facebook, Instagram, YouTube) in Korea and derived the Social Media Benchmark Index(SBX) of SM2Networks.
If you have any questions about this report, please contact the SM2Networks Marketing Intelligence Team.
Web : www.sm2marketing.co.kr
E-mail : marketing@samhwa.com
Blog_1: https://blog.naver.com/synthesio
Blog_2 : https://blog.naver.com/dmktginsight
Tel : 031-478-1570
MF Category average returns as on 4 April 2016.Categories are as below,
Equity
1. Diversified Category
2. Sector Category
3. Speciality Category
4. Arbitrage Category
5. FOF Category
6. Others Equity
a. Equity ETFs Category
b. ELSS Category
Debt
1. Income Category
2. Gilt Category
3. Floating Rate Category Category
4. FMP Category
5. Others Category
a. Category Asset Allocation
b. Category Capital Protection Funds
c. Category Monthly Income Plans
d. Category Gold - FOF
e. Category Gold Exchange Traded Funds
f. Category Liquid
g. Category Ultra Short Term Plan
This document provides information on life expectancy and portfolio sustainability based on retirement at age 55. It shows that with a portfolio consisting of 60% equities, a 3.7% withdrawal rate has a 10% probability of failure, while a 4% withdrawal rate has a 15% probability of failure. It also lists portfolio values and withdrawal rates that correspond to higher probabilities of failure, such as a 4.3% withdrawal rate resulting in a 20% probability of portfolio failure.
The document summarizes the performance of the Argie Bond Quant Portfolio compared to the IAMC Bond Index from inception in December 2011 through October 2012. While the portfolio has slightly underperformed the index's annualized returns, it has achieved higher returns than the index since inception and year-to-date, with lower annualized volatility and maximum drawdown. The portfolio has also outperformed the index on a risk-adjusted basis as evidenced by its positive daily alpha and annualized alpha.
The interim report summarizes Veritas' performance from January to March 2021. It notes that investments returned 3.3% over this period, strengthening the solvency ratio to 129.6%. Veritas also published its Corporate Responsibility Report on April 19th, detailing its responsible investment practices and goals of achieving a carbon neutral investment portfolio by 2035.
This document provides a summary of recommended mutual fund schemes in India across two categories: equity and tax saving. For each fund, it lists the NAV, 52-week high and low, launch year, overall and return ratings, risk rating, fund size, and return analysis for various time periods. A total of 11 equity funds and 7 tax saving funds are summarized. The funds represented span a range of fund sizes from large to mid-size and have overall ratings from 2 to 5 stars.
Why Are Real Interest Rates So Low? Marx, Mojon & VeldeSoledad Zignago
Benoît Mojon's slides at the “Secular Stagnation and Growth Measurement” - Conference organised by the Banque de France and the Collège de France, Paris, January 16 2017 https://www.banque-france.fr/en/secular-stagnation-and-growth-measurement-conference-organised-banque-de-france-and-college-de
This document summarizes the performance of the Argie Bond Quant portfolio from inception in December 2011 through October 2013. Over this period, the annualized return was 2.52% with an annualized volatility of 11.39%. The maximum single-day loss was 7.37% and the maximum drawdown was 42.29%. The portfolio has an annualized alpha of 0.37% compared to the IAMC Bond Index and a Sharpe ratio of 3.05%.
The document discusses retirement readiness and pensions. It notes that (1) life expectancies are rising globally and working populations are decreasing, (2) many people are pessimistic about having enough savings for a comfortable retirement, but (3) expected retirement ages have not shifted much despite these concerns. It suggests that (3) companies can help improve retirement readiness by providing better pension plans, education, and investment options to support employees.
This document summarizes an opportunity for investors to provide short-term, high-interest loans to real estate investors purchasing foreclosed homes at auction in Phoenix, Arizona. The loans would have conservative terms, requiring 20-30% borrower equity and paying 17-19% annual interest over 6 months. Based on an existing portfolio of loans, the opportunity offers an expected gross return of 20-25% and has mitigated risks such as borrower guarantees, cross-collateralization, and first lien positions. The document seeks to raise $10 million from accredited investors for this lending program.
This document discusses the evolution of credit guarantee programs in Korea. It provides background on the financial environment for small and medium enterprises (SMEs) in Korea and the role that credit guarantee programs have played. It then discusses a new path for credit guarantee programs, focusing on supporting SMEs through different growth stages from pre-startup to expansion, including export support and assisting firms with initial public offerings. The goal is to help promising SMEs grow into medium and large enterprises and boost their global competitiveness.
Zolv is a technology company based in Leeds, Yorkshire that has demonstrated "best-in-class" ability and commitment to meeting customers' evolving needs, putting them in the top 1% of Microsoft's Partner ecosystem. They provide accommodation services across different types like villas, apartments, hotels, and hostels with various board basis options such as self-catering, bed and breakfast, full board, and room only. The document includes a price distribution chart showing costs across accommodation types.
The Argie Bond Quant fund has achieved strong returns since its inception in December 2011, gaining 93.35% overall. It has an annualized return of 38.3% and low volatility of 3.05%. The fund's risk-adjusted returns are also high, with an annualized alpha of 7.79% and Sharpe ratio of 1.98 compared to its bond index benchmark. However, it also experienced draws down of up to 7.37% at its worst point.
Compound interest is earned on both the principal amount and previously earned interest, so it grows faster than simple interest. With simple interest, only the principal earns interest each period at a fixed rate, so the interest amount decreases as the balance is paid down. The key difference is that with compound interest, interest is added to the account and earns additional interest, whereas with simple interest only the original principal earns interest each period.
KBC's stock price does not only list on Euronext but also on the Bel20. This means that its share belongs to the 20 most important shares in Belgium. Therefore it is definitely worth knowing something more about the performance of KBC's stock price.
Venture capital returns remained positive across nearly all time horizons ending March 31, 2008, according to a report from Thomson Reuters and the National Venture Capital Association. The one-year return saw the largest quarterly decrease to 13.3%, while three-year and ten-year returns also declined slightly. Venture returns outperformed public markets except for the five-year horizon. However, weak exit markets may threaten long-term performance in the coming year according to NVCA President Mark Heesen.
This document contains a table showing the monthly evolution of interest rates for individuals in Brazil from June 2011 to June 2012. It lists the basic interest rate (SELIC) set by the central bank and inflation rates alongside interest rates for commerce loans, credit cards, overdrafts, time deposits, personal loans from banks and financial institutions, and the overall average rate. A section at the bottom analyzes the average rates for the year compared to the SELIC rate.
This document summarizes monthly interest rate data for individuals in Brazil from June 2011 to June 2012. It shows the basic interest rate (SELIC) and inflation rates alongside interest rates for credit cards, personal loans, overdrafts and more. On average, interest rates for credit cards were over 10% per month while personal loans from banks averaged 3.76% monthly. Overall, average interest rates were 6.28% per month, 112.54% annually, significantly higher than the basic SELIC rate of around 0.76% on average.
This document from IBM Investor Relations lists all the stock splits and dividends that IBM has issued from 1926 to 2008. It provides details on the record date, payment date, type of split or dividend (stock split or stock dividend), and how it affected shareholders' cost basis and number of adjusted old shares. Over this period, IBM conducted many 2 for 1 and 3 for 1 stock splits, as well as stock dividends ranging from 2-5% annually for many years.
(EN) 2021 Korea Social Media Marketing Benchmark Index Report [SM2Networks]디센트릭 DnA팀
This report is a benchmark report for measuring social media performance of major domestic industries and brands.
We analyzed the data generated in 2020 for the three major social media channels(Facebook, Instagram, YouTube) in Korea and derived the Social Media Benchmark Index(SBX) of SM2Networks.
If you have any questions about this report, please contact the SM2Networks Marketing Intelligence Team.
Web : www.sm2marketing.co.kr
E-mail : marketing@samhwa.com
Blog_1: https://blog.naver.com/synthesio
Blog_2 : https://blog.naver.com/dmktginsight
Tel : 031-478-1570
MF Category average returns as on 4 April 2016.Categories are as below,
Equity
1. Diversified Category
2. Sector Category
3. Speciality Category
4. Arbitrage Category
5. FOF Category
6. Others Equity
a. Equity ETFs Category
b. ELSS Category
Debt
1. Income Category
2. Gilt Category
3. Floating Rate Category Category
4. FMP Category
5. Others Category
a. Category Asset Allocation
b. Category Capital Protection Funds
c. Category Monthly Income Plans
d. Category Gold - FOF
e. Category Gold Exchange Traded Funds
f. Category Liquid
g. Category Ultra Short Term Plan
This document provides information on life expectancy and portfolio sustainability based on retirement at age 55. It shows that with a portfolio consisting of 60% equities, a 3.7% withdrawal rate has a 10% probability of failure, while a 4% withdrawal rate has a 15% probability of failure. It also lists portfolio values and withdrawal rates that correspond to higher probabilities of failure, such as a 4.3% withdrawal rate resulting in a 20% probability of portfolio failure.
The document summarizes the performance of the Argie Bond Quant Portfolio compared to the IAMC Bond Index from inception in December 2011 through October 2012. While the portfolio has slightly underperformed the index's annualized returns, it has achieved higher returns than the index since inception and year-to-date, with lower annualized volatility and maximum drawdown. The portfolio has also outperformed the index on a risk-adjusted basis as evidenced by its positive daily alpha and annualized alpha.
The interim report summarizes Veritas' performance from January to March 2021. It notes that investments returned 3.3% over this period, strengthening the solvency ratio to 129.6%. Veritas also published its Corporate Responsibility Report on April 19th, detailing its responsible investment practices and goals of achieving a carbon neutral investment portfolio by 2035.
This document provides a summary of recommended mutual fund schemes in India across two categories: equity and tax saving. For each fund, it lists the NAV, 52-week high and low, launch year, overall and return ratings, risk rating, fund size, and return analysis for various time periods. A total of 11 equity funds and 7 tax saving funds are summarized. The funds represented span a range of fund sizes from large to mid-size and have overall ratings from 2 to 5 stars.
Why Are Real Interest Rates So Low? Marx, Mojon & VeldeSoledad Zignago
Benoît Mojon's slides at the “Secular Stagnation and Growth Measurement” - Conference organised by the Banque de France and the Collège de France, Paris, January 16 2017 https://www.banque-france.fr/en/secular-stagnation-and-growth-measurement-conference-organised-banque-de-france-and-college-de
This document summarizes the performance of the Argie Bond Quant portfolio from inception in December 2011 through October 2013. Over this period, the annualized return was 2.52% with an annualized volatility of 11.39%. The maximum single-day loss was 7.37% and the maximum drawdown was 42.29%. The portfolio has an annualized alpha of 0.37% compared to the IAMC Bond Index and a Sharpe ratio of 3.05%.
The document discusses retirement readiness and pensions. It notes that (1) life expectancies are rising globally and working populations are decreasing, (2) many people are pessimistic about having enough savings for a comfortable retirement, but (3) expected retirement ages have not shifted much despite these concerns. It suggests that (3) companies can help improve retirement readiness by providing better pension plans, education, and investment options to support employees.
This document summarizes an opportunity for investors to provide short-term, high-interest loans to real estate investors purchasing foreclosed homes at auction in Phoenix, Arizona. The loans would have conservative terms, requiring 20-30% borrower equity and paying 17-19% annual interest over 6 months. Based on an existing portfolio of loans, the opportunity offers an expected gross return of 20-25% and has mitigated risks such as borrower guarantees, cross-collateralization, and first lien positions. The document seeks to raise $10 million from accredited investors for this lending program.
This document discusses the evolution of credit guarantee programs in Korea. It provides background on the financial environment for small and medium enterprises (SMEs) in Korea and the role that credit guarantee programs have played. It then discusses a new path for credit guarantee programs, focusing on supporting SMEs through different growth stages from pre-startup to expansion, including export support and assisting firms with initial public offerings. The goal is to help promising SMEs grow into medium and large enterprises and boost their global competitiveness.
Zolv is a technology company based in Leeds, Yorkshire that has demonstrated "best-in-class" ability and commitment to meeting customers' evolving needs, putting them in the top 1% of Microsoft's Partner ecosystem. They provide accommodation services across different types like villas, apartments, hotels, and hostels with various board basis options such as self-catering, bed and breakfast, full board, and room only. The document includes a price distribution chart showing costs across accommodation types.
The Argie Bond Quant fund has achieved strong returns since its inception in December 2011, gaining 93.35% overall. It has an annualized return of 38.3% and low volatility of 3.05%. The fund's risk-adjusted returns are also high, with an annualized alpha of 7.79% and Sharpe ratio of 1.98 compared to its bond index benchmark. However, it also experienced draws down of up to 7.37% at its worst point.
Compound interest is earned on both the principal amount and previously earned interest, so it grows faster than simple interest. With simple interest, only the principal earns interest each period at a fixed rate, so the interest amount decreases as the balance is paid down. The key difference is that with compound interest, interest is added to the account and earns additional interest, whereas with simple interest only the original principal earns interest each period.
KBC's stock price does not only list on Euronext but also on the Bel20. This means that its share belongs to the 20 most important shares in Belgium. Therefore it is definitely worth knowing something more about the performance of KBC's stock price.
Venture capital returns remained positive across nearly all time horizons ending March 31, 2008, according to a report from Thomson Reuters and the National Venture Capital Association. The one-year return saw the largest quarterly decrease to 13.3%, while three-year and ten-year returns also declined slightly. Venture returns outperformed public markets except for the five-year horizon. However, weak exit markets may threaten long-term performance in the coming year according to NVCA President Mark Heesen.
This document contains a table showing the monthly evolution of interest rates for individuals in Brazil from June 2011 to June 2012. It lists the basic interest rate (SELIC) set by the central bank and inflation rates alongside interest rates for commerce loans, credit cards, overdrafts, time deposits, personal loans from banks and financial institutions, and the overall average rate. A section at the bottom analyzes the average rates for the year compared to the SELIC rate.
This document summarizes monthly interest rate data for individuals in Brazil from June 2011 to June 2012. It shows the basic interest rate (SELIC) and inflation rates alongside interest rates for credit cards, personal loans, overdrafts and more. On average, interest rates for credit cards were over 10% per month while personal loans from banks averaged 3.76% monthly. Overall, average interest rates were 6.28% per month, 112.54% annually, significantly higher than the basic SELIC rate of around 0.76% on average.
This document from IBM Investor Relations lists all the stock splits and dividends that IBM has issued from 1926 to 2008. It provides details on the record date, payment date, type of split or dividend (stock split or stock dividend), and how it affected shareholders' cost basis and number of adjusted old shares. Over this period, IBM conducted many 2 for 1 and 3 for 1 stock splits, as well as stock dividends ranging from 2-5% annually for many years.
Robert Boisjoli has over 15 years of experience in commercial driving and vehicle maintenance. He has worked as a bulk propane delivery driver, commercial vehicle driver, and detailer. His education includes completing grade 11 at St Norbert collegiate and working towards his GED. He holds several safety certificates including Reimer air brake course, Airbrake license, H2s alive, and standard first aid/CPR training.
This document is an English activity from Agriculture High School in Midsayap, Cotabato that teaches future perfect tense. The activity provides examples of future perfect tense formation and its use to express the earlier of two future actions. It contains tasks for students to supply future perfect verbs in sentences and change sentences to the future perfect tense. The document aims to help students practice and understand the future perfect tense.
This document outlines the course modules for an electronics program, including the course number, title, credits, and hours for each course. Part I includes 10 courses ranging from 2-3 credits covering topics in circuits, sensors, microcontrollers, data communication, and mathematics. It also includes 3 laboratories. Part II includes a 5 credit embedded systems project lasting 6 months.
El documento describe los síntomas del Trastorno de Déficit de Atención con Hiperactividad (TDAH) y técnicas para ayudar a niños con este trastorno. Los síntomas incluyen impulsividad, hiperactividad y baja atención. Las técnicas se basan en las corrientes conductista y cognitiva, enfocándose en modificar conductas a través del ambiente o enseñar estrategias de autocontrol.
Since the dawn of man, we have wrestled with how the work we do to make a living impacts our happiness, our health, and our relationships. And while laws and technological advancements have greatly improved working conditions in the United States, many of us are now faced with coordinating across timezones and being available after-hours to get work done. Burn out is rampant, happiness is dampened, and work-life balance seems impossible. Rewind to when you were in elementary school: you were sleeping more, eating in a more balanced way, communicating and expressing yourself through creative mediums, constantly curious, and on the whole you were just happier. In her BOLD TALK, Leslie will share some of the things she's done to return to the fundamentals of childhood that have enabled her to be at the top of her game professionally.
This is my scorecard, what I infer from my simplified worksheet (...)Giuseppe Piazzolla
(...) crossing balance sheet, income and cash flow statements.
We are checking the health of SAM - The Boston Beer Company, Inc.
° A really high Altman's Z-score and a very robust history of positive and growing operating income;
° No debt - interest expenses;
° Piotroski score is very robust;
° A recent (relatively) high fcfy due to lower market cap;
° Slowing sales growth (now negative) and pressure in assets turnover and gross margin (high competition in the growing craft beer category);
° Roic, has been particularly subdued recently, BUT never under low 20s
° Tangible book value per share growth has been outstanding.
CCR reported strong financial results for 2Q05, with net revenues up 38.2% and net income up 372%. Traffic increased 23.3% across concessions. Total costs grew at a slower rate than revenues, leading to a 10.9 percentage point increase in EBIT margin to 38.9%. Indebtedness declined with net debt to EBITDA falling to 1.03x. The company also outlined plans to evaluate new concession opportunities in Brazil, Mexico, and Chile while continuing social responsibility programs.
The balance sheet shows Hindustan Unilever's sources and uses of funds as of March 2010 and March 2009. Total funds increased from Rs. 8,267.25 crores to Rs. 9,316.73 crores. Fixed assets increased from Rs. 2,881.73 crores to Rs. 3,581.96 crores. Current assets decreased slightly from Rs. 5,600.96 crores to Rs. 5,367.76 crores.
The profit and loss statement shows Hindustan Unilever's income, expenses, and profits for March 2010 and March 2009. Net sales were Rs. 17,523.8 crores in 2010. Total expenditure was Rs.
Bnm analisis financiero estructural nov 2000 - oct 2001gonzaloromani
This document contains financial statements for Banco Nuevo Mundo (BNM) for various dates from November 2000 to October 2001. It includes percentages for line items on the balance sheet and profit/loss statement over time. The balance sheet shows declines in quick assets, loans, and capital funds as a percentage of total assets over time, along with increases in doubtful/problem loans and borrowed funds. The profit/loss statement shows interest and commissions from loans making up the majority of financial income.
The document summarizes Arteris' financial results for the fourth quarter and full year of 2012. It provides information on tolled traffic, toll tariffs, gross revenue composition, costs and expenses, and operational performance including adjusted EBITDA. Key highlights include a 3.9% increase in tolled traffic for 4Q12 compared to 4Q11 and a 6.7% increase in average toll tariff. Adjusted EBITDA was R$1,195 million for 2012 with a margin of 65.7%.
Dividend Weekly Stock52 2012 By Thanks to http://long-term-investments.blogsp...Dividend Yield
The document is a weekly report on dividend yielding stocks called "The Dividend Weekly". It provides the top performing large cap, mid cap, and small cap dividend stocks for the past week based on stock performance. It also lists the top performing dividend stocks year-to-date and provides a selection of international dividend stock indices and sector indices. The report aims to provide income investors with a brief overview of the best dividend paying stocks and their yields.
The document appears to be an annual report from 2008-2009 that includes various financial ratios and key parameters for a company from 2005 to 2009. It includes ratios related to costs, profitability, balance sheet items, and per share data. It also includes tables showing growth in total income, earnings per share, profit after tax, and debt-equity ratio from 2005 to 2009.
The document contains financial ratios for years 2017-2026 for a company. It shows growth rates for items like sales, costs, profits, and margins. It also includes profitability, leverage, liquidity, efficiency, and other ratios. The company is forecasted to see continued sales growth around 10% annually through 2026 with improving profit margins and returns. Cost of goods sold is projected to grow at a slower pace than sales, improving gross profit margins over time.
CCR reported strong financial results for 3Q05, with net revenues increasing 32.1% and EBITDA growing 43.7% compared to 3Q04. Traffic across CCR's concessions increased 19.6% overall despite high interest rates. Total costs remained well controlled, demonstrating continued operating efficiency. The company also benefited from a reversal of a fiscal provision. CCR remains focused on cost control and has diversified sources of long-term funding to support new growth opportunities.
Banco D-Miro's financial indicators show that between September and December 2011 its capital adequacy ratio increased by 29.7% while its gross non-performing loan ratio fell by 5.51%. Administrative expenses as a percentage of average total assets increased by 33.13% while return on assets decreased by 20.24% and return on equity fell by 28.15%.
The document discusses forward-looking statements and risks associated with them. It provides an overview of Atmos Energy, including its scope of operations across 12 states in the utility segment and 22 states in the nonutility segment. It also summarizes Atmos Energy's financial and operational performance over time, including earnings growth, dividend increases, and acquisition history such as the purchase of TXU Gas.
This document describes a systematic stock picking strategy that combines long and short portfolios. It uses a scoring algorithm to select stocks and a regime switching indicator to determine when to include the short portfolio. Simulated backtested performance from 1996-2013 shows an annual return of 30% and Sharpe ratio of 1.71, significantly outperforming the S&P 500 over that period with lower maximum drawdowns.
- Northern Trust Corporation reported lower net income for the first quarter of 2009 compared to the same period in 2008, with net income declining 64% year-over-year.
- Total revenues decreased 21% due to a 30% decline in noninterest income and a 41% drop in interest income.
- Expenses rose 11% as compensation costs fell 10% but other expenses such as employee benefits, outside services, equipment/software, and the provision for credit losses increased.
- Pre-tax income declined 57% and net income also fell 64% as the provision for income taxes decreased in line with lower pre-tax earnings.
- Northern Trust Corporation reported lower net income for the first quarter of 2009 compared to the same period in 2008, with net income declining 64% to $161.8 million.
- Total revenues decreased 21% to $904.2 million due to lower trust, investment and other servicing fees and noninterest income, partially offset by higher net interest income.
- Expenses increased 11% to $593.5 million, driven by higher provision for credit losses, partially offset by lower compensation and interest expenses.
- Pre-tax income declined 57% to $255.7 million due to lower revenues and higher provision for credit losses.
This document provides a performance summary for Third Point Offshore Fund for the period ending March 31, 2013. Some key points:
- The fund gained 2.9% for the month of March and 9.0% year-to-date, outperforming the S&P 500 on a year-to-date basis.
- The largest exposures were in technology, media, and telecom (TMT) at 32.7% and industrial and commodities at 11.5%.
- The top winner for the period was Yahoo! Inc. while the top loser was Greek government bonds.
- Geographically, the largest exposures were in the Americas at 69% long exposure.
The document provides a summary of the Crystal City Investors Forum portfolio as of March 30, 2012. It includes the stock symbol, name, price and other financial metrics like P/E ratio, yield, and year-to-date performance for over 40 stocks and exchange-traded funds in the portfolio. Many holdings showed double-digit year-to-date price increases and total returns between 5-20%, though some showed losses or smaller gains. Real estate investment trusts and international equities comprised a significant portion of the portfolio.
The document is a report on the Q1 2012 performance of the Crystal City Investors Forum portfolio. It includes the stock symbol, name, price and various metrics like PEG ratio, 52 week range, P/E ratio, yield, and year-to-date performance for each holding. It also shows the year-to-date performance of the S&P 500 and Dow Jones indexes for comparison. Overall, most of the individual holdings showed positive year-to-date price changes and total returns when including dividends.
The document outlines various life goals like higher education, marriage, and retirement and estimates the total costs for each goal under different inflation scenarios. It then discusses how regularly saving Rs. 5,000 per month through investments can help accumulate enough wealth to meet these future expenses even with long-term returns of 8-20% per year. Overall, the document advocates for starting investments early and maintaining disciplined savings over the long run to achieve important financial milestones.
WEG reported financial results for the third quarter of 2012 with increases in key metrics compared to the same period in 2011. Net operating revenue grew 22.4% to R$1.61 billion with domestic market revenue up 8.3% and external markets revenue increasing 40.4%. Gross operating profit rose 19.2% to R$498.6 million and net income increased 19.5% to R$184.8 million. EBITDA grew 16.6% to R$284.3 million. The results demonstrated continued strong growth in both domestic and external markets. Management also provided details on capital expenditures and cash flow.
Similar to Historic performance of income beneficiary remainder man trust from inception to December 31, 2012 (20)
Vicinity Jobs’ data includes more than three million 2023 OJPs and thousands of skills. Most skills appear in less than 0.02% of job postings, so most postings rely on a small subset of commonly used terms, like teamwork.
Laura Adkins-Hackett, Economist, LMIC, and Sukriti Trehan, Data Scientist, LMIC, presented their research exploring trends in the skills listed in OJPs to develop a deeper understanding of in-demand skills. This research project uses pointwise mutual information and other methods to extract more information about common skills from the relationships between skills, occupations and regions.
Abhay Bhutada, the Managing Director of Poonawalla Fincorp Limited, is an accomplished leader with over 15 years of experience in commercial and retail lending. A Qualified Chartered Accountant, he has been pivotal in leveraging technology to enhance financial services. Starting his career at Bank of India, he later founded TAB Capital Limited and co-founded Poonawalla Finance Private Limited, emphasizing digital lending. Under his leadership, Poonawalla Fincorp achieved a 'AAA' credit rating, integrating acquisitions and emphasizing corporate governance. Actively involved in industry forums and CSR initiatives, Abhay has been recognized with awards like "Young Entrepreneur of India 2017" and "40 under 40 Most Influential Leader for 2020-21." Personally, he values mindfulness, enjoys gardening, yoga, and sees every day as an opportunity for growth and improvement.
BONKMILLON Unleashes Its Bonkers Potential on Solana.pdfcoingabbar
Introducing BONKMILLON - The Most Bonkers Meme Coin Yet
Let's be real for a second – the world of meme coins can feel like a bit of a circus at times. Every other day, there's a new token promising to take you "to the moon" or offering some groundbreaking utility that'll change the game forever. But how many of them actually deliver on that hype?
Abhay Bhutada Leads Poonawalla Fincorp To Record Low NPA And Unprecedented Gr...Vighnesh Shashtri
Under the leadership of Abhay Bhutada, Poonawalla Fincorp has achieved record-low Non-Performing Assets (NPA) and witnessed unprecedented growth. Bhutada's strategic vision and effective management have significantly enhanced the company's financial health, showcasing a robust performance in the financial sector. This achievement underscores the company's resilience and ability to thrive in a competitive market, setting a new benchmark for operational excellence in the industry.
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...AntoniaOwensDetwiler
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.