HeSaLight offers novel financing and leasing models for LED lighting solutions that provide energy savings without requiring upfront customer investment. They have two financial models called ENERGYGO LC and ENERGYGO BE that are backed by state financing agency EKF and provide 100% financing over 1-5 years. They also offer a leasing and rental model called HESARENT over 10-15 years where customers share in 10-30% of the energy savings. Both options generate positive cash flow from day one and repayments are covered by the savings from switching to more efficient LED lights. HeSaLight and its models have a AAA credit rating indicating its strong financial position.
BDO provides outsourced accounting and advisory services for financial services organizations, including accounting, regulatory reporting, tax compliance, IT services, and human resources services. They have experts in various areas of financial services and can provide services across multiple countries. BDO assists clients in adapting to changing regulations and standards in the industry through hands-on guidance and leveraging their global network of accounting and consulting professionals.
Antonio Senatore - Intro om blockchain & Nøkkelbruksområder for blockchain me...First Tuesday Bergen
Intro om blockchain & Nøkkelbruksområder for blockchain med case studies og live demo
Antonio Senatore - Senior Business and technology advisor @ EMEA Blockchain Lab Deloitte
Antonio Senatore vil starte med å gi oss en introduksjon til Blockchain. Samtidig vil han fortelle litt om historien og den revolusjonen vi er midt i.
Antonio vil svare på noen av de juridiske problemstillingene som Ragnhild tok opp rundt anti-hvitvask og Know Your Customer (KYC) konseptet.
Videre vil han presentere de mest vanlige bruksområdene for blockchain og gjennomgå noen studier av bransjer og selskaper som er transformert ved hjelp av blockchain.
Antonio er Forretnings-og teknologirådgiver, og jobber som Senior Manager i Deloitte Irland. Han rådgir bedrifter i teknologiske strategier, trender og arkitektur. Som del av Deloitte sitt globale FinTech initiativ 'The Grid', er det opprettet en Blockchain Lab for Finansielle Tjenester i Dublin. Denne laben har et team på 50 mennesker bestående av blockchain utviklere, designere og forretningsutviklere som tester grensene for hva teknologien kan brukes til, spesielt i finansiell sektor og hvordan den kan integreres og tas i bruk i eksisterende selskaper.
Ragnhild Georgsen - Juridiske problemstillinger innen bank og finans @ First ...First Tuesday Bergen
Juridiske problemstillinger innen bank og finans @ First Tuesday Bergen
Ragnhild Georgsen - Advokat @ Deloitte Advokatfirma
Ragnhild Georgsen er advokat i Deloitte og har arbeidet mye med problemstillinger rundt Know Your Customer («KYC») og anti-hvitvasking for ulike banker. Ragnhild vil gi en rask juridisk innføring (5-10 min) i hvorfor KYC er viktig for banker og finansinstitusjoner. Introen til Ragnhild er interessant som en innledning til Antonio Senatore sin presentasjon av hvordan Know Your Customer («KYC») kan løses ved å benytte Blockchain teknologi. KYC tematikken får dermed en juridisk introduksjon med en teknologisk løsning.
BG Advise Ltd is a Belgo-Bulgarian company founded in 2009 with offices in Bulgaria and representation in Belgium. The company's main goals are to advise Belgian entrepreneurs on establishing tax-friendly Bulgarian entities and to offer high-quality, cost-effective IT and software development services from Bulgaria. Bulgaria is an attractive location due to its low corporate and personal income tax rates, highly educated workforce, and proximity to Western European markets. BG Advise assists clients with company formation and ongoing administrative services.
Street and roadway lighting consumes a major portion of municipal energy expenses. The LUMIINTEL intelligent city lighting system from HeSaLight can reduce streetlight energy consumption by over 70% while lowering overall system costs by up to 30%. LUMIINTEL uses a flexible gateway infrastructure and web-based server to remotely control and monitor LED luminaires, efficiently managing lighting across large areas. It offers features like smart dimming profiles, remote maintenance reports, and a dynamic network map.
This document provides an overview of HeSaLight, an international company that develops and manufactures energy-efficient LED lighting solutions. It operates in over 30 countries globally and has production facilities in Denmark, Taiwan, South Korea, and China. The document outlines Hesalight's turn-key solutions, financing models including its EnergyGo model that uses state-backed financing to cover the costs of LED upgrades through energy savings, and provides case studies of projects with companies like Starbucks, Carlsberg, and municipalities.
Manufacturing is vital to the UK economy but faces barriers to investment from rising costs. Asset finance can help businesses invest by spreading costs over time with low initial outlays. Close Brothers Asset Finance offers various financing options like hire purchase and leasing that provide cash flow while matching repayments to asset income. They work flexibly with businesses of all sizes to create customized funding packages with industry expertise, excellent service, and rapid decision making.
BDO provides outsourced accounting and advisory services for financial services organizations, including accounting, regulatory reporting, tax compliance, IT services, and human resources services. They have experts in various areas of financial services and can provide services across multiple countries. BDO assists clients in adapting to changing regulations and standards in the industry through hands-on guidance and leveraging their global network of accounting and consulting professionals.
Antonio Senatore - Intro om blockchain & Nøkkelbruksområder for blockchain me...First Tuesday Bergen
Intro om blockchain & Nøkkelbruksområder for blockchain med case studies og live demo
Antonio Senatore - Senior Business and technology advisor @ EMEA Blockchain Lab Deloitte
Antonio Senatore vil starte med å gi oss en introduksjon til Blockchain. Samtidig vil han fortelle litt om historien og den revolusjonen vi er midt i.
Antonio vil svare på noen av de juridiske problemstillingene som Ragnhild tok opp rundt anti-hvitvask og Know Your Customer (KYC) konseptet.
Videre vil han presentere de mest vanlige bruksområdene for blockchain og gjennomgå noen studier av bransjer og selskaper som er transformert ved hjelp av blockchain.
Antonio er Forretnings-og teknologirådgiver, og jobber som Senior Manager i Deloitte Irland. Han rådgir bedrifter i teknologiske strategier, trender og arkitektur. Som del av Deloitte sitt globale FinTech initiativ 'The Grid', er det opprettet en Blockchain Lab for Finansielle Tjenester i Dublin. Denne laben har et team på 50 mennesker bestående av blockchain utviklere, designere og forretningsutviklere som tester grensene for hva teknologien kan brukes til, spesielt i finansiell sektor og hvordan den kan integreres og tas i bruk i eksisterende selskaper.
Ragnhild Georgsen - Juridiske problemstillinger innen bank og finans @ First ...First Tuesday Bergen
Juridiske problemstillinger innen bank og finans @ First Tuesday Bergen
Ragnhild Georgsen - Advokat @ Deloitte Advokatfirma
Ragnhild Georgsen er advokat i Deloitte og har arbeidet mye med problemstillinger rundt Know Your Customer («KYC») og anti-hvitvasking for ulike banker. Ragnhild vil gi en rask juridisk innføring (5-10 min) i hvorfor KYC er viktig for banker og finansinstitusjoner. Introen til Ragnhild er interessant som en innledning til Antonio Senatore sin presentasjon av hvordan Know Your Customer («KYC») kan løses ved å benytte Blockchain teknologi. KYC tematikken får dermed en juridisk introduksjon med en teknologisk løsning.
BG Advise Ltd is a Belgo-Bulgarian company founded in 2009 with offices in Bulgaria and representation in Belgium. The company's main goals are to advise Belgian entrepreneurs on establishing tax-friendly Bulgarian entities and to offer high-quality, cost-effective IT and software development services from Bulgaria. Bulgaria is an attractive location due to its low corporate and personal income tax rates, highly educated workforce, and proximity to Western European markets. BG Advise assists clients with company formation and ongoing administrative services.
Street and roadway lighting consumes a major portion of municipal energy expenses. The LUMIINTEL intelligent city lighting system from HeSaLight can reduce streetlight energy consumption by over 70% while lowering overall system costs by up to 30%. LUMIINTEL uses a flexible gateway infrastructure and web-based server to remotely control and monitor LED luminaires, efficiently managing lighting across large areas. It offers features like smart dimming profiles, remote maintenance reports, and a dynamic network map.
This document provides an overview of HeSaLight, an international company that develops and manufactures energy-efficient LED lighting solutions. It operates in over 30 countries globally and has production facilities in Denmark, Taiwan, South Korea, and China. The document outlines Hesalight's turn-key solutions, financing models including its EnergyGo model that uses state-backed financing to cover the costs of LED upgrades through energy savings, and provides case studies of projects with companies like Starbucks, Carlsberg, and municipalities.
Manufacturing is vital to the UK economy but faces barriers to investment from rising costs. Asset finance can help businesses invest by spreading costs over time with low initial outlays. Close Brothers Asset Finance offers various financing options like hire purchase and leasing that provide cash flow while matching repayments to asset income. They work flexibly with businesses of all sizes to create customized funding packages with industry expertise, excellent service, and rapid decision making.
ING offers several working capital solutions to help companies improve cash flow and optimize their financial supply chains, including supply chain finance, trade receivables purchase programs, and international corporate receivables financing. These solutions can help diversify funding sources, improve financial ratios, increase free cash flow, and realize pricing benefits. ING has global expertise in these programs across many industries.
FinTech & InsureTech - Corporate Lending: Company presentation by Vincent Lauer, CEO of HandEX at the NOAH Conference London 2019, 30-31 October, Old Billingsgate.
The materials handling sector supports other industries by moving and storing goods, but it has been affected by economic uncertainty in recent years. Tight margins, rising costs, regulations, and technological changes are squeezing cash flow and making investment difficult. Asset finance from Close Brothers can help businesses access funding to purchase new equipment and unlock value from existing assets, with benefits like tax breaks and increased working capital. Close Brothers offers various finance products tailored to individual business needs with rapid decision making and industry expertise.
Sales aid leasing can transform businesses by making purchases easier for customers. Offering financing options reduces customers' upfront costs and allows them to spread payments over time. This helps drive sales and improves cash flow for suppliers. However, as businesses grow and change, their financing needs may also change. It's important to periodically review financing options to ensure they keep pace with the business and allow access to new markets and customer types. Conducting a gap analysis by comparing business goals to the capabilities of current financing partners can help identify any limitations and ensure financing continues fueling growth.
The Crown Commercial Service (CCS) framework provides public sector organizations access to procurement services from Atkins, a leading design and engineering consultancy. The framework streamlines the procurement process, allowing direct award of contracts to Atkins within 2-4 weeks rather than the typical 6-9 month OJEU process. Using the framework provides credibility, value through cost savings, and compliance with UK procurement policies. Organizations can access architectural, civil engineering, and building services from Atkins through participating in the framework.
This document discusses various financing solutions available from Lloyds TSB Corporate Markets, including asset financing instruments like finance leases, operating leases, and sale and leaseback agreements. Finance leases allow businesses to obtain assets with minimal upfront costs while benefitting from competitive rates. Operating leases provide flexibility and off-balance sheet treatment for short-term assets. Sale and leaseback agreements allow businesses to release capital from existing assets while maintaining use through a leaseback.
If your company needs to submit a Contractor Proposal Template PowerPoint Presentation Slides look no further.Our researchers have analyzed thousands of proposals on this topic for effectiveness and conversion. Just download our template, add your company data and submit to your client for a positive response. http://bit.ly/2tBhawG
Schroders is an established global asset management firm with over 200 years of experience. They manage funds domiciled across multiple jurisdictions and distribute through various channels. Schroders joined Calastone to increase automation of fund dealing and processing from distributors into their fund ranges. Since implementing Calastone, Schroders has seen increased straight-through processing rates, reduced costs per transaction, and eliminated reconciliation issues. They have also expanded their use of Calastone for additional business units and regions.
Curtis Funding Group -- See how we can help fund your businessCurt MacRae
Curtis Funding Group provides equipment financing and leasing. They have funded equipment in 46 states and Canada since 2012. They strive to eliminate surprises through transparent commitments. Equipment financing allows companies to acquire equipment through monthly payments instead of large upfront costs, preserving working capital. Curtis Funding can finance a wide range of equipment and offers quick application processes.
Carbon TradeXchange is an online platform that allows buyers and sellers to trade voluntary carbon credits from various projects around the world. It provides benefits like quick transactions, access to a diverse range of carbon credits, and handles escrow services to ensure secure payments. The platform has over 200 members from 24 countries who traded about 750,000 carbon credits in the last year.
The Accelerated Construction (AC) initiative uses two models, the Contractor Model and Equity Model, to build homes on public land faster than the market. The Contractor Model involves the HCA procuring a partner to develop land, with the contractor responsible for planning, building, and selling homes. To mitigate risk, the HCA guarantees to buy unsold homes after 12 months. The Equity Model involves the HCA and contractor investing equity in a joint venture, with profits shared based on equity proportions. AC aims to increase homebuilding pace, diversify builders, and promote modern construction methods. Interested builders can bid to join regional Delivery Partner Panels to access large AC opportunities.
2010 04 04 Summa's Presentation English Versionsumma
The document provides an overview of the main areas of activity of General Group including consulting, energy, and agriculture. Consulting services include legal, financial, fiscal, and training advice. In energy, the group develops hydropower, solar, wind, and waste-to-energy projects. Agricultural services include creating agricultural enterprises and providing professional advice.
This document advertises and provides information about a masterclass on developing successful floating liquefied natural gas (FLNG) projects. The masterclass will cover FLNG economics, concept planning, metocean data collection, safety design considerations, liquefaction technology selection, and engineering design challenges. It will help those involved in the commercial and technical aspects of FLNG projects to better understand the technical and execution issues involved. The masterclass is hosted by KBR and will be led by their Technical Director for FLNG. It provides an agenda, speaker biography, and information on registering and booking hotels. Discounts are offered for early registration before April and May 2016.
The document provides information about IDLC Finance Limited, including:
- Limitations the author faced during their internship such as political instability and inability to access some data.
- An overview of IDLC's organizational structure, history, subsidiaries, products and services.
- Financial analysis of IDLC including details of assets, loans, deposits, and key performance metrics.
- Details of IDLC's consumer division and consumer loan products like home loans and car loans.
ING offers several working capital solutions to help companies improve cash flow and optimize their financial supply chains, including supply chain finance, trade receivables purchase programs, and international corporate receivables financing. These solutions can help diversify funding sources, improve financial ratios, increase free cash flow, and realize pricing benefits. ING has global expertise in these programs across many industries.
FinTech & InsureTech - Corporate Lending: Company presentation by Vincent Lauer, CEO of HandEX at the NOAH Conference London 2019, 30-31 October, Old Billingsgate.
The materials handling sector supports other industries by moving and storing goods, but it has been affected by economic uncertainty in recent years. Tight margins, rising costs, regulations, and technological changes are squeezing cash flow and making investment difficult. Asset finance from Close Brothers can help businesses access funding to purchase new equipment and unlock value from existing assets, with benefits like tax breaks and increased working capital. Close Brothers offers various finance products tailored to individual business needs with rapid decision making and industry expertise.
Sales aid leasing can transform businesses by making purchases easier for customers. Offering financing options reduces customers' upfront costs and allows them to spread payments over time. This helps drive sales and improves cash flow for suppliers. However, as businesses grow and change, their financing needs may also change. It's important to periodically review financing options to ensure they keep pace with the business and allow access to new markets and customer types. Conducting a gap analysis by comparing business goals to the capabilities of current financing partners can help identify any limitations and ensure financing continues fueling growth.
The Crown Commercial Service (CCS) framework provides public sector organizations access to procurement services from Atkins, a leading design and engineering consultancy. The framework streamlines the procurement process, allowing direct award of contracts to Atkins within 2-4 weeks rather than the typical 6-9 month OJEU process. Using the framework provides credibility, value through cost savings, and compliance with UK procurement policies. Organizations can access architectural, civil engineering, and building services from Atkins through participating in the framework.
This document discusses various financing solutions available from Lloyds TSB Corporate Markets, including asset financing instruments like finance leases, operating leases, and sale and leaseback agreements. Finance leases allow businesses to obtain assets with minimal upfront costs while benefitting from competitive rates. Operating leases provide flexibility and off-balance sheet treatment for short-term assets. Sale and leaseback agreements allow businesses to release capital from existing assets while maintaining use through a leaseback.
If your company needs to submit a Contractor Proposal Template PowerPoint Presentation Slides look no further.Our researchers have analyzed thousands of proposals on this topic for effectiveness and conversion. Just download our template, add your company data and submit to your client for a positive response. http://bit.ly/2tBhawG
Schroders is an established global asset management firm with over 200 years of experience. They manage funds domiciled across multiple jurisdictions and distribute through various channels. Schroders joined Calastone to increase automation of fund dealing and processing from distributors into their fund ranges. Since implementing Calastone, Schroders has seen increased straight-through processing rates, reduced costs per transaction, and eliminated reconciliation issues. They have also expanded their use of Calastone for additional business units and regions.
Curtis Funding Group -- See how we can help fund your businessCurt MacRae
Curtis Funding Group provides equipment financing and leasing. They have funded equipment in 46 states and Canada since 2012. They strive to eliminate surprises through transparent commitments. Equipment financing allows companies to acquire equipment through monthly payments instead of large upfront costs, preserving working capital. Curtis Funding can finance a wide range of equipment and offers quick application processes.
Carbon TradeXchange is an online platform that allows buyers and sellers to trade voluntary carbon credits from various projects around the world. It provides benefits like quick transactions, access to a diverse range of carbon credits, and handles escrow services to ensure secure payments. The platform has over 200 members from 24 countries who traded about 750,000 carbon credits in the last year.
The Accelerated Construction (AC) initiative uses two models, the Contractor Model and Equity Model, to build homes on public land faster than the market. The Contractor Model involves the HCA procuring a partner to develop land, with the contractor responsible for planning, building, and selling homes. To mitigate risk, the HCA guarantees to buy unsold homes after 12 months. The Equity Model involves the HCA and contractor investing equity in a joint venture, with profits shared based on equity proportions. AC aims to increase homebuilding pace, diversify builders, and promote modern construction methods. Interested builders can bid to join regional Delivery Partner Panels to access large AC opportunities.
2010 04 04 Summa's Presentation English Versionsumma
The document provides an overview of the main areas of activity of General Group including consulting, energy, and agriculture. Consulting services include legal, financial, fiscal, and training advice. In energy, the group develops hydropower, solar, wind, and waste-to-energy projects. Agricultural services include creating agricultural enterprises and providing professional advice.
This document advertises and provides information about a masterclass on developing successful floating liquefied natural gas (FLNG) projects. The masterclass will cover FLNG economics, concept planning, metocean data collection, safety design considerations, liquefaction technology selection, and engineering design challenges. It will help those involved in the commercial and technical aspects of FLNG projects to better understand the technical and execution issues involved. The masterclass is hosted by KBR and will be led by their Technical Director for FLNG. It provides an agenda, speaker biography, and information on registering and booking hotels. Discounts are offered for early registration before April and May 2016.
The document provides information about IDLC Finance Limited, including:
- Limitations the author faced during their internship such as political instability and inability to access some data.
- An overview of IDLC's organizational structure, history, subsidiaries, products and services.
- Financial analysis of IDLC including details of assets, loans, deposits, and key performance metrics.
- Details of IDLC's consumer division and consumer loan products like home loans and car loans.
Similar to HeSaLight_Financial_Models-Brochure (20)
3. 1. FINANCIAL MODELS.....................................................................................................................................................5
a) ENERGYGO LC and ENERGYGO BE
b) Process for contract signing
c) Typical repayment profile
2. LEASING AND RENTAL MODELS..........................................................................................................................9
a) HESARENT
b) Process for contract signing
c) What happens when the contract expires?
d) Typical leasing and rental profile
3. WHO IS BEHIND THIS FINANCIAL MODEL? ...................................................................................................13
a) EKF - state backed financing
b) HeSaLight is ’AAA’ rated by Dun & Bradstreet
TABLE OF CONTENTS
4. HeSaLight has created novel and unique financing
models that, without any investment from you, can
ensure a completely new turnkey lighting solution
that drastically reduces your electricity costs.
One of these models is provided by EKF, Denmark’s
Export Credit Agency.
6. EKF can provide state-backed financing solutions for the LED lighting solutions we deliver (positive credit
evaluation required). EKF provides financing solutions for Danish exporters worth more than EUR 2.5 billion
per year and we have cooperated together with EKF since 2010.
HeSaLight has delivered financed solutions in over 30 countries.
HeSaLight has 2 models available: ENERGYGO LC and ENERGYGO BE
(1) The interest rate is dependent on the guarantee for payment that the customer gives
(2) Please refer to your individual offer
Percentage financed 100%
Installation included Yes*
Down payment 0%
Interest p.a.(1)
0% 3%
Supporting Documents Letters of Credit (LC) Bills of Exchange (BE)
Credit approval Customer’s Bank Customer
Finance period 1-5 years
First payment 6 months after delivery
Payments Half year / quarterly
Documents for credit
evaluation(2)
Company registration num-
ber of the Customers Bank
Company registration
number of the Customer
ENERGYGO LCFINANCIAL MODELS: ENERGYGO BE
HESALIGHT A/S, Lykkegaardsvej 9, 4000 Roskilde, Denmark | +45 3537 8888 | info@hesalight.com | hesalight.com
FINANCIAL MODELS
Documentation for Public or Private Customers NOT listed in Dun & Bradstreet:
Last year’s financial statement (or financial report) and current year’s budget
HeSaLight may require further financial clarification from the customer if the available information is not
conclusive or sufficient.
ENERGYGO LC AND ENERGYGO BE
7. Financial models apply for projects over 100.000 Euros. Projects over 5 millions Euros may need
further documentation. All financed deals ultimately needs approval from HeSaLight, pending a
positive credit approval.
After appropriate internal consultations and the due diligence process described below are completed,
the customer will be notified no later than 5 working days from receipt, if the financing is authorized.
PROCESS FOR CONTRACT SIGNING
(3) The signatures of the Customer on the Bills of Exchange must be certified in one of the following ways:
I. Notarized certificate from a public notary stating that:
. the signatures on the Bills of Exchange are genuine and
. the person signing (full name) is authorized to sign on behalf of the Customer;
OR
II. SWIFT message from the Customer’s bank to HeSaLight’s bank stating that:
. the signatures on the Bills of Exchange are genuine and
. the person signing (full name) is authorized to sign on behalf of the Customer.
The presented documents and the certificate will be evaluated by HeSaLight’s bank and the customer will be notified no later
than 5 working days from receipt.
(4) The presented Letter of Credit and the signed contract will be evaluated by HeSaLight’s bank and the customer will be
notified no later than 5 working days from receipt.
HESALIGHT A/S, Lykkegaardsvej 9, 4000 Roskilde, Denmark | +45 3537 8888 | info@hesalight.com | hesalight.com
FINANCIAL MODELS
1
After credit approval of
the Customer’s bank the
contract is signed by the
Customer and HeSaLight
Afte r credit approval of
the Cust omer the contract
is signed by the Customer
and HeSaLight
2
HeSaLight sends a draft of
the Letter of Credit to the
Costumer’s bank
The Bills of Ex change are
signed by the person who
is authoriz ed to sign on
behalf of the Cust omer
3
The Customer’s bank
opens a Letter of Credit
towards HeSaLight
via SWIFT
T he signed Bills of
Exchange in original a re
sent t o HeSaLight and a
scanned version is sent
by email
ENERGYGO LCFINANCIAL MODELS: ENERGYGO BE
(3)
(4)
8. All financing models are based on prepayment of the investment with the savings the solution generates.
This way you as a customer will have a positive cash flow from day one. So you will never spend more than
you do today on energy and maintenance for you current high consuming and high maintenance traditio-
nal light bulbs.
The typical repayment profile shown here with savings over a 10-year period; Current and yearly spending
on energy and maintenance if you don’t change to LED in light blue, Future energy spending with LED in
gray and Future energy spending including all payments to HeSaLight in light grey.
TYPICAL REPAYMENT PROFILE
years
EUR
1y 2y 3y 4y 5y 6y 7y 8y 9y 10y
Total costs of current energy, product and maintenance
Energy savings
Future LED energy costs incl. payments to Hesalight (EnergyGo Full)
Future LED energy costs
HESALIGHT A/S, Lykkegaardsvej 9, 4000 Roskilde, Denmark | +45 3537 8888 | info@hesalight.com | hesalight.com
FINANCIAL MODELS
0
3
6
9
12
15
10. HeSaLight’s unique Leasing and Rental model that generates a positive cash flow, combined with our LED
expertise means that our customers benefit by obtaining immediate savings, high quality product offerings
and solid solutions for many years.
The Leasing and Rental model gives you all the benefits of a new and energy efficient LED lighting solution,
without any capital expenditure. Benefits include:
• Reduced balance sheet
• Cash-flow improvement
• Payments are operating expenses and deductible from profits
• Full maintenance and service on the equipment
Through HESARENT model, we offer our customers a cash flow positive state backed Leasing and Rental
model, making energy efficient solutions easily accessible as a service.
Solution Includes
HeSaLight LED Luminaries,
Installation, Maintenance and Service
Down Payment 0%
Customers Share of Savings per Year 10%, 20% and 30% (1)
Supporting Documents Bills of Exchange
Credit Approval Customer
Contract Duration 10-15 years (2)
First Payment 3 months after delivery
Payments Quarterly
Documents for Credit Evaluation Company registration number of the Customer
LEASING AND RENTAL MODEL: HESARENT
(1) The savings share is calculated from the achieved savings compared to the cost of the old traditional light
(2) The maximum possible leasing period is the technical lifetime of the equipment
HESALIGHT A/S, Lykkegaardsvej 9, 4000 Roskilde, Denmark | +45 3537 8888 | info@hesalight.com | hesalight.com
LEASING AND RENTAL MODELS
HESARENT
11. Rental models apply for projects over 500.000 EUR. Projects over 5 mill. EUR may needs further
documentation. All Leasing and Rental contracts needs approval from HeSaLight pending a positive
credit approval.
Documentation for Public or Private Customers NOT listed in Dun & Bradstreet:
Last year’s financial statement (or financial report) and current year’s budget. HeSaLight may require
further financial clarification from the customer if the available information is not conclusive or sufficient.
”HESARENT” Leasing and Rental Model based on Bills of Exchange. After appropriate internal
consultations and the due diligence process described below are completed, the customer will be
notified no later than 5 working days from receipt if the financing is authorized.
PROCESS FOR CONTRACT SIGNING
(3) The signatures of the Customer on the Bills of Exchange must be certified in one of the following ways:
I.- Notarized certificate from a public notary stating that; the signatures on the Bills of Exchange are genuine and that the
person signing (full name) is authorized to sign on behalf of the Customer.
OR
II.- SWIFT message from the Customer’s bank to HeSaLight’s bank stating that; the signatures on the Bills of Exchange are
genuine and that the person signing (full name) is authorized to sign on behalf of the Customer.
HESALIGHT A/S, Lykkegaardsvej 9, 4000 Roskilde, Denmark | +45 3537 8888 | info@hesalight.com | hesalight.com
LEASING AND RENTAL MODELS
1
After credit approval of the Customer
the contract is signed by the Customer
and HeSaLight
2
The Bills of Exchange are signed by the
person who is authorized to sign on be-
half of the Customer
3
The signed Bills of Exchange in original
are sent to Hesalight and a scanned
version is sent by email
LEASING AND RENTAL MODEL: HESARENT
(3)
12. When the contract expires you have several opportunities to choose from, you can:
• Return the equipment to HeSaLight without any additional charges
• Renew the entire equipment without any new investment and just continue with a new contract
• Purchase the equipment at its market value corresponding to one (1) additional quarterly payment
No matter what opportunity that fits you best, HeSaLight will be there to help and guide you through the
process.
WHAT HAPPENS WHEN
THE CONTRACT EXPIRES?
All Leasing and Rental payments are based on the savings the solution generates. This way you as a cust-
omer will have a positive cash flow from day one. You will never spend more than you do today, on energy
and maintenance for you current high consuming and high maintenance traditional light bulbs.
The typical repayment profile is shown here with savings over a 15-year period; Future energy spending
with LED in dark gray; Payments to HeSaLight are shown in light gray and your Savings from day one in
green.
TYPICAL LEASING AND RENTAL PROFILE
PRODUCT
TECHNICAL
LIFETIME YEARS
COST 100%
COST 30%
TYPICAL
SAVINGS
ON LED
PRE-LED
COST
POST-LED
COST
PHASE 1
Earning 10% of Savings
PHASE 2
Earning 20% of Savings
PHASE 3
Earning 30% of Savings
RENTAL
COST
HESALIGHT A/S, Lykkegaardsvej 9, 4000 Roskilde, Denmark | +45 3537 8888 | info@hesalight.com | hesalight.com
LEASING AND RENTAL MODELS
14. EKF provides financing solutions for Danish exporters worth more than EUR
2.5 billion per year and can provide state-backed financing solutions for the
LED lighting solutions HeSaLight delivers (positive credit evaluation requi-
red).
Thanks to this cooperation we offer several flexible payment possibilities
based on the energy savings that our solution generate. This way you can
access our solution that generates a positive cash flow, combined with a fi-
nancial solution that makes saving energy and money faster and easier.
EKF was established in 1922 and is owned and guaranteed by the Danish
state (AAA). EKF financed operations for over 2.5 billion EUR.
Dun & Bradstreet, a Fortune 500 company, has given a triple A
rating (AAA) to HeSaLight through their Nordic partner Bisnode.
The Nordic Triple-A Rating is the highest creditworthiness available and
means that we can easily meet our financial commitments.
EKF - STATE BACKED FINANCING
HESALIGHT IS ’AAA’ RATED
BY DUN & BRADSTREET
HESALIGHT A/S, Lykkegaardsvej 9, 4000 Roskilde, Denmark | +45 3537 8888 | info@hesalight.com | hesalight.com
WHO IS BEHIND IT?
Highest creditworthiness
Bisnode 2016
16. Lykkegaardsvej 9, 4000 Roskilde, Denmark
+45 35 37 88 88 | info@hesalight.com
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