This document summarizes the lending services of Harvest SBF, including offering loans with loan-to-value (LTV) ratios up to 93% and no additional collateral needed for loans at or below 85% LTV. They can also handle challenging credits and projection-based loans. Harvest SBF is the fastest growing non-bank SBA lender and is hiring commercial real estate finance professionals, with a focus on meeting deadlines and completing projects quickly.