A simple one page presentation method to demonstrate how an insurance contract works - it requires commitment from both sides.

1. Transferring risk needs 2 committed parties
Your Commitment Insurers Commitment
Premium $ _______ per month (Lump sum) Pay off your mortgage - $ __________
Pay for your children’s education
Provide ongoing income for your family of
$ ________ per month
+
Pay Final expenses of $ ________
Pay off (XXX loan) of $ _________
Other: __________________________
________________________________
Premium $ ______ per month (IP) Pay you 75% of your current income of
$ _________ every year till well or turn 65
+
Premium $ ________ per month (Health) Pay any necessary hospital and surgical