George W. Miller Jr. is a senior executive with over 30 years of experience in the automotive finance industry. He has held leadership roles managing regional operations, marketing, product development, and risk management. Miller has an extensive background directing field operations and developing strategies to enhance productivity and efficiency. He possesses strong communication and relationship building skills. Miller's contact information and references are provided.

1. George W. Miller Jr.
Senior Executive Summary
Executive Bio
Work Experience
Corporations and Businesses
Contact Information
References
miller.gw.jr@gmail.com
904.519.1310

2. Senior Executive Summary
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Results oriented senior indirect automotive finance executive with extensive background
directing corporate and field operations.
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Over 30+ years of proven ability to provide strategic direction on: retail, lease and dealer
commercial portfolios; developing and implementing effective policies and procedures to
enhance productivity and increase efficiency.
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Strategic thinker known for a high energetic style of leadership with exceptional
communication skills.
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Superior business acumen developed by diversified and consistent promotions through a
series of increasingly responsible leadership positions.
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Proven ability to build professional relationships from both an internal and external
perspective.

3. Executive Bio
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Volkswagen Credit, Inc.
Chrysler Financial Services
Citicorp Acceptance Corp
Winner Lincoln/Mercury
Division of Revenue- State of Delaware
R.C. duPont family
University of Delaware
Brandywine College (Widener University)
US Navy
Born and raised outside Philadelphia, PA

4. Work Experience
Regional Director (Sales, Credit and Risk Management)
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Lead the Region Team with: $4.2 Billion in indirect automotive finance receivable portfolio,
including: $850MM in floorplan and commercial lending; produced over 224k consumer
retail and lease contracts, worth $3.7 Billion, across 16 states and 265 dealers in five years.
Placed over $100MM in new dealer floorplan commercial loans per year for five straight
years, including Capital Loans and Lines of Credit.
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Responsible for overseeing and managing: sales acquisition, risk oversight and retail/lease
consumer credit.
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Earned ranking as top-rated regional office three out of five years.
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Grew the dealer floorplan/ commercial business from 72 accounts to 108 accounts in five
years.
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Produced margins of 2.65% ROE and 1.65% ROA.
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Lead the Region Risk Committee to $-0- losses in five years.

5. Work Experience
Project Team Leader (Marketing and Product Development)
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Created and championed cooperative, team-oriented work environment, which combined
resources from 32 departments to implement consumer retail loyalty programs.
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Lead the team to increase R.L. Polk loyalty penetration rate four points through various
initiatives.
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Developed consumer retail-lease vehicle strategy with the OEM that: delivered and generated
7,000 new vehicle sales and over $40MM in gross profit margin.
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Chaired executive committee’s loyalty work team, which produced 16 initiatives and
increased loyalty by 35%.
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Earned appointment to champion cross-corporate team for consumer lease loyalty, which
resulted in moving lease penetration from 13% to 16% (an increase of 87,000 incremental
vehicle sales).
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Won my second “Chairmen’s Award” for outstanding contribution to the company.

6. Work Experience
Zone Sales Manager (Sales, Credit and Marketing)
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Lead, directed and managed a $3.5 Billion indirect automotive finance field sales and
marketing acquisition office.
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Lead the sales and retail credit teams and managed the credit risk function for 3 states, with a
staff of 28.
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Increased profits from $20MM to $45MM in seven years, with return on equity equal to 20%.
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Improved dealer floor plan share from 55% to 75% and attained total acquisition income of
$112MM.
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Served as member of Zone Risk Management Team, which monitored 178 dealerships for
risk mitigation.

7. Work Experience
Product Development and Pricing Manager (Marketing and Product Development)
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Established and lead the indirect automotive retail pricing committee for 116 branches across
U.S.
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Expanded and improved various automotive finance brand products and services highlighting
competitive pricing positioning which helped the corporation in achieving $852MM in
corporate profits.
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Developed three national innovative pricing structures, which raised market share over 15
points.
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Won the first of two “Chairmen’s Award”

8. Work Experience
Regional Marketing Manager (Sales, Marketing and Product Development)
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Oversee the marketing development for six states, nine branches and 23 sales personnel, by
conducting classes in lease and balloon note consumer financing and acquisition of floorplan
to branch and dealership personnel.

9. Work Experience
Regional Controller (Finance)
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Designed a financial reporting system for tracking the daily and monthly sales and credit
results.
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Developed and installed a corporate forecasting system for budgets and senior-level reports.
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Accountant maintaining records for taxation and charitable organizations.

10. Work Experience
Senior Credit Analyst (Risk Management)
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Maintained and underwrote commercial credit files.
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Responsible for monthly financial review package for the zone vice president.

11. Corporations and Businesses
Volkswagen Credit, Inc.
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VW Credit, Inc. (VCI), a wholly owned subsidiary of Volkswagen Group of America, Inc., is
the financial service arm. VCI, is a captive finance company, services Volkswagen, Audi and
Bentley retail customers and dealers as Volkswagen Credit, Audi Financial Services, and
Bentley Financial Services.
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The company provides competitive financial products and services to dealers and their
customers throughout the United States including retail leasing, retail financing, and balloon
financing, along with wholesale financing for new and used vehicles. There is a Remarketing
Department for disposing of end-of-term lease/balloon contract vehicles, and all used
company vehicles.
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Additionally, VCI manages and markets co-branded financial services through third-party
providers which include the Volkswagen RealDriver and Audi Pure Protection suites of
vehicle warranty protection services.

12. Corporations and Businesses
DaimlerChrysler Financial Services
Chrysler Financial Corp.
Chrysler Credit Corp.
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Chrysler Financial is a financial services provider, formerly part of Chrysler LLC.
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Chrysler Financial is an automotive-based finance company offering financial products to
dealers and consumer customers through: commercial wholesale finance plans including
dealer finance plans, dealer services, retail consumer finance plans, lease programs and auto
insurance programs, as well as mortgages, Capital Loans and lines of credit.
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Chrysler Financial supported financial products and services to both dealers and consumers
of Chrysler, Jeep and Dodge vehicles. It was based in Michigan with a final total of 3,600
employees, and a global contract of $75 billion as of 2007.

13. Corporations and Businesses
Citicorp Acceptance Corporation
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Citigroup Inc. is an American multinational financial services company based in New York
City. Citigroup Acceptance was formed in 1981 as a wholly owned dealer financial services
organization.
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Citigroup Acceptance provided consumer financial products and services to dealers and their
customers throughout the United States including retail leasing, retail financing, and balloon
note financing, along with commercial wholesale financing for new and used vehicles and
dealership mortgages, Capital Loans and lines of credit.

14. Corporations and Businesses
Winner Lincoln Mercury
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The Winner Automotive Group has been a family owned and operated organization with two
generations of leadership.
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Founded by John Hynansky with the first dealership - Winner Lincoln Mercury in
Wilmington - and since then a family of dealerships in Delaware, Pennsylvania and the
Ukraine have grown to include: Audi, Porsche, Ford, Lincoln Mercury, Hyundai, Mitsubishi,
Saturn, Land Rover, Jaguar and Volvo.

15. Corporations and Businesses
State of Delaware- Division of Revenue
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The Division of revenue acts as the primary revenue collector for the state.
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The Delaware Division of Revenue's mission is to collect 100% of the taxes and other
revenues required by law to be remitted to the State of Delaware, no more and no less, and
strive to do so in a manner that creates the highest possible level of satisfaction on the part of
our customers.
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They take great pride in the competence, courtesy, effectiveness and efficiency of the
Division and are consistently ranked, by Governing Magazine, as one of the top state revenue
agencies in the country.

16. Corporations and Businesses
Richard C. duPont family
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The heirs to this family of duPonts were Allaire (mother), R.C. Jr (son), and Lana (daughter).
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The family owned thoroughbred horse racing and breeding operations at Woodstock Farm in
Chesapeake City, MD.
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A Cessna Airplane franchise at Summit Aviation in Middletown, DE
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Farms and farm lands in around and between Middletown, De. and Chesapeake City, MD.
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The original owners of the Turks and Cacaos Islands.

17. Education
University of Delaware
 BS degree Business Management
 Accounting
Brandywine College (Widener University)
 AA degree Accounting

18. Contact Information
• Email: miller.gw.jr@gmail.com
• Phone: 904.519.1310

19. References
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Tony Rusciano Plunkett Cooney 248.901.4038
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Bob DiClemente Chrysler Financial 973.396.6275
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Paul Ricco JMA Family 813.716.1931
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Steve Fricka Volkswagen Credit 262.308.6876
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Kris Pakizer Siemens 586.588.4721