1) Goodyear amended and restated the definitive agreements for its pan-European accounts receivable securitization facility, increasing the maximum funding from €275 million to €450 million.
2) The facility involves the daily sale of accounts receivable from several Goodyear European subsidiaries to a bankruptcy-remote French company, which purchases the receivables with commercial paper borrowings and a set-off against security deposits.
3) The facility expires no later than July 30, 2015 and is subject to customary representations, warranties, covenants and events of default, including a financial covenant regarding Goodyear Dunlop Tire Europe's leverage ratio.
Building a Connected Brand: How Brands Become Publishers in a Real-Time Marke...iCrossing
Brands, media, and audiences used to have distinct roles in the marketing relationship. Today those roles overlap, creating new opportunities and expectations. People are now their own publishers of opinions, experiences, and preferences. They share those sentiments with each other in social spaces. Media properties are now playing host to serious conversations, with readers functioning as active contributors to the story. Brands are realizing that audiences are demanding more of them than simply shouting about their products and services — they are now expected to share back. As these forces blur together, the roles and expectations for brands, media and audiences will continue to change. Find out more at http://www.icrossing.com
Building a Connected Brand: How Brands Become Publishers in a Real-Time Marke...iCrossing
Brands, media, and audiences used to have distinct roles in the marketing relationship. Today those roles overlap, creating new opportunities and expectations. People are now their own publishers of opinions, experiences, and preferences. They share those sentiments with each other in social spaces. Media properties are now playing host to serious conversations, with readers functioning as active contributors to the story. Brands are realizing that audiences are demanding more of them than simply shouting about their products and services — they are now expected to share back. As these forces blur together, the roles and expectations for brands, media and audiences will continue to change. Find out more at http://www.icrossing.com
#CIWalumni:
"Vrijdag 21 januari is het zover. Na het succes van de eerste borrel willen wij van CIW Alumni 2011 gepast inluiden met borrel #2. Een mooi moment om weer eens bij te praten met je oud-studiegenoten en nieuwe contacten op te doen. Wij hopen op een minstens zo grote opkomst als de vorige keer! "
“Psique y Soma” es la primera obra de carácter poético (y la segunda en general) publicada por la escritora sucreña Alma Grace Pineda Terán; la portada corresponde a una pintura del maestro Ángel Almendrales. El selecto proemio “...Me inclino a observar una brizna de hierva estival… Mi lengua, cada átomo de mi sangre, plasmados de este suelo, de este aire... ” W. Whitman, es una condensación muy sugestiva del aspecto existencialista con que la autora ha percibido los diversos dominios practico-sociales subyacentes a los versos plasmados en la obra “Psique y Soma”… título que delata la esencia de la misma. Los poemas se han dado a conocer en múltiples eventos culturales en la costa atlántica y caribe, con gran aceptación.
Increase Your Marketing Productivity With the Marketing Asset Center for Alfr...rivetlogic
The Digital Marketing landscape continues to transform in the form of content marketing, big data, mobile marketing, and social media. All of this equates to an abundance of digital marketing assets – audio, video, images, documents, corporate communications, campaign assets, and more – which need to be effectively managed and distributed to various stakeholders – sales teams, employees, partners, customers, remote offices, and others.
The Marketing Asset Center provides a powerful and easy way for enterprises to manage and distribute all their digital marketing assets, resulting in increased marketing productivity, brand consistency, sales effectiveness, and revenue.
Global 14: Social Media Connectedness - iCrossingiCrossing
Jermaine Dupri, CEO, So So Def Recordings and Global 14, and David Deal, VP, Marketing for iCrossing, took the stage at the PSFK Conference in San Francisco, CA on November 1, 2012 to discuss Global 14 and social media connectedness.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...beulahfernandes8
Role in Financial System
NBFCs are critical in bridging the financial inclusion gap.
They provide specialized financial services that cater to segments often neglected by traditional banks.
Economic Impact
NBFCs contribute significantly to India's GDP.
They support sectors like micro, small, and medium enterprises (MSMEs), housing finance, and personal loans.
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...
goodyear 8K Reports 07/28/08
1. UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of Earliest Event Reported): July 23, 2008
The Goodyear Tire & Rubber Company
__________________________________________
(Exact name of registrant as specified in its charter)
Ohio 1-1927 34-0253240
_____________________ _____________ ______________
(State or other jurisdiction (Commission (I.R.S. Employer
of incorporation) File Number) Identification No.)
1144 East Market Street, Akron, Ohio 44316-0001
_________________________________ ___________
(Address of principal executive offices) (Zip Code)
Registrant’s telephone number, including area code: 330-796-2121
Not Applicable
______________________________________________
Former name or former address, if changed since last report
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under
any of the following provisions:
[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
2. Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.
On July 23, 2008, certain European subsidiaries (named below) of The Goodyear Tire & Rubber Company (the quot;Companyquot;) amended and
restated the definitive agreements for the pan-European accounts receivable securitization facility (the quot;Facilityquot;). This amendment and
restatement was previously announced at the Company’s investor meeting held on June 26, 2008. Among other terms, the amendments to
the Facility increase the maximum amount of funding available under the Facility from €275 million to €450 million. This increase will
enable the Company to take advantage of growth in its accounts receivable portfolio since the Facility was originally established, and to
realize the benefits of this source of financing. The Facility will be subject to a customary annual renewal of back-up liquidity
commitments. The funding commitments under the Facility will expire upon the earliest to occur of: (a) the business day preceding July
30, 2015, (b) the non-renewal and expiration (without substitution) of all of the liquidity commitments, or (c) the early termination of the
Facility according to its terms or upon an event of default (referred to in the Facility as an quot;Early Amortisation Eventquot;). Funding under the
Facility is expected to occur on or about July 30, 2008.
The amended and restated facility involves the daily sale of substantially all of the trade accounts receivable of Goodyear Dunlop Tires
France S.A. (France), Fulda Reifen GmbH & Co. KG (Germany), M-Plus Multimarkenmanagement GmbH & Co. KG (Germany),
Goodyear GmbH & Co. KG (Germany), Dunlop GmbH & Co. KG (Germany), Goodyear Dunlop Tires OE GmbH (Germany), Goodyear
Dunlop Tires España S.A. (Spain) and Goodyear Dunlop Tyres UK Ltd. (United Kingdom) (collectively, the quot;Sellersquot;), to Ester Finance
Titrisation (quot;Esterquot;), a bankruptcy-remote French company controlled by one of the liquidity banks in the Facility. In addition, accounts
receivable purchased from Goodyear Dunlop Tires Italia S.p.A. (Italy) (quot;Goodyear Italiaquot;) by Calyon (Milan Branch) will also be sold to
Ester under the Facility. Ester will purchase the accounts receivable with (a) the cash proceeds of borrowings by three bank-sponsored
issuers of commercial paper, and (b) a set-off against funds owed to the Sellers pursuant to two security deposits maintained by Dunlop
Tyres Limited, an affiliate of the Sellers, with Ester. The Sellers and Goodyear Italia retain the responsibility for servicing the receivables,
unless there has been an event of default and Ester elects to replace the Sellers and/or Goodyear Italia with a back-up servicer. The Sellers
and Goodyear Italia pay fees under the Facility based on certain variable market interest rates and other agreed amounts. The amount of
funding available under the Facility will depend upon the amount and quality of accounts receivable that are sold to Ester and the amount
of commitments obtained from the liquidity banks. Currently there are liquidity bank commitments from Calyon S.A., Natixis S.A. and
KBC Bank NV to support €450 million of funding. Calyon, Natixis and KBC Bank have provided banking services to the Company and its
affiliates in the past.
The Facility has customary representations, warranties and covenants. In addition, it is an event of default under the Facility if Goodyear
Dunlop Tire Europe B.V.’s ratio of Consolidated Net J.V. Indebtedness (which is determined net of cash and cash equivalents in excess of
$100 million) to Consolidated European J.V. EBITDA is greater than 3.00 to 1.00. The defined terms for this financial test are
substantially similar to those included in the European Revolving Credit Agreement, as amended and restated on April 20, 2007 (the
quot;European Credit Facilityquot;). If there is a waiver concerning, or amendment of, the provisions of the European Credit Facility related to this
financial test that is approved by any combination of the lenders under the European Credit Facility and the liquidity banks under this
Facility representing more than 50% of the aggregate amount of all loans and unused commitments under the European Credit Facility plus
all liquidity commitments under this Facility, then the waiver or amendment will apply to this Facility. As a result, any such waiver or
amendment could be applicable to this Facility even if less than 50% of the liquidity banks under this Facility approve that waiver or
amendment.
3. SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by
the undersigned hereunto duly authorized.
The Goodyear Tire & Rubber Company
July 28, 2008 By: W. Mark Schmitz
Name: W. Mark Schmitz
Title: Executive Vice President and Chief Financial Officer