You can make gold your money
goo.gl/zRlD8h
What is Goldmoney?
• World’s largest 100% reserved gold savings & payments network
• Democratizes access to gold savings & instant gold transfers (anyone can earn gold for their productivity)
• Helps under banked & under served citizens protect their purchasing power
• Building global client relationships by unlocking network utility of a global money base
Gold has been a commodity money for 6,000 years due to its natural properties. It’s also the world’s best performing currency… by a wide margin.
As a store of value, gold is more stable and less volatile than most people recognize – especially when measured against the world’s vast sea of 196 individual government issued currencies.
“
Devoid of modern savings and settlement innovation, gold as money hasn’t been easy or practical for centuries. Until Now…
Introducing Goldmoney
Using technology to make gold easily accessible through a modern global network, making it the best way to save, spend, or earn gold, anywhere in the world.
Goldmoney: the global network for gold.
August 2016 update
The gold standard for the 21st century
http://goo.gl/zRlD8h
Why Invest In Gold? Gold and Paper Money “ Gold is money because people make it money . Paper money is money because governments make it money. But what happens if people lose their faith in governments, and the U.S. government in particular?” Source: Peter Schiff Blog, 24 Sep 2010 Peter Schiff is the President of Euro Pacific Capital Inc and the renowned writer of the bestseller Crash Proof: How to Profit from the Coming Economic Collapse . Why Gold: Peter Schiff
Why Invest In Gold? Gold and Paper Money Given the state of the US and global economy, I believe it is more important than ever for investors to own gold and silver as a portion of their portfolios. Inflation, depression, and sovereign default are all possible scenarios I see on the horizon. I believe that precious metals will perform better the darker the economic storm-clouds become. Why Gold: HwangDBS Source: Peter Schiff Blog, 24 Sep 2010 Peter Schiff is the President of Euro Pacific Capital Inc and the renowned writer of the bestseller Crash Proof: How to Profit from the Coming Economic Collapse .
Why Invest In Gold? Gold investing is deemed the safest and most reliable bet. David Ng, Chief Investment Officer of HwangDBS Investment Management Bhd Source: Personal Money, April, 2009 issue
Why Invest In Gold? Demand for gold will always be there as it’s tradable, portable and convertible. Choong Wai Hong, Head of Wealth Management, Standard Chartered Bank Malaysia Bhd. Source: Personal Money, April, 2009 issue
Why Invest In Gold? Investors can’t go bankrupt with physical gold. David Crichton-Watt, Managing Director of The Phoenix Gold Fund, AIMS Asset Management Sdn Bhd Source: Personal Money, April, 2009 issue GoldSilverDvd.com
6 Ways To Invest Gold
Gold Bullion and Coins
Gold-Mining Companies
Gold and Gold–Related Funds
Gold Passbook Accounts
Gold ETFs (Exchange Trade Fund)
Structured Products
Source: Personal Money, April, 2009 issue Experts: Jim Rogers
Uses of Gold Above Ground Gold Production
National Reserves
Governments hold Gold reserves as a backing to their currency’s value.
In 2010, Russia’s central bank bought up an astounding 2/3 of the country’s entire national production.
India purchased closed to 750 tons, breaking the record of the previous year by almost 40%.
China – the biggest gold market of them all – has stated an intention to raise their national reserves by 849%, or 10,000 tons, worth half a trillion US$ by the end of the decade.
Currently the US occupies the No. 1 spot with 8,133 tons of gold.
Uses Of Gold
Only 50-80 grams of gold
is found in 1 tonne (1 million
grams) of mined ore.
Facts About Gold Fact 1 Finding and mining gold is extremely difficult, complex and expensive.
Miners cannot increase supply even when prices are high.
Facts About Gold Fact 2 New mines often take 10 years and billions of dollars of infrastructure to begin contributing to supply.
Annual gold production
has not increased over
the last 10 years & actually
decline 8 out of 10 years
(A
QMX Gold - Corporate Presentation - December 2018 QMXGold
QMX Gold is a Quebec based junior exploration company focused on exploring their extensive and highly prolific Val d’Or Mining Camp in the Abitibi District of Quebec. Building on a broad exploration database, QMX is applying new geological models and systematically exploring new targets.
QMX Gold is a Quebec based junior exploration company focused on exploring their extensive and highly prolific Val d’Or Mining Camp in the Abitibi District of Quebec. Building on a broad exploration database, QMX is applying new geological models and systematically exploring new targets.
QMX Gold - Corporate Presentation - November 2018QMXGold
QMX Gold is a Quebec based junior exploration company focused on exploring their extensive and highly prolific Val d’Or Mining Camp in the Abitibi District of Quebec. Building on a broad exploration database, QMX is applying new geological models and systematically exploring new targets.
Mineral Economics for Geologists: Take the Test Now! (Dec 2013 - Centre for E...John Sykes
This course is ideal for technical professionals across the mineral exploration, mining and mineral processing industries as a foundation in economic concepts and strategic decision-making in the minerals industries and as a primer for the transition between purely technical roles and management roles.
Why Invest In Gold? Gold and Paper Money “ Gold is money because people make it money . Paper money is money because governments make it money. But what happens if people lose their faith in governments, and the U.S. government in particular?” Source: Peter Schiff Blog, 24 Sep 2010 Peter Schiff is the President of Euro Pacific Capital Inc and the renowned writer of the bestseller Crash Proof: How to Profit from the Coming Economic Collapse . Why Gold: Peter Schiff
Why Invest In Gold? Gold and Paper Money Given the state of the US and global economy, I believe it is more important than ever for investors to own gold and silver as a portion of their portfolios. Inflation, depression, and sovereign default are all possible scenarios I see on the horizon. I believe that precious metals will perform better the darker the economic storm-clouds become. Why Gold: HwangDBS Source: Peter Schiff Blog, 24 Sep 2010 Peter Schiff is the President of Euro Pacific Capital Inc and the renowned writer of the bestseller Crash Proof: How to Profit from the Coming Economic Collapse .
Why Invest In Gold? Gold investing is deemed the safest and most reliable bet. David Ng, Chief Investment Officer of HwangDBS Investment Management Bhd Source: Personal Money, April, 2009 issue
Why Invest In Gold? Demand for gold will always be there as it’s tradable, portable and convertible. Choong Wai Hong, Head of Wealth Management, Standard Chartered Bank Malaysia Bhd. Source: Personal Money, April, 2009 issue
Why Invest In Gold? Investors can’t go bankrupt with physical gold. David Crichton-Watt, Managing Director of The Phoenix Gold Fund, AIMS Asset Management Sdn Bhd Source: Personal Money, April, 2009 issue GoldSilverDvd.com
6 Ways To Invest Gold
Gold Bullion and Coins
Gold-Mining Companies
Gold and Gold–Related Funds
Gold Passbook Accounts
Gold ETFs (Exchange Trade Fund)
Structured Products
Source: Personal Money, April, 2009 issue Experts: Jim Rogers
Uses of Gold Above Ground Gold Production
National Reserves
Governments hold Gold reserves as a backing to their currency’s value.
In 2010, Russia’s central bank bought up an astounding 2/3 of the country’s entire national production.
India purchased closed to 750 tons, breaking the record of the previous year by almost 40%.
China – the biggest gold market of them all – has stated an intention to raise their national reserves by 849%, or 10,000 tons, worth half a trillion US$ by the end of the decade.
Currently the US occupies the No. 1 spot with 8,133 tons of gold.
Uses Of Gold
Only 50-80 grams of gold
is found in 1 tonne (1 million
grams) of mined ore.
Facts About Gold Fact 1 Finding and mining gold is extremely difficult, complex and expensive.
Miners cannot increase supply even when prices are high.
Facts About Gold Fact 2 New mines often take 10 years and billions of dollars of infrastructure to begin contributing to supply.
Annual gold production
has not increased over
the last 10 years & actually
decline 8 out of 10 years
(A
QMX Gold - Corporate Presentation - December 2018 QMXGold
QMX Gold is a Quebec based junior exploration company focused on exploring their extensive and highly prolific Val d’Or Mining Camp in the Abitibi District of Quebec. Building on a broad exploration database, QMX is applying new geological models and systematically exploring new targets.
QMX Gold is a Quebec based junior exploration company focused on exploring their extensive and highly prolific Val d’Or Mining Camp in the Abitibi District of Quebec. Building on a broad exploration database, QMX is applying new geological models and systematically exploring new targets.
QMX Gold - Corporate Presentation - November 2018QMXGold
QMX Gold is a Quebec based junior exploration company focused on exploring their extensive and highly prolific Val d’Or Mining Camp in the Abitibi District of Quebec. Building on a broad exploration database, QMX is applying new geological models and systematically exploring new targets.
Mineral Economics for Geologists: Take the Test Now! (Dec 2013 - Centre for E...John Sykes
This course is ideal for technical professionals across the mineral exploration, mining and mineral processing industries as a foundation in economic concepts and strategic decision-making in the minerals industries and as a primer for the transition between purely technical roles and management roles.
Roy sebag - LAC 2017 - FinTech affiliatesiGB Affiliate
FinTech was the buzzword for 2016 and has experienced undisputed growth internationally. Every country, every region, every culture needs better, more efficient and more affordable options for spending and saving. And now, financial trading is starting to collide with the growing industry of FinTech. With innovative and disruptive solutions crossing over, how can we expect new financial technologies to impact the industry?
Quality offerings which don’t discriminate and offer true value must be the pillar in which the technology is built around. To demonstrate how this can be achieved, Roy Sebag, CEO of one of the fastest growing FinTech companies Goldmoney discusses how affiliates can apply the same practices to their own financial businesses and what opportunities lay ahead.
What can we expect from the role of FinTech in the future?
How can the core aspects of FinTech and gold offer opportunities for affiliates?
How will FinTech and gold shape the financial industry in the future?
“Gold should not be viewed as the means to make you rich, but rather, as a means to avoid the debts that can make you poor” -BitGold Inc. May 13, 2015.
"No matter where you live in the world gold has effortlessly held its commodity value over time relative to costs like food and energy that we require as humans, making it one the most important savings tools for most of the human population”.
Our mission is to make gold accessible and useful in digital payments and secure savings.
We're advancing the digital payments revolution by helping people securely acquire, store, and now spend gold with unprecedented simplicity. BitGold accounts are free and can be opened in minutes. We provide users with a secure vault account to purchase and hold gold, the ability to make and receive instant gold payments, and a prepaid card for spending gold at traditional points of sale or converting your gold balance to local currency at any ATM machine. All gold bullion is fully redeemable as 1kg gold bullion bars or 10g GoldCubes®
BitGold takes transparency and accountability seriously. Learn more at Transparency Buying Physical Gold.
A New Global Operating System for Gold BitGold is an internet software service that makes vaulted gold accessible for savings and mobile payments; the first full-reserve ‘online bank’ like platform with e-payments and debit card for sending & spending gold.
BitGold Investor Proposition:
Significant market potential exists across all geographies and all income segments for transaction-accessible savings accounts based on gold as a store of value. GoldMoney believes that it can provide new leadership and innovation in a trillion dollar market by providing a fresh narrative, connecting securely vaulted gold to electronic payment networks that previously did not exist, and by harnessing the connectivity of a growing mobile-internet.
The GoldMoney Proposition is to deliver strong growth in the user and asset base under both brands, building a global network for both savings and transactions. By empowering our clients, and by delivering more value to each individual than we expect to receive in return, we can build a network of lasting relationships in the world's largest commodity-money market. We believe that investing in this relationship can deliver significant value to our shareholders over the long-term, creating a reflexive global-revenue model with a scalable internet financial service, while also benefiting an entire network of stakeholders.
This book summarily rejects the statist monetary orthodoxy. Its nine writers are in full agreement that money is not the product of a legislative act, but the inevitable result of man's division of labor and exchange economy. Wherever enterprising men seek to exchange their goods and services for more marketable goods that facilitate further exchanges for other goods, the precious metals, especially gold, are most suited to serve as money. The writers are aware that for some 2,500 years small pieces of gold and silver, called coins, constituted universal money. It survived two millennia in spite of countless attempts by hosts of governments to manipulate it or replace it with their own media. They are convinced that gold will soon return as universal money and prevail long after the present rash of national fiats is forgotten or relegated to currency museums.
The essays of this collection are the product of a lecture series given at Grove City College during the 1973 Spring Semester.
"Gold Is Money", Hans F. Sennholz, editor
Hans F. Sennholz (1922-2007) was Ludwig von Mises's first PhD student in the United States.
via Mises Institute
Goldmoney
Mission-Driven Leader in Online Precious
Metal Custody, Investment & Banking
Services
Goldmoney Inc. is a mission-driven financial service and
technology company traded under the symbol “XAU” on the
Toronto Stock Exchange (TSX) that operates the world’s
largest precious metals payment network. Goldmoney®
provides financial services as a trusted third-party,
combining the unique attributes of precious metals with
technology-driven innovation.
Our mission is to make physical gold and precious metals
accessible to everyone. We designed the Goldmoney
Holding to provide our clients with the lowest possible
prices for dealing and storage while delivering the
highest level of security and transparency.
AdsCash Coin: Ethereum Smart Contract based Cryptocurrency for AdWorldNigel Mark Dias
AdsCash is a multifunctional, next-generation cryptocurrency and trading
platform developed on Ethereum blockchain, using cutting edge smart contract
technology. AdsCash is a decentralized peer-to- peer cryptocurrency with a
primary focus on transparency , compliance and security. AdsCash will become the
first stable digital currency exclusively designed and marketed towards the
advertising industry to allow owners of the currency to pay for product and
services with zero chargebacks and freedom from dealing traditional financial
institutions.
Adscash: the world’s first cryptocurrency exclusively for the adworld Nigel Mark Dias
World’s first cryptocurrency exclusively for the adworld
Our Vision: To become the official currency in the world of advertising!
Our Mission: To be used as an altcoin in the advertising industry.To be used for all transactions that take place in the
Advertising world.To be used as a substitute payment method for the online Advertising world what bitcoin is now for the finance world.
Future vision: Google, Facebook, Yahoo!, Twitter, & the whole online advertising space !!!
Grab world first official cryptocurrency for advertising world
FLAG CODE OF INDIA, 2002
The Indian National Flag represents the hopes and aspirations of the people of India. It is the symbol of our national pride. Over the last five decades, several people including members of armed forces have ungrudgingly laid down their lives to keep the tricolour flying in its full glory.
There is universal affection and respect for, and loyalty to the National Flag. Yet, a perceptible lack of awareness is often noticed, not only amongst people but also in the organisations/ agencies of the Government, in regard to laws, practices and conventions that apply to the display of the National Flag. Hoisting and use (including misuse and insult) of the National Flag is regulated by the Emblems and Names (Prevention of Improper Use) Act, 1950; the Prevention of Insults to National Honour Act, 1971; and Flag Code – India.
Honest Money: The Biblical Blueprint for Money and Banking, by Dr Gary North, Mises Institute
The Bible establishes civil laws governing money. These laws rest on a specific theory of money. Theologians do not recognize this. Neither do economists, who would not care even if they did recognize this. Today's monetary policies violate the Bible's laws governing money.
The Bible is clear on three legal principles: (1) monetary debasement is wrong (Isaiah 1:22); (2) multiple indebtedness, which is the basis of fractional reserve banking, must not be allowed (Exodus 22:26) ; (3) weights and measures must not be tampered with (Lev. 19:36). All three are violated by modern economic policy.
The Federal Reserve System, like every other central bank, is a government-licensed monopoly. It is privately owned. The U.S. government has only indirect power over it through the President's right to appoint Board members. No government accounting organization has access to the records of the Federal Reserve System or its privately owned regional banks.
You know the regional banks are privately owned when you receive mail from them. They do not have the "franking privilege" -- free mail, which is allowed only for government agencies. The Board of Governors does have this privilege.
Zardozi 3D Jewel Wall Carpets & Decorations.
Rare | Hand woven | Art
Material Used: Original Semi-Precious Stones, Silk, Gold Polished Copper Wire, Silver Polished Copper Wire. Can be framed by buyer for decoration purpose.
Local Contact: Vinod Nair +971 56 633 4402
Rumpelstiltskin at the Fed by Harley Bassman, PIMCO, executive vice presiden...Nigel Mark Dias
Rumpelstiltskin at the Fed by Harley Bassman, PIMCO, executive vice president & portfolio manager
SUMMARY
Has the Federal Reserve reached the bottom of its policy toolkit? Many things are still possible, at least in theory, including negative interest rates (which we believe would be ineffective and potentially harmful) or a “helicopter drop” of money. Another option is to resurrect a successful plan from 83 years ago: Purchase a tremendous amount of gold at a price substantially higher than market levels.
A massive Fed gold purchase program might finally lift the anchor on inflationary expectations and consumers’ spending habits. It would increase the price of a globally recognized store of value. It almost sounds like a fairy tale – but it’s happened before.
Though it seems incredibly farfetched, a massive Fed gold purchase program could echo a Depression-era effort that effectively boosted the U.S. economy.
Warren Buffett famously railed against the shiny yellow metal in 2012 when he noted all the gold in the world could be swapped for the totality of U.S. cropland and seven ExxonMobils with $1 trillion left over for “walking-around money.” His point was that these assets can generate significant returns while owning gold produces no discernable cash flow.
While this observation is certainly true, the rub is that this is not a fair comparison since gold is not an asset; rather, it should be considered an alternate currency. Pundits often describe the five factors that define “money”:
Its supply is controlled or limited,
It is fungible/uniform – this is why diamonds cannot qualify,
It is portable – this is why land cannot qualify,
It is divisible – thus art cannot be money, and
It is liquid – this means people will readily accept it in exchange.
By this definition, gold is certainly a form of money, and to Mr. Buffett’s point, one also earns no cash flow on paper dollars, euros, yen or yuan.
According to Google’s 2015 Connected Consumer Survey, digital is having a profound influence on how people in the UAE live their lives. The widespread use of mobile is a contributing factor, with smartphone adoption taking centre stage.
Local Search UAE Scorecard November 2015
LocalSearch.ae: Products, Services, Businesses, Locations, Reviews, Ratings,
Local Search UAE: Android, iOS, mobile
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
2. These Slides contain certain “forward-looking information”
within the meaning of applicable Canadian securities laws that
are based on expectations, estimates and projections as at the
date of these Slides. The information in these Slides about the
future plans and objectives of the Company are forward-
looking information. Other forward-looking information
includes but is not limited to information concerning the
intentions, plans and future actions of the Company. Any
statements that involve discussions with respect to predictions,
expectations, beliefs, plans, projections, objectives,
assumptions, future events or performance (often but not
always using phrases such as “expects”, or “does not expect”,
“is expected”, “anticipates” or “does not anticipate”, “plans”,
“budget”, “scheduled”, “forecasts”, “estimates”, “believes” or
“intends” or variations of such words and phrases or stating
that certain actions, events or results “may” or “could”,
“would”, “might” or “will” be taken to occur or be achieved) are
not statements of historical fact and may be forward-looking
information and are intended to identify forward-looking
information.
This forward-looking information is based on reasonable
assumptions and estimates of management of the Company at
the time it was made, and involves known and unknown risks,
uncertainties and other factors which may cause the actual
results, performance or achievements of the Company to be
materially different from any future results, performance or
achievements expressed or implied by such forward-looking
information. Such factors include, among others: the
Corporation’s limited operating history; future capital needs
and uncertainty of additional financing; the competitive nature
of the industry; currency exchange risks; the need for the
Corporation to manage its planned growth and expansion; the
effects of product development and need for continued
technology change; protection of proprietary rights; the effect
of government regulation and compliance on the Corporation
and the industry; network security risks; the ability of the
Corporation to maintain properly working systems; theft and
risk of physical harm to personnel; reliance on key personnel;
global economic and financial market deterioration impeding
access to capital or increasing the cost of capital; global
economic climate; dilution; and volatile securities markets
impacting security pricing unrelated to operating performance.
Although the Company has attempted to identify important
factors that could cause actual results to differ materially,
there may be other factors that cause results not to be as
anticipated, estimated or intended. There can be no assurance
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place undue reliance on forward-looking information. The
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forward-looking information other than as required by law.
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Caution Regarding Forward-Looking Information
1
3. What is Goldmoney?
• World’s largest 100% reserved gold savings and payments network
• Democratizes access to gold savings and instant gold transfers (anyone can earn gold for their productivity)
• Helps underbanked and underserved citizens protect their purchasing power
• Building global client relationships by unlocking network utility of a global money base
2
Goldmoney provides secure and accessible gold-based
savings, payments, and wealth services through three
distinct account offerings.
4. 3
“Gold has been a commodity money for 6,000
years due to its natural properties. It’s also the
world’s best performing currency… by a wide
margin.
5. Average Since 2000
4
As a store of value, gold is more stable and less volatile than most people recognize –
especially when measured against the world’s vast sea of 196 individual government issued currencies.
6. Gold’s Natural Monetary Properties
Everything we can touch, feel, breathe, or burn is an element
or compound. Everything built, manufactured, or invented
relies on a temporal cause and effect commencing with the
extraction, transportation, storage, and distribution of
elements.
Over the course of 6,000 years, scientists have classified 92
unique natural elements on our planet. These elements have
different physical properties and relative rarity in the earth.
Extracting elements requires an input of energy, labour,
time, and information (input units).
The relative abundance of the 92 natural elements to each
other is immutable and enforces a relational cost ratio that is
perpetual. Here the term cost ratio is not in dollars, euros, or
other external measurements but rather input units (energy,
labour, time, and information).
Gold is the rarest of mined elements on any meaningful
scale. Gold has another equally important feature:
immortality. It doesn’t tarnish, rot, evaporate, or decay.
It doesn’t have a lifecycle and for reasons unbeknownst
to us, resists entropy.
Of the 92 natural elements, there is only one that could
have evolved as an intermediate commodity (money)
representing any cooperative transaction between
participants in a free market.
The critical point being that any transaction in the real
economy (no matter what industry or geography)
ultimately represents various combinations of input
units as a cost: energy, labour, time, and information.
Gold’s rarity means its extraction absorbs more input
units than any other element or compound. Gold’s
immortality means it lasts while everything else
including the input units diminish over time. Therefore
gold is always time superior to input units in any
transaction within the real-economy.
Total gold stock represents billions of past
transactions enforcing proportional future value.
Au
79
GOLD (AU) EVOLVED INTO “MONEY” DUE TO PHYSICS, NOT ECONOMICS
To understand gold, we must understand the
physics underlying all real economic activity.
Gold’s natural properties made it the perfect
intermediate commodity (money).
Because gold lasts forever, all the gold ever extracted grows
in size over time as an increasing physical inventory (stock).
Conversely, input units representing the feedstock of the
real-economy diminish and have no equivalent stock or
inventory to draw upon. They must always be reproduced or
reconfigured in the future.
Billions of people from varying geographies and cultures
make up the ownership of this gold stock. As the arrow of
time progresses, each has the power to convert their gold
into diminishing input units, or they can do the opposite by
converting the value of their own diminishing units earned
through productivity, specialty skill, labour, and time into
gold.
It follows that in a free market, the future value of this total
gold stock (the gold price) will be bid up or down in units of
energy, labour, time and information from participants in the
real-economy.
Therefore the long-run price must always clear at an
equilibrium reflecting the immutable cost ratio in physics
(rather than external currency measurement) between the
input units and gold.
5
7. Gold’s Natural Monetary Properties – The Proof is in the Math
6
The cost of life in
US Dollars over time
GOLD EFFORTLESSLY PROTECTS PURCHASING POWER AND PROVIDES IMMUTABLE MEASUREMENT IN TRANSACTIONS
0.11
857
0.26
0.15
0.07
739
0.27
0.13
The cost of life in
gold over time (grams)
1985 2015 1985 2015
Food
Fuel
Transportatio
n
Entertainment
$1.16
$9,000
$2.75
$1.60 $4.79
$27,825
$2.51
$10.25
9. 8
“Devoid of modern savings and settlement
innovation, gold as money hasn’t been
easy or practical for centuries.
Until Now…
10. Introducing Goldmoney
9
Using technology to make gold easily accessible through a modern global network,
making it the best way to save, spend, or earn gold, anywhere in the world.
THE WORLD’S GOLD SAVINGS & PAYMENTS NETWORK
11. The Technological Evolution of the Gold market
10
GOLDMONEY INNOVATION REMOVED FRICTION WHILE EXPANDING
ACCESSIBILITY AND UTILITY FOR GOLD
- Costly and risky for average
investor (shipping, storage &
insurance costs)
- Unscrupulous actors (numismatics
& other high margin, low metal
value products)
- 3-5% premium to spot pricing
from the bid or offer (6-10%
round-trip cost)
- No utility, transfer, or spend
capabilities
+ Very Liquid ( Buy / Sell)
- Avg. annual fee .5% + premium to
spot (0.4%) + trading commission of
$10-20 + brokerage custody fee
(Assumes $2,500 investment, smaller
investments carry much higher fees)
- Generally no ownership of
underlying metal (paper security
with increased risk)
- No utility, transfer, spend, or
physical redemption capabilities
- Regressive product, better for elites
vs. smaller drip saver
+ Fully allocated .995 bullion with full
property rights under bailment law
+ Real time purchase + settlement via
online + mobile as small as .001 grams
+ Free storage + insurance with Brink’s
+ Unprecedented pricing
(1% of spot price)
+ Full transfer/settlement capabilities
(send / request / spend gold)
+ Fast purchase + redemption with
multiple currency + funding options
+ Redemption in physical gold +
delivery option
Traditional Physical
Gold Purchase
Gold ETF
Investment
+
12. 11
Gold Ownership Made Easy
Securing Users’ Purchasing Power
Providing Reliable Savings Tools
Innovating How Global Payments Work
Gold Ownership Made Easy
14. Features
◆ 100% allocated gold savings (nine vaults)
◆ Easily build a savings plan (drip/recurring savings)
◆ Send, request, shop, and donate globally with Gold
◆ No minimums or monthly fees
◆ Free storage & insurance
◆ Free Goldmoney third party issued pre-paid MasterCard
◆ As low as 1% purchase / redemption fee
◆ Goldmoney fraud & purchase protection
◆ Goldmoney mobile
◆ Goldmoney community & online support
Why Consumers Love Goldmoney
Simplicity Security Flexibility
+ One account that lets you save in gold, transfer gold to
friends and family, shop online and in stores globally.
13
15. Features
◆ Accept ecommerce, donation & subscription payments
◆ Powerful invoicing platform
◆ Global payouts & payroll tool
◆ Process global payments from any currency for 1%
◆ Store gold balance or redeem to your currency for 1%
◆ Customer & inventory management
◆ Automatic settlement to your bank
◆ Goldmoney community & online support
Why Merchants Love Goldmoney
Global Reach Cost-Effective New Sales
+ Global processing made easy using gold. One account to pay
employees and get paid by global customers and suppliers.
Pay
14
16. ◆ Hold up to nine currency balances
◆ Purchase all four precious metals: gold,
silver, platinum & palladium
◆ Insured custody & storage at multiple
global vault operations
◆ Comprehensive reporting & research
◆ Access to exclusive events
◆ Personal relationship manager
◆ Dedicated phone and online support
◆ Exclusive 18K Gold third party issued
MasterCard prepaid card
Trusted Private Wealth Management
Fully Reserved Your Metal Your Money
+ Safeguarding Your Wealth.
Protecting Your Legacy.
Features
15
17. 16
“With Goldmoney, you’re not outside the
regulatory system. But you do move
outside the central banking system into a
secure “closed loop” account-based, gold
settlement network.
19. Goldmoney Inc. Financial Highlights
18
Revenue, Fee Revenue & Gross Profit growing significantly Quarter over Quarter ($CAD)
Driven by User, Purchase & Transaction Growth
$2.9
$66.5
$81.3
$109.2
$113.1
0
30
60
90
120
Q1 2016 Q2 2016 Q3 2016 Q4 2016 Q1 2017
Millions
Revenue
$0.01
$1.05
$1.15
$1.89
$2.86
0
0.5
1
1.5
2
2.5
3
3.5
Q1 2016 Q2 2016 Q3 2016 Q4 2016 Q1 2017
Millions
Gross Profit
As at June 30, 2016:
Working capital of $57.1M
(cash + precious metals inventory +
ST investments)
to satisfy
$715.7K of liabilities
Net liquid assets of $58.9M
(i.e. excl. goodwill, intangibles, and
PP&E)
20. Virality of a Healthy Network Effect Forming in Year One
19
62,629
189,545
263,749
344,496
448,649
538,436
602,120
693,148
760,519
833,909
935,049
1,052,959
1,101,799
1,143,986
50,000
150,000
250,000
350,000
450,000
550,000
650,000
750,000
850,000
950,000
1,050,000
1,150,000
1,250,000
Jun-15
Jul-15
Aug-15
Sep-15
Oct-15
Nov-15
Dec-15
Jan-16
Feb-16
Mar-16
Apr-16
May-16
Jun-16
Jul-16
Global Account Signups
MORE THAN 1.1M GLOBAL ACCOUNT SIGNUPS FROM MORE THAN 150 COUNTRIES
*Deposits & Transactions as reported for BitGold.
21. Business Momentum Accelerating Globally
20
WIDELY DISTRIBUTED GLOBAL ADOPTION. USERS IN MORE THAN 150 COUNTRIES.*
Q1 2016 Q2 2016 Q3 2016 Q4 2016 Q1 2017
Customers who have purchased - Growth by Region
North America Europe Asia South America Africa Oceanica
22. As Customers Mature, Their Usage Accelerates
21
0
0.5
1
1.5
2
2.5
3
3.5
4
4.5
Transactions per User with a Gold Balance*
23. 22
Top Executives
The Goldmoney teams builds on decades of experience in financial services, investment management, e-commerce & payments, software engineering,
UX/UI design, cryptography, digital security, compliance, commodity market trading, and macroeconomics.
Founder & Chief Strategy Officer
Josh Crumb
Former Sr. Metals Strategist,
Goldman Sachs
Chief Technology Officer
Alessandro Premoli
Decade+ experience in encryption,
cryptography & digital signatures
Founder & CEO of Goldmoney Inc.
Roy Sebag
Former Portfolio Manager
Long/Short Equity, Essentia Equity
CEO, Goldmoney Network
Darrell MacMullin
Former Head of PayPal Canada, eBay
Fintech Advisor
Chief Financial Officer
Katie Sokalsky
Former auditor, PwC
Financial services expertise
24. Goldmoney Inc. Board of Directors
Lead Director
Founder
James Turk
Director
Hector Fleming
Director
Chairman of Audit Committee
Mahendra Naik
Director
Leslie D. Biddle
Director
Chief Strategy Officer
Josh Crumb
Director
Chief Executive Officer
Roy Sebag
25. 24
66mm shares O/S following completion of February 2016 financing
• 5.1mm warrants & options (2.48mm warrants forceable at C$1.78 strike)
• $59.4mm acquisition (11.1mm shares issued) of GoldMoney in July 2015
• $36.6mm in bought deal financing in February 2016
• ~$57.5 million in cash & liquid assets
The Numbers
Capital Structure, Financing & Analyst
Coverage
Founders and
Board own and
control more than
26mm shares
Analyst Coverage
GMP Securities – Stephen Boland
Dundee Securities – Eyal Ofir
Clarus Securities –Noel Atkinson
Mackie –Nikhil Thadani
Goldmoney Inc. graduates to
the Toronto Stock Exchange
in less than one year.
26. “
“BitGold enjoying rapid growth
as users put gold to work in
unlikely ways
The world is waking up to Goldmoney
It’s been money for 5000 years.
It’s money without borders
25
“What Gold is really about is long term
stability
“Spinning gold into dollars: How
bitgold intends to become a new
standard
“The continuing revolution in payment
technology makes the introduction of
competition not only possible, but
practical. BitGold, a Canadian company,
is already offering gold-denominated
transaction accounts with debit card.
“
BitGold is one of the top 10 global
fintech companies to watch in 2016.
27. Significant Milestones
Achieved in Year One
26
Jan-May 2015
• Raises C$7MM
• Commercial Launch of
BitGold.com
• BitGold IPOs and
Commences Trading on
TSX Venture
• Acquires GoldMoney for
C$51.9M
June-Aug 2015
• Completes C$21M Bought
Deal Financing
• Commercial Launch in US
• Former Head of PayPal
Canada, Darrell MacMullin
named CEO
• Name Change to
GoldMoney Inc.
• Gold-Settlement
Technology Links to 9
Major Financial Institutions
Sept-Dec 2015
• Launch of Mobile App for
Android & iOS
• Launch of Recurring
Savings & Payments Tools
• Launch of Goldmoney
Insights
• Launch of Automatic Bank
& Card Redemptions
• Launch of World’s First
Gold Balance Funded
Prepaid Card
Jan-July 2016
• Launch of Business Accounts
and Payments
• Completes Upsized Financing
from C$15MM to C$36.6M
• Graduation to the Toronto
Stock Exchange Main Board
Listing TSX:XAU
• Launch of Gold Payroll for
Business Platform
• Surpassed 1 million Sign Ups
• Unification of BitGold /
Goldmoney Brands. Creation of
Goldmoney Personal, Business
and Wealth accounts.
• Acquisition of Schiff Gold
physical gold business.
28. Goldmoney Announced Acquisition of Schiff Gold and forms
consultant agreement with Renowned Gold Investor Peter Schiff
July8,2016
27
*Non-audited & non-IFRS results. For further information
please refer to Goldmoney Inc. press release dated July 8th
2016.
27
Acquisition Overview*:
• Goldmoney Inc acquires 100% of Schiff Gold by issuing1,063,000 common shares of
Goldmoney Inc with a deemed value of $5,315,000 (at CAD $5.00 per share announcement
VWAP) as well as 1,400,000 common share purchase warrants
• Pursuant to the consulting agreement, Peter Schiff will provide strategic development, product
development, branding and marketing services to Goldmoney
• Peter Schiff will be paid fees equal to 50% of the distributable income from Schiff Gold Inc.
with a minimum term of twenty years.
• The transaction is subject to customary commercial closing conditions including regulatory
approval, and is expected to close by end of August, 2016
29. 334 Adelaide St. West 3rd Floor
Toronto, Ontario
M5V 1R4 Canada
Investor Relations:
Jacquelyn Humphrey
ir@goldmoney.com
+1 647 499 6748
GOLDMONEY INC. IS TRADED UNDER THE SYMBOL “XAU” ON THE TORONTO STOCK EXCHANGE (TSX). FINANCIAL REPORTS AND FILINGS CAN BE VIEWED HERE.
FOR ADDITIONAL INFORMATION AND PRESENTATIONS, PLEASE VISIT OUR INVESTOR RELATIONS NEWSROOM.