2. Who is GMHBA?
Today:
~ 130000 member policies + 40000 non-member policies
~ 350000 people covered by PHI nationally
4th largest Insurer in Victoria
7th Nationally
~ Doubling industry growth consistently for over 10 years
(2008 we had ~ 76000 Members)
4. Why diversify into Health?
Our Mission
Supporting the health of our communities for generations
Our Vision
Australia's leading regionally based health fund most recommended
by our communities for the contribution that we make to their
health and wellbeing.
5. Why diversify into Health?
•To compete against other brands
• Provide value to our members
6. What have we done so far:
* Care Coordination Services
* Health Forums
* Free Outdoor fitness and Yoga sessions
* Health Sponsorship
* Healthcare ownership
* Decision Support
* Provider Portal to support members health
journey
* Aged care transport
* Public Fitness – Movemore Program
* Health Rewards – Fit products
* Stay Healthy Programs
* Hospital Substitution _ HITH & RITH
Future Healthcare ownership:
60 location in 3 years: Eyecare, GP, Dental,
Exercise Physiology, In hospital support,
medical.
Patient Transport
CDMP
Allied Health
Mental Health,
Preventative Services,
Alternative Services and
GP (Leadership) through Innovation, Digital
Change & Key Relationship
Roadmap
7. Roadmap: Technology Path
PHI TechnologyConsumer Technology Healthcare Technology
Consumers ProvidersPHI
Consumer health
Community Health
Aggregator, broker and agent websites (ABC)
Consumer health technology, Trackers etc
Data presentation
PCEHR
Health Directory
E-referral
Health Advice
Now & Short Term
Medium Term
Long Term
8. Technology Focus
Consumer Market PHI Market Provider Market
Now & Short Term
Focus on sales, benefits
management and PHI services.
Begin health transformation of
business.
Focus on preventative health for
members.
• Fitness classes
• Forums
• Health Hub
• ABC
Healthcare payer and focus on sales and
customer service
• Online claiming
• PHI member functionality
• CRM Services
• Corporate Services
• Payment gateway
• Other PHI services
• Knowledge Services
Focus on Benefits management.
CDMP, CITH, HITH
• Eligibility services
• Electronic claiming
Medium Term
Starting to gain trust of members
by providing health advice and
health mediating services
Focus on preventative health
services for the community.
• Community services
• Consumer technology
• Aging advice
Mediator of health information between
provider and member.
• Provider lookup
• Health Directory
• Health enrolment services
• PCEHR
Engage providers to service our
members and the community better.
• PVP
• Provider Services (PRM)
Long Term
Maturing into a health
organisation trusted with the
health of our members
Trusted health advisor
• Data collection and health
advisor
Trusted advocate for members health
• Advanced knowledge services
• Advanced health data management
Trusted provider of health services to
the community.
• Health Services
• Tele health
• E health
• Treatment technologies
• Diagnosis technologies
10. Critical Emerging
Technologies for Health
Telemedicine
Healthcare Provider E-visits
Mobile/Home Health Monitoring
Personal Health Management Tools
Personally Controlled Health Records
Health
Quantified Self
Biochips
Internet of Things
Health Wellness systems
Wearable Technology
Member Incentives for Wellness
Enterprise Care Management
11. Supporting Emerging
Technologies
Data Analytics
Big Data
Prescriptive Analytics
InMemory Database
Care management analytics
Content analytics
User Experience
Neuro Business
Mobile Applications
Gamification
Patient self service kiosks
Biometric Authentication
Haptics
Activity Streams
Affective Computing (Mood Sensing)
12. * Start with chronically ill members * Geelong Communities
* Members * Western District Communities
Geelong First
Now
* Telehealth * EHealth
* Health Advice * Knowledge
* Hand over process to business * Business case objectives
* Integration * Staff issues
Where are we
diversifying?
When?
How?
Challengers?
Who?
Compete
We believe Bupa and Medibank will use their scale
Currently there is no advantage to Scale in PHI
Providing clinical care is a way to differentiate with that scale
Bupa already largest Dentist
Value
Financial Protection through PHI
Better Health Outcomes:
* Health Advice
* Health Services
* Health Communities
Diversity of Product offerings
Member Experience
Business security/stability
What have we done so far:
CCS
Health Forums
Free Outdoor fitness and Yoga sessions
Health Sponsorship - pier to pub, run g and b, sporting clubs
Healthcare ownership –
Decision Support
Provider Portal to support members health journey
Aged care transport
Public Fitness – Movemore Program
Health Rewards – Fit products
Stay Healthy Programs
Hospital Substitution _ HITH & RITH
Services for the age
Services for the aged: Aged care and retirement village
Member Financial Advice:
Strong correlation with health and wealth
Gartner talks to new health industry forming over the next 10 years
Healthcare ownership: 60 location in 3 years: Eyecare, GP, Dental, Exercise Physiology, In hospital support, medical (Patient Transport, CDMP, Allied Health, Mental Health, Preventative Services, Alternative Services and GP Leadership through Innovation, Digital Change and Key Relationship.
Smart Payer
What have we done so far:
CCS
Health Forums
Free Outdoor fitness and Yoga sessions
Health Sponsorship
Healthcare ownership
Decision Support
Provider Portal to support members health journey
Aged care transport
Public Fitness – Movemore Program
Health Rewards – Fit products
Stay Healthy Programs
Hospital Substitution _ HITH & RITH
Services for the aged: Aged care and retirement village
Healthcare ownership: 60 location in 3 years: Eyecare, GP, Dental, Exercise Physiology, In hospital support, medical (Patient Transport, CDMP, Allied Health, Mental Health, Preventative Services, Alternative Services and GP Leadership through Innovation, Digital Change and Key Relationship.
Smart Payer
Member Financial Advice:
Strong correlation with health and wealth
Gartner talks to new health industry forming over the next 10 years
Technology Path: (Page 47, 48 and 50 Strategy
2013
HOW:
Telehealth: Provide easy access to members is sparsely populated areas.
Ehealth: Health Services contributing to health and wellbeing of our members
Health Advice: Clinical decision support
Knowledge:
BI systems to deeply understand health needs,
Event triggering – Understanding life events
Public knowledge events
WHO:Start with chronically ill Members: reducing hospital days
Geelong Communities
Members
Western District Communities
Fall detection device
WHAT IS HACK DAY YOU ASK? Hack day is a brilliant way to ignite internal innovation and it can be tailored around a specific theme or an existing product, solution and/or process. Hack days can deliver an experimental and creative experience for (technical or non-technical) departments that promotes the benefits of teamwork and collaboration to drive innovation.
Your next question might be WHAT ARE THE BENEFITS?
· Hack day events can be used as a method to kick-start a specific project work (from inception to prototype delivery) as a way of increased throughput and delivery dedication.
· A key benefit of running internal hack day events, is the idea/invention "in production" factor. The feeling of knowing that the team’s idea or working prototype made it to market, can be immense.
· Giving teams and people the time to stop and think, be creative, and to do things outside of the box (more often) will embed a culture and framework of internal innovation within the business.
· Hack day events create a sense of fun, energy and excitement within the organization. Team members working in a relaxed, fun environment tend to create and deliver brilliant things.
· Internal Hack day events can provide our staff an avenue to explore new ideas, not traditionally aligned with our organizational direction. This can often open up new and exciting opportunities for innovation.
And so much more.