Global Finance is a publication founded in 1987 that reaches an audience of over 50,000 readers across 163 countries. It targets senior financial executives and international investors responsible for making investment decisions. The publication has been evaluating the world's best internet banks for 13 years and announces first round country winners for regions including Asia, Latin America, Central and Eastern Europe, and Europe. It selects overall regional and global winners in categories like best online offerings and best mobile banking.

1. The reach of Global Finance
Global Finance, founded in 1987,
has a circulation of 50,050 and
readers in 163 countries. Its
circulation is audited by BPA.
Global Finance’s audience includes
chairmen, presidents, CEOs, CFOs,
treasurers and other senior finan-
cial officers responsible for making
investment and strategic decisions
at multinational companies and
financial institutions. Global Finance
also targets the 8,000 international
portfolio investors responsible for
more than 80% of all global assets
under professional management.
Its website –– GFmag.com ––
offers analysis and articles that
are the heritage of 25 years of
experience in international
financial markets, and provides
a valuable source of data on 192
countries. Headquartered in
New York, with offices in London
and Milan.
GFmag.comFor Awards Dinner ticket information please contact: Chris Giarraputo, chris@gfmag.com
For editorial information please contact: Andrea Fiano, Editor, afiano@gfmag.com
Global Finance names the
2012 World’s Best Consumer Internet Banks in Asia
NEW YORK, July 20, 2012 – Global Finance has announced the First Round winners in the “World’s
Best Internet Banks” competition in Asia. This is the 13th year Global Finance has named the
World’s Best Internet Banks. Details on all First Round winners will be published in the September
issue. First Round winners include Best Corporate/Institutional Internet Banks and Best Consumer
Internet Banks at the country level. Winners were aslo selected in North America, Latin America,
Europe, CEE and Middle East/Africa. The Regional and Global winners for these categories will be
announced at an Awards Ceremony in New York City in November and published in the December
issue of Global Finance. Also announced were Regional winners in Sub-Categories. Global winners
in the Sub-Categories will also be announced at the Awards Ceremony and in the December issue.
The list of First Round winners follows.
Winners were chosen among entries evaluated by a world-class panel of judges at Infosys. Global
Finance editors were responsible for the final selection of winners in the First Round.
Only banks that entered the competition were considered for awards, and awards were only given
in those regions, countries and categories in which there were entries.
Winning banks were selected based on the following criteria: strength of strategy for attracting
and servicing online customers, success in getting clients to use web offerings, growth of online
customers, breadth of product offerings, evidence of tangible benefits gained from Internet
initiatives, and web site design and functionality. Category winners, such as “best in social media”
were selected based on the relative strength and success of those web products and services.
“The Internet has transformed the way many consumers and most businesses bank,” says Joseph
D. Giarraputo, publisher of Global Finance. “The continuing improvements in Internet offerings
represented by this year’s entries show that more significant Internet banking developments are
still ahead of us.”
Find the full list of the
World’s Best Internet Banks
First Round Winners in Asia 2012
on the following page.
page 1 of 2

2. Global Finance names the World’s Best Internet Banks in Asia 2012
COUNTRY WINNERS
Best Consumer Internet Banks:
Australia – Citi
Brunei – HSBC
China – ICBC
Guam – Citi
Hong Kong – HSBC
India – Citi
Indonesia – Citi
Japan – Rakuten Bank
Malaysia – CIMB Group
Pakistan – Standard Chartered
Philippines – Citi
Singapore – Standard Chartered
South Korea – Citi
Sri Lanka – HSBC
Taiwan – ANZ Taiwan
Thailand – Citi
Vietnam – Standard Chartered
page 2 of 2## GFmag.com
REGIONAL SUB-CATEGORY WINNERS
Best Consumer Internet Banks:
Best Online Deposit, Credit and Investment
Product Offerings – Standard Chartered
Best Bill Payment & Presentment – Standard Chartered
Best Web Site Design – HSBC
Best Integrated Consumer Bank Site – Standard Chartered
Best Information Security Initiatives – Citi
Best in Mobile Banking – HSBC
Best in Social Media – CIMB Bank

3. The reach of Global Finance
Global Finance, founded in 1987,
has a circulation of 50,050 and
readers in 163 countries. Its
circulation is audited by BPA.
Global Finance’s audience includes
chairmen, presidents, CEOs, CFOs,
treasurers and other senior finan-
cial officers responsible for making
investment and strategic decisions
at multinational companies and
financial institutions. Global Finance
also targets the 8,000 international
portfolio investors responsible for
more than 80% of all global assets
under professional management.
Its website –– GFmag.com ––
offers analysis and articles that
are the heritage of 25 years of
experience in international
financial markets, and provides
a valuable source of data on 192
countries. Headquartered in
New York, with offices in London
and Milan.
GFmag.comFor Awards Dinner ticket information please contact: Chris Giarraputo, chris@gfmag.com
For editorial information please contact: Andrea Fiano, Editor, afiano@gfmag.com
Global Finance names the 2012
World’s Best Consumer Internet Banks in Latin America
NEW YORK, July 20, 2012 – Global Finance has announced the First Round winners in the “World’s
Best Internet Banks” competition in Latin America. This is the 13th year Global Finance has
named the World’s Best Internet Banks. Details on all First Round winners will be published in the
September issue. First Round winners include Best Corporate/Institutional Internet Banks and Best
Consumer Internet Banks at the country level. Winners were also selected in Asia, North America,
Europe, CEE and Middle East/Africa. The Regional and Global winners for these categories will be
announced at an Awards Ceremony in New York City in November and published in the December
issue of Global Finance. Also announced were Regional winners in Sub-Categories. Global winners
in the Sub-Categories will also be announced at the Awards Ceremony and in the December issue.
The list of First Round winners follows.
Winners were chosen among entries evaluated by a world-class panel of judges at Infosys. Global
Finance editors were responsible for the final selection of winners in the First Round.
Only banks that entered the competition were considered for awards, and awards were only given
in those regions, countries and categories in which there were entries.
Winning banks were selected based on the following criteria: strength of strategy for attracting
and servicing online customers, success in getting clients to use web offerings, growth of online
customers, breadth of product offerings, evidence of tangible benefits gained from Internet
initiatives, and web site design and functionality. Category winners, such as “best in social media”
were selected based on the relative strength and success of those web products and services.
“The Internet has transformed the way many consumers and most businesses bank,” says Joseph
D. Giarraputo, publisher of Global Finance. “The continuing improvements in Internet offerings
represented by this year’s entries show that more significant Internet banking developments are
still ahead of us.”
Find the full list of the
World’s Best Internet Banks
First Round Winners in Latin America 2012
on the following page.
page 1 of 2

4. Global Finance names the World’s Best Internet Banks in Latin America 2012
COUNTRY WINNERS
Best Consumer Internet Banks:
Anguilla – Scotiabank
Antigua & Barbuda - Scotiabank
Argentina – Santander Rio
Bahamas – Scotiabank
Barbados – Scotiabank
Belize – Scotiabank
Brazil – HSBC
British Virgin Islands – Scotiabank
Cayman Islands– Scotiabank
Chile – Banco Santander
Colombia – Bancolombia
Dominica – Scotiabank
Dominican Republic – Scotiabank
Grenada – Scotiabank
Guyana – Scotiabank
Jamaica – Scotiabank
Mexico – HSBC
Puerto Rico – Banco Popular Puerto Rico
St. Kitts & Nevis – Scotiabank
St Lucia – Scotiabank
St. Maarten – Scotiabank
St. Vincent & the Grenadines - Scotiabank
Turks and Caicos – Scotiabank
US Virgin Islands – Scotiabank
Venezuela – BBVA Banco Provincial
page 2 of 2##
GFmag.com
REGIONAL SUB-CATEGORY WINNERS
Best Consumer Internet Banks:
Best Online Deposit, Credit and Investment Product
Offerings – HSBC
Best Bill Payment & Presentment – Banamex
Best Web Site Design – Banco Santader Chile
Best Integrated Consumer Bank Site –
Santander Rio
Best Information Security Initiatives – Banamex
Best in Mobile Banking – Bancolombia
Best in Social Media – Bancolombia

5. The reach of Global Finance
Global Finance, founded in 1987,
has a circulation of 50,050 and
readers in 163 countries. Its
circulation is audited by BPA.
Global Finance’s audience includes
chairmen, presidents, CEOs, CFOs,
treasurers and other senior finan-
cial officers responsible for making
investment and strategic decisions
at multinational companies and
financial institutions. Global Finance
also targets the 8,000 international
portfolio investors responsible for
more than 80% of all global assets
under professional management.
Its website –– GFmag.com ––
offers analysis and articles that
are the heritage of 25 years of
experience in international
financial markets, and provides
a valuable source of data on 192
countries. Headquartered in
New York, with offices in London
and Milan.
GFmag.comFor Awards Dinner ticket information please contact: Chris Giarraputo, chris@gfmag.com
For editorial information please contact: Andrea Fiano, Editor, afiano@gfmag.com
Global Finance names the 2012 World’s Best
Consumer Internet Banks in Central & Eastern Europe
NEW YORK, July 20, 2012 – Global Finance has announced the First Round winners in the “World’s
Best Internet Banks” competition in Central & Eastern Europe. This is the 13th year Global Finance
has named the World’s Best Internet Banks. Details on all First Round winners will be published
in the September issue. First Round winners include Best Corporate/Institutional Internet Banks
and Best Consumer Internet Banks at the country level. Winners were also selected in Asia, North
America, Latin America, Eurpe and Middle East/Africa. The Regional and Global winners for
these categories will be announced at an Awards Ceremony in New York City in November and
published in the December issue of Global Finance. Also announced were Regional winners in Sub-
Categories. Global winners in the Sub-Categories will also be announced at the Awards Ceremony
and in the December issue. The list of First Round winners follows.
Winners were chosen among entries evaluated by a world-class panel of judges at Infosys. Global
Finance editors were responsible for the final selection of winners in the First Round.
Only banks that entered the competition were considered for awards, and awards were only given
in those regions, countries and categories in which there were entries.
Winning banks were selected based on the following criteria: strength of strategy for attracting
and servicing online customers, success in getting clients to use web offerings, growth of online
customers, breadth of product offerings, evidence of tangible benefits gained from Internet
initiatives, and web site design and functionality. Category winners, such as “best in social media”
were selected based on the relative strength and success of those web products and services.
“The Internet has transformed the way many consumers and most businesses bank,” says Joseph
D. Giarraputo, publisher of Global Finance. “The continuing improvements in Internet offerings
represented by this year’s entries show that more significant Internet banking developments are
still ahead of us.”
Find the full list of the
World’s Best Internet Banks
First Round Winners in Central & Eastern Europe 2012
on the following page.
page 1 of 2

6. Global Finance names the
World’s Best Internet Banks in Central & Eastern Europe 2012
COUNTRY WINNERS
Best Consumer Internet Banks:
Croatia – Privenda Banka Zagreb
Czech Republic – mBank
Estonia – Swedbank
Georgia – TBC Bank
Hungary – OTP Bank
Latvia – Swedbank
Poland – Bank Millennium
Romania – Citi
Russia – TCS Bank
Slovakia – Tatra Bank
page 2 of 2##
GFmag.com
REGIONAL SUB-CATEGORY WINNERS
Best Consumer Internet Banks:
Best Online Deposit, Credit and Investment
Product Offerings – Bank Millennium
Best Bill Payment & Presentment – Citi
Best Web Site Design – Citi
Best Integrated Consumer Bank Site – TBC Bank
Best Information Security Initiatives – Citi
Best in Mobile Banking – OTP Bank
Best in Social Media – OTP Bank

7. The reach of Global Finance
Global Finance, founded in 1987,
has a circulation of 50,050 and
readers in 163 countries. Its
circulation is audited by BPA.
Global Finance’s audience includes
chairmen, presidents, CEOs, CFOs,
treasurers and other senior finan-
cial officers responsible for making
investment and strategic decisions
at multinational companies and
financial institutions. Global Finance
also targets the 8,000 international
portfolio investors responsible for
more than 80% of all global assets
under professional management.
Its website –– GFmag.com ––
offers analysis and articles that
are the heritage of 25years of
experience in international
financial markets, and provides
a valuable source of data on 192
countries. Headquartered in
New York, with offices in London
and Milan.
GFmag.comFor Awards Dinner ticket information please contact: Chris Giarraputo, chris@gfmag.com
For editorial information please contact: Andrea Fiano, Editor, afiano@gfmag.com
Global Finance names the 2012
World’s Best Consumer Internet Banks in Europe
NEW YORK, July 20, 2012 – Global Finance has announced the First Round winners in the “World’s
Best Internet Banks” competition in Europe. This is the 13th year Global Finance has named the
World’s Best Internet Banks. Details on all First Round winners will be published in the September
issue. First Round winners include Best Corporate/Institutional Internet Banks and Best Consumer
Internet Banks at the country level. Winners were also selected in Asia, North America, Latin
America, CEE and Middle East/Africa. The Regional and Global winners for these categories will be
announced at an Awards Ceremony in New York City in November and published in the December
issue of Global Finance. Also announced were Regional winners in Sub-Categories. Global winners
in the Sub-Categories will also be announced at the Awards Ceremony and in the December issue.
The list of First Round winners follows.
Winners were chosen among entries evaluated by a world-class panel of judges at Infosys. Global
Finance editors were responsible for the final selection of winners in the First Round.
Only banks that entered the competition were considered for awards, and awards were only given
in those regions, countries and categories in which there were entries.
Winning banks were selected based on the following criteria: strength of strategy for attracting
and servicing online customers, success in getting clients to use web offerings, growth of online
customers, breadth of product offerings, evidence of tangible benefits gained from Internet
initiatives, and web site design and functionality. Category winners, such as “best in social media”
were selected based on the relative strength and success of those web products and services.
“The Internet has transformed the way many consumers and most businesses bank,” says Joseph
D. Giarraputo, publisher of Global Finance. “The continuing improvements in Internet offerings
represented by this year’s entries show that more significant Internet banking developments are
still ahead of us.”
Find the full list of the
World’s Best Internet Banks
First Round Winners in Europe 2012
on the following page.
page 1 of 2

8. Global Finance names the World’s Best Internet Banks in Europe 2012
page 2 of 2##
GFmag.com
REGIONAL SUB-CATEGORY WINNERS
Best Consumer Internet Banks:
Best Online Deposit, Credit and Investment Product Offerings – Garanti Bank
Best Bill Payment & Presentment – Yapi Kredi Bank
Best Web Site Design – Activo Bank
Best Integrated Consumer Bank Site –Garanti Bank
Best Information Security Initiatives – AkBank
Best in Mobile Banking – Pireaus Bank
Best in Social Media – Activo Bank
COUNTRY WINNERS
Best Consumer Internet Banks:
Cyprus – Piraeus Bank
Denmark – Danske Bank
Greece – Piraeus Bank
Malta – Bank of Valletta
Portugal – Activo Bank
Turkey – Garanti Bank

9. The reach of Global Finance
Global Finance, founded in 1987,
has a circulation of 50,050 and
readers in 163 countries. Its
circulation is audited by BPA.
Global Finance’s audience includes
chairmen, presidents, CEOs, CFOs,
treasurers and other senior finan-
cial officers responsible for making
investment and strategic decisions
at multinational companies and
financial institutions. Global Finance
also targets the 8,000 international
portfolio investors responsible for
more than 80% of all global assets
under professional management.
Its website –– GFmag.com ––
offers analysis and articles that
are the heritage of 25 years of
experience in international
financial markets, and provides
a valuable source of data on 192
countries. Headquartered in
New York, with offices in London
and Milan.
GFmag.comFor Awards Dinner ticket information please contact: Chris Giarraputo, chris@gfmag.com
For editorial information please contact: Andrea Fiano, Editor, afiano@gfmag.com
Global Finance names the 2012
World’s Best Consumer Internet Banks in Middle East/Africa
NEW YORK, July 20, 2012 – Global Finance has announced the First Round winners in the “World’s
Best Internet Banks” competition in Middle East/Africa. This is the 13th year Global Finance has
named the World’s Best Internet Banks. Details on all First Round winners will be published in the
September issue. First Round winners include Best Corporate/Institutional Internet Banks and Best
Consumer Internet Banks at the country level. Winners were also selected in Asia, North America,
Latin America, Europe and CEE. The Regional and Global winners for these categories will be
announced at an Awards Ceremony in New York City in November and published in the December
issue of Global Finance. Also announced were Regional winners in Sub-Categories. Global winners
in the Sub-Categories will also be announced at the Awards Ceremony and in the December issue.
The list of First Round winners follows.
Winners were chosen among entries evaluated by a world-class panel of judges at Infosys. Global
Finance editors were responsible for the final selection of winners in the First Round.
Only banks that entered the competition were considered for awards, and awards were only given
in those regions, countries and categories in which there were entries.
Winning banks were selected based on the following criteria: strength of strategy for attracting
and servicing online customers, success in getting clients to use web offerings, growth of online
customers, breadth of product offerings, evidence of tangible benefits gained from Internet
initiatives, and web site design and functionality. Category winners, such as “best in social media”
were selected based on the relative strength and success of those web products and services.
“The Internet has transformed the way many consumers and most businesses bank,” says Joseph
D. Giarraputo, publisher of Global Finance. “The continuing improvements in Internet offerings
represented by this year’s entries show that more significant Internet banking developments are
still ahead of us.”
Find the full list of the
World’s Best Internet Banks
First Round Winners in Middle East/Africa 2012
on the following page.
page 1 of 2

10. Global Finance names the
World’s Best Internet Banks in Middle East/Africa 2012
COUNTRY WINNERS
Best Consumer Internet Banks:
Bahrain – Standard Chartered
Egypt – Citi
Israel – Bank Hapoalim
Jordan – Arab Bank
Kuwait – Kuwait Finance House
Lebanon – Blom Bank
Qatar – Mashreq Bank
Saudi Arabia – Samba Financial Group
South Africa – Absa Online
United Arab Emirates – Standard Chartered
Zambia – Standard Chartered
page 2 of 2##
GFmag.com
REGIONAL SUB-CATEGORY WINNERS
Best Consumer Internet Banks:
Best Online Deposit, Credit and Investment Product
Offerings – Mashreq Bank
Best Bill Payment & Presentment –
Standard Chartered
Best Web Site Design – SABB
Best Integrated Consumer Bank Site –
Samba Financial Group
Best Information Security Initiatives –
Standard Chartered
Best in Mobile Banking – Bank Hapoalim
Best in Social Media – Bank Leumi

11. The reach of Global Finance
Global Finance, founded in 1987,
has a circulation of 50,050 and
readers in 163 countries. Its
circulation is audited by BPA.
Global Finance’s audience includes
chairmen, presidents, CEOs, CFOs,
treasurers and other senior finan-
cial officers responsible for making
investment and strategic decisions
at multinational companies and
financial institutions. Global Finance
also targets the 8,000 international
portfolio investors responsible for
more than 80% of all global assets
under professional management.
Its website –– GFmag.com ––
offers analysis and articles that
are the heritage of 25 years of
experience in international
financial markets, and provides
a valuable source of data on 192
countries. Headquartered in
New York, with offices in London
and Milan.
GFmag.comFor Awards Dinner ticket information please contact: Chris Giarraputo, chris@gfmag.com
For editorial information please contact: Andrea Fiano, Editor, afiano@gfmag.com
Global Finance names the 2012
World’s Best Consumer Internet Banks in North America
NEW YORK, July 20, 2012 – Global Finance has announced the First Round winners in the “World’s
Best Internet Banks” competition in North America. This is the 13th year Global Finance has
named the World’s Best Internet Banks. Details on all First Round winners will be published in the
September issue. First Round winners include Best Corporate/Institutional Internet Banks and Best
Consumer Internet Banks at the country level. Winners were also selected in Asia, Latin America,
Europe, CEE and Middle East/Africa. The Regional and Global winners for these categories will be
announced at an Awards Ceremony in New York City in November and published in the December
issue of Global Finance. Also announced were Regional winners in Sub-Categories. Global winners
in the Sub-Categories will also be announced at the Awards Ceremony and in the December issue.
The list of First Round winners follows.
Winners were chosen among entries evaluated by a world-class panel of judges at Infosys. Global
Finance editors were responsible for the final selection of winners in the First Round.
Only banks that entered the competition were considered for awards, and awards were only given
in those regions, countries and categories in which there were entries.
Winning banks were selected based on the following criteria: strength of strategy for attracting
and servicing online customers, success in getting clients to use web offerings, growth of online
customers, breadth of product offerings, evidence of tangible benefits gained from Internet
initiatives, and web site design and functionality. Category winners, such as “best in social media”
were selected based on the relative strength and success of those web products and services.
“The Internet has transformed the way many consumers and most businesses bank,” says Joseph
D. Giarraputo, publisher of Global Finance. “The continuing improvements in Internet offerings
represented by this year’s entries show that more significant Internet banking developments are
still ahead of us.”
Find the full list of the
World’s Best Internet Banks
First Round Winners in North America 2012
on the following page.
page 1 of 2

12. Global Finance names the
World’s Best Internet Banks in North America 2012
COUNTRY WINNERS
Best Consumer Internet Banks:
Bermuda – HSBC
Canada – Scotiabank
United States – Wells Fargo
page 2 of 2##
GFmag.com
REGIONAL SUB-CATEGORY WINNERS
Best Consumer Internet Banks:
Best Online Deposit, Credit and Investment Product
Offerings – Scotiabank
Best Bill Payment & Presentment – Wells Fargo
Best Web Site Design – Wells Fargo
Best Integrated Consumer Bank Site –
Scotiabank
Best Information Security Initiatives – Scotiabank
Best in Mobile Banking – Royal Bank of Canada (RBC)
Best in Social Media – Wells Fargo