Kurakulas Business Solutions Pvt Ltd offers loans of up to 45 lacs to doctors with a minimum of 5 years experience for post graduates and 8 years for graduates. The loans have no requirement for guarantors or collateral, allow partial prepayment, and have no foreclosure charges. Eligibility requires a monthly salary of 75k for tier 1 cities and 40k for tier 2, along with documents like pay slips, bank statements, education and identity proofs. Repayment options include post dated checks or ECS and the interest rate is fixed.