A Certified Cash Flow Specialist presents on how a cash flow plan can help fund dreams by better managing money. A cash flow plan, created by a specialist, takes income, expenses, goals, assets and debts into account to recommend spending and saving to achieve dreams. It can find thousands of dollars monthly wasted on interest and unnecessary spending. The plan is in writing and reviews progress. Signing up provides an initial consultation to see if cash flow planning can help an individual get more from their money.

1. S
Fund Your Dreams with
a Cash Flow Plan!
Presented by: James G.
Bilcox, CFP FMA PFP CCS™

2. Today We Will
S Talk about what your cash flow could and should be doing
for you!
S Discuss what a Cash Flow Plan is and how it can support
your financial plan!
S Ensure you leave here with some tips to help you make
more of your money today!

3. Would You Answer Yes…
To any of these questions:
S Do you feel like you make a great income and you feel
like you should get more out of it?
S Do you feel like your personal finances are all product,
and no plan?
S Would you like to find a way to fund your dreams and get
more life from the money you have?

4. Yes?
Great!
We’ll show you how managing your money is
about so much more than math!

5. You Might Be Wondering…
S What is a Cash Flow Plan?
S What is a Certified Cash Flow Specialist™?
S Who needs a Cash Flow Plan?

6. How does the word BUDGET
make you feel?
S Restricted
S Points toward what I can’t have
S Needs vs. wants
S Doing without
S Sad
S Hopeless
S Controlled
S Poor me
S A temporary solution
S Hardship
S For when times are tough
S Like a diet

7. A Cash Flow Plan

8. Fund Your Dreams
Cash Flow Plan:
A written document including specific advice on
personal spending based on a standardized process
that allows a Certified Cash Flow Specialist™ to
take into account an individual’s income,
expenses, proximity to retirement (or other major
goals), assets and liabilities and recommend how
much an individual can spend on the things he/she
can control in order to achieve their dreams!

9. So What Does That Mean?
A Cash Flow Plan can:
S Find you the money to fund your dreams!
S Show you how to save tens, if not hundreds of thousands,
of dollars in inefficient interest
S Help you stop money leaks on stuff that doesn’t matter, so
you’ve got lots of money for the stuff that does!
S Finally tell you what TO DO, instead of WHAT TO BUY!

10. Certified Cash Flow
Specialist™
S Specially trained to provide Cash Flow Plans
S Focused on YOU and your goals, not product-only
process
S Must prove to be actively Cash Flow Planning and
complete an annual case study
S On average help clients find $250,000 or more over a 10
year time period

11. Who Needs a Cash Flow Plan
S You have cash flow
S You have financial goals
or dreams that are not
100% funded yet
S Don’t know when you’ll
be entirely debt free and
how much interest it will
cost
S You have an advisor who
you pay to help you with
your finances and no
written financial or cash
flow plan
S You have more than a
single debt
S You know your money
could do more!

12. Start

13. First Things First
Know your credit!
S Order your score online (hint there is a fee for that)
S Beware balances over 80%
S Check your credit once a year
S Aim for 760 or higher
S Get a Cash Flow Plan

14. Debt Diversification Will Hurt
Look at your debt structure:
S Count up the number of different debts you’ve got
S Find out how much they cost you in total repayment
S Don’t get distracted by interest rates
S Get a Cash Flow Plan

15. Get it in Writing
A Cash Flow Plan should include:
S A letter of engagement outlining the process and
commitment of all parties
S A written report that is easy-to-understand and use on a
regular basis
S Exactly HOW to alter your debts and cash flow patterns to
achieve your dreams
S A review process including a refreshed written plan

16. YOU Are Richer Than You
Thought!
WE FIND…
the combination of what most people leak out in inefficient
interest and unconscious spending on items that don’t
even matter really adds up:
$2,500 on average
EVERY MONTH

17. Funding People’s Dreams
If you answered yes:
S Do you feel like you make a great income and you feel
like you should get out of it?
S Do you feel like your personal finances are all product,
and no plan?
S Would you like to find a way to fund your dreams and get
more life from the money you have?
We Can Help!

18. Call To Action
S Hand in your business card to sign up for our newsletter
S Sign up for your initial consult at the back of the room
S Book a short call now to find out if cash flow planning is
right for you