Paul and Katia discuss the challenges of lending money to friends based on their experiences. Paul lent a close friend money multiple times for a car, but it negatively impacted their friendship and they are no longer friends. Katia would lend a good friend money in an emergency, but would be hesitant to lend without a good reason or if it started becoming a regular thing. Both agree that money can strain friendships.

1. Friendsand Money
Paul and Katia discussthe difficultyoflendingmoneyto friends.
Paul:Hi,thisis Paul fromEnglandspeakingwithKatiafromMexico.Todaywe are speakingaboutfriends
and money.Katia,if afriendcame to youaskingto borrow some money,whatwouldyourreactionbe?
Katia:If I have a goodfriendthatreallyneedsthe moneythen,of course,if Ihave the money,Iwould
probablylendit.
Paul:So,in whatsituationwouldyoulendyour friendmoney?
Katia:Well,forexample,it'sapersonthatis reallytryingtheirbesttohave moneyandit'sina situation
that it'san emergencyandneedsthe moneythenIwouldlendit.WhataboutyouPaul?
Paul:Yeah,I wouldlend...Iwouldbe alittle bitnervoustolendaclose friendmoneybecauseIthink
that moneycan sometimesaffectafriendship.
Katia:I guessthat's true.Do youhave a badexperiencewithit?
Paul:Actually,Ido.Yeah.I've hada badexperienceof averyclose friendof mine.He wasaskingfor
moneyfromme and at firstjustonce andthentwice and thenhe startedaskingformore moneyandit
actuallyhada bigeffectonour friendship.
Katia:Are you still friends?
Paul:Oh,we're not.We're notfriendsanymore,buthe didbuyhiscar.
Katia:Oh, wow!Thiswasfor a car.

2. Paul:Yeah,he kindof cheatedme outof a lotof money,sohe was workingaswell andhe was tryingto
save some moneyandinthe endhe boughthiscar buthe losthisfriend.
Katia:Yeah,I guessthat's verydifficulttosay,butwhatabout...wouldyouaskfor moneyif youneedit?
Paul:Personally,Ithinkbefore IaskedafriendformoneyIwouldprefertoeitheraskmyparentsor my
sister.Howaboutyou if youwere inthat situation?
Katia:Well,if I had no choice,andnot askedmyfamily,Icouldask myfriend.Of course,he has to be a
verygoodfriendandfor a verygood reasonforme toask for money.
Paul:So couldyoulendme some money,cause I'dlike togo to Hawaii nextweek?
Katia:Well,Paul letme thinkaboutthat one.
Paul:OK.Thank you.