The scope of the problem in the American housing market is illustrated by the statistics that total negative equity is presently estimated at $750 billion, and about 15 million homes are "underwater."
The mega city of Delhi has a history of greatness and class. From Shahjahanabad to the capital of free India, it has come a long and eventful way. Here's a photographic glimpse of this journey.
The document discusses housing finance in India. It provides an introduction to housing loans facilitated by the Reserve Bank of India. It then summarizes the objectives of studying Indian housing finance. It describes direct and indirect housing finance and loan limits under priority sectors. It discusses the growth of housing finance marketing and provides an overview of HDFC, SBI Home Finance, and LIC Housing Finance, including their services and financial performance. The conclusion compares the three companies.
I consider myself a seeker of truth. It isn’t easy finding it in today’s’ world. In an alternate version of the famous scene from A Few Good Men, I picture myself telling Fed Chairman Janet Yellen that I want the truth and her truthful response would be:
Read More: http://www.blackhawkpartners.com/want-christmas-truth/
On the surface, the deal for most Western leaders looks good. The West has nothing to lose but everything to gain from this deal. The major nuclear suppliers and corporations which are housed in the West gain money and business.
Israel’s wall along the Palesinian territory has reduced terror assaults dramatically. Tunisia and Israel are building walls to keep ISIS out of their countries. If there was little hope of the walls keeping out an entire army of well armed extremist fighters neither country would waste the resources to build them. Yet the primary excuse in the U.S. for not finishing the wall along the southern border is that it cannot work.
The mega city of Delhi has a history of greatness and class. From Shahjahanabad to the capital of free India, it has come a long and eventful way. Here's a photographic glimpse of this journey.
The document discusses housing finance in India. It provides an introduction to housing loans facilitated by the Reserve Bank of India. It then summarizes the objectives of studying Indian housing finance. It describes direct and indirect housing finance and loan limits under priority sectors. It discusses the growth of housing finance marketing and provides an overview of HDFC, SBI Home Finance, and LIC Housing Finance, including their services and financial performance. The conclusion compares the three companies.
I consider myself a seeker of truth. It isn’t easy finding it in today’s’ world. In an alternate version of the famous scene from A Few Good Men, I picture myself telling Fed Chairman Janet Yellen that I want the truth and her truthful response would be:
Read More: http://www.blackhawkpartners.com/want-christmas-truth/
On the surface, the deal for most Western leaders looks good. The West has nothing to lose but everything to gain from this deal. The major nuclear suppliers and corporations which are housed in the West gain money and business.
Israel’s wall along the Palesinian territory has reduced terror assaults dramatically. Tunisia and Israel are building walls to keep ISIS out of their countries. If there was little hope of the walls keeping out an entire army of well armed extremist fighters neither country would waste the resources to build them. Yet the primary excuse in the U.S. for not finishing the wall along the southern border is that it cannot work.
I recently attended the First Lebanese Startups Conference in New York City and I was frankly pleasantly surprised by the top caliber of speakers and the spirit of Lebanese entrepreneurship.
30 speakers, 25 startups, 50 investors and 250 entrepreneurs and professionals at The Plaza Hotel in New York City. A real inspiring event to be remembered.
Most Inspiring, Motivational and Successful Life QuotesZiad K Abdelnour
This document contains a collection of inspirational, motivational, and life quotes from successful people. The quotes aim to inspire and motivate readers to achieve success in their own lives. They offer words of wisdom from people who have overcome challenges to achieve their goals and dreams.
Is Deep Water Oil Drilling a National Security IssueZiad K Abdelnour
The US government considers oil drilling in the deep waters of the Gulf of Mexico a national security priority because there are significant oil reserves located deep under the Gulf that could help decrease US dependence on foreign oil imports. Both the oil industry and the government face challenges in developing technologies needed to economically extract oil from ultra-deepwater reserves over 6,000 feet deep. The Department of Energy has committed substantial funds towards research to create new technologies for efficient exploration and production in the deepwater Gulf, in order to access these strategic oil reserves and regain US leadership in deepwater drilling.
I consider myself a seeker of truth. It isn’t easy finding it in today’s’ world. In an alternate version of the famous scene from A Few Good Men, I picture myself telling Fed Chairman Janet Yellen that I want the truth and her truthful response would be:
Venture capitalists have different interests than entrepreneurs and are less invested in company performance. VCs seek companies in large market categories that have potential to dominate rather than focusing on current valuation. They look for founding teams that can build and lead giant new categories. Additionally, VCs have their own investors to answer to, do relatively few deals each year, and generally prefer less risk than entrepreneurs perceive. The type of VC, whether a smaller one more aligned with founders or a larger one able to invest more but with different priorities, is also an important consideration. Family offices are presented as an alternative source of funding that may better understand entrepreneurial experiences.
An Important Message to the People who want to Enter the Physical Commodities...Ziad K Abdelnour
This document provides advice for avoiding scams and finding legitimate deals in the physical commodities trading world. It warns that most emailed "deals" are not real and come from "broker daisy chains" rather than direct sellers. The key tips are to only work with direct sellers who can provide proof of ownership and availability of products, be wary of deals with large discounts or commissions, and verify details like port storage capacities before pursuing opportunities. The goal is to cut through the majority of fake deals circulating among brokers and find the few legitimate opportunities.
t is clear to anyone with a half brain by now that President Obama has not offered a cohesive strategy for fighting ISIS. Since 2010, his determination to disengage from Iraq and Syria was evident in his refusal to assist the Free Syrian Army and keep U.S. forces in Iraq beyond 2011.
Private Equity Investing: The 5 Things you should Practice when Making a Decision....
In investing as you may know, there are many ways to fail but there are many ways to succeed too. The key is to have your process in line with your investing behavior.
Here’s some food for thought I’d strongly recommend if you are seeking to thrive or at least survive in this new financial landscape in the making.
Read More.... http://www.blackhawkpartners.com/private-equity-investing-5-things-practice-making-decision
As Steve Jobs once said ” Your time is limited, so don’t waste it living someone else’s life. Don’t be trapped by dogma — which is living with the results of other people’s thinking. Don’t let the noise of others’ opinions drown out your own inner voice. And most important, have the courage to follow your heart and intuition.
Most people don't know what they want and wonder why they don't achieve goals. To succeed, you must know what you want and find a way, rather than excuses. Once you know your goal, focus on it and remove self-imposed limitations from your mind. Structure your time wisely with a schedule, and learn to tolerate effort needed for your work. Incentivize your productivity by rewarding your progress each day. Accept that change requires overcoming uncomfortable emotions through willpower and discipline.
I have always been flabbergasted by how ignorant Americans are about Syria and how US policy makers in the Obama Administration have dealt with the Syria file so far.
So as a political activist in the region, I thought of sharing with you some basic answers to the most asked questions about Syria in the hope of one day maybe helping you all see the light at the end of the tunnel regarding the quagmire we are all facing in the region.
The document discusses the US national debt and argues that under the current global financial system, meaningfully reducing the debt is impossible. It says the debt is viewed differently than traditional loans and can only be reduced through major technological or economic changes. It also notes that the debt level alone is an incomplete picture, and as a percentage of GDP, the US debt is manageable given low interest rates and economic growth exceeding the inflation rate. The best approach is maintaining low rates and prioritizing growth over direct repayment through fiscal policy changes.
How do you Deal with a Large Competitor - Ziad AbdelnourZiad K Abdelnour
The bigger company's advantages include lots of capital / resources / employees, lots of customer relationships, good distribution, pricing power/patience.
Being rich is better than not being rich, now that you're rich,what's nextZiad K Abdelnour
While being rich removes financial constraints, it also brings complications. Money can isolate one from friends and family and make it difficult to know people's true intentions. Additionally, luxuries lose their appeal once affordable, often leaving the rich unsatisfied and constantly wanting more. Ultimately, true happiness does not depend on wealth but on having purpose, meaningful relationships, and contributing to others.
This proposal suggests offering homeowners a principal reduction if they make a substantial prepayment of at least $50,000 on their mortgage. Under the proposal, for every $1 a homeowner prepays, their principal would be reduced by $2. This targets responsible homeowners and gives them an incentive to stay current on their payments rather than strategically default. It aims to increase demand for housing and reduce the supply of foreclosures coming onto the market, helping the housing market reach equilibrium and recover more quickly.
It is argued that Capitalism is the single most effective engine for change we’ve ever invented but it’s also been instrumental in creating the very challenges
4 major power brokers shaping our global capital & financial marketsZiad K Abdelnour
I believe four major actors—petrodollar investors, Asian central banks, hedge funds, and private equity—are today’s the key power brokers playing an increasingly important role in the world’s financial markets.
Sovereign Wealth Funds, Rankings and Asset allocations GloballyZiad K Abdelnour
A Sovereign Wealth Fund (SWF) is a state-owned investment fund composed of financial assets such as stocks, bonds, real estate, or other financial instruments funded by foreign exchange assets
I recently attended the First Lebanese Startups Conference in New York City and I was frankly pleasantly surprised by the top caliber of speakers and the spirit of Lebanese entrepreneurship.
30 speakers, 25 startups, 50 investors and 250 entrepreneurs and professionals at The Plaza Hotel in New York City. A real inspiring event to be remembered.
Most Inspiring, Motivational and Successful Life QuotesZiad K Abdelnour
This document contains a collection of inspirational, motivational, and life quotes from successful people. The quotes aim to inspire and motivate readers to achieve success in their own lives. They offer words of wisdom from people who have overcome challenges to achieve their goals and dreams.
Is Deep Water Oil Drilling a National Security IssueZiad K Abdelnour
The US government considers oil drilling in the deep waters of the Gulf of Mexico a national security priority because there are significant oil reserves located deep under the Gulf that could help decrease US dependence on foreign oil imports. Both the oil industry and the government face challenges in developing technologies needed to economically extract oil from ultra-deepwater reserves over 6,000 feet deep. The Department of Energy has committed substantial funds towards research to create new technologies for efficient exploration and production in the deepwater Gulf, in order to access these strategic oil reserves and regain US leadership in deepwater drilling.
I consider myself a seeker of truth. It isn’t easy finding it in today’s’ world. In an alternate version of the famous scene from A Few Good Men, I picture myself telling Fed Chairman Janet Yellen that I want the truth and her truthful response would be:
Venture capitalists have different interests than entrepreneurs and are less invested in company performance. VCs seek companies in large market categories that have potential to dominate rather than focusing on current valuation. They look for founding teams that can build and lead giant new categories. Additionally, VCs have their own investors to answer to, do relatively few deals each year, and generally prefer less risk than entrepreneurs perceive. The type of VC, whether a smaller one more aligned with founders or a larger one able to invest more but with different priorities, is also an important consideration. Family offices are presented as an alternative source of funding that may better understand entrepreneurial experiences.
An Important Message to the People who want to Enter the Physical Commodities...Ziad K Abdelnour
This document provides advice for avoiding scams and finding legitimate deals in the physical commodities trading world. It warns that most emailed "deals" are not real and come from "broker daisy chains" rather than direct sellers. The key tips are to only work with direct sellers who can provide proof of ownership and availability of products, be wary of deals with large discounts or commissions, and verify details like port storage capacities before pursuing opportunities. The goal is to cut through the majority of fake deals circulating among brokers and find the few legitimate opportunities.
t is clear to anyone with a half brain by now that President Obama has not offered a cohesive strategy for fighting ISIS. Since 2010, his determination to disengage from Iraq and Syria was evident in his refusal to assist the Free Syrian Army and keep U.S. forces in Iraq beyond 2011.
Private Equity Investing: The 5 Things you should Practice when Making a Decision....
In investing as you may know, there are many ways to fail but there are many ways to succeed too. The key is to have your process in line with your investing behavior.
Here’s some food for thought I’d strongly recommend if you are seeking to thrive or at least survive in this new financial landscape in the making.
Read More.... http://www.blackhawkpartners.com/private-equity-investing-5-things-practice-making-decision
As Steve Jobs once said ” Your time is limited, so don’t waste it living someone else’s life. Don’t be trapped by dogma — which is living with the results of other people’s thinking. Don’t let the noise of others’ opinions drown out your own inner voice. And most important, have the courage to follow your heart and intuition.
Most people don't know what they want and wonder why they don't achieve goals. To succeed, you must know what you want and find a way, rather than excuses. Once you know your goal, focus on it and remove self-imposed limitations from your mind. Structure your time wisely with a schedule, and learn to tolerate effort needed for your work. Incentivize your productivity by rewarding your progress each day. Accept that change requires overcoming uncomfortable emotions through willpower and discipline.
I have always been flabbergasted by how ignorant Americans are about Syria and how US policy makers in the Obama Administration have dealt with the Syria file so far.
So as a political activist in the region, I thought of sharing with you some basic answers to the most asked questions about Syria in the hope of one day maybe helping you all see the light at the end of the tunnel regarding the quagmire we are all facing in the region.
The document discusses the US national debt and argues that under the current global financial system, meaningfully reducing the debt is impossible. It says the debt is viewed differently than traditional loans and can only be reduced through major technological or economic changes. It also notes that the debt level alone is an incomplete picture, and as a percentage of GDP, the US debt is manageable given low interest rates and economic growth exceeding the inflation rate. The best approach is maintaining low rates and prioritizing growth over direct repayment through fiscal policy changes.
How do you Deal with a Large Competitor - Ziad AbdelnourZiad K Abdelnour
The bigger company's advantages include lots of capital / resources / employees, lots of customer relationships, good distribution, pricing power/patience.
Being rich is better than not being rich, now that you're rich,what's nextZiad K Abdelnour
While being rich removes financial constraints, it also brings complications. Money can isolate one from friends and family and make it difficult to know people's true intentions. Additionally, luxuries lose their appeal once affordable, often leaving the rich unsatisfied and constantly wanting more. Ultimately, true happiness does not depend on wealth but on having purpose, meaningful relationships, and contributing to others.
This proposal suggests offering homeowners a principal reduction if they make a substantial prepayment of at least $50,000 on their mortgage. Under the proposal, for every $1 a homeowner prepays, their principal would be reduced by $2. This targets responsible homeowners and gives them an incentive to stay current on their payments rather than strategically default. It aims to increase demand for housing and reduce the supply of foreclosures coming onto the market, helping the housing market reach equilibrium and recover more quickly.
It is argued that Capitalism is the single most effective engine for change we’ve ever invented but it’s also been instrumental in creating the very challenges
4 major power brokers shaping our global capital & financial marketsZiad K Abdelnour
I believe four major actors—petrodollar investors, Asian central banks, hedge funds, and private equity—are today’s the key power brokers playing an increasingly important role in the world’s financial markets.
Sovereign Wealth Funds, Rankings and Asset allocations GloballyZiad K Abdelnour
A Sovereign Wealth Fund (SWF) is a state-owned investment fund composed of financial assets such as stocks, bonds, real estate, or other financial instruments funded by foreign exchange assets
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Boost your brand with top-notch digital marketing services in New York! Our expert team specializes in SEO, social media marketing, PPC advertising, and email campaigns to drive engagement and increase your online presence. Partner with us to reach your target audience, track performance, and achieve measurable results. Transform your digital strategy and stay ahead in the competitive NYC market. Contact us today!
A brief analysis of SHEIN's digital transformation.
SHEIN’s business model:
1. D2C cross-border ecommerce: SHEIN integrate the manufactures from Guanzhou to make clothes and deliver direct to customers.
2. Digital marketing: Data driven online marketing for user acquisition.
3. Digital transforming vendor chain: the most core of the revolution to shorten the innovation and lead time.
4. Outstanding user experience: International delivery in high efficiency
Leverage four parts of the user satisfaction process and integrate related resource and information flow, which making SHEIN an international leading D2C ecommerce company.
• Keeping utilizing data in all process is another core capability. From the page click, sales metrics, fabric sourcing to manufacturing time, all data is integrated for decision making, leading an upward customer preference and much efficient business decision making process.
Transforming Digital Marketing with Top AI Tools of 2024.pdfTirupati Gayaph
In today's rapidly evolving digital marketing landscape, leveraging advanced technologies is essential for achieving competitive advantage. Artificial Intelligence (AI) is at the forefront of this transformation, providing businesses with innovative tools to enhance engagement, streamline operations, and optimize strategies. This presentation covers some of the leading AI marketing tools that are revolutionizing the industry in 2024.
Slide 1: Introduction to AI in Marketing
• Overview of AI’s impact on digital marketing
• Importance of integrating AI tools in marketing strategies
Slide 2: HubSpot’s AI Features
• Predictive lead scoring
• AI-driven content recommendations
• Enhancing customer relationship management
Slide 3: OpenAI’s ChatGPT
• Human-like text generation for chatbots
• Real-time customer support solutions
• Improving customer engagement and satisfaction
Slide 4: Marketo’s AI Capabilities
• Automated email marketing
• Predictive content and customer segmentation
• Personalized marketing for increased conversions
Slide 5: Mailchimp’s AI-Powered Campaigns
• Predictive email sending times
• AI for personalized product recommendations
• Optimizing email marketing effectiveness
Slide 6: Canva’s AI Design Tools
• AI-powered design suggestions
• Access to current design trends
• Simplifying the creation of professional marketing materials
Slide 7: Hootsuite’s AI-Enhanced Social Media Tools
• AI-driven analytics for social media management
• Optimal posting times based on audience insights
• Enhancing social media strategy with data-driven decisions
Slide 8: Conclusion
• Recap of the benefits of AI marketing tools
• The importance of adopting AI technologies in marketing
• Call to explore our blog on Best AI Marketing Tools for more insights
These AI marketing tools are essential for businesses that want to harness the power of AI to enhance their marketing efforts. By adopting these technologies, companies can achieve more personalized customer interactions, efficient operations, and improved marketing outcomes.
For an in-depth understanding of how these AI marketing tools can transform your marketing approach, please visit our blog on Best AI Marketing Tools.
This document, created by Vemio Advertising, the leading digital marketing agency in Delhi NCR, provides a concise and actionable guide to developing an effective Google Ad strategy. It covers essential aspects such as setting clear objectives, conducting thorough keyword research, creating compelling ad copy, targeting the right audience, and optimizing ad spend. Additionally, it emphasizes the importance of ad quality, relevance, and continuous performance analysis. By following these best practices, businesses can enhance their Google Ad campaigns, drive targeted traffic, and achieve a higher return on investment. For more details please visit on https://vemioadvt.in/services/digitalmarketing/
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https://snjglobalservices.com/.
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https://digibrooks.com/digital-marketing-services/
1. Fixing the Housing Market
The scope of the problem in the American housing market is illustrated by the statistics that total
negative equity is presently estimated at $750 billion, and about 15 million homes are
"underwater."1 One proposal gaining traction is the concept of a "free" principal reduction for
underwater borrowers.
We argue that this and all other government and policy proposals to "fix the housing market" the
last few years fail because they throw good money after bad in targeting only the most distressed
and riskiest borrowers, many of whom previously acted recklessly and/or may not be able to stay
in any home -- or even pay a modest rent -- without outright government subsidies. Such
borrowers are beyond rescue and efforts to "save" them are neither worthwhile nor truly aimed at
helping the housing market or the lenders whose credit is essential for real estate finance.
We present a proposal which flips so-called conventional wisdom on its head. Under our
proposal, homeowners making substantial prepayments of at least $50,000 would have their
principal reduced by two dollars for each dollar of prepayment. Our proposal targets the most
responsible and financially savvy homeowners.
These homeowners are also the likeliest to strategically default on their mortgages, not out of
fiscal irresponsibility or immorality, but out of economic rationality and a desire (however
perverse) to be treated equally and capitalize on disastrously misguided government policies
incentivizing irresponsibility.
A strategy that rewards the borrowers most likely to be the bedrock of communities will
discourage strategic defaults and depress the supply of homes. Meanwhile, the strategy helps the
lending banks most necessary for the healthy functioning of a real estate market dependent on
third party financing, thereby encouraging the extension of mortgage credit to meet demand.
The ultimate recovery of the housing market requires the true equilibrium between supply and
demand. The anemic demand of the past few years strongly indicates a substantial decline in
home prices from current levels is necessary to boost demand and, barring a sustained economic
recovery that is unlikely in the current regulatory climate, may be the only way to accomplish
equilibrium.
Continuous Reading: http://financialpolicycouncil.org/articledetails.aspx?id=32/Fixing-TheHousing-Market