The document describes a proposed mobile app and kiosk system for filing taxes and receiving tax refunds. It would allow users to file their taxes through a smart phone app that guides them through the process and stores their tax documents. It then submits the filing to the IRS for processing. The app would also allow users to access their refund in several ways, including withdrawing cash from kiosks located in retail stores. The system aims to speed up the tax filing and refund process while providing more convenient access to refunds.