This document provides annual percentage rates (APRs) and effective annual rates (EARs) for loans compounded at different frequencies. A 14.33% APR loan compounded semiannually has an EAR of 13.85%, a 10.20% APR loan compounded monthly has an EAR of 9.75%, an 11.90% APR loan compounded weekly has an EAR of 11.25%, and a 9.70% APR loan compounded daily has an EAR of 9.25%.