This document outlines the syllabus for a personal finance course at Ramon Magsaysay Memorial Colleges. It includes the course vision, mission, goals and objectives. The syllabus provides learning outcomes at the institutional, program, and course level. It also lists the various topics to be covered in the course, such as money management, financial institutions, credit, taxes and loans. For each topic, it specifies the learning outcomes, content, teaching methods, assessments and resources. The course aims to help students understand financial decision making and money management.
This document provides a flexible instruction delivery plan for a Business Ethics and Social Responsibility course. The course aims to provide students with an understanding of business ethics and mechanisms for companies to act in stakeholders' best interests. It will cover topics like the role of business, foundations of ethics, and social responsibility. Students will demonstrate comprehension of concepts and analyze case studies to make ethical judgments. The plan outlines the essential topics, learning competencies, assessment strategies, and teaching methods to be used over three quarters of the course.
1. Financial management deals with decisions that maximize shareholder wealth through activities like financing, investing, and dividend policies.
2. The organizational structure of a company establishes clear roles and responsibilities in decision making, with the shareholders' interest in wealth maximization flowing down through boards of directors and managers.
3. Financial institutions like banks and insurance companies link savers and users of funds by collecting deposits and premiums for investment and lending.
Military youth saves week 2012 resources and ideas feb 12Navy CYP
The document provides resources and programming ideas for Military Youth Saves Week to promote financial literacy. It suggests curriculum materials for school-age children and youth programs that teach money management skills through hands-on activities. Example programming ideas include contests, games, workshops, and youth-run businesses to help children and teens learn to save, spend wisely, and plan for the future.
How To: Essay Types | Essay writing skills, Essay writing, Essay .... Types of Writing Styles - KyleeexTorres. Essay writing tips: How to write an essay | Essay writing skills, Essay .... How to write a good academic essay.
This document provides instructions for a student to complete an activity using their campus website and college catalog. The activity has the student find various information on the campus website like events, academic calendars, library resources, and degree programs. It also has the student use the college catalog to find scholarship/loan eligibility requirements and course descriptions. Finally, the activity has the student identify resources available at different campus locations like the bookstore, library, career services, and dean of student affairs office. The purpose is to familiarize the student with the various resources and information available on their campus website and catalog.
This document summarizes an activity where the student uses their campus website and college catalog to find various types of information. They locate details about academic calendars, campus events, degree programs, financial assistance, and course descriptions. They also define key terms related to academics. Finally, the student explores different campus resources like the bookstore, library, career services, and student life center to understand what each offers.
This document provides a flexible instruction delivery plan for a Business Ethics and Social Responsibility course. The course aims to provide students with an understanding of business ethics and mechanisms for companies to act in stakeholders' best interests. It will cover topics like the role of business, foundations of ethics, and social responsibility. Students will demonstrate comprehension of concepts and analyze case studies to make ethical judgments. The plan outlines the essential topics, learning competencies, assessment strategies, and teaching methods to be used over three quarters of the course.
1. Financial management deals with decisions that maximize shareholder wealth through activities like financing, investing, and dividend policies.
2. The organizational structure of a company establishes clear roles and responsibilities in decision making, with the shareholders' interest in wealth maximization flowing down through boards of directors and managers.
3. Financial institutions like banks and insurance companies link savers and users of funds by collecting deposits and premiums for investment and lending.
Military youth saves week 2012 resources and ideas feb 12Navy CYP
The document provides resources and programming ideas for Military Youth Saves Week to promote financial literacy. It suggests curriculum materials for school-age children and youth programs that teach money management skills through hands-on activities. Example programming ideas include contests, games, workshops, and youth-run businesses to help children and teens learn to save, spend wisely, and plan for the future.
How To: Essay Types | Essay writing skills, Essay writing, Essay .... Types of Writing Styles - KyleeexTorres. Essay writing tips: How to write an essay | Essay writing skills, Essay .... How to write a good academic essay.
This document provides instructions for a student to complete an activity using their campus website and college catalog. The activity has the student find various information on the campus website like events, academic calendars, library resources, and degree programs. It also has the student use the college catalog to find scholarship/loan eligibility requirements and course descriptions. Finally, the activity has the student identify resources available at different campus locations like the bookstore, library, career services, and dean of student affairs office. The purpose is to familiarize the student with the various resources and information available on their campus website and catalog.
This document summarizes an activity where the student uses their campus website and college catalog to find various types of information. They locate details about academic calendars, campus events, degree programs, financial assistance, and course descriptions. They also define key terms related to academics. Finally, the student explores different campus resources like the bookstore, library, career services, and student life center to understand what each offers.
Financial Decision Sciences Program Paid Capital Group Older Version Pptallyn
P.A.I.D Capital Group International LLC offers financial education workshops to help students develop skills in fiscal decision making, money management, and understanding financial systems. The workshops cover topics such as the global economy, personal responsibility within the economy, and creating a financial philosophy. Sessions involve lectures, guest speakers, and interactive activities. Students learn tools for technical analysis of markets and setting goals. The objective is to empower students to make positive financial choices and develop a long-term plan for managing their lifestyle and finances.
This document provides instructions for a student to complete an activity using their campus website and college catalog. The activity has the student find various information on the campus website such as campus events, degree programs, and financial assistance. It also has the student use the college catalog to find course descriptions and definitions of academic terms. Finally, the activity has the student identify resources available at different campus locations such as the bookstore, library, career services office, and dean of student affairs office. The overall purpose is to familiarize the student with the resources and information available on their campus website and in their college catalog.
This document outlines the course syllabus for an Introduction to Literature with Philippine Literature course taught at Carlos Hilado Memorial State College. The syllabus includes information such as the course number, title, credit hours, instructor, term, and institution/college mission and vision statements. It also lists the program outcomes for the Bachelor of Science in Entrepreneurship program and how they align with the institutional learning outcomes. The purpose of the course is to introduce students to literature through readings and analysis of Philippine literary works.
This document summarizes an event called "Build-A-Banker Day" that was organized by a local Advisory Board to expose students to careers in banking. The event involved three rotating sessions on lending, branch operations, and support systems. Students then participated in a management discussion and tour of the Federal Reserve Bank. Feedback showed the event improved students' understanding of banking careers and operations. Participants discussed how similar events could be adapted for other industries to promote career awareness.
Here are 7 lessons on financial literacy for students: 1. The Stock Market Game 2. Budgeting with Real-World Scenarios 3. The Entrepreneurship Challenge 4. The Credit Card Dilemma 5. The Savings and Investing Challenge
Roel Morales Magda completed a 4-week, 4-hours per week online Introduction to Business Management course through King's College London. The course introduced foundational business concepts, tools, and terminology while exploring managing money, people, information, and leadership style. It encouraged participants to reflect on their own management style and consider concepts like success, sustainability, and social responsibility.
Roel Morales Magda completed a 4-week, 4-hours per week online Introduction to Business Management course through King's College London. The course introduced foundational business concepts, tools, and terminology while exploring managing money, people, information, and leadership styles. It encouraged participants to reflect on their own management style and consider concepts like success, sustainability, and social responsibility.
This document outlines the curriculum for the Here's Help Workforce and Community Development Program. It provides an overview of the general education program, applied/professional skill training, and computer skill training courses. The general education program focuses on preparing students to succeed in today's workforce by building professional skills like personal branding, interview skills, career planning, leadership, and job searching. The computer skill training provides instruction on Microsoft Office, Outlook, Word, Excel, as well as QuickBooks and Salesforce. The goal is to give students both computer and application skills needed for today's business environment. The teaching approach emphasizes student-centered learning, critical thinking, and using positive reinforcement to boost self-esteem and self-efficacy.
Scope and Sequence Money Matters CTE Texashollyhill77
1) The document outlines a scope and sequence for a high school course titled "Money Matters" that teaches students about personal finance. The course is divided into 11 units covering topics such as financial institutions, credit, taxes, insurance, investing, and career planning.
2) The course is designed to help students gain the knowledge and skills needed to establish short- and long-term financial goals. It explores concepts like creating budgets, analyzing credit reports, and preparing for postsecondary education.
3) Each unit outlines the key concepts students will learn, such as comparing types of investments, examining economic indicators, and calculating loan payments. Students will apply course lessons through activities, discussions, and presentations.
Draft Artikel Jurnal Internasional Financial Literacy Development for Increas...iosrjce
The purposes of this research are (1) identifying factor, actor that influences the character
learning for elementary school (2) identifying the influence factors for student in manage their money; (3)
finding the effective financial literacy learning models; (4) measuring financial literacy learning models
effectivity to create entrepreneurship and non consumerist character; (5) Formulate the effective financial
literacy learning models. ( Hanya sampai no 3, ini kan penelitian sampai no 3 saja)
Using the R & D methods this research conducting in 2 years. The first years to find out the purpose 1 up to 3,
the second years to find out the effectively of the models. The research object at Elementary School in
Kabupaten Kudus (Kudus Municipality). Model pembelajaran finacial literacy terdiri infut, proses, out put
How To Write A Scholarship Essay FormatHeather Hicks
Scholarship Essay - 20+ Examples, Format, Pdf | Examples. FREE 9+ Scholarship Essay Samples in MS Word | PDF. Scholarship Essay – 9+ Free Samples, Examples, Format to Download. Scholarship Essay Examples That Won Money | Format And Steps. Pmi Charleston Scholarship Essay | Templates at allbusinesstemplates.com. Scholarship Essay Samples | Template Business. Learn How to Write a Truly Impressive Scholarship Essay!. How to Write a Scholarship Winning Essay | RAPIDESSAY. Impressive Sample Scholarship Essays Based Financial Need ~ Thatsnotus. 17 Best Scholarship Essay Templates. Stunning Scholarship Essay Sample ~ Thatsnotus. 002 Scholarship Essay Format Example Examples Free Pdf Download How To .... Scholarship Essay Examples That Won Money Format And Steps | kiiky. Sample Scholarship Essay - download for free PDF or Word. Scholarship Essay Examples - 10+ in PDF | Examples. Sample Personal Scholarship Essay | Templates at allbusinesstemplates.com. Format Of A Scholarship Essay Example. FREE 7+ Sample Scholarship Essay Templates in PDF | MS Word. Free Essay - 26+ Examples, Format, Pdf | Examples. Free Scholarship Essay Example - doc | 41KB | 6 Page(s). Scholarship Essays Example - 7+ Free Word, PDF Documents Download. How to Write a Scholarship Essay: Valuable Tips from Experts. College Sample Scholarship Essays | Master of Template Document. Template For Scholarship Application Essay - Sample Scholarship Essays.
This document provides advice for teaching business journalism courses to avoid common rookie mistakes. It outlines strategies for focusing classes on practical skills like writing earnings stories, using active learning exercises to promote student engagement, gradually increasing assignments in difficulty, and emphasizing key financial concepts like bonds, economic indicators, and corporate SEC filings. Sample class elements are proposed, such as discussing a company's income statement, navigating the SEC website to find filings, and connecting economic data to retailer performance. The goal is to give students basic financial literacy and skills in retrieving and reporting on business information.
This document contains information related to the course on Financial Derivatives taught as part of the MBA program. It includes the course syllabus, program learning outcomes, course outcomes, mapping of course outcomes to program outcomes and educational objectives, course schedule, lecture plan, minutes of course review meetings, sample questions, and other relevant course materials. The course aims to explain derivative trading methods in India, describe forward markets and futures markets for risk management, analyze option strategies and pricing, and evaluate swap markets and pricing over 5 units spanning 50 contact hours.
Level of awareness of non-BSBA HED Students on Banking Industry: Basis For De...Hannah Rain
1) The document discusses a study that aims to determine the level of awareness of non-business students on banking products and how it affects their decision making. It provides background on the importance of banking industry and investment.
2) The study will survey students on their awareness of various banking products like savings accounts, time deposits, checking accounts, and real estate loans. It will analyze if there are differences in awareness levels between student groups.
3) The literature review discusses previous research that found increasing financial awareness is important for making wise investment decisions and achieving financial stability.
This document outlines the Leaving Certificate Accounting syllabus in Ireland. It covers the introduction, rationale, principles of course design, aims, objectives, assessment, and syllabus content of the Accounting program. The syllabus aims to develop students' problem-solving, analytical, and decision-making skills regarding financial information. It also seeks to foster skills like numeracy, critical thinking, and preparation of financial statements. The content includes accounting concepts, regulatory frameworks, accounting records, financial statements of sole traders and companies, and analysis of annual reports.
Columbia Business School Global Banking Program: FinTech | Digital | Analytic...Naman (Neil) Patel
This document provides information about Columbia Business School's Global Banking Program on FinTech, Digital and Analytics. The 6-month program consists of 3 in-person immersion modules in New York and London as well as online webinars. It aims to help banking and financial services executives understand disruptive changes in technology and business models. The program curriculum covers topics like blockchain, cryptocurrencies, digital transformation, analytics, and more. It includes projects and is taught by Columbia faculty. Completing the program awards an alumni certificate and benefits from Columbia Business School.
BUS 2403 Fundamentals of Innovation & Experience Tradition/tutorialoutletd...pinck33693
FOR MORE CLASSES VISIT
www.tutorialoutlet.com
BUS 2403 Fundamentals of Innovation & Entrepreneurship Project 04 Personal Business Plan
Project 4: Individual
Worth 40%
Due Week 15
Part A: Written Report 10%
Part B: Presentation 30%
3 Simple Steps To Buy Verified Payoneer Account In 2024SEOSMMEARTH
Buy Verified Payoneer Account: Quick and Secure Way to Receive Payments
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How to Implement a Strategy: Transform Your Strategy with BSC Designer's Comp...Aleksey Savkin
The Strategy Implementation System offers a structured approach to translating stakeholder needs into actionable strategies using high-level and low-level scorecards. It involves stakeholder analysis, strategy decomposition, adoption of strategic frameworks like Balanced Scorecard or OKR, and alignment of goals, initiatives, and KPIs.
Key Components:
- Stakeholder Analysis
- Strategy Decomposition
- Adoption of Business Frameworks
- Goal Setting
- Initiatives and Action Plans
- KPIs and Performance Metrics
- Learning and Adaptation
- Alignment and Cascading of Scorecards
Benefits:
- Systematic strategy formulation and execution.
- Framework flexibility and automation.
- Enhanced alignment and strategic focus across the organization.
Financial Decision Sciences Program Paid Capital Group Older Version Pptallyn
P.A.I.D Capital Group International LLC offers financial education workshops to help students develop skills in fiscal decision making, money management, and understanding financial systems. The workshops cover topics such as the global economy, personal responsibility within the economy, and creating a financial philosophy. Sessions involve lectures, guest speakers, and interactive activities. Students learn tools for technical analysis of markets and setting goals. The objective is to empower students to make positive financial choices and develop a long-term plan for managing their lifestyle and finances.
This document provides instructions for a student to complete an activity using their campus website and college catalog. The activity has the student find various information on the campus website such as campus events, degree programs, and financial assistance. It also has the student use the college catalog to find course descriptions and definitions of academic terms. Finally, the activity has the student identify resources available at different campus locations such as the bookstore, library, career services office, and dean of student affairs office. The overall purpose is to familiarize the student with the resources and information available on their campus website and in their college catalog.
This document outlines the course syllabus for an Introduction to Literature with Philippine Literature course taught at Carlos Hilado Memorial State College. The syllabus includes information such as the course number, title, credit hours, instructor, term, and institution/college mission and vision statements. It also lists the program outcomes for the Bachelor of Science in Entrepreneurship program and how they align with the institutional learning outcomes. The purpose of the course is to introduce students to literature through readings and analysis of Philippine literary works.
This document summarizes an event called "Build-A-Banker Day" that was organized by a local Advisory Board to expose students to careers in banking. The event involved three rotating sessions on lending, branch operations, and support systems. Students then participated in a management discussion and tour of the Federal Reserve Bank. Feedback showed the event improved students' understanding of banking careers and operations. Participants discussed how similar events could be adapted for other industries to promote career awareness.
Here are 7 lessons on financial literacy for students: 1. The Stock Market Game 2. Budgeting with Real-World Scenarios 3. The Entrepreneurship Challenge 4. The Credit Card Dilemma 5. The Savings and Investing Challenge
Roel Morales Magda completed a 4-week, 4-hours per week online Introduction to Business Management course through King's College London. The course introduced foundational business concepts, tools, and terminology while exploring managing money, people, information, and leadership style. It encouraged participants to reflect on their own management style and consider concepts like success, sustainability, and social responsibility.
Roel Morales Magda completed a 4-week, 4-hours per week online Introduction to Business Management course through King's College London. The course introduced foundational business concepts, tools, and terminology while exploring managing money, people, information, and leadership styles. It encouraged participants to reflect on their own management style and consider concepts like success, sustainability, and social responsibility.
This document outlines the curriculum for the Here's Help Workforce and Community Development Program. It provides an overview of the general education program, applied/professional skill training, and computer skill training courses. The general education program focuses on preparing students to succeed in today's workforce by building professional skills like personal branding, interview skills, career planning, leadership, and job searching. The computer skill training provides instruction on Microsoft Office, Outlook, Word, Excel, as well as QuickBooks and Salesforce. The goal is to give students both computer and application skills needed for today's business environment. The teaching approach emphasizes student-centered learning, critical thinking, and using positive reinforcement to boost self-esteem and self-efficacy.
Scope and Sequence Money Matters CTE Texashollyhill77
1) The document outlines a scope and sequence for a high school course titled "Money Matters" that teaches students about personal finance. The course is divided into 11 units covering topics such as financial institutions, credit, taxes, insurance, investing, and career planning.
2) The course is designed to help students gain the knowledge and skills needed to establish short- and long-term financial goals. It explores concepts like creating budgets, analyzing credit reports, and preparing for postsecondary education.
3) Each unit outlines the key concepts students will learn, such as comparing types of investments, examining economic indicators, and calculating loan payments. Students will apply course lessons through activities, discussions, and presentations.
Draft Artikel Jurnal Internasional Financial Literacy Development for Increas...iosrjce
The purposes of this research are (1) identifying factor, actor that influences the character
learning for elementary school (2) identifying the influence factors for student in manage their money; (3)
finding the effective financial literacy learning models; (4) measuring financial literacy learning models
effectivity to create entrepreneurship and non consumerist character; (5) Formulate the effective financial
literacy learning models. ( Hanya sampai no 3, ini kan penelitian sampai no 3 saja)
Using the R & D methods this research conducting in 2 years. The first years to find out the purpose 1 up to 3,
the second years to find out the effectively of the models. The research object at Elementary School in
Kabupaten Kudus (Kudus Municipality). Model pembelajaran finacial literacy terdiri infut, proses, out put
How To Write A Scholarship Essay FormatHeather Hicks
Scholarship Essay - 20+ Examples, Format, Pdf | Examples. FREE 9+ Scholarship Essay Samples in MS Word | PDF. Scholarship Essay – 9+ Free Samples, Examples, Format to Download. Scholarship Essay Examples That Won Money | Format And Steps. Pmi Charleston Scholarship Essay | Templates at allbusinesstemplates.com. Scholarship Essay Samples | Template Business. Learn How to Write a Truly Impressive Scholarship Essay!. How to Write a Scholarship Winning Essay | RAPIDESSAY. Impressive Sample Scholarship Essays Based Financial Need ~ Thatsnotus. 17 Best Scholarship Essay Templates. Stunning Scholarship Essay Sample ~ Thatsnotus. 002 Scholarship Essay Format Example Examples Free Pdf Download How To .... Scholarship Essay Examples That Won Money Format And Steps | kiiky. Sample Scholarship Essay - download for free PDF or Word. Scholarship Essay Examples - 10+ in PDF | Examples. Sample Personal Scholarship Essay | Templates at allbusinesstemplates.com. Format Of A Scholarship Essay Example. FREE 7+ Sample Scholarship Essay Templates in PDF | MS Word. Free Essay - 26+ Examples, Format, Pdf | Examples. Free Scholarship Essay Example - doc | 41KB | 6 Page(s). Scholarship Essays Example - 7+ Free Word, PDF Documents Download. How to Write a Scholarship Essay: Valuable Tips from Experts. College Sample Scholarship Essays | Master of Template Document. Template For Scholarship Application Essay - Sample Scholarship Essays.
This document provides advice for teaching business journalism courses to avoid common rookie mistakes. It outlines strategies for focusing classes on practical skills like writing earnings stories, using active learning exercises to promote student engagement, gradually increasing assignments in difficulty, and emphasizing key financial concepts like bonds, economic indicators, and corporate SEC filings. Sample class elements are proposed, such as discussing a company's income statement, navigating the SEC website to find filings, and connecting economic data to retailer performance. The goal is to give students basic financial literacy and skills in retrieving and reporting on business information.
This document contains information related to the course on Financial Derivatives taught as part of the MBA program. It includes the course syllabus, program learning outcomes, course outcomes, mapping of course outcomes to program outcomes and educational objectives, course schedule, lecture plan, minutes of course review meetings, sample questions, and other relevant course materials. The course aims to explain derivative trading methods in India, describe forward markets and futures markets for risk management, analyze option strategies and pricing, and evaluate swap markets and pricing over 5 units spanning 50 contact hours.
Level of awareness of non-BSBA HED Students on Banking Industry: Basis For De...Hannah Rain
1) The document discusses a study that aims to determine the level of awareness of non-business students on banking products and how it affects their decision making. It provides background on the importance of banking industry and investment.
2) The study will survey students on their awareness of various banking products like savings accounts, time deposits, checking accounts, and real estate loans. It will analyze if there are differences in awareness levels between student groups.
3) The literature review discusses previous research that found increasing financial awareness is important for making wise investment decisions and achieving financial stability.
This document outlines the Leaving Certificate Accounting syllabus in Ireland. It covers the introduction, rationale, principles of course design, aims, objectives, assessment, and syllabus content of the Accounting program. The syllabus aims to develop students' problem-solving, analytical, and decision-making skills regarding financial information. It also seeks to foster skills like numeracy, critical thinking, and preparation of financial statements. The content includes accounting concepts, regulatory frameworks, accounting records, financial statements of sole traders and companies, and analysis of annual reports.
Columbia Business School Global Banking Program: FinTech | Digital | Analytic...Naman (Neil) Patel
This document provides information about Columbia Business School's Global Banking Program on FinTech, Digital and Analytics. The 6-month program consists of 3 in-person immersion modules in New York and London as well as online webinars. It aims to help banking and financial services executives understand disruptive changes in technology and business models. The program curriculum covers topics like blockchain, cryptocurrencies, digital transformation, analytics, and more. It includes projects and is taught by Columbia faculty. Completing the program awards an alumni certificate and benefits from Columbia Business School.
BUS 2403 Fundamentals of Innovation & Experience Tradition/tutorialoutletd...pinck33693
FOR MORE CLASSES VISIT
www.tutorialoutlet.com
BUS 2403 Fundamentals of Innovation & Entrepreneurship Project 04 Personal Business Plan
Project 4: Individual
Worth 40%
Due Week 15
Part A: Written Report 10%
Part B: Presentation 30%
3 Simple Steps To Buy Verified Payoneer Account In 2024SEOSMMEARTH
Buy Verified Payoneer Account: Quick and Secure Way to Receive Payments
Buy Verified Payoneer Account With 100% secure documents, [ USA, UK, CA ]. Are you looking for a reliable and safe way to receive payments online? Then you need buy verified Payoneer account ! Payoneer is a global payment platform that allows businesses and individuals to send and receive money in over 200 countries.
If You Want To More Information just Contact Now:
Skype: SEOSMMEARTH
Telegram: @seosmmearth
Gmail: seosmmearth@gmail.com
How to Implement a Strategy: Transform Your Strategy with BSC Designer's Comp...Aleksey Savkin
The Strategy Implementation System offers a structured approach to translating stakeholder needs into actionable strategies using high-level and low-level scorecards. It involves stakeholder analysis, strategy decomposition, adoption of strategic frameworks like Balanced Scorecard or OKR, and alignment of goals, initiatives, and KPIs.
Key Components:
- Stakeholder Analysis
- Strategy Decomposition
- Adoption of Business Frameworks
- Goal Setting
- Initiatives and Action Plans
- KPIs and Performance Metrics
- Learning and Adaptation
- Alignment and Cascading of Scorecards
Benefits:
- Systematic strategy formulation and execution.
- Framework flexibility and automation.
- Enhanced alignment and strategic focus across the organization.
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Explore the fascinating world of the Gemini Zodiac Sign. Discover the unique personality traits, key dates, and horoscope insights of Gemini individuals. Learn how their sociable, communicative nature and boundless curiosity make them the dynamic explorers of the zodiac. Dive into the duality of the Gemini sign and understand their intellectual and adventurous spirit.
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How MJ Global Leads the Packaging Industry.pdfMJ Global
MJ Global's success in staying ahead of the curve in the packaging industry is a testament to its dedication to innovation, sustainability, and customer-centricity. By embracing technological advancements, leading in eco-friendly solutions, collaborating with industry leaders, and adapting to evolving consumer preferences, MJ Global continues to set new standards in the packaging sector.
The APCO Geopolitical Radar - Q3 2024 The Global Operating Environment for Bu...APCO
The Radar reflects input from APCO’s teams located around the world. It distils a host of interconnected events and trends into insights to inform operational and strategic decisions. Issues covered in this edition include:
Understanding User Needs and Satisfying ThemAggregage
https://www.productmanagementtoday.com/frs/26903918/understanding-user-needs-and-satisfying-them
We know we want to create products which our customers find to be valuable. Whether we label it as customer-centric or product-led depends on how long we've been doing product management. There are three challenges we face when doing this. The obvious challenge is figuring out what our users need; the non-obvious challenges are in creating a shared understanding of those needs and in sensing if what we're doing is meeting those needs.
In this webinar, we won't focus on the research methods for discovering user-needs. We will focus on synthesis of the needs we discover, communication and alignment tools, and how we operationalize addressing those needs.
Industry expert Scott Sehlhorst will:
• Introduce a taxonomy for user goals with real world examples
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• Illustrate how customer journey maps capture activity-level and task-level goals
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• Highlight the crucial benchmarks, observable changes, in ensuring fulfillment of customer needs
Zodiac Signs and Food Preferences_ What Your Sign Says About Your Tastemy Pandit
Know what your zodiac sign says about your taste in food! Explore how the 12 zodiac signs influence your culinary preferences with insights from MyPandit. Dive into astrology and flavors!
Zodiac Signs and Food Preferences_ What Your Sign Says About Your Taste
Fin-201-Personal-Finance (1).docx
1. RAMON MAGSAYSAY MEMORIAL COLLEGES
College of Business Education
Pioneer Avenue, General Santos City
Document Type: Document No.: DAP-03-08-
Instructional Materials Issue No.: 001 , s. 2019 Revision No.: 01
Document Title: Effective Date:
Syllabus Page 1
VISION
RMMC is an institution of innovative development and excellence.
MISSION
RMMC is committed to realize human potentials through holistic education.
GOALS AND OBJECTIVES
1. Provide holistic academic programs aligned with industry needs and
standards.
2. Create, disseminate and utilize researches for the benefit of the
community.
3. Establish a highly visible community outreach program.
4. Collaborate with working networks, linkages and consortia.
CORE VALUES
1. Love of God 2. Integrity 3. Patriotism 4. Service 5. Excellence
INSTITUTIONAL GRADUATE ATTRIBUTES INSTITUTIONAL LEARNING OUTCOMES (ILO)
1. Critical and Creative Thinker a. Employ principles and procedures in solving
problems.
b. Generate solutions in addressing real-life
challenges.
2. Effective Communicator c. Exhibit competencies in verbal, non-verbal,
visual and written communication in various
professional endeavours in global context.
3. Reflective and innovative lifelong
learner
d. Demonstrate moral and ethical standards.
e. Innovate ideas in making life-long decisions.
4. Patriotic and Service-oriented citizen f. Promote nationalism and volunteerism to
protect the interest of the nation.
g. Engage in community extension and
outreach programs.
5. Proactive Leader h. Manifest visionary leadership with integrity
in building a better nation.
Program Learning Outcomes (PLO) V M
ILO
a b c d e f g h
The graduates of the program are expected to become:
a. Demonstrate socially responsible leadership and ethical business practices. ∕ ∕ ∕
b. Communicate clearly and effectively in oral and written forms. ∕
c. Analyze business operations and innovate strategic business management. ∕ ∕ ∕
d. Apply principles and procedures of different management functions to critically and
analytically derive to a sound decision-making ∕ ∕
e. Promote Filipino culture and demonstrate the value of volunteerism. ∕ ∕
2. RAMON MAGSAYSAY MEMORIAL COLLEGES
College of Business Education
Pioneer Avenue, General Santos City
Document Type: Document No.: DAP-03-08-
Instructional Materials Issue No.: 001 , s. 2019 Revision No.: 01
Document Title: Effective Date:
Syllabus Page 2
Course Learning Outcomes (CLO)
PLO
a b c d e f g h
Knowledge
1. Explain how a person should value money. / /
2. Define what financial success really means to a person. / /
3. Identify different financial institutions that best fit for lending and saving. /
4. Analyze how identity theft occurs and determine strategies to protect yourself against it. /
5. Evaluate different investment types that best fit for profit and to secure financial sustainability /
Skills
6. Develop a plan for achieving fiscally responsible, goal-based spending and saving. /
7. Compute time value of money. /
8. Target portfolio asset allocations geared to a personal finance life stage. /
9. Apply strategies to minimize liability. /
Values
10. Reflect on the importance of financial sustainability for life. / /
11. Realize how financial success helps the country and the economy. / /
COURSE DESCRIPTION
Personal Finance is a course designed to help students understand the impact of individual choices on occupational goals and future earnings potential. Topics
covered will include income, money management, spending and credit, as well as saving and investing. Students will design personal and household budgets,
simulate use of checking and savings accounts, demonstrate knowledge of finance, debt, and credit management, and evaluate and understand insurance and
taxes. This course will provide a foundational understanding for making informed personal financial decisions.
PRE-REQUISITE(S)
None
3. RAMON MAGSAYSAY MEMORIAL COLLEGES
College of Business Education
Pioneer Avenue, General Santos City
Document Type: Document No.: DAP-03-08-
Instructional Materials Issue No.: 001 , s. 2019 Revision No.: 01
Document Title: Effective Date:
Syllabus Page 3
COURSE NUMBER
Fin 201
CREDIT UNIT
3
TIME ALLOTMENT
5 hours lecture every week
COURSE CONTENTS
Time
Frame
Course Learning
Outcome (CLO)
Course Content or
Topic
Topic Learning Outcome
(TLO)
Teaching Strategies or
Methodology
Assessment
Activity
Resources
P
R
E
L
I
M
18
hours
1
6
MONEY MATTERS:
VISION, MISSION
AND YOU
1. Evaluate your spending and saving habits
and define what financial success means
to you.
2. Develop a plan for achieving fiscally
responsible, goal-based spending and
saving.
3. Align your financial plan with your personal
goals.
4. Explore the different career choices that fit
your personal mission statement and
established goals.
Online Lecture
Online Worksheets
activity
Online Quizzes
Personal goal-
based spending
and saving
preparation
Walker,R. B.,& Walker,
K. P.(2017). Personal
Finance:Building Your
Future(Seconded.).
4. RAMON MAGSAYSAY MEMORIAL COLLEGES
College of Business Education
Pioneer Avenue, General Santos City
Document Type: Document No.: DAP-03-08-
Instructional Materials Issue No.: 001 , s. 2019 Revision No.: 01
Document Title: Effective Date:
Syllabus Page 4
Time
Frame
Course Learning
Outcome (CLO)
Course Content or
Topic
Topic Learning Outcome
(TLO)
Teaching Strategies or
Methodology
Assessment
Activity
Resources
P
R
E
L
I
M
18
hours
6
3
7
PLANNING AND
BUDGETING
FINANCIAL
INSTRUMENTS
AND INSTITUTIONS
TIME VALUE OF
MONEY
ONLINE
EXAMINATION
1. Analyze spending habit by using tools,
including spending journals and net worth
statements
2. Weigh the opportunity costs of purchases.
3. Adopt methods for saving money.
4. Construct a realistic budget that reflects
priorities and provides protection from
overspending.
1. Determine which bank are the best fit for
each personal finance life stage.
2. Manage efficiently the checking and share
draft accounts.
3. Evaluate financial institutions and account
types to determine which best meet your
need.
1. Explain how paper currency gets value and
how the distribution is managed.
2. Compute annual percentage yields from
simple and compound interest rates.
3. Understand the value of paying yourself first.
4. Calculate the future and present value of
lump sums and annuities.
5. Apply the knowledge in achieving your
financial goals.
Online Lecture
Online Problem Solving
Online Lecture
Online topic assignment
Online Lecture
Online topic assignment
Online Problem Solving
Personal
budget
preparation
Online Quizzes
Online
Research: List
of bank
accounts
suitable for
students
Online Quizzes
Online
examination
output
Walker, R. B., & Walker,
K. P. (2017). Personal
Finance: Building Your
Future (Second ed.).
https://www.youtube.c
om/watch?v=wlF2VB02
evI
Walker,R. B.,& Walker,
K. P.(2017). Personal
Finance:Building Your
Future(Seconded.).
https://www.youtube.c
om/watch?v=tDHwUh
8fbsQ
Walker,R. B.,& Walker,
K. P.(2017). Personal
Finance:Building Your
Future(Seconded.).
https://www.youtube.c
om/watch?v=m3azU7
gYHc0
5. RAMON MAGSAYSAY MEMORIAL COLLEGES
College of Business Education
Pioneer Avenue, General Santos City
Document Type: Document No.: DAP-03-08-
Instructional Materials Issue No.: 001 , s. 2019 Revision No.: 01
Document Title: Effective Date:
Syllabus Page 5
Time
Frame
Course Learning
Outcome (CLO)
Course Content or
Topic
Topic Learning Outcome
(TLO)
Teaching Strategies or
Methodology
Assessment
Activity Resources
M
I
D
T
E
R
M
18
hours
3
4
CONSUMER
CREDIT:CREDIT
CARDS AND
STUDENT LOAN
CREDIT BUREAU
REPORTS AND
IDENTITY THEFT
1. Explain the responsibilities, importance, and costof
credit, as well as the options available for accessing
credit.
2. Evaluate the features, benefits, and disadvantages
of many different types of credit cards.
3. Describe the mechanics of obtaining and repaying
student loans
4. Assess the drawbacks and benefits of payday
loans, title loans, and rent-to-own credit options and
identify alternatives.
1. Examine the importance of credit and understand
how to establish personal credit.
2. Describe the information on a credit report
3. Explore options for correcting errors on your credit
report.
4. Analyze how identity theft occurs and determine
strategies to protect yourself against it.
5. Employ steps to minimize credit risks and pivotal
points of financial life stages.
Online Lecture
Online topic assignment
Online problem solving
Online Lecture
Online topic assignment
Online
Quizzes
Online
Research:
List and
compare
Credit cards
benefits and
disadvantage
s offered in
the
Philippines
Online
Quizzes
Walker, R. B., &
Walker, K. P.
(2017). Personal
Finance: Building
Your Future
(Second ed.).
https://www.you
tube.com/watch
?v=wvEME8a9Li
Q
Walker, R. B., &
Walker, K. P.
(2017). Personal
Finance: Building
Your Future
(Second ed.).
https://www.you
tube.com/watch
?v=TUCwo3qX
wMY
6. RAMON MAGSAYSAY MEMORIAL COLLEGES
College of Business Education
Pioneer Avenue, General Santos City
Document Type: Document No.: DAP-03-08-
Instructional Materials Issue No.: 001 , s. 2019 Revision No.: 01
Document Title: Effective Date:
Syllabus Page 6
Time
Frame
Course Learning
Outcome (CLO)
Course Content or
Topic
Topic Learning Outcome
(TLO)
Teaching Strategies or
Methodology
Assessment
Activity
Resources
M
I
D
T
E
R
M
18
hours
3
9
9
AUTO AND HOME
LOANS
DEBT,
FORCLOSURE,
AND BANKRUPTCY
TAX MANAGEMENT
ONLINE
EXAMINATION
1. Recognize how to get the best deal when
purchasing a car and gain in understanding of the
loan process.
2. Compare buying versus renting a home and
evaluate which stage in life is the best to make this
investment.
3. Describe the steps involved in purchasing a home
and discuss the mortgage refinancing decision.
4. Explain how home equity loans are used and the
necessary precautions to take.
1. Recognize early warning signs of financial trouble.
2. Discover how life changes in spending habits
improve financial well-being.
3. Create a workable plan to become debt-free and
gain control of your finances.
4. Describeoptions for protecting your credit if you are
at risk of foreclosure.
5. Identify when bankruptcy is a viable option and
develop a plan to restore your credit.
1. Understand the purpose and impact of different
types of taxes.
2. Explore the logic, terms,and process of filing taxes.
3. Understand the different types of tax rates and
when to use them.
4. Analyze strategies to legally minimize tax liability.
Online Lecture
Online topic assignment
Online Lecture
Online topic assignment
Online Lecture
Online topic assignment
Online
Quizzes
Online
research: List
of car and
home loan
requirements
Online
Quizzes
Develop a
Personal
workable plan
to become
debt-free
Online
Quizzes
Online
examination
output
Walker, R. B., &
Walker, K. P.
(2017). Personal
Finance: Building
Your Future
(Second ed.).
https://www.you
tube.com/watch
?v=EKsE--nSTQk
https://www.you
tube.com/watch
?v=CL2Aq7I8N
_o
https://www.you
tube.com/watch
?v=h8jF-
DBD2ZI
7. RAMON MAGSAYSAY MEMORIAL COLLEGES
College of Business Education
Pioneer Avenue, General Santos City
Document Type: Document No.: DAP-03-08-
Instructional Materials Issue No.: 001 , s. 2019 Revision No.: 01
Document Title: Effective Date:
Syllabus Page 7
Time
Frame
Course Learning
Outcome (CLO)
Course Content or
Topic
Topic Learning Outcome
(TLO)
Teaching Strategies or
Methodology
Assessment
Activity
Resources
F
I
N
A
L
18
hours
3
5
8
5
8
INSURANCE:
COVERING YOUR
ASSETS
INVESTMENT
BASICS
REAL ESTATE
INVESTMENTS
1. Understand the basics of insurance.
2. Identify the proper insurance coverage for your
vehicle.
3. Determine the proper insurance coverage for your
home or apartment.
4. Assess which type of health insurance best meets
your needs.
5. Determine when disability and long-term care
insurance is right for you.
6. Manage the type and amount of life insurance you
need as your responsibilities grow.
1. Distinguish between savings and investments
2. Analyze the risk and return on varying investment
products.
3. Identify the hierarchical of the investment pyramid.
4. Strategize options for varying your investments
5. Target portfolio asset allocations geared to a
personal finance life stage.
1. Understand the different types of real estate
investments.
2. Contemplate the benefits and drawbacks of owning
rental property.
3. Discover how to grow a real estate portfolio through
real estate investment trusts.
4. Evaluate the risks and returns involved in short-
term real estate investments.
Online Lecture
Online topic assignment
Online Lecture
Online topic assignment
Online Lecture
Online topic assignment
Online
Quizzes
Case analysis
Online
Quizzes
Capital
Budgeting
Criteria
application
Online
Quizzes
Walker,R. B.,&
Walker,K.P.
(2017). Personal
Finance:Building
Your Future
(Seconded.).
https://www.you
tube.com/watch
?v=a4JjRnJbfaI
https://www.you
tube.com/watch
?v=hE2NsJGpEq4
https://www.you
tube.com/watch
?v=rq48nm-
vOV0
8. RAMON MAGSAYSAY MEMORIAL COLLEGES
College of Business Education
Pioneer Avenue, General Santos City
Document Type: Document No.: DAP-03-08-
Instructional Materials Issue No.: 001 , s. 2019 Revision No.: 01
Document Title: Effective Date:
Syllabus Page 8
Time
Frame
Course Learning
Outcome (CLO)
Course Content or
Topic
Topic Learning Outcome
(TLO)
Teaching Strategies or
Methodology
Assessment
Activity
Resources
F
I
N
A
L
18
hours
10
10
11
RETIREMENT AND
ESTATE PLANNING
FINANCIAL
PLANNING FOR
LIFE
ONLINE
EXAMINATION
1. Recognize the benefits of retirement planning and
the importance starting early.
2. Grasp the importance of wills and advance
directives and learn how estate planning methods
can be used to transfer wealth.
3. Explore how charitable giving impacts tax liability.
1. Assess your financial plan against your values,
vision, and life goals.
2. Evaluate the sustainability of your financial plan,
because it is the key to your plan’s success.
3. Recognize the importance of evaluating the
progress toward your goal, as well as your goals’
proper fit, on an annual basis.
Online Lecture
Online topic assignment
Online Lecture
Online topic assignment
Online
Quizzes
Retirement
plan
preparation
Online
Quizzes
Online
examination
output
Walker,R. B.,&
Walker,K.P.
(2017). Personal
Finance:Building
Your Future
(Seconded.).
https://www.you
tube.com/watch
?v=xM37cD_YA
Ok
https://www.you
tube.com/watch
?v=iHmwYYHT
ddw
9. RAMON MAGSAYSAY MEMORIAL COLLEGES
College of Business Education
Pioneer Avenue, General Santos City
Document Type: Document No.: DAP-03-08-
Instructional Materials Issue No.: 001 , s. 2019 Revision No.: 01
Document Title: Effective Date:
Syllabus Page 9
RUBRICS
Online Topic Presentation
Criteria Percentage
Content 20%
Mastery 30%
Visual Presentation 10%
Delivery 25%
Evaluation/ Validation 15%
Total 100%
Case Study
ITEM
Excellent
95-100%
Very Satisfactory
89-94%
Satisfactory
83-88
Needs Improvement
82 and Below
Identification of Main
Issues / Problems
Demonstrates an excellent
understanding of the main issues /
problems in the case
Demonstrates a very satisfactory
and accomplished understanding of
the issues / problems in the case
Demonstrates a satisfactory
understanding of some of the issues
/ problems in the case
Analysis and Evaluation
of Issues / Problems
Presents an insightful and thorough
analysis of all identified issues /
problems
Presents a thorough analysis of
most of the issues identified
Presents a superficial or incomplete
analysis of some of the identified
issues
10. RAMON MAGSAYSAY MEMORIAL COLLEGES
College of Business Education
Pioneer Avenue, General Santos City
Document Type: Document No.: DAP-03-08-
Instructional Materials Issue No.: 001 , s. 2019 Revision No.: 01
Document Title: Effective Date:
Syllabus Page 10
Recommendations on
Effective Strategies
Supports diagnosis and opinions
with strong arguments and well-
documented evidence; presents a
balanced critical view; interpretation
is objective and reasonable
Supports diagnosis and opinions
with limited reasoning and
evidence; demonstrates little
engagement with ideas presented
Little or no action suggested and /or
inappropriate solutions proposed to
the issues in the case
Delivery
Demonstrate clear and logical
organization; effective introduction
and conclusion; creativity;
transitions between speakers; oral
communication
Demonstrate a clear presentation;
creativity; transition between
speakers but with occasional
grammar
Demonstrate lack of focus, poor
grammar and creativity
Total
CLASSROOM POLICIES
COURSE REQUIREMENTS
Students are required to do the following:
1. ATTENDANCE - Three consecutive absences will require students to secure an admission slip from the Program Director. If the Student incurred 20%
absences of the attendance for the whole term, the student will be given an NCA (No credit due to absences) even if the grade is above the passing rate of
75%.
2. PUNCTUALITY – students should attend the classes on time. Three consecutive tardiness is considered as one hour absence.
3. ACADEMIC HONESTY – Cheating during examination (quizzes and periodical) means zero score. Cheating, lying and other forms of unethical behavior
will not be tolerated. Any student found guilty of cheating in examinations or plagiarism in submitted course requirements wi ll receive an F or failure in the
course requirement.
11. RAMON MAGSAYSAY MEMORIAL COLLEGES
College of Business Education
Pioneer Avenue, General Santos City
Document Type: Document No.: DAP-03-08-
Instructional Materials Issue No.: 001 , s. 2019 Revision No.: 01
Document Title: Effective Date:
Syllabus Page 11
4. WRITTEN EXAMINATION (PRELIM, MIDTERM and FINAL EXAMINATION as scheduled by the administration however a SPECIAL EXAMINATION is
given FIVE (5) DAYS after the scheduled examination.
5. COURSE ASSESSMENT
Aside from academic deficiency other grounds for a failing grades are:
Grave misconduct and/or cheating during examinations.
A failing academic standing and failure to take graded exams
6. EXPECTATION FROM STUDENTS
The students’ responsibility is to come to each class prepared. He/She is also expected to take examinations on the date scheduled. He/She should read
the assigned topics and problems prior to class. He /She is expected to attend each class and participate actively in the discussions
GRADING SYSTEM
PG=MG=PFG = CSx2 +E
3
FAG = PG+MG+PFG
3
CS = AA + AQ + R
3
12. RAMON MAGSAYSAY MEMORIAL COLLEGES
College of Business Education
Pioneer Avenue, General Santos City
Document Type: Document No.: DAP-03-08-
Instructional Materials Issue No.: 001 , s. 2019 Revision No.: 01
Document Title: Effective Date:
Syllabus Page 12
REFERENCES
Anastacio,F.,Dacanay,R., & Aliling,L.(2011). Fundamentalsof FinancialManagementwith Industry-basedPerspective. Rex Bookstore.
Baddeley,M.(2019). BehavioralEconomicsandFinance(Seconded.).NewYork:Routledge.
Bodie,Z.,Marcus, A.,& Kane,A. (2017). Essentials of Investment(10thed.).McGraw Hill.
Brigham,E., & Houston,J.(2013). Fundamentalsof FinancialManagement (15thed.).Pennsylvania:Cengage learning.
BrionesSr., J. (2005). Credit andCollection Management:MadeEasy forFilipino College Students (Isted.).MandaluyongCity.
Brown,K.,Mayo, H., & Madura, J.(2017). CapitalMarkets(Seconded.).QuezonCity:MaxcorPublishing,Inc.
Cecchitti,S.G. (2017). Money,BankingandFinancialMarkets (6thed.).McGraw-Hill/Irwin.
Chew,D.H. (2008). CorporateRiskManagement. NewYork:ColumbiaBusinessSchool.
Frazer,L. M., & Ormiston,A.(2016). Understanding FinancialStatements (Elevened.).NewYork:PearsonHigherEd.
Gitman,L. (2015). Principles of ManagerialFinance(7thGlobal ed.).Canada:PearsonEducationLimited.
Graham, J.,& Smart,S. (2012). IntroductiontoFinancialManagement(3rded.).South-WesternCengage Learning.
Heizer,j.,& Render,B.(2014). OperationsManagement:SustainabilityandSupply ChainManagement (Eleventhed.).Courier/Kendalville:PearsonEducationLimited.
Hull,J.C. (2015). Risk ManagementandFinancialInstitution (Fourthed.).Hoboken,JewJersy:JohnWileyandSons,Inc.
Keown,A.J.,& Titman,S. (2015). Financial Management:PrinciplesandApplications (Twelve ed.).PearsonEducation.
Keown,A.J.,Martin,J., & Petty,W.(2014). Foundationof Finance:TheLogic andPractice of FinancialManagement (Eighted.).Pearson.
Medina,R. (2017). Money,Credit,andBanking (2nded.).Manila:Rex Bookstore.
13. RAMON MAGSAYSAY MEMORIAL COLLEGES
College of Business Education
Pioneer Avenue, General Santos City
Document Type: Document No.: DAP-03-08-
Instructional Materials Issue No.: 001 , s. 2019 Revision No.: 01
Document Title: Effective Date:
Syllabus Page 13
Mercedes,L.M. (2009). Banking:Theory andPractice. Manila:Anvil,.
Pritchard,C. L. (2015). Risk Management:Conceptsand Guidance. BocaRaton,Florida:Taylor&Francis Group,LLC.
Rose,P.S. (2013). Money andCapitalMarkets:FinancialInstitutionsandInstrumentsinaGlobal Marketplace. NewYork:McGraw-Hill/Irwin.
Walker,R. B.,& Walker,K. P.(2017). PersonalFinance:BuildingYour Future(Seconded.).NewYork:McGraw-Hill Companies.
Prepared by: Reviewed by: Reference reviewed by: Noted by:
ARVIN T. GALIGAO, MBM ROEL D. JUEVESA, DM, CPA SALOME L. ROCACURVA, MLIS MYLENE M. TURCO, MBA
Date:_May 2020_________ Date: _ May 2020_________ Date: __ May 2020_______ Date: _May 2020_
Recommending Approval: Approved by:
GERALDINE D. RODRIGUEZ, Ed.D KRISTOFFER FRANZ MARI R. MILLADO, MA
Executive Director for Academic Affairs President
Date: _May 2020_________ Date: _May 2020_________