FHA Refinance Loan Programs
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The document is a presentation about FHA refinance loan options. It aims to educate homeowners on refinancing their mortgages by covering topics like rate and term refinances, cash out refinances, and FHA streamline refinances. It emphasizes performing a cost-benefit analysis to determine the financial benefits of refinancing versus the costs. The presentation also provides contact information for the presenter and mortgage company in case attendees have additional questions.
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![A Complete Guide to FHA Refinance Loan Options Thank You for Attending Class will begin at 7:00pm Presented By: Broadview Mortgage Corporation Presenter: Scott Schang Contact Information: Phone: 866-667-6724 [email_address]](https://image.slidesharecdn.com/fha-refinance-options-1609-master-1231347546775997-1/85/FHA-Refinance-Loan-Programs-1-320.jpg)
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The document provides an overview of closing costs and the Good Faith Estimate (GFE) document. It breaks down typical costs included in purchase and refinance transactions, organized by section and item number on the GFE. Fees covered include origination, discount, appraisal, title, taxes, insurance, and reserves. The presentation warns against shopping rates, as they fluctuate daily and costs may change. It encourages asking questions to understand full costs and ensures estimates are accurate.
Buying Foreclosure and Short Sales - blueBird Master
This document provides an overview of a class about buying foreclosures and short sales. The class covers topics such as what foreclosures and short sales are, the approval process for short sales, tips for making offers, working with banks on foreclosed properties, and the value of an experienced real estate agent. The presentation encourages attendees to ask questions and provides contact information for follow up.
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This document summarizes a presentation about CalSTRS 80/17 purchase loans. It discusses who is eligible for these loans, how they compare to FHA loans, maximum loan amounts, property qualifications, loan structure, down payment options, costs, and next steps for applying. Attendees are encouraged to ask questions throughout and provided contact information for following up.
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The document provides an overview of a class about 100% financing options for CalPERS members. The class covers eligibility guidelines for CalPERS loans, available CalPERS home loan options including conventional, FHA, and personal loan options, and next steps for attendees interested in pursuing homeownership.
Mortgage Protection Program
This is an exciting first time home buyer benefit being offered by the California Association of Realtors through the Housing Affordability Fund.
The Mortgage Protection Program offers insurance payments in the event that a new homebuyer become involuntarily unemployed or accidentally disabled.
For more valuable homebuyer education classes be sure to sign up at www.REblueBird.org to receive notifications of upcoming classes.
A Guide To Closing Costs & GFE
The document provides an overview of closing costs and the Good Faith Estimate (GFE) document. It explains that the GFE is intended to disclose typical costs for a mortgage transaction and includes estimates, not actual costs. It then describes the various fees that may be included in the estimated closing costs and reserve/prepaid cost sections of the GFE. Common signs of inaccurate GFEs and dangers of shopping for interest rates solely based on rate are also discussed.
A Guide To Buying Foreclosures and Short Sales
The document provides an overview of a class about buying foreclosures and short sales. It defines foreclosures and short sales, explaining the processes and key things to be aware of with each. It outlines factors like sales price, seller motivation, approval times, subordinate liens, and property condition. The document advises getting pre-approved, making competitive offers, and working with an agent experienced in these types of purchases. It promotes upcoming similar educational classes and provides contact information for questions.
What you need to know about Hiring A Rea Estate Agent
This presentation helps you to understand the extent of the fiduciary responsibilities owed to you under an Agency Relationship.
Buying a home is one of the most important decisions of your life. This presentation will help you to make an informed and educated choice of which professionals to use to help you with this purchase.
Five 100% Financing Loans You Should Know About
We discuss a wide variety of 100% financing options still available to qualifying home buyers.
Topics include community seconds and mortgage credit certificates
A Complete Guide to Closing Costs and The Good Faith Estimate - Updated 2-5-09
This presentation gives an overview of the Good Faith Estimate and what closing costs are typically associated in a Purchase or Refinance refinance transaction.
Many lenders in the past (and still today) use the Good Faith Estimate as a marketing tactic to lure unsuspecting homeowners only to reveal the TRUE costs much further into process when there is little time to change direction.
Hiring An Agent And Finding Deals - Updated 2/5/09
Hiring a Real Estate Agent is a serious and important financial decision.
We discuss how Real Estate Agents get paid, how to hire, what is an Agency relationship, what are the Fiduciary duties of an agent.
We also discuss the use of the internet to advertise homes for sale and collect information for sales call. We will show you how to find accurate information and avoid the high pressure sales calls that can follow if you fill out the wrong form.
Short Sales Keep You In Control
As the FDIC and the Fed continue to push for a uniform standard for loan modification eligibility, it is becoming more difficult to qualify.
if modification efforts are being declined over and over again and it seems that foreclosure is imminent, doing a short sale is an option that keep you, the homeowner, in control of the process.
A short sale will make the time line for moving much more manageable and may even allow you to stay in the home for many months more.
A Complete Guide to Buying Foreclosures and Short Sales updated on 2-2-09
This presentation introduces home buyers to foreclosures and short sales.
Going into this real estate market without knowing the particulars of these types of homes offered can be really confusing.
This class attempts to uncover some of the things that you don't usually hear about from lenders and realtors.
A Complete Guide to Closing Costs and the The Good Faith Estimate - Presented...
This class reviews all of the costs associated with purchasing or refinancing a home loan.
Many "not-so-honest" lenders use the good faith estimate to feature an unrealistic interest rate knowing full well that they can never deliver this scenario.
We bust through those tactics and show and empower you with enough information to sniff these tactics out and allow you to make sound financial decisions when choosing which lender you trust to complete your loan.
CalSTRS 80/17 Home Purchase Loan - Updated 1-15-2009
Updated presentation of "A Complete Guide to the CalSTRS 80/17 Home Purchase Loan".
As an employee of a California public school or community college you may be eligible for this low down payment, NO mortgage insurance, home purchase loan.
Also covered are the newly released IRS guidelines for the $7,500 Federal Tax Credit which expires July 1st, 2009
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The document is a presentation about the CalSTRS 80/17 purchase loan program. It aims to educate attendees about the program, which provides 100% financing options for California public education employees. The presentation covers who is eligible for the loans, how CalSTRS benefits, comparisons to FHA loans, maximum loan amounts and property qualifications. Attendees are encouraged to ask questions throughout.
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FHA Refinance Loan Programs
- 1. A Complete Guide to FHA Refinance Loan Options Thank You for Attending Class will begin at 7:00pm Presented By: Broadview Mortgage Corporation Presenter: Scott Schang Contact Information: Phone: 866-667-6724 [email_address]
- 29. Thank you for Attending Please Join us for one of our other educational home buyer classes Presented By: Broadview Mortgage Corp. Presenter: Scott Schang Contact Information: Phone: 866-667-6724 [email_address]