2. FITZGERALD ARCHITECTURE STUDIO
Residential & Commercial Architecture
Fitzgerald Architecture Studio (FAS) was established in response to
client requests for service-oriented approach to architectural services
within Pennsylvania, New Jersey, and New York, particularly in the
areas of residential and commercial rehabilitations, insurance industry
clients, space planning for complex buildings, and the integration of
advanced technologies into the design process.

3. FITZGERALD ARCHITECTURE
DISASTER RESTORATION SERVICES
WaterCollision FireStorm Damage
The moment a disaster is declared under control, Fitzgerald Disaster
Restoration Services will be there to begin the process of restoring your
clients dream...and their lives. From surveying the damaged site to the finest
finishing details, we’re experts, streamlining the process and getting people
back into their homes and businesses thirty to sixty days faster than other
providers. Fitzgerald Disaster Restoration Services are undisputed leaders in
the field with more experience than any other firm in the tri-state area.

4. Number of Days To Building Permit Issuance Overview
Current
Claim
Process
120-150 Days
FAS-DRS
Claim
Process
57-70 Days Reduction
Insurance
Company
Benefits

5. Insurance Company
Time • Cost • Quality Solutions Overview
• Shorten the Insurance Claim Process and Sign off on Proof of
Loss Time Frame by Up To 50%
• Minimize Additional Living Expenses (ALE)
• Reduced Building Code Upgrades and Public Adjustor Issues
o Detailed assessment of necessary code upgrades
o Impact on Proof of Loss, Additional Living Expenses, and
architectural issues
• Provide the Insurance Company with a Dedicated Professional
Architecture Representative
• Boost Insurance Company Consumer Rating

6. Time • Cost • Quality Solutions Tools
• Insurance Claims Experience
• Insurance Claim Process
and Timeline
• Insurance Claim Deliverables
• Insurance Company Benefits

7. Time • Cost • Quality Solutions Tools
Insurance Claims Experience
• Hoffman Residence Lebanon, NJ Fire
• Kavanagh Residence Keansburg, NJ Collapsed Floor
• Tower Residence Cliffside Park, NJ Fire
• Hisco Company Somerset, NJ Collision
• Emer Residence Mtn. Lakes, NJ Fire
• Matteo Residence Paramus, NJ Fire
• Liquid Cargo Commercial Kearny, NJ Exterior Blast
• Beatch Residence North Caldwell, NJ Collapsed Floor
• Kmec Residence Hopatcong, NJ Water Damage

8. Time • Cost • Quality Solutions Tools
Insurance Claims Experience: Example Hoffman - Fire

9. Time • Cost • Quality Solutions Tools
Insurance Claims Experience: Hisco - Collision

10. Time • Cost • Quality Solutions Tools
Insurance Claims Experience: Matteo - Fire

11. Time • Cost • Quality Solutions Tools
General Claim Process and Timeline
1.) Insured contacts agent and/or insurance company following loss.
2.) Property Supervisor assigns Insurance Adjustor.
3.) Insurance Adjustor contacts Insured and schedules site visit.
4.) Insurance Adjustor visits claim site to assess claim needs.
5.) Insurance Adjustor assembles vendor team on-site. ( estimator/builder, emergency cleaning, housing services, etc. )
6.) Insurance Adjustor settles claim and Proof of Loss sign off.
7.) Insured retains builder to perform repair / reconstruction.
8.) Builder determines that formal drawings are required and retains an Architect.
9.) Architect and builder visit site.
10.) Architect provides builder with proposal for services.
11.) Builder notifies insured of architectural fees.
12.) Insured notifies Insurance Adjustor or public adjustor of architectural fees.
13.) Insurance Adjustor processes claim for architectural fees.
14.) Architect performs review of uniform construction code to identify code upgrades and begins construction documents.
15.) Architect notifies builder of code upgrades.
16.) Builder notifies insured of code upgrades.
17.) Insured notifies Insurance Adjustor or public adjuster of code upgrades.
18.) Insurance Adjustor processes claim for code upgrades.
19.) Architect generates necessary construction documents and provides to builders.
20.) Builder applies for building permits.
21.) Builder receives building permits and begins construction (Additional Living Expenses maybe necessary).
22.) As with any claim unexpected or hidden conditions may warrant additional vendor team services.
Begin
1-3 Days
20-60 Days
40-80 Days
120-150 Days
Complete

12. Time • Cost • Quality Solutions Tools
FAS-DRS Proposed Claim Process and Timeline
1.) Insured contacts agent and/or insurance company following loss.
2.) Property Supervisor assigns Insurance Adjustor.
3.) Insurance Adjustor contacts Insured and schedules site visit.
4.) Insurance Adjustor visits claim site with ARCHITECT to assess claim needs and performs code upgrades reviews.
5.) Insurance Adjustor assembles vendor team on-site. ( estimator/builder, emergency cleaning, housing services, etc. )
6.) Architect performs review of building code upgrades, begins construction documents, and notifies Insurance Adjustor.
7.) Architect generates necessary Construction Documents and provides deliverables to Insurance Adjustor.
8.) Insurance Adjustor settles claim and Proof of Loss sign off by providing insured with Contract Documents and building
estimates.
9.) Builder or Insured applies for building permits.
10.) Builder receives building permits and begins construction ( Additional Living Expenses minimized by 1/3 of the time ).
11.) As with any claim unexpected or hidden conditions may warrant additional vendor team services.
Begin
1-3 Days
30-50 Days
57-70 Days
Complete

13. Time • Cost • Quality Solutions Tools
Insurance Claim Deliverables (Insurance Claim Services Handbook)
• Preliminary code upgrade listing and letter of introduction and
reconstruction process

14. Time • Cost • Quality Solutions Tools
Insurance Claim Deliverables (Insurance Claim Services Handbook)

15. Time • Cost • Quality Solutions Tools
Insurance Claim Deliverables (Insurance Claim Services Handbook)
• Preliminary code upgrade listing and letter of introduction and
reconstruction process
• Notice to adjustor of zoning concerns and final code upgrade
listing.

16. Time • Cost • Quality Solutions Tools
Insurance Claim Deliverables (Insurance Claim Services Handbook)

17. Time • Cost • Quality Solutions Tools
Insurance Claim Deliverables (Insurance Claim Services Handbook)
• Preliminary code upgrade listing and letter of introduction and
reconstruction process
• Notice to adjustor of zoning concerns and final code upgrade
listing.
• Construction documents: (see section 3 of Insurance Claim
Services Handbook)
• Construction drawings; 3 sealed sets, 3 copies for permit
application of demolition plans, floor plans, elevations,
construction details, and finish schedules.
• Partially completed permit forms. (see section 3 of Insurance
Claim Services Handbook)
• Letter to insured explaining permit process and providing a
repair/reconstruction event sequence listing.

18. Time • Cost • Quality Solutions Tools
Insurance Claim Deliverables (Insurance Claim Services Handbook)

19. Time • Cost • Quality Solutions Overview
Insurance Company Benefits
• Shorten the Insurance Claim Process/Sign off on Proof of
Loss Time Frame
• Minimize Additional Living Expenses (ALE)
• Reduced Building Code Upgrades and Public Adjustor Issues
• Provide a Dedicated Professional Architecture Representative
• Boost Insurance Company Consumer Rating
Begin
1-3 Days
30-50 Days
57-70 Days
Complete

20. Additional Insurance Services
• Forensic Investigation – (see additional Insurance Services Handbook)
• Construction Phase Services – (see additional Insurance Services Handbook)
• Permits Applications – (see section 3 Insurance Claim Services Handbook)

21. Thank you for your attention.