The Impact of Robo-Advice on Financial Advisers: A Qualitative Case StudyDr. Crispin Coombs
Presented at 23rd UK Academy for Information Systems International Conference 20th-21st March 2018, Oxford.
One of the most significant recent technological developments concerns the application of robotics and Artificial Intelligence (AI) to skill-intensive, knowledge-based jobs. The financial adviser is a role that has been identified as being under threat from automated robo-advice services. However, there are conflicting views on the future of human financial advisers. It has been argued that human financial advisers will soon become obsolete because robo-advisers are lower cost and make fewer mistakes. Conversely, it has been argued that financial investment is an emotional process that requires empathy and reassurance that cannot be provided by automated robo-advisers. In this exploratory study we use
service encounter theory to explore the key elements of the financial adviser job role, identifying where human interaction with the client was considered to be valuable. Our findings suggest that robo-advisers are likely to augment rather than substitute human financial advisers.
This is the slide presentation used during the Experience Tapestry Workshop series during the virtual Global Service Design Network event in October 2020.
Behind every Invitation to Tender is unspoken subtext.
This Presentation surfaces the factors that help design a Construction Contractor bidding strategy and identify the true value of the opportunities your company is faced with.
Naturally there are no-brainer elements that will impact your decision-making process such as your available resources, project size, conflicting commitments and so on
With growing pressure on public bodies to commission more effective services and reduce budgets, third sector partnerships and consortia are often viewed as an answer.
Find out about common models, examples and recipes for success drawn from Locality’s work with members who are building bidding consortia.
The Impact of Robo-Advice on Financial Advisers: A Qualitative Case StudyDr. Crispin Coombs
Presented at 23rd UK Academy for Information Systems International Conference 20th-21st March 2018, Oxford.
One of the most significant recent technological developments concerns the application of robotics and Artificial Intelligence (AI) to skill-intensive, knowledge-based jobs. The financial adviser is a role that has been identified as being under threat from automated robo-advice services. However, there are conflicting views on the future of human financial advisers. It has been argued that human financial advisers will soon become obsolete because robo-advisers are lower cost and make fewer mistakes. Conversely, it has been argued that financial investment is an emotional process that requires empathy and reassurance that cannot be provided by automated robo-advisers. In this exploratory study we use
service encounter theory to explore the key elements of the financial adviser job role, identifying where human interaction with the client was considered to be valuable. Our findings suggest that robo-advisers are likely to augment rather than substitute human financial advisers.
This is the slide presentation used during the Experience Tapestry Workshop series during the virtual Global Service Design Network event in October 2020.
Behind every Invitation to Tender is unspoken subtext.
This Presentation surfaces the factors that help design a Construction Contractor bidding strategy and identify the true value of the opportunities your company is faced with.
Naturally there are no-brainer elements that will impact your decision-making process such as your available resources, project size, conflicting commitments and so on
With growing pressure on public bodies to commission more effective services and reduce budgets, third sector partnerships and consortia are often viewed as an answer.
Find out about common models, examples and recipes for success drawn from Locality’s work with members who are building bidding consortia.
To hear a recording of Richard's presentation please visit https://attendee.gototraining.com/r/9217597784540753409.
Richard Ekelman, Founder of the Service Experience Academy will lead this 1-hour talk. He will explore what service design is a discipline and toolkit when building understanding, co-creating innovation, and evolving organizational culture. Service design is uniquely equipped to handle the complexities and pitfalls of innovation, and this talk will cover not only the core thinking and principles but how those principles have practical application in any organization. Additionally, Rich discusses the overlaps and distinctions between service design and other disciplines such as six sigma, user experience, customer experience, and product design. The goal of this webinare was to provide participants with a foundational understanding of service design that will enable them to build confidence in their ability to discuss and experiment with service design in their own work.
To hear a recording of Richard's presentation please visit https://attendee.gototraining.com/r/9217597784540753409.
Bid to Win workshop for Seedbed - October 2015Matt Spry
If your business is supplying services or products to other organisations, and you want to grow, it is almost certain that you will have to navigate the minefield of tendering for new work. When done well successful bidding can help to scale your financial performance and impact quickly, but done badly and you risk wasting huge amounts of time and money.
The Bid to Win masterclass will give you:
- an introduction to bidding
- key principles for bidding to win
- an approach to bidding that can be applied to any sector or opportunity - the bid canvas
The aim of the session was to introduce attendees to a flexible and powerful approach to bidding that will keep your bids focused on what really matters to the buyer, whilst helping to manage the risks inherent in the tendering process.
Lecture 2 from our 5-Day Lean Launchpad Class discussing how to put customer discovery to work out of the building. Based on the acclaimed book, Talking to Humans, by Giff Constable & Frank Rimalovski. More at http://talkingtohumans.com.
Designing a Digital Service Concept for a Professional Business ServiceSofia Nyyssönen
Professional and knowledge-intensive service organizations are concepts that are sometimes used interchangeably. Both concepts refer to expert services that rely on a substantial body of complex knowledge, which is often seen to be characteristics of highly skilled employees. The project investigates the potential of service design to design a digital service concept for professional services that retains knowledge and applies insights that could noticeably improve the effectiveness of or-ganizations. The focus is on the customer’s value creating processes, where value emerges for customers and is perceived by them. Service design is a process that implies work on projects to integrate new service systems into organisations.
CRM Options for Enterprise Nonprofits - Heller ConsultingHeller Consulting
Leading organizations have upgraded their CRM systems and are realizing the benefits of effective modern solutions. Other organizations have struggled to overcome the obstacles preventing them from adopting new technology. Fortunately, many common barriers to large technology transitions have been removed, and both the variety of options and strategic transition processes have made it easier for organizations to select and implement an efficient CRM system.
If your organization is still getting by with disconnected systems, join this webinar series for a detailed look at the current CRM solution marketplace for enterprise nonprofits. Since 1996 Heller Consulting has been guiding the technology decisions of mid-sized to very large nonprofit organizations. In this webinar Keith Heller shares his experience and perspective on the current enterprise marketplace, identifies the most common barriers, and outlines Heller’s proven approach to planning and selecting a CRM solution that matches organizational goals.
View the video below to learn:
- State of the CRM market for enterprise nonprofits
- Difference between enterprise CRM products and platforms
- How enterprise-level CRM planning is different from smaller organizations
Widely adopted enterprise-level CRM system choices:
- Salesforce’s Nonprofit Success Pack
- Blackbaud’s Enterprise CRM Solutions
- roundCorner’s NGO Connect
- Softrek’s Clearview
- StratusLIVE
- ROI Solutions’ Revolution Online
How to launch an effective CRM selection process
This is the first webinar in this series. In the coming months, we will go into detail on each of the most popular CRM solutions for enterprise organizations.
Given the complexity of creating RFPs, organisations are not
always fully equipped to ask the correct questions, and might even
lack the required technical knowledge. This talk will demonstrate
the importance of considering input from others when setting
up your own RFP as this can save time and money – the risks
of not identifying all potential pitfalls at RFP stage can be time-
consuming and costly a few years later. This talk will apply to
all in the industry, from publishers seeking out new platform
providers to libraries sourcing vendors for specific projects.
Tracy Gardner, Renew Publishing Consultants
Yann Amouroux, Bioscientifica
ReFrame: Customer Experience is the new MarketingJaylineKarusi
A frank discussion into the hard realities of Customer Experience delivery in Kenya, including immersion into methods and tools to use in creating proactive forward thinking customer solutions.
2018 11-14 generating ideas on how to manage cro'seyalsron
Deconstructing challenges faced with working with CROs and effective processes to overcome them
Managing the process of relationship development with the right CRO to reduce unnecessary consumption of time
Unveiling mistakes and understanding the best way to work with CRO’s to strengthen relationships with your current and new vendors
Emphasizing the importance of coordination and communication and how that benefits your work load and organization of preclinical trials
Empowering and engaging through co-creation webinarJane Vita
Co-creation shaping the way we design products and services. Not only does it activate dialogue, but it also brings people together to work on a common goal by working collaboratively. To enable co-creation, Service Designers act as facilitators, creating a platform for collaboration. They use a variety of methods and tools to understand customers, map experiences, describe service journeys, define business models, etc. However, these are just ways to make conversations concrete. We still need to engage and empower teams to explore, play freely and contribute to delivering an integrated and meaningful service experience.
To hear a recording of Richard's presentation please visit https://attendee.gototraining.com/r/9217597784540753409.
Richard Ekelman, Founder of the Service Experience Academy will lead this 1-hour talk. He will explore what service design is a discipline and toolkit when building understanding, co-creating innovation, and evolving organizational culture. Service design is uniquely equipped to handle the complexities and pitfalls of innovation, and this talk will cover not only the core thinking and principles but how those principles have practical application in any organization. Additionally, Rich discusses the overlaps and distinctions between service design and other disciplines such as six sigma, user experience, customer experience, and product design. The goal of this webinare was to provide participants with a foundational understanding of service design that will enable them to build confidence in their ability to discuss and experiment with service design in their own work.
To hear a recording of Richard's presentation please visit https://attendee.gototraining.com/r/9217597784540753409.
Bid to Win workshop for Seedbed - October 2015Matt Spry
If your business is supplying services or products to other organisations, and you want to grow, it is almost certain that you will have to navigate the minefield of tendering for new work. When done well successful bidding can help to scale your financial performance and impact quickly, but done badly and you risk wasting huge amounts of time and money.
The Bid to Win masterclass will give you:
- an introduction to bidding
- key principles for bidding to win
- an approach to bidding that can be applied to any sector or opportunity - the bid canvas
The aim of the session was to introduce attendees to a flexible and powerful approach to bidding that will keep your bids focused on what really matters to the buyer, whilst helping to manage the risks inherent in the tendering process.
Lecture 2 from our 5-Day Lean Launchpad Class discussing how to put customer discovery to work out of the building. Based on the acclaimed book, Talking to Humans, by Giff Constable & Frank Rimalovski. More at http://talkingtohumans.com.
Designing a Digital Service Concept for a Professional Business ServiceSofia Nyyssönen
Professional and knowledge-intensive service organizations are concepts that are sometimes used interchangeably. Both concepts refer to expert services that rely on a substantial body of complex knowledge, which is often seen to be characteristics of highly skilled employees. The project investigates the potential of service design to design a digital service concept for professional services that retains knowledge and applies insights that could noticeably improve the effectiveness of or-ganizations. The focus is on the customer’s value creating processes, where value emerges for customers and is perceived by them. Service design is a process that implies work on projects to integrate new service systems into organisations.
CRM Options for Enterprise Nonprofits - Heller ConsultingHeller Consulting
Leading organizations have upgraded their CRM systems and are realizing the benefits of effective modern solutions. Other organizations have struggled to overcome the obstacles preventing them from adopting new technology. Fortunately, many common barriers to large technology transitions have been removed, and both the variety of options and strategic transition processes have made it easier for organizations to select and implement an efficient CRM system.
If your organization is still getting by with disconnected systems, join this webinar series for a detailed look at the current CRM solution marketplace for enterprise nonprofits. Since 1996 Heller Consulting has been guiding the technology decisions of mid-sized to very large nonprofit organizations. In this webinar Keith Heller shares his experience and perspective on the current enterprise marketplace, identifies the most common barriers, and outlines Heller’s proven approach to planning and selecting a CRM solution that matches organizational goals.
View the video below to learn:
- State of the CRM market for enterprise nonprofits
- Difference between enterprise CRM products and platforms
- How enterprise-level CRM planning is different from smaller organizations
Widely adopted enterprise-level CRM system choices:
- Salesforce’s Nonprofit Success Pack
- Blackbaud’s Enterprise CRM Solutions
- roundCorner’s NGO Connect
- Softrek’s Clearview
- StratusLIVE
- ROI Solutions’ Revolution Online
How to launch an effective CRM selection process
This is the first webinar in this series. In the coming months, we will go into detail on each of the most popular CRM solutions for enterprise organizations.
Given the complexity of creating RFPs, organisations are not
always fully equipped to ask the correct questions, and might even
lack the required technical knowledge. This talk will demonstrate
the importance of considering input from others when setting
up your own RFP as this can save time and money – the risks
of not identifying all potential pitfalls at RFP stage can be time-
consuming and costly a few years later. This talk will apply to
all in the industry, from publishers seeking out new platform
providers to libraries sourcing vendors for specific projects.
Tracy Gardner, Renew Publishing Consultants
Yann Amouroux, Bioscientifica
ReFrame: Customer Experience is the new MarketingJaylineKarusi
A frank discussion into the hard realities of Customer Experience delivery in Kenya, including immersion into methods and tools to use in creating proactive forward thinking customer solutions.
2018 11-14 generating ideas on how to manage cro'seyalsron
Deconstructing challenges faced with working with CROs and effective processes to overcome them
Managing the process of relationship development with the right CRO to reduce unnecessary consumption of time
Unveiling mistakes and understanding the best way to work with CRO’s to strengthen relationships with your current and new vendors
Emphasizing the importance of coordination and communication and how that benefits your work load and organization of preclinical trials
Empowering and engaging through co-creation webinarJane Vita
Co-creation shaping the way we design products and services. Not only does it activate dialogue, but it also brings people together to work on a common goal by working collaboratively. To enable co-creation, Service Designers act as facilitators, creating a platform for collaboration. They use a variety of methods and tools to understand customers, map experiences, describe service journeys, define business models, etc. However, these are just ways to make conversations concrete. We still need to engage and empower teams to explore, play freely and contribute to delivering an integrated and meaningful service experience.
White wonder, Work developed by Eva TschoppMansi Shah
White Wonder by Eva Tschopp
A tale about our culture around the use of fertilizers and pesticides visiting small farms around Ahmedabad in Matar and Shilaj.
Connect Conference 2022: Passive House - Economic and Environmental Solution...TE Studio
Passive House: The Economic and Environmental Solution for Sustainable Real Estate. Lecture by Tim Eian of TE Studio Passive House Design in November 2022 in Minneapolis.
- The Built Environment
- Let's imagine the perfect building
- The Passive House standard
- Why Passive House targets
- Clean Energy Plans?!
- How does Passive House compare and fit in?
- The business case for Passive House real estate
- Tools to quantify the value of Passive House
- What can I do?
- Resources
Storytelling For The Web: Integrate Storytelling in your Design ProcessChiara Aliotta
In this slides I explain how I have used storytelling techniques to elevate websites and brands and create memorable user experiences. You can discover practical tips as I showcase the elements of good storytelling and its applied to some examples of diverse brands/projects..
PDF SubmissionDigital Marketing Institute in NoidaPoojaSaini954651
https://www.safalta.com/online-digital-marketing/advance-digital-marketing-training-in-noidaTop Digital Marketing Institute in Noida: Boost Your Career Fast
[3:29 am, 30/05/2024] +91 83818 43552: Safalta Digital Marketing Institute in Noida also provides advanced classes for individuals seeking to develop their expertise and skills in this field. These classes, led by industry experts with vast experience, focus on specific aspects of digital marketing such as advanced SEO strategies, sophisticated content creation techniques, and data-driven analytics.
2. Simple sense-making technique driven by a storytelling
activity that combines multiple protagonists’ stories in
one single view of a service experience.
What is Mesh?
Method Overview
3. What is Mesh for?
Method Overview
To identify opportunities for
optimizing and reimagining
service experiences across the
organization
To surface individual and
collective needs to align on
opportunities across the
organization
To visualize experience gaps
across actors (e.g, waiting or
communication gaps) at a larger
ecosystem scale
To evaluate interdependent
and shared moments among
actors in a sequence of time
4. • A deliverable
• Driven by technical requirements
• About the details (it’s about
understanding each actor’s
experience and needs)
What isn’t Mesh?
Method Overview
5. When to use it?
Early in the
process to build
alignment across
stakeholders on
key areas of focus
Things to consider
Scope and Participants
What types of
projects?
Cross-collaborative
initiatives that can
benefit from inside-
out/outside-in
perspectives
Who to invite?
Consider working
with 3-4 actors at
a time and select
SMEs that can
represent the
selected actors
Roles in the session
• Main facilitator
• Small group facilitator(s)
• Note Taker(s)
• SMEs
• Mix level of participants
6. Work in
separate small
groups and
describe each
actors’
experiences
How does it work?
Pre-session:
Core Team
Members
decide which
actors would
best fit the
project scope
Share out
stories from
each
protagonists
and facilitate
entire group
discussion
*make sure to take
notes about findings
Call out
interdependent
and shared
moments
across actors
Vote on which
opportunity
areas to
investigate
further
Post-session:
Select the best
method to help
solve for the
challenges
represented in
the mesh
1 2 3 4
5 6 7
Identify key
moments of
each actor’s
stories
8. Triggers:
Word of
mouth
(Friends)
Family
Finding
my
agent
Setting up a
time to talk
to my
agent
Learning
about my
options
Receiving
my order
summary
Agreeing
to terms
Going
about
my day
Receiving
log-in email
invitation
Receiving
welcome
package
Creating
account
Choosing
the service
I want
Reaching
out for
general
inquiry
Reviewing
personal
info
Receiving
first bill
Paying
my first
bill
Receiving
follow-up from
agent (yearly,
monthly?)
Required
by
landlord
Comparing
multiple
offers
Learning
about
coverages
Understanding
landlord
requirements
in order to
meet them
Feeling pressured to make
a decision
How do you
know when you
are working
with the right
agent?
Having a get-
to-know-me
conversation
with the Agent
key
Deciding
what I
want
Checking
my
inventory
Receiving
advice from
agent
key
Discussing
payment
plan
options
Signing
agreement
Telling
roommates about
experience
signing up with
insurance
company
Understanding
my options
Finding
out about
eligibility
Getting
copy of
signed
agreement
Making
down
payment
Getting a
notification
about new
customer
key
Scheduling
meeting
Meeting
with
Customer
Providing
options to
customers
Confirming
basic
information
Offering
additional
products/
services
Confirming
application
info w/
customer
Providing
verbal
order
summary
Asking for
payment
info
Sending
email for
account
creation
Application
approval
process
Identifying
possible
service
options
Consulting
on best
options
Having a
conversation
w/ customer
about needs
Following-
up with
Customer
Asking
underwriting
questions
Talking with
customer
yearly to
discuss
renewing
Entering
customer
info
Providing
the
customer a
quote
Refining
the
customer
quote
Billing system
is not where
we want it to
be in the
future
Communication
channel varies
by agent
comfort level
Dependency
on agent
technological
capabilities
Look for
cross-sell
opportunities
Referrals
Providing
personal
info
Consultation Event
Feeling that I'm being
understood.
Feeling I'm getting
personalized customer
service.
Trust aspect to
this interaction
Building trust with my
agent, feel that I'm being
heard.
Exit
After this conversation, I
feel confident that I know
what I need.
I understand what my
options are and I know
where to get what I need
how and
where will
customers pay
in the future?
Discussing
terms/agreement
with spouse
before agreeing
How is this
moment
handled?
Getting in
touch with
customer
B2B2C Remote: Two (2) actors
9. B2C Remote: Four (4) actors
Confirming
if order is
ready
Confirming
customer
info
Receiving
customer
call
Providing a
waiting
time
estimate
REPETITIVE PATTERN
Confirming
customer
info
Receiving
customer
call
Providing a
waiting
time
estimate
Confirming
if order is
ready
REPETITIVE PATTERN
Receiving
the order
Shopping
items from
the order
Confirming
item
inventory
Completing
order
Sending
customer a
text message
to confirm
item swap
Receiving
the order
Shopping
items from
the order
Confirming
item
inventory
Completing
order
Sending
customer a
text message
to confirm
item swap
Phone
Support
Associate
Customer
Moments
Pick-up
Grocery
Associate
Preparing for
my visit to
the grocery
store.
Going to
the grocery
store
Getting
in pickup
line
Grocery
Shoppers
"X"
Receiving
the order
Shopping
items from
the order
Confirming
item
inventory
Parking
in pickup
spot
Contacting
pickup
associate
Preparing
car for
groceries
Waiting
Receiving
the order
receipt
Sanitizing
Receiving
groceries
Going
home
Handing-
off order
receipt
Loading
customer
car with
groceries
Placing
my
order
Completing
order*
(system
trigger)
Sending
customer a
text message
to confirm
item swap
Receives
notification
about order
completion
Receives
customer's
pick-up spot
number
Picking up
customer
order and
receipt
Handing-
off order
receipt
Loading
customer
car with
groceries
Confirming
customer
order is
ready
Picking up
customer
order and
receipt
Confirming
customer
info
Receiving
customer
call
Providing a
waiting
time
estimate
Confirming if
order is ready*
(system
trigger)
Confirming
customer
info
Receiving
customer
call
Providing a
waiting
time
estimate
Confirming
if order is
ready
REPETITIVE PATTERN
REPETITIVE PATTERN
REPETITIVE PATTERN
REPETITIVE PATTERN
10. Emphasizes the
emotional experiential
side of multi-actor
stories going beyond a
single protagonist
How this differs from other methods
Lower learning curve for
non designers to
engage with compared
to journey mapping/
ecosystem mapping/
blueprinting
Provides a space for
discovery that accounts
for more than one actor’s
needs
Unlike service blueprints,
does not require
defining experience
details (e.g. frontstage/
backstage/support systems)
11. Meshing with Other Methods
How Mesh complements other service design methods and Q&A
12. Contents
Service Design 6
About Harmonic Design 7
Why we exist 9
How we do it 10
Our pitch 13
Key phrases 14
Our personality 15
Our people 17
Our services & products 19
Primary Audience: 20
Clients
Who are our clients 21
What do clients want from 22
service design
Desired client impacts 23
The client’s future 24
Our promise 26
Client persona 27
Secondary Audience: 34
Talent
Talent persona 35
with Harmonic
Ideal talent impacts 38
Tertiary Audience: 40
Community Influencers
Community influencer 41
demographics
Ideal community 43
influencer impacts
Meshing with other methods
• Early opportunity identification and ideation
• Ecosystem Mapping
• Jobs, Pains, Gains
• Contextual Research
• Service Blueprinting
Contents
Service Design 6
About Harmonic Design 7
Why we exist 9
How we do it 10
Our pitch 13
Key phrases 14
Our personality 15
Our people 17
Our services & products 19
Primary Audience: 20
Clients
Who are our clients 21
What do clients want from 22
service design
Desired client impacts 23
The client’s future 24
Our promise 26
Client persona 27
Secondary Audience: 34
Talent
Talent persona 35
with Harmonic
Ideal talent impacts 38
Tertiary Audience: 40
Community Influencers
Community influencer 41
demographics
Ideal community 43
influencer impacts
13. Contents
Service Design 6
About Harmonic Design 7
Why we exist 9
How we do it 10
Our pitch 13
Key phrases 14
Our personality 15
Our people 17
Our services & products 19
Primary Audience: 20
Clients
Who are our clients 21
What do clients want from 22
service design
Desired client impacts 23
The client’s future 24
Our promise 26
Client persona 27
Secondary Audience: 34
Talent
Talent persona 35
with Harmonic
Ideal talent impacts 38
Tertiary Audience: 40
Community Influencers
Community influencer 41
demographics
Ideal community 43
influencer impacts
Early Opportunities and Ideation
Contents
Service Design 6
About Harmonic Design 7
Why we exist 9
How we do it 10
Our pitch 13
Key phrases 14
Our personality 15
Our people 17
Our services & products 19
Primary Audience: 20
Clients
Who are our clients 21
What do clients want from 22
service design
Desired client impacts 23
The client’s future 24
Our promise 26
Client persona 27
Secondary Audience: 34
Talent
Talent persona 35
with Harmonic
Ideal talent impacts 38
Tertiary Audience: 40
Community Influencers
Community influencer 41
demographics
Ideal community 43
influencer impacts
M
M
M
M
M M
M M
M M
M
M
M
M
Moments
Actors
M
M M M M
M M M
M M M
M M
M
M M
M
M M M M M
M M
ACTOR 1
ACTOR 2
ACTOR 3
ACTOR 4
Mesh for Opportunities
• Shared Moments
• Conflicting Moments
• Gaps
• Define the opportunity
• Brainstorm initial thoughts
HMW HMW HMW HMW
M
14. Contents
Service Design 6
About Harmonic Design 7
Why we exist 9
How we do it 10
Our pitch 13
Key phrases 14
Our personality 15
Our people 17
Our services & products 19
Primary Audience: 20
Clients
Who are our clients 21
What do clients want from 22
service design
Desired client impacts 23
The client’s future 24
Our promise 26
Client persona 27
Secondary Audience: 34
Talent
Talent persona 35
with Harmonic
Ideal talent impacts 38
Tertiary Audience: 40
Community Influencers
Community influencer 41
demographics
Ideal community 43
influencer impacts
Early Opportunities and Ideation
Contents
Service Design 6
About Harmonic Design 7
Why we exist 9
How we do it 10
Our pitch 13
Key phrases 14
Our personality 15
Our people 17
Our services & products 19
Primary Audience: 20
Clients
Who are our clients 21
What do clients want from 22
service design
Desired client impacts 23
The client’s future 24
Our promise 26
Client persona 27
Secondary Audience: 34
Talent
Talent persona 35
with Harmonic
Ideal talent impacts 38
Tertiary Audience: 40
Community Influencers
Community influencer 41
demographics
Ideal community 43
influencer impacts
M
M
M
M
M M
M M
M M
M
M
M
M
Moments
Actors
M
M M M M
M M M
M M M
M M
M
M M
M
M M M M M
M M
ACTOR 1
ACTOR 2
ACTOR 3
ACTOR 4
HMW HMW HMW HMW
OUTCOMES
finding and
recognizing the
new hire to
escort them in
Functional
feeling
physically and
emotionally
safe
emotional
Get the
equipment I need
to do my job in a
timely and
efficient manner
Functional
Be confident and
knowledgeable
about the set up
process and who to
ask if I have any
questions or issues
emotional
successfully
accomplish
equipment
request
Get what I
need to be
ready to
start work
making a
meaningful
connection
with new hire
Feel confident
that I've equipped
new hire with the
right equipment
emotional
Deliver all the
equipment needed
for a new hire to
successfully do their
job from day one
Functional
Moment
Meeting with New hire to get badge and laptop
Get technically
setup so I can access
all the systems
needed to
successfully do my
job
Functional
Knowing where to
go and who to
meet to get my
new equipment
Functional
a predictable
schedule so they
can get back to
their other work
Functional
Authenticate user
ID, password and
install
apps/programs
based on hiring
manager request
Functional
Make a good
impression when I
meet the Hiring
Manager for the first
time in person
emotional
knowing
their role in
the process
Functional
being able to
answer the
new hire's
questions
Functional being seen as
competent by
their new
employee
emotional
not being stressed
so they can focus
on their new
employee
emotional
Demonstrate a level
of competency
about my new
technical equipment
emotional
not
disrupting
the rest of
their day
Feel safe
being around
my new
coworkers
emotional
being a team
with to their IT
colleagues to
support the
new hire
support
hiring
manager
needs
Increased
excitement that
they made the
right choice to
join the company
Moment
Getting my laptop
Moment:
Delivering laptop to new hire
Moment
Monitoring Progress
HR
Mgr
Hiring
Mgr
New
Hire
IT
Tech
M
15. Contents
Service Design 6
About Harmonic Design 7
Why we exist 9
How we do it 10
Our pitch 13
Key phrases 14
Our personality 15
Our people 17
Our services & products 19
Primary Audience: 20
Clients
Who are our clients 21
What do clients want from 22
service design
Desired client impacts 23
The client’s future 24
Our promise 26
Client persona 27
Secondary Audience: 34
Talent
Talent persona 35
with Harmonic
Ideal talent impacts 38
Tertiary Audience: 40
Community Influencers
Community influencer 41
demographics
Ideal community 43
influencer impacts
Early Opportunities and Ideation
Contents
Service Design 6
About Harmonic Design 7
Why we exist 9
How we do it 10
Our pitch 13
Key phrases 14
Our personality 15
Our people 17
Our services & products 19
Primary Audience: 20
Clients
Who are our clients 21
What do clients want from 22
service design
Desired client impacts 23
The client’s future 24
Our promise 26
Client persona 27
Secondary Audience: 34
Talent
Talent persona 35
with Harmonic
Ideal talent impacts 38
Tertiary Audience: 40
Community Influencers
Community influencer 41
demographics
Ideal community 43
influencer impacts
M
M
M
M
M M
M M
M M
M
M
M
M
Moments
Actors
M
M M M M
M M M
M M M
M M
M
M M
M
M M M M M
M M
ACTOR 1
ACTOR 2
ACTOR 3
ACTOR 4
HMW HMW HMW HMW
M
16. Contents
Service Design 6
About Harmonic Design 7
Why we exist 9
How we do it 10
Our pitch 13
Key phrases 14
Our personality 15
Our people 17
Our services & products 19
Primary Audience: 20
Clients
Who are our clients 21
What do clients want from 22
service design
Desired client impacts 23
The client’s future 24
Our promise 26
Client persona 27
Secondary Audience: 34
Talent
Talent persona 35
with Harmonic
Ideal talent impacts 38
Tertiary Audience: 40
Community Influencers
Community influencer 41
demographics
Ideal community 43
influencer impacts
Ecosystem informs Mesh
• Identify potential actors
• Relationships to one another
• Priority
Ecosystem mapping
Contents
Service Design 6
About Harmonic Design 7
Why we exist 9
How we do it 10
Our pitch 13
Key phrases 14
Our personality 15
Our people 17
Our services & products 19
Primary Audience: 20
Clients
Who are our clients 21
What do clients want from 22
service design
Desired client impacts 23
The client’s future 24
Our promise 26
Client persona 27
Secondary Audience: 34
Talent
Talent persona 35
with Harmonic
Ideal talent impacts 38
Tertiary Audience: 40
Community Influencers
Community influencer 41
demographics
Ideal community 43
influencer impacts
Actors
Key Activities
Influencing Factors
Artifacts, Touchpoints, Places, Specific Activities
Customer
Roommate
Dependent
Researching
utilities
Searching
for a rental
home
Interacting
with new
landlord
Culture of
local
community
Population
density of
local
Family
Considering
risk for first
time
Getting
advice
Apartment
complex
websites
Rental
listing
aggregators
Influencing Factors
Artifacts, Touchpoints, Places, Specific Activities
Splitting
rent
Getting a
larger
apartment
Moving to
a secure
area
Comparing
rates across
carriers
insurance
Near
work
Near certain
area of town
for personal
interests
Assessing
Renters
Insurance
Comparing
rates across
utility
carriers
Changing
mailing
billing
address
finding local
businesses /
merchants /
amenitites
Signing up for
paperless/ digital
communications
Getting
packages at
new
address
Getting in
touch with
insurance
Agent
Learning what
their best
options are for
rental
insurance
Learning
about what is
offered with
renters
insurance
website
phone
call
Text
Zoom/video
conference
Facebook
messange
r/webchat
providing
proof of
insurance
to landlord
Email
Local or
non-local
landlord
New
Job
Closer
to family
Kids - school
system -
school
selection
Mailer /
brochure
Job loss or
salary cut,
change in
economic
status
Second
property
College
Vacation
home
17. Contents
Service Design 6
About Harmonic Design 7
Why we exist 9
How we do it 10
Our pitch 13
Key phrases 14
Our personality 15
Our people 17
Our services & products 19
Primary Audience: 20
Clients
Who are our clients 21
What do clients want from 22
service design
Desired client impacts 23
The client’s future 24
Our promise 26
Client persona 27
Secondary Audience: 34
Talent
Talent persona 35
with Harmonic
Ideal talent impacts 38
Tertiary Audience: 40
Community Influencers
Community influencer 41
demographics
Ideal community 43
influencer impacts
Ecosystem mapping
Contents
Service Design 6
About Harmonic Design 7
Why we exist 9
How we do it 10
Our pitch 13
Key phrases 14
Our personality 15
Our people 17
Our services & products 19
Primary Audience: 20
Clients
Who are our clients 21
What do clients want from 22
service design
Desired client impacts 23
The client’s future 24
Our promise 26
Client persona 27
Secondary Audience: 34
Talent
Talent persona 35
with Harmonic
Ideal talent impacts 38
Tertiary Audience: 40
Community Influencers
Community influencer 41
demographics
Ideal community 43
influencer impacts
Actors
Key Activities
Influencing Factors
Artifacts, Touchpoints, Places, Specific Activities
Customer
Roommate
Dependent
Researching
utilities
Searching
for a rental
home
Interacting
with new
landlord
Culture of
local
community
Population
density of
local
Family
Considering
risk for first
time
Getting
advice
Apartment
complex
websites
Rental
listing
aggregators
Influencing Factors
Artifacts, Touchpoints, Places, Specific Activities
Splitting
rent
Getting a
larger
apartment
Moving to
a secure
area
Comparing
rates across
carriers
insurance
Near
work
Near certain
area of town
for personal
interests
Assessing
Renters
Insurance
Comparing
rates across
utility
carriers
Changing
mailing
billing
address
finding local
businesses /
merchants /
amenitites
Signing up for
paperless/ digital
communications
Getting
packages at
new
address
Getting in
touch with
insurance
Agent
Learning what
their best
options are for
rental
insurance
Learning
about what is
offered with
renters
insurance
website
phone
call
Text
Zoom/video
conference
Facebook
messange
r/webchat
providing
proof of
insurance
to landlord
Email
Local or
non-local
landlord
New
Job
Closer
to family
Kids - school
system -
school
selection
Mailer /
brochure
Job loss or
salary cut,
change in
economic
status
Second
property
College
Vacation
home
Moments
Actors
ACTOR 1
ACTOR 2
ACTOR 3
ACTOR 4
M
M
M
M
M M
M M
M M
M
M
M
M
M M
M M M
M
M
18. Contents
Service Design 6
About Harmonic Design 7
Why we exist 9
How we do it 10
Our pitch 13
Key phrases 14
Our personality 15
Our people 17
Our services & products 19
Primary Audience: 20
Clients
Who are our clients 21
What do clients want from 22
service design
Desired client impacts 23
The client’s future 24
Our promise 26
Client persona 27
Secondary Audience: 34
Talent
Talent persona 35
with Harmonic
Ideal talent impacts 38
Tertiary Audience: 40
Community Influencers
Community influencer 41
demographics
Ideal community 43
influencer impacts
Jobs, Pains, Gains
Contents
Service Design 6
About Harmonic Design 7
Why we exist 9
How we do it 10
Our pitch 13
Key phrases 14
Our personality 15
Our people 17
Our services & products 19
Primary Audience: 20
Clients
Who are our clients 21
What do clients want from 22
service design
Desired client impacts 23
The client’s future 24
Our promise 26
Client persona 27
Secondary Audience: 34
Talent
Talent persona 35
with Harmonic
Ideal talent impacts 38
Tertiary Audience: 40
Community Influencers
Community influencer 41
demographics
Ideal community 43
influencer impacts
M M M M M M M M
ACTOR 2
J
J
J J
J
J
J J
J
J
J
Job Job
Moments comprise Jobs
• Identify Jobs for each Moment
(Functional aspects)
• Emotional aspects can inform
Pains and Gains
19. Contents
Service Design 6
About Harmonic Design 7
Why we exist 9
How we do it 10
Our pitch 13
Key phrases 14
Our personality 15
Our people 17
Our services & products 19
Primary Audience: 20
Clients
Who are our clients 21
What do clients want from 22
service design
Desired client impacts 23
The client’s future 24
Our promise 26
Client persona 27
Secondary Audience: 34
Talent
Talent persona 35
with Harmonic
Ideal talent impacts 38
Tertiary Audience: 40
Community Influencers
Community influencer 41
demographics
Ideal community 43
influencer impacts
Jobs, Pains, Gains
Contents
Service Design 6
About Harmonic Design 7
Why we exist 9
How we do it 10
Our pitch 13
Key phrases 14
Our personality 15
Our people 17
Our services & products 19
Primary Audience: 20
Clients
Who are our clients 21
What do clients want from 22
service design
Desired client impacts 23
The client’s future 24
Our promise 26
Client persona 27
Secondary Audience: 34
Talent
Talent persona 35
with Harmonic
Ideal talent impacts 38
Tertiary Audience: 40
Community Influencers
Community influencer 41
demographics
Ideal community 43
influencer impacts
ACTOR 1
ACTOR 2
ACTOR 3
ACTOR 4
20. Contents
Service Design 6
About Harmonic Design 7
Why we exist 9
How we do it 10
Our pitch 13
Key phrases 14
Our personality 15
Our people 17
Our services & products 19
Primary Audience: 20
Clients
Who are our clients 21
What do clients want from 22
service design
Desired client impacts 23
The client’s future 24
Our promise 26
Client persona 27
Secondary Audience: 34
Talent
Talent persona 35
with Harmonic
Ideal talent impacts 38
Tertiary Audience: 40
Community Influencers
Community influencer 41
demographics
Ideal community 43
influencer impacts
Contextual Research
Contents
Service Design 6
About Harmonic Design 7
Why we exist 9
How we do it 10
Our pitch 13
Key phrases 14
Our personality 15
Our people 17
Our services & products 19
Primary Audience: 20
Clients
Who are our clients 21
What do clients want from 22
service design
Desired client impacts 23
The client’s future 24
Our promise 26
Client persona 27
Secondary Audience: 34
Talent
Talent persona 35
with Harmonic
Ideal talent impacts 38
Tertiary Audience: 40
Community Influencers
Community influencer 41
demographics
Ideal community 43
influencer impacts
Moments
Actors
M
M
M
M
M M
M M
M M
M
M
M
M
Moments
Actors
M
M M M M
M M M
M M M
M M
M
M M
M
M M M M M
M M
ACTOR 1
ACTOR 2
ACTOR 3
ACTOR 4
M
Research panning
• Evaluate what is known and
where we still have questions
• Which actors should be
prioritized?
• What part of the experience
should we dive deep?
• How can shape our research to
better understand shared
moments?
21. Contents
Service Design 6
About Harmonic Design 7
Why we exist 9
How we do it 10
Our pitch 13
Key phrases 14
Our personality 15
Our people 17
Our services & products 19
Primary Audience: 20
Clients
Who are our clients 21
What do clients want from 22
service design
Desired client impacts 23
The client’s future 24
Our promise 26
Client persona 27
Secondary Audience: 34
Talent
Talent persona 35
with Harmonic
Ideal talent impacts 38
Tertiary Audience: 40
Community Influencers
Community influencer 41
demographics
Ideal community 43
influencer impacts
Service Blueprinting
Contents
Service Design 6
About Harmonic Design 7
Why we exist 9
How we do it 10
Our pitch 13
Key phrases 14
Our personality 15
Our people 17
Our services & products 19
Primary Audience: 20
Clients
Who are our clients 21
What do clients want from 22
service design
Desired client impacts 23
The client’s future 24
Our promise 26
Client persona 27
Secondary Audience: 34
Talent
Talent persona 35
with Harmonic
Ideal talent impacts 38
Tertiary Audience: 40
Community Influencers
Community influencer 41
demographics
Ideal community 43
influencer impacts
M M M M M M M
M M M M M M M
ACTOR 2
ACTOR 3
Blueprint the Moments
• Tell the story of each moment
and what it will take to deliver
the experience
• Analyze the moments and
consider who should be the
primary actor for a given scenario,
then flip the script and use
another actor and their moments
22. Contents
Service Design 6
About Harmonic Design 7
Why we exist 9
How we do it 10
Our pitch 13
Key phrases 14
Our personality 15
Our people 17
Our services & products 19
Primary Audience: 20
Clients
Who are our clients 21
What do clients want from 22
service design
Desired client impacts 23
The client’s future 24
Our promise 26
Client persona 27
Secondary Audience: 34
Talent
Talent persona 35
with Harmonic
Ideal talent impacts 38
Tertiary Audience: 40
Community Influencers
Community influencer 41
demographics
Ideal community 43
influencer impacts
Service Blueprinting
Contents
Service Design 6
About Harmonic Design 7
Why we exist 9
How we do it 10
Our pitch 13
Key phrases 14
Our personality 15
Our people 17
Our services & products 19
Primary Audience: 20
Clients
Who are our clients 21
What do clients want from 22
service design
Desired client impacts 23
The client’s future 24
Our promise 26
Client persona 27
Secondary Audience: 34
Talent
Talent persona 35
with Harmonic
Ideal talent impacts 38
Tertiary Audience: 40
Community Influencers
Community influencer 41
demographics
Ideal community 43
influencer impacts
M M M M M M M
M M M M M M M
ACTOR 2
ACTOR 3
Blueprint the Moments
• Tell the story of each moment
and what it will take to deliver
the experience
• Analyze the moments and
consider who should be the
primary actor for a given scenario,
then flip the script and use
another actor and their moments
23. Contents
Service Design 6
About Harmonic Design 7
Why we exist 9
How we do it 10
Our pitch 13
Key phrases 14
Our personality 15
Our people 17
Our services & products 19
Primary Audience: 20
Clients
Who are our clients 21
What do clients want from 22
service design
Desired client impacts 23
The client’s future 24
Our promise 26
Client persona 27
Secondary Audience: 34
Talent
Talent persona 35
with Harmonic
Ideal talent impacts 38
Tertiary Audience: 40
Community Influencers
Community influencer 41
demographics
Ideal community 43
influencer impacts
Service Blueprinting
Contents
Service Design 6
About Harmonic Design 7
Why we exist 9
How we do it 10
Our pitch 13
Key phrases 14
Our personality 15
Our people 17
Our services & products 19
Primary Audience: 20
Clients
Who are our clients 21
What do clients want from 22
service design
Desired client impacts 23
The client’s future 24
Our promise 26
Client persona 27
Secondary Audience: 34
Talent
Talent persona 35
with Harmonic
Ideal talent impacts 38
Tertiary Audience: 40
Community Influencers
Community influencer 41
demographics
Ideal community 43
influencer impacts
M M M M M M M M
M M M M
ACTOR 2
ACTOR 3
Blueprint the Moments
• Tell the story of each moment
and what it will take to deliver
the experience
• Analyze the moments and
consider who should be the
primary actor for a given scenario,
then flip the script and use
another actor and their moments
24. Contents
Service Design 6
About Harmonic Design 7
Why we exist 9
How we do it 10
Our pitch 13
Key phrases 14
Our personality 15
Our people 17
Our services & products 19
Primary Audience: 20
Clients
Who are our clients 21
What do clients want from 22
service design
Desired client impacts 23
The client’s future 24
Our promise 26
Client persona 27
Secondary Audience: 34
Talent
Talent persona 35
with Harmonic
Ideal talent impacts 38
Tertiary Audience: 40
Community Influencers
Community influencer 41
demographics
Ideal community 43
influencer impacts
Service Blueprinting
Contents
Service Design 6
About Harmonic Design 7
Why we exist 9
How we do it 10
Our pitch 13
Key phrases 14
Our personality 15
Our people 17
Our services & products 19
Primary Audience: 20
Clients
Who are our clients 21
What do clients want from 22
service design
Desired client impacts 23
The client’s future 24
Our promise 26
Client persona 27
Secondary Audience: 34
Talent
Talent persona 35
with Harmonic
Ideal talent impacts 38
Tertiary Audience: 40
Community Influencers
Community influencer 41
demographics
Ideal community 43
influencer impacts
M M M M M M M M
M M M M
Blueprint the Moments
• Tell the story of each moment
and what it will take to deliver
the experience
• Analyze the moments and
consider who should be the
primary actor for a given scenario,
then flip the script and use
another actor and their moments
ACTOR 2
ACTOR 3