Our free virtual terminals are more flexible than traditional credit card processing terminals. You can accept check cards, credit cards, checks and gift cards from any location. Simply log into your virtual terminal and start processing payments immediately. Your virtual terminal will track all of your transactions and customer information. Rest assured with high tech fraud detection tools your transactions are safe. Our virtual terminal also integrates seamlessly into many point of sale softwares as well as most e-commerce platforms.

1. Evaluating Merchant Services for Small
Business
SelectingaMerchantService providerisof utmostimportance tothe ownerof a small business.There is
no doubt that it is necessary to have one. Using credit cards is on the increase. The development of
debit cards and the wide dispersal of ATMmachines have made carrying large sums of cash a less and
lessattractive option.Youshouldunderstandthe completefee structure of aMerchant Service provider
before agreeingtoapreset contract arrangement. Although the discount rate is the most important of
the fees, hidden and unexpected fees can seriously cut into profits. This could be fatal to the small
business owner.
A favorable creditCardMerchantService shouldactas an extensionof yourbusiness.The small business
owner is used to dealing personally with all aspects of his operation. If the Merchant Service seems
distant, complicated, and uninterested in your business, it might be a good idea to keep looking a bit
longer. There is a curious mix in the nature of United States a merchant account in the past years. On
one side, competitionhasdriventhemtolowertheirratesandincrease the qualityof theirservices.This
has certainly benefited the small business owner. At the same time, increased scrutiny of individual
accounts has created some problems. Some business owners report that their accounts happen to be
suddenlyshutdownor closed due to extremely good sales increases! This unusual situation has come
about due to worries about illegal transactions, homeland security, and even money laundering.
Offshore MerchantAccountsare a viable optionevenforthe small businessowner. Although they have
not feltquite the competitive pinchof the local institutions yet, they are starting to lower their rates as
well.They're nowhere nearasworriedabouthow youconductyour business,andthey've important tax
implicationsaswell.Eventhe smallestbusinessownerneedsonlyaPCand an internetconnection to go

2. inthe global marketplace.Manysmall businessesare enteringthe virtual marketplace,anda CreditCard
Merchant Service that knows this can often be just the ticket. Your internet connection can let you
investigateaworldwiderange of financial institutionsthinkingaboutyourcompany.It is common sense
that the more options available generally lead to finding the better deal.
It does not matter how small you're correct now. You plan to grow and expand. This is why you are in
business in the first place. Carefully evaluate all your options and do not rush into an agreement that
you will regret.