A quick overview of the European Fintech Market and a comparison of key strenghts and weaknesses for key countries

1. JULY 2016
COMPARISON OF KEY MARKET CHARACTERISTICS

2. EUROPEAN FINTECH INVESTMENT OVERVIEW
Note: Nordic investment size and number of investment is based on a 2 year period from 2014 until March 2016 SOURCES: KPMG, Eurostat, Accenture Analysis, CB Insights, Own Analysis
875
356
176
278
12
61
51
21
8
10
0
10
20
30
40
50
60
70
0
100
200
300
400
500
600
700
800
900
1000
UK & Ireland Nordics Germany Netherlands France
Total Investment (EURm)
# of Fintech Investments
UK & IRELAND NORDICS NETHERLANDS GERMANY FRANCE

3. UK & IRELAND
NORDICS
NETHERLANDS
GERMANY
EUROPEAN FINTECH CHARACTERISTICS
VC FINTECH
FUNDING
FINTECH
DEALS
CORPORATE
INCOME TAX
REGULATIVE
INCENTIVES
DIGITAL
INFRASTRUCTURE
LABOR
COST
CONSUMER
PRICE INDEX
ECO-SYSTEM DEMOGRAPHICS GOVERNMENTAL
FINTECH
ADOPTION
FRANCE
€875m
€356m*
$278m
€176m
$12m
61
51
8
21
10
High
Very High
High
Medium
Medium
20%
~20-25%
25%
29,72%
25%
Note: Nordic investment size and number of investment is based on a 2 year period from 2014 until March 2016
€25,7
€35-41
€34,1
€32,2
35,1
115
123-139
111
102
110
The Digital
Economy and
Society Index
0,61
0,68
0,67
0,57
0,51
Very High
Medium
High
Medium
Low
# number of Fintech
deals in 2015
Fntech
investments in
2015 in EUR
Corporate
collaboration and
consumer adoption
Indicates living cost
in selected countries
EU 18 = Index 100
Estimated hourly
labor costs 2015
Corporate income
Tax from Eurostat
Tax Schemes, startup
Regulative system &
Financial regulative
VERY
ATTRACTIVE
LESS
ATTRACTIVE
SOURCES: KPMG, Eurostat, Accenture Analysis, CB Insights, Own Analysis