ERGO has developed an ERGO VR Experience App to enhance the insurance consulting experience for customers. The app allows customers to have immersive 3D virtual reality consultations with insurance agents. It includes interactive tools for advisors to explain insurance types and benefits. The first use case focuses on travel insurance consultations, allowing customers to easily book appointments online. The app leverages mixed reality and VR to provide a personalized and innovative insurance consulting service.

1. ERGO VR Experience App

2. ERGO VR Experience App | ERGO Innovation Lab 2
The future of insurance consulting: How
virtual reality is revolutionizing the customer
experience
What will insurance consulting look like in the future?
This question is the ERGO Innovation Lab addressing – testing
new technical approaches and solutions.
Since 2018, ERGO has explored VR applications and the
metaverse to enhance the experience of customers and
employees.
After successful pilots, we rolled out virtual meeting spaces and
training applications within the ERGO Academy.
Based on positive results, we expanded our focus to customer
applications: with a stand-alone app for VR based insurance
consulting.

3. ERGO VR Experience App | ERGO Innovation Lab 3
What we built
The ERGO VR Experience App is a virtual reality application for
insurance consulting – built in collaboration with Demodern – Creative
Technologies.
Using the app, customers can talk to insurance agents in an
immersive 3D environment, which allows for a more personalized and
interactive sales consultation.
One of the most important features of the app is the ability for both the
insurance advisor, as well as our customers to immerse themselves in
a fully virtual environment.

4. ERGO VR Experience App | ERGO Innovation Lab 4
Interactive elements enable the insurance
advisor to become a storyteller
The virtual environments include resources and tools to help the advisor
explain the different types of insurances and their benefits – including
interactive graphics and statistics.

5. ERGO VR Experience App | ERGO Innovation Lab 5
The first use case focuses on travel
insurances…

6. ERGO VR Experience App | ERGO Innovation Lab 6
…with customers being able to easily schedule
their appointment online on our landing page
Once scheduled, customers
receive an invitation to our app.

7. ERGO VR Experience App | ERGO Innovation Lab 7
At a glance: What makes this project special?
MIXED REALITY & VR
The application leverages the benefits of mixed
reality and VR by transitioning between them,
elevating the consultation experience to a new level.
1
IMMERSIVE STORYTELLING
Immersive storytelling and infotainment raise the
quality of consultation to an entirely new level,
ensuring relevancy.
2
PERSONAL
The VR experience provides an innovative service
through personalized consultations in the virtual
space.
3
PASSTHROUGH MODE
The VR passthrough feature of the Meta Quest Pro
allows users to participate in the experience from the
comfort of their homes.
4
INNOVATIVE
By utilizing mixed reality technologies, the
application creates a new and innovative consulting
service.
5
FACE TRACKING
By tracking facial expressions and mapping them
onto avatars, the VR experience becomes even
more engaging, especially for live consultations
6

8. Lea
Bötticher
ERGO Group AG
Contact
Luisa
Schmolke