The document is an issue of the Efma Journal from January/February 2013 that focuses on digital banking trends. It contains several articles on topics related to digital banking, including an overview of key digital banking trends and challenges on page 19, an interview with two representatives from the Bank of the Philippine Islands, and a roundtable discussion on attracting and retaining customers with banking executives from institutions like BBVA, Nordea, Intesa Sanpaolo, Alior Bank, and SEB. The issue also includes articles on digital banking in Australia and New Zealand, serving small and medium enterprises, and the future of cash.
Creating value through innovation: Opportunities for micro and small business...Monica Ioannidou Polemitis
This document discusses opportunities for micro businesses in the digital age. It outlines how technology has evolved from mainframes in the 1970s to exponential changes expected in areas like artificial intelligence by 2020. The digital age has transformed businesses through increased engagement, facilitation, visibility and immediacy. While this presents challenges in meeting changing customer expectations, opportunities exist for businesses that listen to customers and embrace digital tools to gain insights, reach new markets, and build customer loyalty. The document advocates starting small with digital initiatives and prioritizing data management to help businesses adapt and get ahead.
The document discusses 10 common myths about digital transformations. Some of the key myths addressed include:
1) Digital transformations are often viewed as externally focused when they also require internal changes.
2) Many see it as a technology change when it is first a strategic and business model change requiring a balance of investments.
3) Speed is important but industrial companies cannot transform at the speed of startups or digital natives.
4) A digital transformation cannot save a business with a broken model and requires cash, resources, and fixing structural issues first.
The author recommends candid discussions to avoid these myths and get started by reinforcing core operations with digital tools while exploring innovations, with the key being careful design
The document discusses how businesses need to move beyond viewing online channels primarily as a way to reduce costs and instead focus on improving relationships with consumers at scale. As technologies like mobile, social media, and analytics have increased the amount of digital interactions and data available about consumers, companies now have opportunities to better customize experiences, learn more about individual consumers, and engage in two-way interactions rather than one-way broadcasts. However, most companies still treat consumers as transactions rather than relationships. To be successful, businesses will need to adopt strategies that manage relationships with consumers at scale through a unified, cross-channel approach.
The Financial Times, in partnership with HP, recently held an event in Helsinki to discuss new CIO strategies for the digital age. Topics discussed included customer engagement, consistent delivery of service across all channels, how to deal with unstructured data, and security concerns in an era of BYOD and cloud services. This white paper highlights key discussion points from the event.
Know First•Be First•Profit First - Keynote by Craig Rispin, Business Futurist...Craig Rispin
The document discusses the exponential rate of technological change and its impact on businesses and customers. It notes that more change has occurred in the last 3 years than the previous 30. Companies that do not change and innovate at the same fast pace as the outside world will struggle. The future is one of ubiquitous connectivity, data analytics, artificial intelligence, and digital customers who expect personalized, on-demand solutions. To succeed, businesses must adopt a mobile-first strategy and develop new digital capabilities.
A new FinTech hub is emerging in Europe centered around Barcelona, Spain. Similar to how the first Industrial Revolution spread from certain regions, the FinTech Revolution is also spreading from its initial hubs in San Francisco and London. Just as certain regions had the necessary "social capability" like skills and infrastructure to import and develop new technologies during the Industrial Revolution, places like Barcelona have similar qualities that are allowing the FinTech sector to grow there. Barcelona offers proximity and connections to Latin America that make it appealing for FinTech companies focused on those markets. The new FinTech hub forming in Barcelona shows how these types of disruptive industries can spread from their initial centers as new regions develop the right environments for growth.
Prepared by the EBG in collaboration with the Boston Consulting Group and IBM, the 2016 Guide answers this question by drawing on 65 interviews with top decision-
makers (Chief Executive Officers, Chief Digital Officers, Chief Operating Officers, etc.) of French and international companies, including traditional, but also pure plays.
The areas of activity have been arranged into 5 groups:
• Transport, Travel and Hotels,
• Telecom, Media, Energy, Gaming,
• Fashion, Distribution and Consumer Goods,
• Insurance,
• Banking.
By surveying these different B2C or B2B2C sectors, a more global image of digital industrialization emerges, beyond pilot programs.
Several analytic tools used by the Boston Consulting Group were applied to the analysis
of this work:
The matrix of the digital disruption of the BCG economic environment allows us to evaluate the intensity of the disruption that affects these different sectors and their level of transformation.
Digital Transformation: A $1 Trillion Opportunity (Note: 2015 deck - somewhat...Ketan Kakkad
This is a 2015 deck - somewhat outdated but contextually still very relevant.
According to World Economic Forum, we are in the midst of 4th Industrial Revolution triggered by FUSION of technologies! Convergence of these Digital Technologies is already disrupting existing and well established business models! Please note that this deck has not been touched since early 2016 (uploading just now in mid-2017), so some aspects might be little bit outdated. I would love to hear your thoughts in comments, and do not hesitate if you wish to discuss specifics or engage in a deeper conversation on how we can help you shine through your Digital Journey.
Creating value through innovation: Opportunities for micro and small business...Monica Ioannidou Polemitis
This document discusses opportunities for micro businesses in the digital age. It outlines how technology has evolved from mainframes in the 1970s to exponential changes expected in areas like artificial intelligence by 2020. The digital age has transformed businesses through increased engagement, facilitation, visibility and immediacy. While this presents challenges in meeting changing customer expectations, opportunities exist for businesses that listen to customers and embrace digital tools to gain insights, reach new markets, and build customer loyalty. The document advocates starting small with digital initiatives and prioritizing data management to help businesses adapt and get ahead.
The document discusses 10 common myths about digital transformations. Some of the key myths addressed include:
1) Digital transformations are often viewed as externally focused when they also require internal changes.
2) Many see it as a technology change when it is first a strategic and business model change requiring a balance of investments.
3) Speed is important but industrial companies cannot transform at the speed of startups or digital natives.
4) A digital transformation cannot save a business with a broken model and requires cash, resources, and fixing structural issues first.
The author recommends candid discussions to avoid these myths and get started by reinforcing core operations with digital tools while exploring innovations, with the key being careful design
The document discusses how businesses need to move beyond viewing online channels primarily as a way to reduce costs and instead focus on improving relationships with consumers at scale. As technologies like mobile, social media, and analytics have increased the amount of digital interactions and data available about consumers, companies now have opportunities to better customize experiences, learn more about individual consumers, and engage in two-way interactions rather than one-way broadcasts. However, most companies still treat consumers as transactions rather than relationships. To be successful, businesses will need to adopt strategies that manage relationships with consumers at scale through a unified, cross-channel approach.
The Financial Times, in partnership with HP, recently held an event in Helsinki to discuss new CIO strategies for the digital age. Topics discussed included customer engagement, consistent delivery of service across all channels, how to deal with unstructured data, and security concerns in an era of BYOD and cloud services. This white paper highlights key discussion points from the event.
Know First•Be First•Profit First - Keynote by Craig Rispin, Business Futurist...Craig Rispin
The document discusses the exponential rate of technological change and its impact on businesses and customers. It notes that more change has occurred in the last 3 years than the previous 30. Companies that do not change and innovate at the same fast pace as the outside world will struggle. The future is one of ubiquitous connectivity, data analytics, artificial intelligence, and digital customers who expect personalized, on-demand solutions. To succeed, businesses must adopt a mobile-first strategy and develop new digital capabilities.
A new FinTech hub is emerging in Europe centered around Barcelona, Spain. Similar to how the first Industrial Revolution spread from certain regions, the FinTech Revolution is also spreading from its initial hubs in San Francisco and London. Just as certain regions had the necessary "social capability" like skills and infrastructure to import and develop new technologies during the Industrial Revolution, places like Barcelona have similar qualities that are allowing the FinTech sector to grow there. Barcelona offers proximity and connections to Latin America that make it appealing for FinTech companies focused on those markets. The new FinTech hub forming in Barcelona shows how these types of disruptive industries can spread from their initial centers as new regions develop the right environments for growth.
Prepared by the EBG in collaboration with the Boston Consulting Group and IBM, the 2016 Guide answers this question by drawing on 65 interviews with top decision-
makers (Chief Executive Officers, Chief Digital Officers, Chief Operating Officers, etc.) of French and international companies, including traditional, but also pure plays.
The areas of activity have been arranged into 5 groups:
• Transport, Travel and Hotels,
• Telecom, Media, Energy, Gaming,
• Fashion, Distribution and Consumer Goods,
• Insurance,
• Banking.
By surveying these different B2C or B2B2C sectors, a more global image of digital industrialization emerges, beyond pilot programs.
Several analytic tools used by the Boston Consulting Group were applied to the analysis
of this work:
The matrix of the digital disruption of the BCG economic environment allows us to evaluate the intensity of the disruption that affects these different sectors and their level of transformation.
Digital Transformation: A $1 Trillion Opportunity (Note: 2015 deck - somewhat...Ketan Kakkad
This is a 2015 deck - somewhat outdated but contextually still very relevant.
According to World Economic Forum, we are in the midst of 4th Industrial Revolution triggered by FUSION of technologies! Convergence of these Digital Technologies is already disrupting existing and well established business models! Please note that this deck has not been touched since early 2016 (uploading just now in mid-2017), so some aspects might be little bit outdated. I would love to hear your thoughts in comments, and do not hesitate if you wish to discuss specifics or engage in a deeper conversation on how we can help you shine through your Digital Journey.
Digital transformation is improving both the client and advisor experience in wealth management in several ways. Technologies like chatbots, gamification, artificial intelligence and mobile apps are enhancing the client experience, while also improving operational processes for advisors. However, personal relationships remain important, so digital must be used to complement, not replace, face-to-face and telephone interactions. Younger clients are more tech-savvy, but older clients are also open to digital if it provides convenience. While robo-advice has grown, it may be more suitable for smaller portfolios rather than high-net-worth clients who demand a personal touch.
How the NPP can help you win the war for customer relationshipsNatalie Yan-Chatonsky
The New Payments Platform (NPP) promises to transform payments in Australia by enabling real-time funds transfers 24/7/365. This will address several trends impacting banks, including rising digital disruption, growing non-cash transactions, increasing fintech competition, and an emphasis on customer-centric product design. The NPP offers solutions to back office challenges while unlocking opportunities to strengthen customer relationships through improved payment experiences. Embracing the NPP will be essential for financial institutions to remain competitive and retain customers in the evolving financial services landscape.
Fast forwarding through centuries of ever accelerating technological advances, the present-day impact of digital technology is as much a modern-day staple as its two greatest challenges – speed and complexity. Opportunities abound.
Digital State of the Nation Candid Conversations with Marketers regarding Dig...Anthony Baker
In our first report 'Candid Conversations with Marketers regarding Digital Strategy', we spoke with senior marketers about their views, experiences, successes and failures with digital, and the development of digital marketing strategy for their brands.
The Digital State of the Nation Report is a series of qualitative surveys based on in-depth interviews with marketers, CEOs, IT departments and digital marketing suppliers. The reports will analyse commercial digital issues affecting these groups, and it is aimed at improving working partnerships among these decision markers as they manage Australian brands.
The Financial Times, in partnership with HP, recently held an event in Milan to discuss new CIO strategies for the digital age. Topics discussed included customer engagement, consistent delivery of service across all channels, strategies for driving innovation and supporting business growth, and security concerns in an era of BYOD and cloud services.
This white paper highlight key discussion points from the event.
The document discusses the importance of establishing a digital-first culture for banks to succeed in the modern digital era. It outlines that traditional bank cultures are risk-averse, hierarchical, and slow to change, which does not suit today's fast-paced digital world. To become dynamic digital banks, the document recommends that banks adopt the cultural characteristics of digital-first businesses, such as embracing experimentation, collaboration, continuous evolution and prioritizing customer value. Changing entrenched bank cultures will be challenging but is necessary if they want to survive and thrive in the future.
This document provides an overview of the June 2015 issue of Frontiers in Finance, a publication focused on decision-makers in the financial services industry. It includes the following key points:
- The document discusses several challenges facing financial institutions, including how to sustain competitive advantage, develop new products and services, and move faster than competitors in a constantly changing environment.
- It highlights opportunities around better utilizing data and analytics to improve performance, reduce risk, and drive growth. The role of the chief data officer is becoming increasingly important in this area.
- Emerging technologies like social media, FinTech, and big data are disrupting traditional models and providing new sources of customer insights. Partnerships between financial institutions and
Harnessing the Fintech Revolution - IIC Oliver WymanGreg Da Re
The document discusses how digital innovations from fintech companies are helping to address the $250 billion financing gap for MSMEs in Latin America and the Caribbean. It outlines how fintech solutions are leveraging alternative data and advanced analytics, process automation, value-added services, crowdfunding/peer-to-peer lending, payments, and other approaches to improve access to financing for MSMEs. While the fintech sector is emerging in Latin America, partnerships between fintechs and traditional financial institutions have faced challenges. The report recommends that financial institutions establish dedicated innovation teams and more flexible governance structures to better adopt new technologies and serve the MSME market.
This document discusses how the digital revolution is disrupting businesses and requires them to transform. It notes that technology growth is exponential, forcing companies to adapt quickly or risk going extinct like those unable to change. The digital revolution blurs digital and physical worlds and new business models using technology have disrupted film, taxi, and hotel industries. To prepare, companies must reinforce existing operations, revitalize and reinvent business models, and retool, retrain and refresh talent and partnerships. The digital revolution is here and will devour those not ready to change.
What industries have been digitally disrupted? What are being disrupted? What types of digital disruption are there? Where should you focus your digital disruption/transformation efforts?
The essential elements of a digital transformation strategyMarcel Santilli
This document discusses how digital transformation is inevitable for enterprises due to ongoing digital disruption. It defines digital transformation as using digital technologies to improve customer experience, products/services, and business operations. The document outlines three approaches to digital transformation: IT transformation, business operations transformation, and business model transformation. It recommends that enterprises focus on business operations transformation by recognizing disruption, focusing on customers, rethinking their business, and not waiting too long to transform.
Executives seeking a digital business advantage should take a page from the playbook written by leaders across the Asia-Pacific region, according to finding from our primary research.
The document discusses how companies can address the digital shift by hiring and embedding the right talent. It notes that chief digital officers are hiring data scientists, designers, engineers and other digital experts to drive transformation. However, these digital hubs need to be integrated across the entire organization to ensure changes are not reversed. Companies are hiring talent from different sectors to find solutions rather than domain expertise. The role of the chief digital officer is seen as pivotal but needs senior leadership support to effect widespread transformation.
Insights from the World Economic Forum in Davos, where world leaders discussed the importance of emerging markets and how technology is changing the way we connect with each other.
The Work Ahead: The Future of Business and Jobs in Asia Pacific's Digital Eco...Cognizant
Asia Pacific businesses are investing more in digital than their counterparts around the world -- and realizing far greater rewards, according to our recent study. There's more work to do, however, to seize the full gamut of digital opportunities.
See the original press release here https://resources.lloydsbank.com/insight/uk-business-digital-index
Posted here for attendees of my workshops and programmes to access
BusinessDay Research & Intelligence Unit (BRIU) presents excerpts from over 200 pages of the maiden edition of our annual Innovation Report 2018 sub-titled Companies to Inspire Nigeria following the first BusinessDay Innovation Awards held in 2017.
The report tracks the innovative trends and strides of 88 Companies who introduced and pioneered inventive and ground-breaking products, services, models, processes and ideas in Nigeria that revolutionised our local markets over the last three (3) years (2014 to 2017).
Innovation is a prerequisite for corporate survival and the lifeblood of sustainable business growth and development globally. Organisations that innovate successfully are those that drive the future of the sectors or markets in which they play and indeed the overall economy they are located.
The document discusses trends in retail banking and how banks need to adapt to customers' digital lifestyles. It notes that while other industries have embraced new technologies, banking has been slow to change. Banks still focus too much on products rather than customers. However, technologies like mobile and social media offer opportunities if banks make the customer experience the priority. The document provides examples of innovative services, such as Apple allowing in-store purchases with iPhones, that banks could learn from. It argues that for banking services to succeed, they must consider customers' context, convenience and digital habits.
The document summarizes a Financial Times breakfast meeting that discussed how digital technologies and customer experience are driving change in businesses. Topics at the meeting included how customer needs are evolving and how companies can adapt, the role of IT in remaining strategically relevant, and debates around the Chief Digital Officer position. It was generally agreed that digitization will continue accelerating and companies must pay attention to digital developments and customers' changing needs to remain competitive.
The document discusses how FinTech companies are disrupting the banking industry through digital innovation. It provides examples of how FinTechs have impacted various areas like payments, loans, and wealth management by offering more user-friendly and data-driven alternatives to traditional banking services. The document argues that FinTechs are taking market share from banks by focusing only on the most profitable "front office" services while avoiding regulatory burdens. It suggests that within 10 years, only around 100 large global banks may survive this digital disruption of the banking industry by FinTechs.
El documento describe la metodología utilizada para desarrollar el ranking Choiseul 100 España. Se realizó un análisis exhaustivo de varios cientos de candidatos españoles entre 30-42 años en función de criterios como su trayectoria profesional, liderazgo, influencia y reputación para seleccionar a los 100 principales líderes económicos del futuro en España. El estudio tomó varios meses y la lista final fue aprobada por los candidatos seleccionados.
Digital transformation is improving both the client and advisor experience in wealth management in several ways. Technologies like chatbots, gamification, artificial intelligence and mobile apps are enhancing the client experience, while also improving operational processes for advisors. However, personal relationships remain important, so digital must be used to complement, not replace, face-to-face and telephone interactions. Younger clients are more tech-savvy, but older clients are also open to digital if it provides convenience. While robo-advice has grown, it may be more suitable for smaller portfolios rather than high-net-worth clients who demand a personal touch.
How the NPP can help you win the war for customer relationshipsNatalie Yan-Chatonsky
The New Payments Platform (NPP) promises to transform payments in Australia by enabling real-time funds transfers 24/7/365. This will address several trends impacting banks, including rising digital disruption, growing non-cash transactions, increasing fintech competition, and an emphasis on customer-centric product design. The NPP offers solutions to back office challenges while unlocking opportunities to strengthen customer relationships through improved payment experiences. Embracing the NPP will be essential for financial institutions to remain competitive and retain customers in the evolving financial services landscape.
Fast forwarding through centuries of ever accelerating technological advances, the present-day impact of digital technology is as much a modern-day staple as its two greatest challenges – speed and complexity. Opportunities abound.
Digital State of the Nation Candid Conversations with Marketers regarding Dig...Anthony Baker
In our first report 'Candid Conversations with Marketers regarding Digital Strategy', we spoke with senior marketers about their views, experiences, successes and failures with digital, and the development of digital marketing strategy for their brands.
The Digital State of the Nation Report is a series of qualitative surveys based on in-depth interviews with marketers, CEOs, IT departments and digital marketing suppliers. The reports will analyse commercial digital issues affecting these groups, and it is aimed at improving working partnerships among these decision markers as they manage Australian brands.
The Financial Times, in partnership with HP, recently held an event in Milan to discuss new CIO strategies for the digital age. Topics discussed included customer engagement, consistent delivery of service across all channels, strategies for driving innovation and supporting business growth, and security concerns in an era of BYOD and cloud services.
This white paper highlight key discussion points from the event.
The document discusses the importance of establishing a digital-first culture for banks to succeed in the modern digital era. It outlines that traditional bank cultures are risk-averse, hierarchical, and slow to change, which does not suit today's fast-paced digital world. To become dynamic digital banks, the document recommends that banks adopt the cultural characteristics of digital-first businesses, such as embracing experimentation, collaboration, continuous evolution and prioritizing customer value. Changing entrenched bank cultures will be challenging but is necessary if they want to survive and thrive in the future.
This document provides an overview of the June 2015 issue of Frontiers in Finance, a publication focused on decision-makers in the financial services industry. It includes the following key points:
- The document discusses several challenges facing financial institutions, including how to sustain competitive advantage, develop new products and services, and move faster than competitors in a constantly changing environment.
- It highlights opportunities around better utilizing data and analytics to improve performance, reduce risk, and drive growth. The role of the chief data officer is becoming increasingly important in this area.
- Emerging technologies like social media, FinTech, and big data are disrupting traditional models and providing new sources of customer insights. Partnerships between financial institutions and
Harnessing the Fintech Revolution - IIC Oliver WymanGreg Da Re
The document discusses how digital innovations from fintech companies are helping to address the $250 billion financing gap for MSMEs in Latin America and the Caribbean. It outlines how fintech solutions are leveraging alternative data and advanced analytics, process automation, value-added services, crowdfunding/peer-to-peer lending, payments, and other approaches to improve access to financing for MSMEs. While the fintech sector is emerging in Latin America, partnerships between fintechs and traditional financial institutions have faced challenges. The report recommends that financial institutions establish dedicated innovation teams and more flexible governance structures to better adopt new technologies and serve the MSME market.
This document discusses how the digital revolution is disrupting businesses and requires them to transform. It notes that technology growth is exponential, forcing companies to adapt quickly or risk going extinct like those unable to change. The digital revolution blurs digital and physical worlds and new business models using technology have disrupted film, taxi, and hotel industries. To prepare, companies must reinforce existing operations, revitalize and reinvent business models, and retool, retrain and refresh talent and partnerships. The digital revolution is here and will devour those not ready to change.
What industries have been digitally disrupted? What are being disrupted? What types of digital disruption are there? Where should you focus your digital disruption/transformation efforts?
The essential elements of a digital transformation strategyMarcel Santilli
This document discusses how digital transformation is inevitable for enterprises due to ongoing digital disruption. It defines digital transformation as using digital technologies to improve customer experience, products/services, and business operations. The document outlines three approaches to digital transformation: IT transformation, business operations transformation, and business model transformation. It recommends that enterprises focus on business operations transformation by recognizing disruption, focusing on customers, rethinking their business, and not waiting too long to transform.
Executives seeking a digital business advantage should take a page from the playbook written by leaders across the Asia-Pacific region, according to finding from our primary research.
The document discusses how companies can address the digital shift by hiring and embedding the right talent. It notes that chief digital officers are hiring data scientists, designers, engineers and other digital experts to drive transformation. However, these digital hubs need to be integrated across the entire organization to ensure changes are not reversed. Companies are hiring talent from different sectors to find solutions rather than domain expertise. The role of the chief digital officer is seen as pivotal but needs senior leadership support to effect widespread transformation.
Insights from the World Economic Forum in Davos, where world leaders discussed the importance of emerging markets and how technology is changing the way we connect with each other.
The Work Ahead: The Future of Business and Jobs in Asia Pacific's Digital Eco...Cognizant
Asia Pacific businesses are investing more in digital than their counterparts around the world -- and realizing far greater rewards, according to our recent study. There's more work to do, however, to seize the full gamut of digital opportunities.
See the original press release here https://resources.lloydsbank.com/insight/uk-business-digital-index
Posted here for attendees of my workshops and programmes to access
BusinessDay Research & Intelligence Unit (BRIU) presents excerpts from over 200 pages of the maiden edition of our annual Innovation Report 2018 sub-titled Companies to Inspire Nigeria following the first BusinessDay Innovation Awards held in 2017.
The report tracks the innovative trends and strides of 88 Companies who introduced and pioneered inventive and ground-breaking products, services, models, processes and ideas in Nigeria that revolutionised our local markets over the last three (3) years (2014 to 2017).
Innovation is a prerequisite for corporate survival and the lifeblood of sustainable business growth and development globally. Organisations that innovate successfully are those that drive the future of the sectors or markets in which they play and indeed the overall economy they are located.
The document discusses trends in retail banking and how banks need to adapt to customers' digital lifestyles. It notes that while other industries have embraced new technologies, banking has been slow to change. Banks still focus too much on products rather than customers. However, technologies like mobile and social media offer opportunities if banks make the customer experience the priority. The document provides examples of innovative services, such as Apple allowing in-store purchases with iPhones, that banks could learn from. It argues that for banking services to succeed, they must consider customers' context, convenience and digital habits.
The document summarizes a Financial Times breakfast meeting that discussed how digital technologies and customer experience are driving change in businesses. Topics at the meeting included how customer needs are evolving and how companies can adapt, the role of IT in remaining strategically relevant, and debates around the Chief Digital Officer position. It was generally agreed that digitization will continue accelerating and companies must pay attention to digital developments and customers' changing needs to remain competitive.
The document discusses how FinTech companies are disrupting the banking industry through digital innovation. It provides examples of how FinTechs have impacted various areas like payments, loans, and wealth management by offering more user-friendly and data-driven alternatives to traditional banking services. The document argues that FinTechs are taking market share from banks by focusing only on the most profitable "front office" services while avoiding regulatory burdens. It suggests that within 10 years, only around 100 large global banks may survive this digital disruption of the banking industry by FinTechs.
Similar to Efma journal2013 digital d_villaseca (20)
El documento describe la metodología utilizada para desarrollar el ranking Choiseul 100 España. Se realizó un análisis exhaustivo de varios cientos de candidatos españoles entre 30-42 años en función de criterios como su trayectoria profesional, liderazgo, influencia y reputación para seleccionar a los 100 principales líderes económicos del futuro en España. El estudio tomó varios meses y la lista final fue aprobada por los candidatos seleccionados.
David Villaseca is among Top100 "European Leaders for Tomorrow" Spain (#17).
The Choiseul 100 "European Leaders for Tomorrow" Spain is an study independently carried out by the European think tank Institut Choiseul.
CMO Council Localize to optimize sales DVillasecaDavid Villaseca
BBVA is a global bank present in over 30 countries. To be successful, the bank must build trust in local communities by understanding each country and community's financial situation. The bank sponsors global events like the NBA to build its brand worldwide, while also sponsoring soccer in European countries to establish local relevance. BBVA combines a global presence with localized messaging through social media and by maintaining local and global teams that maximize synergies at both levels.
This document provides summaries from marketing executives in different regions on the goals, challenges, and strategies for marketing in 2013. It discusses how customer behavior is changing and requiring more customized and data-driven approaches. Executives say marketing must focus on building trust, accountability, and lasting customer relationships to drive business growth. They also must adapt quickly to new technologies and market trends to better engage customers.
IMPACT Silver is a pure silver zinc producer with over $260 million in revenue since 2008 and a large 100% owned 210km Mexico land package - 2024 catalysts includes new 14% grade zinc Plomosas mine and 20,000m of fully funded exploration drilling.
Brian Fitzsimmons on the Business Strategy and Content Flywheel of Barstool S...Neil Horowitz
On episode 272 of the Digital and Social Media Sports Podcast, Neil chatted with Brian Fitzsimmons, Director of Licensing and Business Development for Barstool Sports.
What follows is a collection of snippets from the podcast. To hear the full interview and more, check out the podcast on all podcast platforms and at www.dsmsports.net
[To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
This PowerPoint compilation offers a comprehensive overview of 20 leading innovation management frameworks and methodologies, selected for their broad applicability across various industries and organizational contexts. These frameworks are valuable resources for a wide range of users, including business professionals, educators, and consultants.
Each framework is presented with visually engaging diagrams and templates, ensuring the content is both informative and appealing. While this compilation is thorough, please note that the slides are intended as supplementary resources and may not be sufficient for standalone instructional purposes.
This compilation is ideal for anyone looking to enhance their understanding of innovation management and drive meaningful change within their organization. Whether you aim to improve product development processes, enhance customer experiences, or drive digital transformation, these frameworks offer valuable insights and tools to help you achieve your goals.
INCLUDED FRAMEWORKS/MODELS:
1. Stanford’s Design Thinking
2. IDEO’s Human-Centered Design
3. Strategyzer’s Business Model Innovation
4. Lean Startup Methodology
5. Agile Innovation Framework
6. Doblin’s Ten Types of Innovation
7. McKinsey’s Three Horizons of Growth
8. Customer Journey Map
9. Christensen’s Disruptive Innovation Theory
10. Blue Ocean Strategy
11. Strategyn’s Jobs-To-Be-Done (JTBD) Framework with Job Map
12. Design Sprint Framework
13. The Double Diamond
14. Lean Six Sigma DMAIC
15. TRIZ Problem-Solving Framework
16. Edward de Bono’s Six Thinking Hats
17. Stage-Gate Model
18. Toyota’s Six Steps of Kaizen
19. Microsoft’s Digital Transformation Framework
20. Design for Six Sigma (DFSS)
To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations
How to Implement a Strategy: Transform Your Strategy with BSC Designer's Comp...Aleksey Savkin
The Strategy Implementation System offers a structured approach to translating stakeholder needs into actionable strategies using high-level and low-level scorecards. It involves stakeholder analysis, strategy decomposition, adoption of strategic frameworks like Balanced Scorecard or OKR, and alignment of goals, initiatives, and KPIs.
Key Components:
- Stakeholder Analysis
- Strategy Decomposition
- Adoption of Business Frameworks
- Goal Setting
- Initiatives and Action Plans
- KPIs and Performance Metrics
- Learning and Adaptation
- Alignment and Cascading of Scorecards
Benefits:
- Systematic strategy formulation and execution.
- Framework flexibility and automation.
- Enhanced alignment and strategic focus across the organization.
Anny Serafina Love - Letter of Recommendation by Kellen Harkins, MS.AnnySerafinaLove
This letter, written by Kellen Harkins, Course Director at Full Sail University, commends Anny Love's exemplary performance in the Video Sharing Platforms class. It highlights her dedication, willingness to challenge herself, and exceptional skills in production, editing, and marketing across various video platforms like YouTube, TikTok, and Instagram.
Part 2 Deep Dive: Navigating the 2024 Slowdownjeffkluth1
Introduction
The global retail industry has weathered numerous storms, with the financial crisis of 2008 serving as a poignant reminder of the sector's resilience and adaptability. However, as we navigate the complex landscape of 2024, retailers face a unique set of challenges that demand innovative strategies and a fundamental shift in mindset. This white paper contrasts the impact of the 2008 recession on the retail sector with the current headwinds retailers are grappling with, while offering a comprehensive roadmap for success in this new paradigm.
Storytelling is an incredibly valuable tool to share data and information. To get the most impact from stories there are a number of key ingredients. These are based on science and human nature. Using these elements in a story you can deliver information impactfully, ensure action and drive change.
How are Lilac French Bulldogs Beauty Charming the World and Capturing Hearts....Lacey Max
“After being the most listed dog breed in the United States for 31
years in a row, the Labrador Retriever has dropped to second place
in the American Kennel Club's annual survey of the country's most
popular canines. The French Bulldog is the new top dog in the
United States as of 2022. The stylish puppy has ascended the
rankings in rapid time despite having health concerns and limited
color choices.”
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[To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
This presentation is a curated compilation of PowerPoint diagrams and templates designed to illustrate 20 different digital transformation frameworks and models. These frameworks are based on recent industry trends and best practices, ensuring that the content remains relevant and up-to-date.
Key highlights include Microsoft's Digital Transformation Framework, which focuses on driving innovation and efficiency, and McKinsey's Ten Guiding Principles, which provide strategic insights for successful digital transformation. Additionally, Forrester's framework emphasizes enhancing customer experiences and modernizing IT infrastructure, while IDC's MaturityScape helps assess and develop organizational digital maturity. MIT's framework explores cutting-edge strategies for achieving digital success.
These materials are perfect for enhancing your business or classroom presentations, offering visual aids to supplement your insights. Please note that while comprehensive, these slides are intended as supplementary resources and may not be complete for standalone instructional purposes.
Frameworks/Models included:
Microsoft’s Digital Transformation Framework
McKinsey’s Ten Guiding Principles of Digital Transformation
Forrester’s Digital Transformation Framework
IDC’s Digital Transformation MaturityScape
MIT’s Digital Transformation Framework
Gartner’s Digital Transformation Framework
Accenture’s Digital Strategy & Enterprise Frameworks
Deloitte’s Digital Industrial Transformation Framework
Capgemini’s Digital Transformation Framework
PwC’s Digital Transformation Framework
Cisco’s Digital Transformation Framework
Cognizant’s Digital Transformation Framework
DXC Technology’s Digital Transformation Framework
The BCG Strategy Palette
McKinsey’s Digital Transformation Framework
Digital Transformation Compass
Four Levels of Digital Maturity
Design Thinking Framework
Business Model Canvas
Customer Journey Map
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How to Implement a Real Estate CRM SoftwareSalesTown
To implement a CRM for real estate, set clear goals, choose a CRM with key real estate features, and customize it to your needs. Migrate your data, train your team, and use automation to save time. Monitor performance, ensure data security, and use the CRM to enhance marketing. Regularly check its effectiveness to improve your business.
1. Interview
Aurelio Montinola
and Raul Dimayuga from the
Bank of the Philippine Islands
Special report
Making profit from
the SME segment
Efma Journal No. 236
January/February 2013
THE DIGITAL BANKING ISSUE: HOW FAR WILL
DIGITALISATION GO IN FINANCIAL SERVICES?
Plus: A focus on Australia and New Zealand – Roundtable on attracting and retaining customers – and much more…
JOURNAL