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India needs about 19 million low-cost homes - roughly defined as costing a million rupees ($16,700) and below - to shelter an urban population expected to nearly double to 600 million by 2030 from 2011.
CURRENT SCENARIO OF AFFORDABLE HOUSING SCHEMES IN KERALAJOSIN MATHEW
Adequate shelter that provides security and safety is a fundamental need and a basic human right. • A major challenge in the 21st century is the creation of liveable urban areas, given the rapid urban growth across the world, in particular the global south. More than half the world’s population now lives in cities. • While the 2030 Agenda for Sustainable Development recognized the power of cities and towns which will constitute 70 per cent of the world population by 2050, SDG 11 is specifically on making cities and human settlements inclusive, safe, resilient and sustainable. • The United Nations Conference on Housing and Sustainable Urban Development in 2016 (Habitat III) emphasised the need for a New Urban Agenda, which would lay out the framework for how best to promote sustainable urbanisation.
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The National Budget Analysis of Bangladesh for the fiscal year 2022-2023 provides valuable insights into the country's financial plans and priorities. This comprehensive analysis aims to examine various aspects of the budget, including revenue collection, expenditure allocation, inflationary pressures, sector-specific measures, and the overall impact on businesses and the economy. By delving into the key highlights and policy measures outlined in the budget, we gain a deeper understanding of the government's strategies to address economic challenges, promote growth, and ensure sustainable development. Through this analysis, we aim to shed light on the significant elements of the budget and their implications for various stakeholders, ultimately contributing to a better understanding of Bangladesh's economic landscape and future prospects.
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1. SUBJECT – MANAGERIAL ECONOMIC.
UNDER –
Prof. SAMIR V CHARANIA
HUMERA KHAN INSTITUTE OF MANAGEMENT
STUDIES.
MMS BATCH 2021-2023
GROUP PROJECT
PROJECT TOPIC – UNION BUDGET ON HOUSING
SECTOR.
2. 8/31/2022 2
GROUP MEMBER:
MAAB SHAIKH
PRIYA UPADHYAY
TABLE OF CONTENT.
PRESENTATION INCLUDES:
1] WHAT IS A UNION BUDGET.
2] UNION BUDGET ON HOUSING
SECTOR.
3] WHY ITS IMPORTANT FOR HOUSING
& OTHER SECTOR.
4] ANALYZING LAST YEAR UNION
BUDGETS.
3. 8/31/2022 3
WHAT IS A UNION BUDGET?
THE UNION BUDGET OF INDIA, ALSO
REFERRED TO AS THE ANNUAL
FINANCIAL STATEMENT IN ARTICLE
112 OF THE CONSTITUTION OF INDIA,
IS THE ANNUAL BUDGET OF THE
REPUBLIC OF INDIA. THE
GOVERNMENT PRESENTS IT ON THE
FIRST DAY OF FEBRUARY SO THAT IT
COULD BE MATERIALIZED BEFORE THE
BEGINNING OF NEW FINANCIAL YEAR
IN APRIL.
4. 8/31/2022 4
UNION BUDGET ON HOUSING SECTOR:
• THE UNION GOVERNMENT’S FLAGSHIP HOUSING
SCHEME IS AMONG ITS MOST POPULAR
PROGRAMES IN BOTH RURAL & URBAN AREAS. IT
ASSUMES EVEN MORE SIGNIFICANCE AHEAD OF
THE FORTHCOMING ASSEMBLY ELECTIONS IN FIVE
STATE. WITH THE MODEL CODE OF CONDUCT IN
PLACE ACROSS UTTAR PRADESH, UTTARAKHAND,
PUNJAB, GOA & MANIPUR, THE GOVERNMENT WILL
AIM TO UTILIZE THE BUDGETARY
ANNOUNCEMENTS OF ITS POPULAR SCHEMES. THE
GOVERNMENT HAS ALLOCATED RS 48,000 CRORE
FOR ITS FLAGSHIP “HOUSING CONSTRUCTIONS
FOR THE MIDDLE CLASS & ECONOMICALLY
WEAKER SECTIONS IN BOTH RURAL & URBAN
5. 8/31/2022 5
“IN 2022-23, 80 LAKH HOUSES WILL BE
COMPLETED FOR THE IDENTIFIED
ELIGIBLE BENEFICIARIES OF PM AWAS
YOJANA, BOTH RURAL & URBAN, RS
48,000 CRORE IS ALLOCATED FOR THIS
PURPOSE,” FINANCE MINISTER NIRMALA
SITHARAMAN SAID IN HER BUDGET
SPEECH ON TUESDAY FEBRUARY 1
2022.
ACCORDING TO DATA TILL JANUARY 3,
AROUND 114.02 LAKH HOUSES HAVE
BEEN SANCTIONED ACROSS STATES SO
FAR UNDER THE PRADHAN MANTRI
YOJANA [PMAY -URBAN]. OUT OF
THESE, ONLY 53.42 LAKH HOUSES HAVE
BEEN COMPLETED TILL NOW.
6. 8/31/2022 6
WHY UNION BUDGET IS IMPORTANT FOR HOUSING & OTHER
SECTORS.
1. ENSURE EFFICIENT
ALLOCATION OF RESOURCES.
2. REDUCE UNEMPLOYMENT
& POVERTY LEVEL.
3. REDUCE WEALTH &
INCOME DISPARITIES.
4. KEEP A CHECK ON PRICE.
5. CHANGE TAX STRUCTURE.
7. 8/31/2022 7
ANALYZING THE UNION BUDGET 2021-22 ON
HOUSING.
THIS STATISTICAL DATA
SHOWS HOW 2021 UNION
BUDGET IS DIFFERENT
FROM 2022…..
The total expenditure on the
Ministry of Housing and Urban
Affairs for 2021-22 is estimated at
Rs 54,581 crore.1 This is an annual
increase of 14% over the actual
expenditure for 2019-20. In 2021-
22, the revenue expenditure of the
Ministry is estimated at Rs 28,822
crore (53% of the total expenditure)
and the capital expenditure is
estimated at Rs 25,759 crore (47%
of the total budget). Since 2014-
15, the Ministry’s revenue
expenditure has been higher than
its capital expenditure. This may
8. 8/31/2022 8
EXPENDITURETRENDS
BETWEEN 2011 AND 2021, THE EXPENDITURE OF THE MINISTRY HAS
INCREASED AT AN AVERAGE ANNUAL RATE OF 19%
FOR THE YEARS 2011-12 TILL 2015-16, THE
FIGURES ARE A COMBINATION OF THE LAST
TEN YEARS MINISTRY OF HOUSING AND
URBAN POVERTY ALLEVIATION, AND THE
MINISTRY OF URBAN DEVELOPMENT. VALUES
FOR 2020-21 AND 2021-22 ARE REVISED
AND BUDGET ESTIMATES RESPECTIVELY. ALL
OTHER FIGURES ARE ACTUALS. MINISTRY OF
HOUSING AND URBAN POVERTY ALLEVIATION,
AND THE MINISTRY OF URBAN DEVELOPMENT
BUDGETS 2011-12 TO 2015-16. MINISTRY OF
HOUSING AND URBAN AFFAIRS 2015-16 TO
9. PROGRESS UNDER PRADHAN MANTRI AWAS
YOJANA.
• BETWEEN THE LAUNCH OF THE SCHEME IN 2015 AND
FEBRUARY 8, 2020, 110 LAKH HOUSES HAVE BEEN
APPROVED.11 OF THIS, 36% HOUSES HAVE BEEN
CONSTRUCTED. NOTE THAT THESE NUMBERS ALSO
INCLUDE SOME HOUSES SANCTIONED UNDER THE
EARLIER SCHEME, JAWAHARLAL NEHRU NATIONAL
URBAN RENEWAL MISSION. THE AIM OF THE MISSION IS
TO ENCOURAGE REFORMS AND FAST TRACK PLANNED
DEVELOPMENT OF IDENTIFIED CITIES (SUCH AS CITIES
WITH A POPULATION OF MORE THAN 10 LAKHS AS PER
THE 2001 CENSUS).WITH THE TARGET OF THE SCHEME AT
100 LAKH HOUSES BY 2022, AND 42.2 LAKH HOUSES BEEN
CONSTRUCTED SO FAR, IT IS UNCLEAR HOW THE
CENTRAL GOVERNMENT WILL CONSTRUCT THE
REMAINING HOUSES (ALMOST 64% OF THE TARGET) IN
TWO YEARS.
8/31/2022 9
10. THANK YOU
Humera Khan Institute of Management Studies &
Research
Oshiwara, Jogeshwari (West), Mumbai- 400102