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365 BILL PAYMENT SERVICES	

November 28, 2013
Outline
1. 
2. 
3. 
4. 
5. 

Introduce
Business Model
Resources
Benefit and Achievement
Conclusion

	
  	
  

1
Introduce
365 Bill Payment Services

2
A Story

3
A Story

4
Payment Services: http://365.vtc.vn

Project	
  vision	
  and	
  scope	
  	
  
	
  

Target	
  audiences	
  	
  
•  Individual	
  and	
  corpora/on	
  agencies	
  	
  
•  End-­‐user	
  	
  
Opera/ng	
  plaDorms	
  	
  
•  On	
  PCs:	
  h<ps://365.vtc.vn	
  	
  
•  On	
  mobile	
  plaDorm:	
  App,	
  Wap	
  	
  
Project	
  scope	
  	
  
•  Supply	
  the	
  digital	
  content	
  products,	
  
services	
  	
  
•  Support	
  payment	
  methods	
  
•  Added	
  value:	
  biggest	
  discounts,	
  best	
  
price	
  policies	
  	
  

5
Business Model	
  
	
  
Payment	
  
Methods	
  

Product	
  Types	
  

Security	
  
Standards	
  

6
Payment Services: http://365.vtc.vn

365 accepting
VTC Pay

7
Payment Acceptance

8
Security

OTP: One Time Password, Tokenization

PCI DSS, ISO-27001 security standard

ISO 8583: Multi- Layer Model, spiral and operating
independently of each other

Entrust Certificate

SANs SSL Certificate

Coordinate closely with Police

9
Resources

Hardware	
  

SoNware	
  

Human	
  
Resource	
  

10
 
	
  
Connection model of 365

Data back-up system

	
  

	
  

servers system

• 
• 
• 

Hardware

24/7 operation
50 millions of accounts
15 – 30 millions transactions/
month
11
Resources

Software

Human Resource	
  

12
 

Payment Services: http://365.vtc.vn

	
  

Demo	
  

	
  

13
Benefit	
  and	
  Achievement	
  
	
  

15
Payment Services: http://365.vtc.vn

Benefits	
  and	
  Achievement
Smooth	
  and	
  flexible	
  plaDorm,	
  to	
  
simplify	
  and	
  automate	
  the	
  procedure,	
  
reduce	
  paper,	
  /me	
  and	
  transporta/on	
  
cost.	
  Improve	
  99%	
  of	
  opera/on	
  	
  

Sa/sfy	
  customer	
  because	
  of	
  high	
  
service	
  quality	
  and	
  a<rac/ve	
  discount	
  
policies	
  	
  

More	
  than	
  80%	
  of	
  customers	
  come	
  
back	
  aNer	
  the	
  first	
  transac/on	
  and	
  
the	
  number	
  of	
  regular	
  customers	
  is	
  
more	
  than	
  60%	
  	
  

14
Benefits and Achievement

Sales	
  Achievement	
  	
  	
  
715.700
Number of active accounts: 209.846
Total number of purchase transaction: 5.526.242

–  Number of registered accounts:
– 
– 

transactions
–  The total value of purchases:

105.905.000	
  USD	
  

16
Benefits and Achievement

Sales	
  

Mobile,	
  online	
  game	
  pin	
  
codes	
  (89%)	
  
Top-­‐up	
  Vcoin	
  (6	
  %)	
  
Top-­‐up	
  prepaid	
  mobile	
  
(3.6%)	
  	
  
Other	
  services	
  (1%)	
  

17
Project Objective to 2015

Sales	
  	
  

50%	
  of	
  bill	
  
payment	
  market	
  
share	
  

30.000	
  agencies	
  	
  

2.000	
  new	
  
accounts	
  per	
  
months	
  

Social	
  	
   Become	
  largest	
  

agencies	
  network	
  	
  
Cut	
  down	
  the	
  
cost	
  	
  
Reach	
  out	
  to	
  
foreign	
  countries,	
  
remote	
  and	
  rural	
  
areas	
  

Revenue	
  250	
  
millions	
  USD	
  

18
Conclusion
Create	
  a	
  network	
  of	
  
distribu/on	
  and	
  
consump/on	
  on	
  internet	
  
channel,	
  promote	
  
paperless	
  trading,	
  trade	
  
facilita/on	
  and	
  electronic	
  
business.	
  	
  

Bring	
  large	
  revenue	
  and	
  
high	
  discount	
  for	
  
suppliers,	
  VTC	
  Intecom,	
  
agencies	
  and	
  end	
  users.	
  	
  

19

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VTC 365 Bill Payment Services

  • 1. 365 BILL PAYMENT SERVICES November 28, 2013
  • 6. Payment Services: http://365.vtc.vn Project  vision  and  scope       Target  audiences     •  Individual  and  corpora/on  agencies     •  End-­‐user     Opera/ng  plaDorms     •  On  PCs:  h<ps://365.vtc.vn     •  On  mobile  plaDorm:  App,  Wap     Project  scope     •  Supply  the  digital  content  products,   services     •  Support  payment  methods   •  Added  value:  biggest  discounts,  best   price  policies     5
  • 7. Business Model     Payment   Methods   Product  Types   Security   Standards   6
  • 10. Security OTP: One Time Password, Tokenization PCI DSS, ISO-27001 security standard ISO 8583: Multi- Layer Model, spiral and operating independently of each other Entrust Certificate SANs SSL Certificate Coordinate closely with Police 9
  • 12.     Connection model of 365 Data back-up system     servers system •  •  •  Hardware 24/7 operation 50 millions of accounts 15 – 30 millions transactions/ month 11
  • 16. Payment Services: http://365.vtc.vn Benefits  and  Achievement Smooth  and  flexible  plaDorm,  to   simplify  and  automate  the  procedure,   reduce  paper,  /me  and  transporta/on   cost.  Improve  99%  of  opera/on     Sa/sfy  customer  because  of  high   service  quality  and  a<rac/ve  discount   policies     More  than  80%  of  customers  come   back  aNer  the  first  transac/on  and   the  number  of  regular  customers  is   more  than  60%     14
  • 17. Benefits and Achievement Sales  Achievement       715.700 Number of active accounts: 209.846 Total number of purchase transaction: 5.526.242 –  Number of registered accounts: –  –  transactions –  The total value of purchases: 105.905.000  USD   16
  • 18. Benefits and Achievement Sales   Mobile,  online  game  pin   codes  (89%)   Top-­‐up  Vcoin  (6  %)   Top-­‐up  prepaid  mobile   (3.6%)     Other  services  (1%)   17
  • 19. Project Objective to 2015 Sales     50%  of  bill   payment  market   share   30.000  agencies     2.000  new   accounts  per   months   Social     Become  largest   agencies  network     Cut  down  the   cost     Reach  out  to   foreign  countries,   remote  and  rural   areas   Revenue  250   millions  USD   18
  • 20. Conclusion Create  a  network  of   distribu/on  and   consump/on  on  internet   channel,  promote   paperless  trading,  trade   facilita/on  and  electronic   business.     Bring  large  revenue  and   high  discount  for   suppliers,  VTC  Intecom,   agencies  and  end  users.     19