1. DUTIES AND KEY RESPONSIBILITIES
1. South African Gold Coin Exchange: Group Risk and Compliance Officer
(Reporting Staff: Nil)
- Ensure The Company’s risk philosophy is well defined;
- Ensure the implementation of effective ongoing risk management processes;
- Ensure the implementation of an effective compliance framework and processes;
- Ensure that The Group and its associated companies are complying with applicable laws and with
non-binding rules, codes and standards with which the company has elected to comply;
- Ensure that a risk management plan is maintained and constantly developed and evolved. The risk
management plan is communicated through relevant change management methods;
- Ensure thorough risk identification directed towards company objectives is put in place, which
approach should include the use of data analysis, business indicators, market information, loss data,
scenario planning and portfolio analysis;
- Assist with the assessment of The Company’s resilience to risk and loss;
- Inform the Internal Audit plan regarding risk-based audits, which includes compliance risk;
- Ensure that a risk management and ‘compliance’ culture is created which includes senior management
commitment; common language and process; a change in management process owner, risk
coordinators and risk owners; establishing the process or methodology for on-going risk management,
effective communication, learning and education; measurement of the risk profile; reinforcement of
the risk management process through human resource mechanisms and monitoring the risk
management process;
- Review and maintain a Strategic and Operational Risk Register;
- Developed a Risk Management Manual (How to guide);
- Perform Risk Management and Compliance training (at induction of new staff & ongoing);
- Assist with the assessment of The Company’s risk management maturity;
- Provide input to the Audit and Risk Committee and Board on both risk and compliance as required;
- Ensure that the Board and Board members understand the relevant legal and regulatory requirements
and are updated on changes. This also entails ensuring that the Board is aware of any significant fines
and penalties that will apply or could apply if compliance is not achieved;
- Ensure that company information related to changes in the company structure such as directorships
etc. have been put in place with necessary bodies and properly maintained by The Company;

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Specific projects at my current employment have included:
- Combining different insurance policies and portfolios to effect cost savings;
- Reviewing and changing insurance policies to better suit company requirements;
- Establishing a platform for information gathering and disposal regarding Company Secretarial
information;
- Assessing and reviewing company and director information with authorities and ensuring that all
information is up to date;
- Successfully introduced a Resolution register to keep track of Board decisions;
- Introduced and developed a formal Level of Authority guide to ensure that spending is curbed and
have the appropriate approvals;
- Reviewed Group structure and recommended that dormant and not-in-use legal entities are disposed;
- Part of Rationalization Committee evaluating entire group to streamline business and to remove
inefficiencies;
- Member of Trading Board evaluating entire group and assessing performance, strategic plans and
operational issues at Executive Level;
- Compiling simple agreements for intercompany use for example intercompany loan agreements;
- Implementing process to ensure that Directors and Officers information are up to date;
- Development and implementation of a FICA policy and procedure document;
- Submissions made to the FIC on penalties imposed for waiving of penalties;
- Reviewing of lease contracts for compliance and relevance;
- Assisting Executive Chairman in handling major complaints from customers and ensuring that
responses are both relevant and within our legislative framework;
- Development of terms and conditions for the business that will protect the business form litigation;
- Assessment and training on relevant sections of the Consumer Protection Act;
- Various Board submissions on the Companies Act and what the impact can be on Directors and the
companies within the group;
- Managing all litigation and legal counsel requests including formulating legal brief documents,
following up with affected parties and consulting with Advocates on material matters;
- Developed a new policy and procedure document that is simple and clear;
- Introduced and developed a new code of Ethics policy in the business;
- Developed a change in process document that redefined the logistics division and emanating in
considerable cost savings;

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- Dealing with National Prosecuting Authority on various matters involving criminal conduct from
customers;
- Attended to Import Licenses for business that was not in place;
- Assessed impact of International legislation and Reserve Bank Regulations on international business
that group is conducting;
- Reviewing of various agreements the company entered into for applicability and unfavorable clauses;
- Assessing and recommending procedures do decrease stock levels to decrease risk and insurance
exposures in company.
2. Protea Coin Group – Group Risk Manager
(Reporting Staff: Nil)
- Implementing the Enterprise Risk Management function;
- Implementing the policy and procedure document for risk management;
- Providing training and guidance to management of the group and subsidiaries on risk framework;
- Assisting management to discharge their mandate and enable them to identify risks;
- Measuring and reviewing group wide risks;
- Evaluating controls for adequacy and effectiveness;
- Interaction with relevant stakeholders in the risk management process;
- Administering the risk management function and review data to ensure accurate reporting;
- Reviewing company strategy and risk process to strategy to ensure that strategic goals are met;
- Formulating, reviewing and assessing group wide risks to be included in the Group Annual report;
- Establishing, monitoring and reviewing entire insurance portfolio for group and subsidiaries;
- Implementing insurance management policy that has been implemented within the group;
- Reviewing long outstanding claims on the insurance portfolio and resolving this;
- Determining if the company is sufficiently and adequately insured against potential risks;
- Negotiating terms, conditions and premiums directly with insurers;
- Resolving insurance related issues directly with insurers;
- Administering the insurance portfolio to ensure that value for money is obtained;
- Corporate governance assurance;
- Analyzing and assessing Corporate Governance Gap analysis;
- Formulating actions to ensure compliance to the corporate governance Code;
- Responsible for corporate governance on risk chapter of corporate governance as well as ethics;

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- Formulating, reviewing and assessing company policies and procedures for relevance, clarity and
compliance, these policies include human resource policies, limited to health and safety requirements
and general office policies and procedures.
3. Financial/ general manager: Siyaya fencing (Pty) Ltd
(Reporting staff: 8 Administrative staff, 3 project managers, 1 National project manager and 3 sales
people reported directly to me. This was a startup company with an Annual turnover of approximately
R 30,000,000 in the building/construction industry.)
- Compiling monthly Accounts for reporting to Group Executive;
- Compiling budgets for submission and approval to Group Executive;
- Approving project budgets and Estimates;
- Approving creditors and debtors reconciliations;
- Approving capital expenditure;
- Following up on debtors and late payments;
- Reconciling loan accounts;
- Reviewing current projects progress, issues and variances;
- Interacting with clients and managing business relationships;
- Attending to all relevant staff matters;
- Development of policies and procedures for company: Financial and Operational;
- Meeting with suppliers and formal price negotiations;
- Performing tasks of General Manager for the start-up;
- Staff training on all business related matters.
4. Mvelaserve Limited - Group Risk Manager
(Reporting Staff: Nil)
- Establishing Enterprise Risk Management function for group and subsidiaries from cradle to grave;
- Formulating a policy and procedure document for risk management within the group;
- Formulating a risk management framework for the group to be used as guidance on implementing the
risk management processes;
- Providing training and guidance to management of the group and subsidiaries on the implementation
of the framework;
- Assisting management to discharge their mandate and enable them to identify risks;

5. 5
- Measuring and reviewing group wide risks;
- Assisting subsidiaries to develop mitigating actions and action plans for risks identified;
- Evaluating controls for adequacy and effectiveness;
- Supplier Evaluation: Evaluating and purchasing a risk management tool that assist me in discharging
my responsibilities (BarnOwl Risk Management software);
- Interaction with relevant stakeholders in the risk management process;
- Administering the risk function and review data to ensure accurate and relevant reporting;
- Reviewing company strategy and aligning risks to strategy to ensure that strategic goals are met;
- Formulating, reviewing and assessing group wide risks to be included in the Group Annual report;
- Specific focus was on Financial, Operational, Compliance, Strategic and IT related risks;
- Establishing, monitoring and reviewing entire insurance portfolio for group and subsidiaries;
- Formulating and detailing an insurance management policy that has been implemented;
- Reviewing long outstanding claims on the insurance portfolio and resolving this;
- Evaluating insurance policy documents and determining if the company is sufficiently and
adequately insured against potential risks;
- Negotiating terms, conditions and premiums directly with insurers;
- Resolving insurance related issues directly with insurers;
- Advising companies on appropriate insurance products as well as most cost effective options;
- Administering the insurance portfolio to ensure that value for money is obtained;
- Corporate governance assurance:
- Analyzing and assessing Corporate Governance Gap analysis and formulating actions to ensure
compliance to the corporate governance Code;
- Responsible for corporate governance on risk chapter of corporate governance as well as ethics;
- Formulating, reviewing and assessing company policies and procedures for relevance, clarity and
compliance, these policies include human resource policies, limited to health and safety requirements
and general office policies and procedures.

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5. Auditor General of South Africa
– Manager: Performance Auditing AND Manager Research and Development
(Reporting Staff: 4 staff)
- Manager on various audit assignments;
- Assisting junior clerks in understanding and completing working papers;
- Audit function from planning to execution and concluding and reporting;
- Manager or general administration tasks including leave review and approval, reviewing time sheets
and leading meetings with various clients;
- Projects worked on / working on includes: Infrastructure Transversal Audit, Investigation:
Commission for Gender Equality, various research projects and development of audit methodology;
- Drafting and implementing various strategic documents and guidelines ranging from audit to
administrative to risk strategies, stakeholder interaction plans;
- Assessing risk for Business Unit and determining relevant mitigating controls;
- Researching of current and future performance audit themes;
- Designing and developing audit procedures to be performed by national audit teams;
- Developing policies and procedures (guidelines) to be used by business unit in conducting of their
duties;
- Developing and designing strategic documents for the organization / business unit to be used in their
day-to-day activities. (Stakeholder interaction plans; risk strategies; coordinator guides);
- Drafting presentations and presenting presentations to business unit and/or organization;
- Ensuring that reports are simple, clear and relevant (effective report writing);
- Managing audit from planning through to reporting;
- Consistent liaison between client and auditors;
- Simplifying matters for client to an understandable format;
- Presenting reports completed to executive authority;
- Making recommendations to executive authority based on findings;

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6. Auditor General of South Africa – Senior: International Audit (NYC)
(Reporting Staff: Nil – Staff member)
- Senior on audit assignment including United Nations Development Programme;
- Assisting junior clerks in understanding and completing working papers;
- Audit function from planning to execution and concluding and reporting;
- Assisting manager or general administration tasks including leave review and approval, reviewing
time sheets and leading meetings with various clients;
- Assisting on International Assignments for United Nations on behalf of Auditor General of South
Africa;
- Meeting with various International Officials in solving different issues relating to an International
Financial environment;
7. Auditor General of South Africa – Assistant Manager: Regularity Auditing
(Reporting Staff: 3 staff)
- Main expertise on audit assignments is to ensure compliance with GAAP. Mainly audited trading and
public entities.
- First line support for Teammate errors of different users.(Teammate Champion)
- Installing Teammate and basic network functions
- Audit function from planning to execution and concluding and reporting
- Conducting interviews for potential trainee accountants.

8. 8
Experience and skills other than from Formal Employment
8. Project Management
(Reporting Staff: 10 members of different estates)
I was the chairman of the Equestria Estate Home Owners Association for two years. This is a residential
estate of approximately 1,240 houses. Even though this was informal it did compliment my
competencies that include:
- Monitoring and managing contractors on requirements for capital outlay
- Drafting specifications for projects to be started in the housing estate
- Comparing quotes from contractors to specifications
- Approving quotations for different projects
- Compiling the yearly budget as well as monitoring the financial affairs of the estate throughout the
year
- Conflict management
- Constant evaluation of cost savings techniques
- Ensuring that services are procured economically
- Comparison of needs analysis to ensure that only projects that will outweigh cost vs benefit is
selected as well as Chairing committees and director meetings monthly
9. One of Main speakers: Enterprise Risk Management: Africa 5 February 2013
Included different Risk Managers and Risk Executives from across Africa and Europe.
Topic: Implementing risk strategy in practice
“Developing and implementing a risk strategy can often be a complex task, especially with the lack
of practical tools available to risk managers. In order to protect the strategic objectives of any
organisation, it is important that the risk strategy becomes effective in practice.”