This document outlines a digital strategy for Bank of China to promote its credit card for overseas students. The card offers multiple currency usage and rewards points that can be redeemed for discounts on international flights and hotel stays. The strategy involves using email marketing through QQ Mail and Gmail targeting different demographics, as well as a social media campaign using hashtags like #studyoversea and #studyatus on platforms like Weibo. The content will be fed during peak hours and different cost models like CPC, CPM, and CPA are evaluated.
Creating a Digital Banking Strategy - 01.23.15Calvin Turner
Today, the new buzzword in business is “Digital Strategy”. The problem, however, is that if you ask a group of business professionals to define "Digital Strategy" to you, depending on the industry, who you ask, and the ages of the respondents (yes, the generational perspective makes a difference), you will likely get a wide variety of different responses to that simple question. To illustrate this point, in a December 2014, Digital Banking research study published by Celent, when banking executives were asked what “Digital” means for them, they responded with a diverse – and sometimes inconsistent – set of answers. But invariably, mobile devices and social media are usually included somewhere in the answer. So, let's begin the discussion by clearing up a common misconception: an organization's Digital Strategy is NOT enabling/allowing customers to use mobile devices to communicate and conduct business. They are certainly components of a Digital Strategy, but the true definition of a Digital Strategy is much broader than that.
"Digital Banking" by Nikolay Spasov
The presentation was part of the 2016 Digital Marketing Masterclass organized by Interactive Advertising Bureau (IAB) Bulgaria and New Bulgarian University (NBU). The scope of the lecture is to present the current trends in banking and the available technologies that are supporting the industry.
Digital Banking Strategy Roadmap - 3.24.15Calvin Turner
The Digital delivery of banking products and services is already a reality.
Like it or not, your customers will compare their digital banking experience to shopping on Amazon, iTunes, eBay, Southwest Air, etc., and to their digital experiences with large banks that already have robust digital banking offerings.
Traditional banks can’t just push out mobile apps and capabilities to customers and call it a digital banking strategy. Customers expect a seamless integration of the entire online banking experience from initiation to fulfillment. If they are forced to drop off somewhere along the digital experience to print documents, call a representative, and/or visit a branch, you have lost the customer.
Case Study: Social Media Marketing Strategy @ JPMorgan Chase – Customer Servi...Rajesh Prabhakar
JP Morgan Chase, United States biggest bank has been actively using Twitter majorly for customer service as the bank's customer-service team responded to complaints, queries and also offered solutions to the problems and redressed the customer grievances.
Creating a Digital Banking Strategy - 01.23.15Calvin Turner
Today, the new buzzword in business is “Digital Strategy”. The problem, however, is that if you ask a group of business professionals to define "Digital Strategy" to you, depending on the industry, who you ask, and the ages of the respondents (yes, the generational perspective makes a difference), you will likely get a wide variety of different responses to that simple question. To illustrate this point, in a December 2014, Digital Banking research study published by Celent, when banking executives were asked what “Digital” means for them, they responded with a diverse – and sometimes inconsistent – set of answers. But invariably, mobile devices and social media are usually included somewhere in the answer. So, let's begin the discussion by clearing up a common misconception: an organization's Digital Strategy is NOT enabling/allowing customers to use mobile devices to communicate and conduct business. They are certainly components of a Digital Strategy, but the true definition of a Digital Strategy is much broader than that.
"Digital Banking" by Nikolay Spasov
The presentation was part of the 2016 Digital Marketing Masterclass organized by Interactive Advertising Bureau (IAB) Bulgaria and New Bulgarian University (NBU). The scope of the lecture is to present the current trends in banking and the available technologies that are supporting the industry.
Digital Banking Strategy Roadmap - 3.24.15Calvin Turner
The Digital delivery of banking products and services is already a reality.
Like it or not, your customers will compare their digital banking experience to shopping on Amazon, iTunes, eBay, Southwest Air, etc., and to their digital experiences with large banks that already have robust digital banking offerings.
Traditional banks can’t just push out mobile apps and capabilities to customers and call it a digital banking strategy. Customers expect a seamless integration of the entire online banking experience from initiation to fulfillment. If they are forced to drop off somewhere along the digital experience to print documents, call a representative, and/or visit a branch, you have lost the customer.
Case Study: Social Media Marketing Strategy @ JPMorgan Chase – Customer Servi...Rajesh Prabhakar
JP Morgan Chase, United States biggest bank has been actively using Twitter majorly for customer service as the bank's customer-service team responded to complaints, queries and also offered solutions to the problems and redressed the customer grievances.
Talk given at Centre for HCI Design (HCID) Open Day, City University, on April 30th, 2015 #HCID2015
High street banks have made a concerted effort to move away from reliance on the physical branch, with innovations including photographing cheques to pay them in and the changing focus of branches from town centre to leisure locations (like shopping centres). We will explore how digital innovation is impacting the physical branch in banking, and whether the lines are blurring between the two. How is the digital experience different from the physical experience? Are our expectations of of both experiences different? How is this likely to change in the future?
http://www.interaction-lab.co.uk/hcid-open-2015-500pm-talks/
This is my latest presentation on digital bank trends, that accompanies the book Digital Bank http://www.amazon.com/Digital-Bank-Chris-Skinner-ebook/dp/B00G1L9MDI/ref=zg_bs_154892011_9
mBank - the most design-driven digital bank in the world - NetFinance, Miami ...Nordea
Most recent update on mBank - the most design-driven digital bank in the world.
Deck presented at NetFinance in Miami in April 2014.
6 global innovation awards (Finovate, Efma, Bank Innovation 2014, Celent's Model Bank 2014). Coverage by Forrester Research, TechCrunch, Harvard Business Review, WSJ, American Banker and more...
On September 10, 2013 CapTech began a 7 week engagement at Dominion Resources in Richmond VA to create a Digital Communications Strategy. This is the story of the making of that digital strategy. On March 14, 2014, together with our client and a Forrester analyst, we presented this presentation to an invitation-only group in McClean, VA in an interactive Q&A discussion format.
Growing momentum for Disruption in FinTech:
Looking back and looking forward.
Recording of the Backbase webinar of December 18th, 2014.
In our 2014 closing webinar we will look back at the disruptive highlights of this year and we start looking forward to 2015.
From BBVA acquiring Simple, to more and more neo-banks popping up, fintech startups going IPO and omni-channel moving from marketing buzz to the real thing. In this 60 minute webinar, Backbase's Jouk Pleiter and Jelmer de Jong discuss the main trends and best practices for banks and credit unions to keep on disrupting in the digital banking space.
Overview of industry trends and insights of Fortune 500 companies and startups' activities in the FinTech space. We cover banking tech (security, crm, analytics), payments (pos, money transfer, commerce), cyber currency (blockchain, bitcoin, wallets, cryptocurrency exchanges), business finance (lending, crowdfunding), personal finance (lending, wealth management, mortgage, credit), and alternative cores (banking, insurance).
Fastrack Group - Hotel Marketing Must Do's 2013-14 WebinarKen Jones
Adrian Caruso & James Hacon from Fastrack Group share their must do tactics for Hotel Marketing in 2013 & 2014.
The tactics discussed include:
How to cash in on the increase in mobile & tablet bookings.
Using your website to target Chinese travelers.
The do's & don'ts of hotel distribution.
Attracting more direct bookings with paid advertising.
Pre- and Post-stay contact for marketing & customer service.
Social media marketing.
Where are other hotels spending their marketing dollars?
www.fastrackg.com
Live Webinar: LinkedIn Ads Platform Master Class for Higher EdLinkedIn
88% of graduate admissions staff rate LinkedIn as the best social network to find qualified candidates, according to Carrington Crisp’s recent survey.
Learn from the experts at LinkedIn about how you can reach these high-quality prospects using LinkedIn Campaign Manager, our self-service tool for managing and tracking campaigns.
This webcast is perfect for social media marketing practitioners who want to build their expertise in developing successful social campaigns. You’ll learn practical advice on how to:
Reach your target audience on LinkedIn
Set-up your dashboard to optimize bids, budgets, and audience targeting
Optimize your Sponsored Content to increase engagement and results
Talk given at Centre for HCI Design (HCID) Open Day, City University, on April 30th, 2015 #HCID2015
High street banks have made a concerted effort to move away from reliance on the physical branch, with innovations including photographing cheques to pay them in and the changing focus of branches from town centre to leisure locations (like shopping centres). We will explore how digital innovation is impacting the physical branch in banking, and whether the lines are blurring between the two. How is the digital experience different from the physical experience? Are our expectations of of both experiences different? How is this likely to change in the future?
http://www.interaction-lab.co.uk/hcid-open-2015-500pm-talks/
This is my latest presentation on digital bank trends, that accompanies the book Digital Bank http://www.amazon.com/Digital-Bank-Chris-Skinner-ebook/dp/B00G1L9MDI/ref=zg_bs_154892011_9
mBank - the most design-driven digital bank in the world - NetFinance, Miami ...Nordea
Most recent update on mBank - the most design-driven digital bank in the world.
Deck presented at NetFinance in Miami in April 2014.
6 global innovation awards (Finovate, Efma, Bank Innovation 2014, Celent's Model Bank 2014). Coverage by Forrester Research, TechCrunch, Harvard Business Review, WSJ, American Banker and more...
On September 10, 2013 CapTech began a 7 week engagement at Dominion Resources in Richmond VA to create a Digital Communications Strategy. This is the story of the making of that digital strategy. On March 14, 2014, together with our client and a Forrester analyst, we presented this presentation to an invitation-only group in McClean, VA in an interactive Q&A discussion format.
Growing momentum for Disruption in FinTech:
Looking back and looking forward.
Recording of the Backbase webinar of December 18th, 2014.
In our 2014 closing webinar we will look back at the disruptive highlights of this year and we start looking forward to 2015.
From BBVA acquiring Simple, to more and more neo-banks popping up, fintech startups going IPO and omni-channel moving from marketing buzz to the real thing. In this 60 minute webinar, Backbase's Jouk Pleiter and Jelmer de Jong discuss the main trends and best practices for banks and credit unions to keep on disrupting in the digital banking space.
Overview of industry trends and insights of Fortune 500 companies and startups' activities in the FinTech space. We cover banking tech (security, crm, analytics), payments (pos, money transfer, commerce), cyber currency (blockchain, bitcoin, wallets, cryptocurrency exchanges), business finance (lending, crowdfunding), personal finance (lending, wealth management, mortgage, credit), and alternative cores (banking, insurance).
Fastrack Group - Hotel Marketing Must Do's 2013-14 WebinarKen Jones
Adrian Caruso & James Hacon from Fastrack Group share their must do tactics for Hotel Marketing in 2013 & 2014.
The tactics discussed include:
How to cash in on the increase in mobile & tablet bookings.
Using your website to target Chinese travelers.
The do's & don'ts of hotel distribution.
Attracting more direct bookings with paid advertising.
Pre- and Post-stay contact for marketing & customer service.
Social media marketing.
Where are other hotels spending their marketing dollars?
www.fastrackg.com
Live Webinar: LinkedIn Ads Platform Master Class for Higher EdLinkedIn
88% of graduate admissions staff rate LinkedIn as the best social network to find qualified candidates, according to Carrington Crisp’s recent survey.
Learn from the experts at LinkedIn about how you can reach these high-quality prospects using LinkedIn Campaign Manager, our self-service tool for managing and tracking campaigns.
This webcast is perfect for social media marketing practitioners who want to build their expertise in developing successful social campaigns. You’ll learn practical advice on how to:
Reach your target audience on LinkedIn
Set-up your dashboard to optimize bids, budgets, and audience targeting
Optimize your Sponsored Content to increase engagement and results
Cars On The Go is a Direct Marketing Proposal developed for a Direct & Interactive Marketing class at George Brown College, Canada.
This case was built considering the Car Sharing Market in Toronto (2014).
Contact us for more information on this and other projects.
Presented to:
Matthew V. Malczewski
Authors:
Jessica Andreta [ca.linkedin.com/in/jessicaandreta]
Emir Atmaca [emiratmaca@outlook.com]
Trang Bui [trangbirdy@yahoo.com]
Ana M. Cárdenas
Jeffrey Wong [jeff.wongkachi@gmail.com]
Integrating Offline Marketing Strategies Into the Digital World, Jan Jindra, ...Online Marketing Summit
Discover the new ways marketers are starting to leverage consumer data and successful offline strategies for online marketing. Traditional offline marketing strategies are being tweaked and modified to serve up highly targeted online marketing offers, replacing the semi-targeted mass marketing efforts that have driven the digital world in the past.
Integrating Offline Marketing Strategies Into the Digital World, Jan Jindra, ...Online Marketing Summit
Discover the new ways marketers are starting to leverage consumer data and successful offline strategies for online marketing. Traditional offline marketing strategies are being tweaked and modified to serve up highly targeted online marketing offers, replacing the semi-targeted mass marketing efforts that have driven the digital world in the past.
Integrating Offline Marketing Strategies Into the Digital World, Jan Jindra, ...Online Marketing Summit
Discover the new ways marketers are starting to leverage consumer data and successful offline strategies for online marketing. Traditional offline marketing strategies are being tweaked and modified to serve up highly targeted online marketing offers, replacing the semi-targeted mass marketing efforts that have driven the digital world in the past.
Integrating Offline Marketing Strategies Into the Digital World, Jan Jindra, ...Online Marketing Summit
Discover the new ways marketers are starting to leverage consumer data and successful offline strategies for online marketing. Traditional offline marketing strategies are being tweaked and modified to serve up highly targeted online marketing offers, replacing the semi-targeted mass marketing efforts that have driven the digital world in the past.
Integrating Offline Marketing Strategies Into the Digital World, Jan Jindra, ...Online Marketing Summit
Discover the new ways marketers are starting to leverage consumer data and successful offline strategies for online marketing. Traditional offline marketing strategies are being tweaked and modified to serve up highly targeted online marketing offers, replacing the semi-targeted mass marketing efforts that have driven the digital world in the past.
Integrating Offline Marketing Strategies Into the Digital World, Jan Jindra, ...Online Marketing Summit
Discover the new ways marketers are starting to leverage consumer data and successful offline strategies for online marketing. Traditional offline marketing strategies are being tweaked and modified to serve up highly targeted online marketing offers, replacing the semi-targeted mass marketing efforts that have driven the digital world in the past.
Similar to Digital strategy for bank of china- Xiang Li (20)
Acorn Recovery: Restore IT infra within minutesIP ServerOne
Introducing Acorn Recovery as a Service, a simple, fast, and secure managed disaster recovery (DRaaS) by IP ServerOne. A DR solution that helps restore your IT infra within minutes.
Sharpen existing tools or get a new toolbox? Contemporary cluster initiatives...Orkestra
UIIN Conference, Madrid, 27-29 May 2024
James Wilson, Orkestra and Deusto Business School
Emily Wise, Lund University
Madeline Smith, The Glasgow School of Art
0x01 - Newton's Third Law: Static vs. Dynamic AbusersOWASP Beja
f you offer a service on the web, odds are that someone will abuse it. Be it an API, a SaaS, a PaaS, or even a static website, someone somewhere will try to figure out a way to use it to their own needs. In this talk we'll compare measures that are effective against static attackers and how to battle a dynamic attacker who adapts to your counter-measures.
About the Speaker
===============
Diogo Sousa, Engineering Manager @ Canonical
An opinionated individual with an interest in cryptography and its intersection with secure software development.
Have you ever wondered how search works while visiting an e-commerce site, internal website, or searching through other types of online resources? Look no further than this informative session on the ways that taxonomies help end-users navigate the internet! Hear from taxonomists and other information professionals who have first-hand experience creating and working with taxonomies that aid in navigation, search, and discovery across a range of disciplines.
This presentation by Morris Kleiner (University of Minnesota), was made during the discussion “Competition and Regulation in Professions and Occupations” held at the Working Party No. 2 on Competition and Regulation on 10 June 2024. More papers and presentations on the topic can be found out at oe.cd/crps.
This presentation was uploaded with the author’s consent.
This presentation, created by Syed Faiz ul Hassan, explores the profound influence of media on public perception and behavior. It delves into the evolution of media from oral traditions to modern digital and social media platforms. Key topics include the role of media in information propagation, socialization, crisis awareness, globalization, and education. The presentation also examines media influence through agenda setting, propaganda, and manipulative techniques used by advertisers and marketers. Furthermore, it highlights the impact of surveillance enabled by media technologies on personal behavior and preferences. Through this comprehensive overview, the presentation aims to shed light on how media shapes collective consciousness and public opinion.
4. Function of This Credit Card
1.Multiple-currency and universal-
use
2.SMS Reminder of Master Card
3.High Reward Point
4.Quarterly Financial Advice
5. Co-operation with Airlines and Hotels
Credit Card Point:
International Flight Tickets
• Free Flight Tickets
• Economy Class updating to Business Class
Hotels with Discount
• International Hotels with discount
• Domestic Hotels free nights
6. Email Strategy
Tool:
QQ Mail and Gmail
Target:
QQ Mail: 35-55 year-old Male
Beijing Shanghai Shenzhen Hong Kong
Gmail: 17-25 year-old students
New York LA Boston
Today I am going to present the digital strategy for Bank of China, I selected Bank of China as the brand to be studied this semester at the beginning. On one hand, it’s because there is one of my relatives working in BOC. As far as I know, Bank of China has the longest history of all the banks in China, and is the world’s top ten in the respects of asset size and market value scale. However, the majority of its businesses come from China’s mainland because of its state-owned nature while its future goal definitely is internationalization and diversification.
My digital strategy is the promotion for designed-for overseas-student supplementary cards. It includes a master card which held by student’s parent and has identifiable appearance with diploma and the statue of liberty
With the promise of English-language fluency, a U.S. college education is increasingly attractive for many students and employers. And as Chinese incomes grow, more affordable for parents.
Using agents or consultancies to apply to college has been a common practice since U.S. universities and colleges started recruiting in China extensively about eight years ago.
This card mainly has four unique functions
1 multiple-currency and universal-use functions. 2 related master card holder can also receive a SMS reminder and master card holder can also set various monthly consumption limits for bound supplementary ones for keeping their children from overconsumption abroad. 3 The cards can repay credit loan for supplementary ones, and all expenditures from such supplementary card can be shown on expenditure record of bound master one. 4 This card can also offer practical expenditure record and financial advices for facilitating that more without-financial-record-keeping-habit overseas students cultivate good financial concepts and habits
We are going to work with some international airlines and hotels using series of point reward activities of this card, where such points cumulating to a certain extent can redeem for international airline tickets or discount hotels for bringing overseas students substantial benefits and discounts using their reward point of the credit card.
For better promoting this credit card product, I recommend BOC would jointly hold hands with Chinese email giants-QQ MAIL and GMAIL. Supported by big data system of QQ MAIL, we will gain QQ mail addresses of male customers from 45-55 year old in Beijing, Shanghai and Shenzhen and carry out related promoting activities, because they may have children who study oversea and the male at this age may have higher purchase ability.
As GMAIL is standard tool of overseas student customer group, supported by GOOGLE GMAIL big data background, also Gmail is not allowed to use at China so we only need to feed those information to accounts named by Chinese spellings at some big cities at America
We are going to use social media platforms to promote this card and the platforms we pick are Twitter, Sina Weibo, Facebook and Wechat. Sina Weibo is the largest information platform at China which is also known for “Chinese Twitter”
I recommend BOC could feed information of this product base on users behaviors, that means it would feed users who search or hashtag those worlds here, I assume those people are most likely oversea students or students who have oversea studying plan. And the feeding time better be around 10pm -12pm or 8am-10am since based on people’s habit they may refresh their Weibo before going to bed or getting up
The budget will base on CPM CPA and CPC which are the number who click on a specifiv link out of the total users who view a page email or ads. It is commonly used to measure the success of an online advertising campaign for a particular website. To help visualize these pricing options, look at the table below, which shows how $1,000 of media would need to be priced and perform for each method discussed above.