This document provides advice for starting a new business and discusses whether an individual has a chance of success. It outlines three types of innovation - genesis, product-to-product, and utility-to-utility - and notes that the sweet spot for startups is taking established products and making them utilities by reducing costs. It also warns of the "wall of inertia" that large companies face and encourages open source approaches and building an ecosystem to overcome inertia. The document concludes that an individual does have a chance of success, especially with certain types of innovations, if they are aware of these strategies and approaches.