This document contains a debt paydown plan showing the user's current debts, including balances and minimum payments. It recommends using the snowball method, where the user pays minimums on all debts but targets the lowest balance first while putting extra payments towards it. By paying an extra $200 per month and following this plan, the user can be debt free by September 2026, saving over $12,000 and paying off debts 2 years and 4 months earlier. However, information is missing for one account so it is excluded from the plan for now.

1. 01/14 01/16 01/18 01/20 01/22 01/24 01/26 01/28
1
2
3
4
TotalCurrentDebt:$381,801.12
Macy’s Credit Account
Car Loan
AccountPriority
Other Car Loan
US Bank Home Mortgage
DEBT PAYDOWN ...

2. 01/14 01/16 01/18 01/20 01/22 01/24 01/26 01/28
1
2
3
4
TotalCurrentDebt:$381,801.12
AccountPriority
Macy’s Credit Account
Car Loan
Other Car Loan
US Bank Home Mortgage
Blue from American Expr...
DEBT PAYDOWN ...1

3. 4
16.74%
APR
$25.00
Minimum Payment
$225.00
Next Payment
Paydown Priority
$2,267.21
Balance
3/13Today 5/13 7/13 9/13 11/13 1/14
1/22/2013
Payment Due
Debt Eliminated: January 2014
Macy’s Credit Account
DSNB Macy’s
ACCOUNT DETAILS ...

4. 01/24 01/26 01/28
ccount
Mortgage
ydown Chart
N ... Last Update:
11.20.12 @ 4:38pm
FASTEST PAYOFF
PAYDOWN MENU
HELP & SUPPORT
Snowball Method
$1951.22
Total Minimum Payments
$200.00
Extra Toward Debt
$2151.22
Total Debt Payments
Sept. 2026
Debt Free
SUBMIT FEEDBACK

5. Fastest Payoff First
Highest Interest Rate First
Lowest Balance First
Highest Balance First
SNOWBALL METHOD ...

6. Macy’s Credit Account
Car Loan
Other Car Loan
US Bank Home Mortgage
Account Min. Payment
$25.00
$262.21
$301.52
$1,362.49
+
+
+
Total $1,951.22
MINIMUM PAYMENTS ...

7. $200.00
7 8 9 C
+10
-10
.
4 5 6
1
0
2 3
EXTRA PAYMENT ...

8. Total Minimum Payments
Extra Toward Debt
Account Min. Payment
$1,951.22
$200.00+
Total $2,151.22
TOTAL PAYMENTS ...

9. In order for a debt snowball to work, once you’ve
paid off one debt, you must take the AMOUNT YOU
WERE PAYING toward that debt and apply it to the
next highest priority debt.
Snowball Basics:
$12,145.75
By paying an extra $200/month toward debt paydown,
you’re in for some serious savings:
Snowball Savings:
Total Savings
2 yrs, 4 mnths
Debt Free Acceleration
Debt Free: September 2026
$25.00 $287.21 $563.73 $1,926.22
$262.21 $301.52 $1,362.49
DEBT FREE ...

10. 01/24 01/26 01/28
ccount
Mortgage
can Expr...
N ...1 Last Update:
11.20.12 @ 4:38pm
FASTEST PAYOFF
PAYDOWN MENU
Snowball Method
$1951.22
Total Minimum Payments
$200.00
Extra Toward Debt
$2151.22
Total Debt Payments
Sept. 2026
Debt Free
STATUS
1 missing information
Tap to view.
1 debt excluded
Tap to view.
HELP & SUPPORT
SUBMIT FEEDBACK

11. 4
Blue from American Express
American Express
$0.00
Minimum Payment
$0.00
Next Payment
$2,267.21
Balance
1/22/2013
Payment Due
0.0%
APR
MISSING INFORMATION
Please update your interest rate
or minimum payment amount.
ACCOUNT DETAILS ...

12. 4
Blue from American Express
American Express
$0.00
Minimum Payment
$0.00
Next Payment
$2,267.21
Balance
1/22/2013
Payment Due
0.0%
APR
MISSING INFORMATION
Please update your interest rate
or minimum payment amount.
ACCOUNT DETAILS ...

13. AccountPriority
Blue from American Expr...
Car Loan
01/14 01/16 01/18 01/20 01/22 01/24 01/26 01/28
1
2
3
4
TotalCurrentDebt:$381,801.12
~ No data available ~
We wish we could build your debt paydown
chart, but we don’t have enough information.
Tap the accounts below to fix this.
Macy’s Cr
US Bank
Tap toViewYou
DEBT PAYDOWN ...DEBT PA
2

14. can Expr...
01/24 01/26 01/28
ble ~
bt paydown
information.
fix this.
N ...2 Last Update:
11.20.12 @ 4:38pm
FASTEST PAYOFF
PAYDOWN MENU
Snowball Method
$1951.22
Total Minimum Payments
$200.00
Extra Toward Debt
$2151.22
Total Debt Payments
Sept. 2026
Debt Free
STATUS
2 missing information
Tap to view.
1 debt excluded
Tap to view.
HELP & SUPPORT
SUBMIT FEEDBACK

15. 1
est rate
mount.
N ... Last Update:
11.20.12 @ 4:38pm
EXCLUDE FROM CHART
ACCOUNT DETAILS MENU
HELP & SUPPORT
SUBMIT FEEDBACK

16. 4
Blue from American Express
American Express
2/13Today 3/13 4/13 5/13 6/13 7/13
$0.00
Minimum Payment
$0.00
Next Payment
$2,267.21
Balance
1/22/2013
Payment Due
0.0%
APR
~ No data available ~
Account excluded from chart
ACCOUNT DETAILS ...

17. 3 6/13 7/13
1
e ~
chart
N ... Last Update:
11.20.12 @ 4:38pm
INCLUDE THIS ACCOUNT
MENU
HELP & SUPPORT
SUBMIT FEEDBACK

18. 01/1301/1401/1501/1601/1701/1801/1901/2001/2101/2201/2301/2401/2501/2601/2701/2801/
1
2
3
4
Total Current Debt: $381,801.12
Debt-Freeness:Sept2026
Totalsavingswiththisstrategy:
2years,4months
Debt-freeacceleration:
$12,145.75