This document discusses a debate on microcredit from Grameen Bank in Bangladesh. It provides background on how microcredit started in 1983 with 27 women and discusses debated issues around interest rates, impact, women's empowerment, education, group procedures, and poverty reduction. The objectives are to analyze interest rates, impacts, and membership processes. It notes Grameen Bank is one of the largest NGOs in Bangladesh and limitations include time, cost, and sample size constraints. It also discusses literature reviews, research design, analysis of living standards, and findings that microcredit has a positive relationship with life standards while some issues around membership processes and interest calculations require improvement.