This document summarizes a panel discussion honoring Professor Dan R. Anderson at the University of Wisconsin-Madison on April 24, 2009. It discusses Karen Trumbull English's career path in risk management and insurance, including stops at various companies. It also covers some looming forces for employers like a struggling economy and healthcare crisis. Current trends are mentioned like employers and employees adapting benefits to be more cost-effective. Contact information is provided for Karen Trumbull English and Spring Consulting Group.