P. R. Acharya is seeking a managerial, executive, or contractual position utilizing his 37 years of experience in State Bank of India, particularly in lending. He holds a B.Com degree from Poornaprajna Evening College in Udupi and a CAIIB-I from the Indian Institute of Bankers. Over his career in SBI, he has developed software tools to streamline lending processes and held various roles managing lending portfolios of varying sizes and industries. He retired from SBI as an Assistant General Manager in 2014 after over 37 years of service in branches and offices across Karnataka handling credit evaluation, sanctioning, monitoring and recovery.