FinTech is gathering pace, with close to a whopping $40 billion in global investment to date - yet keeping up with the changing landscape can prove tough. To keep you ‘in the know’ we’ve produced a handy resource that provides a topline overview of the sector, key industry developments, a selection of must read articles, and tips on how to get involved!

1. FinTech Trends
in Retail
Lending

2. • Tour of the FinTech Landscape
• Industry Developments
• “Go To” News Sources
Topics

3. Tour of the FinTech Landscape

4. FinTech in Numbers
“The number of fintech startups is difficult to pinpoint,
but data sources and industry watchers estimate that
Asia has approximately 2,500 fintech startups while
the U.K. and the U.S. have a combined total of 4,000”
- Falguni Desai, Forbes Asia
“Based on assumptions and studies, the figures this
year look like they’re heading near $30bn invested in
fintech” – Chris Skinner, BankNXT
Last year Anthony Jenkins (Former CEO of Barclays)
shared a stark vision for the banking world, predicting
that over the next 10 years new technology, and a new
wave of fintech startups, will disrupt the sector to such
an extent that branches and headcount could decline
by as much as 50%.
2,500
30bn
50%
Banking is necessary, banks are not.” – Bill Gates

5. https://www.cbinsights.com/blog/disrupting-european-banking-fintech-startups/
Unbundling of a European Bank

6. https://medium.com/@VentureScanner/the-state-of-financial-technology-in-15-visuals-b7cbea4b2b2a

7. Company Count by FinTech Category

8. Regulators
Banks
Bank VC
Entities
Innovation
Accelerators
and
Incubators
Venture
Capital &
Private Equity
FinTech
Startups:
Disruptors
Mentors
FinTech
Startups:
Enablers
Bank
Supported
Accelerators
Industry
Bodies (e.g.,
Singapore
FinTech
Consortium)
Media
Angel
Investors &
Groups
Industry Players & Stakeholders

9. Example disruption models
Outsider
Unseats
incumbent
Example:
Lending Club
Venture
backed
Launch
Competing
product
Compete
with
bank
FinTech
Startup
With lower
cost and
efficiency
Enabler:
e.g., Omise
or
Acquisition:
e.g., Simple
Join
Bank
Mentors
Bank Test
and
Feedback
FinTech
Startup Accelerator
& Get
Funding
Bank
Integrates
or
purchases

10. Industry Developments

11. FinTech to Date
• Strengths include better use of data and frictionless customer
experience Impact mainly limited to e-wallets and P2P lending
Current Conditions for Change
• Policy shifts towards Open Data & APIs
• Enhanced technologies (Cloud Computing)
• Changing Customer Dynamics
• Cost pressure for banks
Areas to Watch:
• Applications for Internet of Things
• Smart Data
• Distributed Ledger
• Frictionless process and products
Past, present and future
1http://www.oliverwyman.com/content/dam/oliver-wyman/global/en/2015/jun/The_Fintech_2_0_Paper_Final_PV.pdf

12. The Traditional Universal Banking Model
1http://katecarruthers.com/2013/11/future-of-banking/
Customer
Front office
(distribution)
Back office
(manufacturing)
Market (processing)
Infrastructure

13. “Breaking Banks” – The Great Unbundling
1http://katecarruthers.com/2013/11/future-of-banking/
Customer
Front office
(distribution)
Back office
(manufacturing)
Market (processing)
Infrastructure

14. Enter the ‘real’ challengers?
Non-traditional competitors are emerging and
they are bypassing traditional banking systems
NEW ENTRANTS

15. “Go To” News Sources

16. Five key trends fuelling FinTech in Asia:
Digital Reality
http://www.mis-asia.com/tech/industries/five-key-trends-fuelling-
fintech-in-asia-digital-realty/
Examining the Top 4 FinTech Predictions for
this Year an Beyond
http://techcrunch.com/2016/02/25/examining-the-top-4-fintech-
predictions-for-this-year-and-beyond/
Global Regulators Now Eyeing FinTech
http://fortune.com/2016/02/27/global-fintech-regulation/
The Never-Ending Story: Europe’s Banks Face
a Frightening Future
http://www.bloomberg.com/news/features/2016-02-16/european-bank-
nightmare-far-from-over-as-fines-and-fintech-loom

17. Socialize and Mentor!
SOCIALIZE: Join FinTech and related Tech innovation
social mixers. Search for “FinTech”, “Innovation”, etc in:
• http://www.meetup.com/
• https://www.eventbrite.com/
MENTOR:
• Startupfintech Bootcamp
• FinTech SuperCharger
• Founder Institute
INDUSTRY EVENTS:
- https://www.fintechweekly.com/fintech-conferences

18. Read and Listen!
NEWS:
– http://www.fintechstreet.com/
– FINTECHNA: http://news.fintechna.com/
– FinTech Finance: http://eepurl.com/bWltz1
– https://twitter.com/ #FinTech
– http://dailyfintech.com/
– https://nextbank.org/blog/
– https://www.cryptocoinsnews.com/
– https://medium.com/@BankersLab
PODCASTS:
http://fintechnews.ch/2070/fintech/best-fintech-podcasts/
BOOKS: http://fintechnews.sg/1023/fintech/the-10-best-
fintech-books-to-have-in-your-library-top-fintech-books/

19. Points to Remember
• DISRUPTOR OR ENABLER? FinTech innovations
are typically a ‘disruptor’ or an ‘enabler’ to your business.
Enablers may be platforms, processes or new products
which can help you grow revenue or reduce cost.
Disruptors may emerge as direct competitors.
• CULTURE IS JOB ONE.
Encourage your team to keep an eye
on new developments and find ways
to test new innovations.
• GET INVOLVED. The FinTech industry wants to work
with you. Participate in Industry forums, accelerators,
mentorships, etc. You’ll be able to emerge as a thought
leader in your country and stay in front of the trends.

20. Thank you for viewing!