Presentation delivered on August 16, 2016 in Atlanta., GA addressing the factors that are driving the FinTech revolution, the economic significance of micro-investing technologies, recent industry turmoil and emerging tech-centric financial leaders. Video can be viewed at: https://www.youtube.com/watch?v=G0djjmmgyRw&list=PLkN9_AZTFbfhJjhEwffWXxeMoWGg34LF3
Women transforming our financial markets symposium December 11, 2012Dara Albright
We are so grateful to the women, many speaking at today's conference, who continue to raise glass ceilings and inspire new generations. It is NowStreet’s sincere hope that events like this empower more women to launch businesses and embark on careers in finance. With women playing a more integral role in the nation’s economy, America will undoubtedly prosper once more.
Equities Crowdfunding is Finally Legal - NOW WHAT?Dara Albright
Presentation for Royse University Webinar (June 24, 2016) to help investment bankers, entrepreneurs, inventors and issuers understand the new ways to raise capital through the "crowd"
Flawed Market Structure Exacerbating the Great Wealth DivideDara Albright
This power point illustrates how flawed market structure exacerbates wealth disparity and how the JOBS Act is helping to narrow it by transforming our capital markets and creating an abundance of new opportunities for smaller issuers and investors to create wealth.
How FinTech is Changing Personal Finance Dara Albright
Depressed interest rates and volatile equity markets are driving an unprecedented interest in retail alternative investment products. Fortunately, through the intersection of technology and regulation, new FinTech archetypes are emerging to satisfy that demand. This is the slidedeck used during the 9/21/16 webinar, “How FinTech is Changing Personal Finance” which highlighted some of these groundbreaking technologies, tools, apps, rules and investment products that are transforming the financial services industry and changing the way people invest as well as save for retirement. The webinar is available on-demand at https://www.brighttalk.com/webcast/9407/193819
The Trillion Dollar FinTech OpportunityDara Albright
This was Dara Albright's opening presentation delivered at the FinTech Revolution cocktail event in New York City on November 15, 2016 illustrating how FinTech is on the verge of dislocating the $14T retail retirement market.
Finfair opening presentation by dara albrightDara Albright
The opening slide presentation to FinFair 2015, Wall Street’s inaugural conference featuring the leadership, products and technologies that are driving the crowd-centric retail alternatives market and democratizing the investment landscape.
www.finfairconf.com | @finfairconf | #finfair2015
Crowdfinance: The Path to Economic Democracy 43015Dara Albright
We’re living in a remarkable moment in history where due to technological achievement & legislative overhaul, we are witnessing a reconstitution of our entire finance system. Because these changes are essentially democratizing finance by drawing in the crowds, this reformation is being referred to as “crowdfinance”. Crowdfinance will cause Wall Street & Banking to be unrecognizable in a few short years. But, with great change comes great opportunity. This presentation illustrates how modern investors, businesses and underwriters can capitalize on this financial transformation.
Presentation delivered on August 16, 2016 in Atlanta., GA addressing the factors that are driving the FinTech revolution, the economic significance of micro-investing technologies, recent industry turmoil and emerging tech-centric financial leaders. Video can be viewed at: https://www.youtube.com/watch?v=G0djjmmgyRw&list=PLkN9_AZTFbfhJjhEwffWXxeMoWGg34LF3
Women transforming our financial markets symposium December 11, 2012Dara Albright
We are so grateful to the women, many speaking at today's conference, who continue to raise glass ceilings and inspire new generations. It is NowStreet’s sincere hope that events like this empower more women to launch businesses and embark on careers in finance. With women playing a more integral role in the nation’s economy, America will undoubtedly prosper once more.
Equities Crowdfunding is Finally Legal - NOW WHAT?Dara Albright
Presentation for Royse University Webinar (June 24, 2016) to help investment bankers, entrepreneurs, inventors and issuers understand the new ways to raise capital through the "crowd"
Flawed Market Structure Exacerbating the Great Wealth DivideDara Albright
This power point illustrates how flawed market structure exacerbates wealth disparity and how the JOBS Act is helping to narrow it by transforming our capital markets and creating an abundance of new opportunities for smaller issuers and investors to create wealth.
How FinTech is Changing Personal Finance Dara Albright
Depressed interest rates and volatile equity markets are driving an unprecedented interest in retail alternative investment products. Fortunately, through the intersection of technology and regulation, new FinTech archetypes are emerging to satisfy that demand. This is the slidedeck used during the 9/21/16 webinar, “How FinTech is Changing Personal Finance” which highlighted some of these groundbreaking technologies, tools, apps, rules and investment products that are transforming the financial services industry and changing the way people invest as well as save for retirement. The webinar is available on-demand at https://www.brighttalk.com/webcast/9407/193819
The Trillion Dollar FinTech OpportunityDara Albright
This was Dara Albright's opening presentation delivered at the FinTech Revolution cocktail event in New York City on November 15, 2016 illustrating how FinTech is on the verge of dislocating the $14T retail retirement market.
Finfair opening presentation by dara albrightDara Albright
The opening slide presentation to FinFair 2015, Wall Street’s inaugural conference featuring the leadership, products and technologies that are driving the crowd-centric retail alternatives market and democratizing the investment landscape.
www.finfairconf.com | @finfairconf | #finfair2015
Crowdfinance: The Path to Economic Democracy 43015Dara Albright
We’re living in a remarkable moment in history where due to technological achievement & legislative overhaul, we are witnessing a reconstitution of our entire finance system. Because these changes are essentially democratizing finance by drawing in the crowds, this reformation is being referred to as “crowdfinance”. Crowdfinance will cause Wall Street & Banking to be unrecognizable in a few short years. But, with great change comes great opportunity. This presentation illustrates how modern investors, businesses and underwriters can capitalize on this financial transformation.
How Tokenization will Transform Public OfferingsDara Albright
Slides from webinar created for CPA Academy that highlights how digital assets and securities tokens are transforming corporate finance. Details include: Cryptocurrency Market Stats; How the Evolution of Public Offerings led to Tokenized Securities; The Types of Token Offerings; The Present Regulatory Landscape for Cryptocurrencies; How to mitigate ICO Fraud; The crypto advisory ecosystem; Who is investing in Crypto; & The catalysts enabling crypto to scale and become a mainstream asset class
Presentation given at Atlanta Tech Angels event on 11/20/14 discussing the genesis of crowdfinance and illustrating ways to capitalize on emerging trends in crowdfinance
Employing crowdfunding to start or expand your businessDara Albright
Presentation delivered as part of the Tony Robbins January 2017 Business Mastery Webinar Series. The webinar link can be found at: http://tonyr.co/BusinessMasteryWebinars
Utilizing hindsight to rebuild the capital markets feb 2012Dara Albright
In this remarkable moment in history, the U.S. regulatory environment, its capital markets and the innovation that drives those markets are simultaneously on the threshold of dramatic change. We are currently witnessing the embryonic period of a cutting-edge stock market just as we usher in a new era of mass media. At the same time, new legislation aimed at facilitating capital formation is being introduced to support this modern infrastructure. There has never been a more opportunistic time to capitalize on change.
The Small Cap Alternative Financing Revolution Cocktail Event Opening Present...Dara Albright
Opening presentation for The Small Cap Alternative Financing Revolution Cocktail Event held in Boca Raton on February 26, 2015 which was hosted by peerbackers & Dara Albright Events. It illustrates the importance of crowdfinance and introduces leading players of the peer lending and equities crowdfunding ecosystems.
Reg A+ & The Renaissance of the Retail InvestorDara Albright
Presentation given by Dara Albright on December 13, 2017 as part of Cision® and Crowdfundx's Virtual Investor Conference Series. This presentation underscores how and why retail demand for Reg A+ investment products will accelerate
Using Crowd-Centric Alternative Assets to Enhance Portfolio YieldDara Albright
The FinTech revolution continues to inspire a great deal of retail financial product ingenuity - just as the regulatory winds are increasingly shifting in favor of the retail investor. The confluence of these two events is helping reshape the financial services industry. This presentations explores this transformation in financial services and shows how financial advisors can capitalize on this micro alternative investing trend while maintaining fiduciary responsibility to his retail clientele.
Trends that will Redefine Alternative Investing Dara Albright
Presentation given by Dara Albright at the Alternative Lending Summit in Las Vega on October 23, 2017. This presentation the key dynamics and trends that are utterly redefining personal finance
Building the Crowd and the Future of Investment Product DistributionDara Albright
Keynote presentation delivered at Crowdfunding USA on May 4, 2017 at The National Press Club, Washington DC. This presentation focuses on how to bring retail investors back into the market.
Understanding How Digital Finance Will Impact the Investment LandscapeDara Albright
We are in the early stages of a worldwide digital financial revolution that is redefining how we invest, how we raise funds, how we borrow, how we lend, how we pay for goods and services and how we save for retirement. It is reinventing currency, fashioning new asset classes, democratizing the flow of capital and giving rise to an entirely new generation of tech-centric financial leaders. And it is fueling the greatest opportunity for wealth creation in the history of finance. This hour webinar is designed to help the non-techie CPA understand how digital finance will change the investment landscape and how it will impact their clients.
How blockchain and decentralization can be part of innovative trend to create new business paradgims.
Comment la blockchain et la décentralisation peuvent s'incrire au sein de l'innovation entrepreneuriale, sociale et sociétale pour créer de nouveaux paradigmes économiques.
Reg A+ - Everything Issuers & their Advisors Need to Know - in a nutshell Dara Albright
Slides form the April 8, 2015 webinar session with Rep. David Schweikert, the Congressman responsible for Title IV of the JOBS Act a.k.a Reg A+, and Industry Recognized Securities Attorney, Sam Guzik. The webinar focused on the final Reg A+ rules, its impact the small cap IPO market and how Reg A can narrow the investment opportunity gap in the US. The webinar can be heard at https://www.brighttalk.com/webcast/9407/151623
Innovations driving the Mass Adoption of CryptoFinance ATL Nov 29 2018Dara Albright
A really fun presentation delivered in Atlanta on Nov 29, 2018 to local investors and business leaders that makes sense of the recent decline in cryptocurrency prices and explores some of the latest and most compelling innovations that will fuel the mass adoption of cryptofinance.
Lionel Slusny - Crowdfunding for the 21st Century, CSWGlobal14Crowdsourcing Week
Presented at Crowdsourcing Week Global 2014 by Lionel Slusny, Executive Consultant, LOFT Solutions. Join us for CSW Global 2015! More Information: http://crowdsourcingweek.com/ and https://twitter.com/CrowdWeek
Jeremiah Owyang - The Collaborative Economy CSWGlobal14Crowdsourcing Week
Presented at Crowdsourcing Week Global 2014 by Jeremiah Owyang, Founder, Crowd Companies. Join us for CSW Global 2015! More Information: http://crowdsourcingweek.com/ and https://twitter.com/CrowdWeek
How Tokenization will Transform Public OfferingsDara Albright
Slides from webinar created for CPA Academy that highlights how digital assets and securities tokens are transforming corporate finance. Details include: Cryptocurrency Market Stats; How the Evolution of Public Offerings led to Tokenized Securities; The Types of Token Offerings; The Present Regulatory Landscape for Cryptocurrencies; How to mitigate ICO Fraud; The crypto advisory ecosystem; Who is investing in Crypto; & The catalysts enabling crypto to scale and become a mainstream asset class
Presentation given at Atlanta Tech Angels event on 11/20/14 discussing the genesis of crowdfinance and illustrating ways to capitalize on emerging trends in crowdfinance
Employing crowdfunding to start or expand your businessDara Albright
Presentation delivered as part of the Tony Robbins January 2017 Business Mastery Webinar Series. The webinar link can be found at: http://tonyr.co/BusinessMasteryWebinars
Utilizing hindsight to rebuild the capital markets feb 2012Dara Albright
In this remarkable moment in history, the U.S. regulatory environment, its capital markets and the innovation that drives those markets are simultaneously on the threshold of dramatic change. We are currently witnessing the embryonic period of a cutting-edge stock market just as we usher in a new era of mass media. At the same time, new legislation aimed at facilitating capital formation is being introduced to support this modern infrastructure. There has never been a more opportunistic time to capitalize on change.
The Small Cap Alternative Financing Revolution Cocktail Event Opening Present...Dara Albright
Opening presentation for The Small Cap Alternative Financing Revolution Cocktail Event held in Boca Raton on February 26, 2015 which was hosted by peerbackers & Dara Albright Events. It illustrates the importance of crowdfinance and introduces leading players of the peer lending and equities crowdfunding ecosystems.
Reg A+ & The Renaissance of the Retail InvestorDara Albright
Presentation given by Dara Albright on December 13, 2017 as part of Cision® and Crowdfundx's Virtual Investor Conference Series. This presentation underscores how and why retail demand for Reg A+ investment products will accelerate
Using Crowd-Centric Alternative Assets to Enhance Portfolio YieldDara Albright
The FinTech revolution continues to inspire a great deal of retail financial product ingenuity - just as the regulatory winds are increasingly shifting in favor of the retail investor. The confluence of these two events is helping reshape the financial services industry. This presentations explores this transformation in financial services and shows how financial advisors can capitalize on this micro alternative investing trend while maintaining fiduciary responsibility to his retail clientele.
Trends that will Redefine Alternative Investing Dara Albright
Presentation given by Dara Albright at the Alternative Lending Summit in Las Vega on October 23, 2017. This presentation the key dynamics and trends that are utterly redefining personal finance
Building the Crowd and the Future of Investment Product DistributionDara Albright
Keynote presentation delivered at Crowdfunding USA on May 4, 2017 at The National Press Club, Washington DC. This presentation focuses on how to bring retail investors back into the market.
Understanding How Digital Finance Will Impact the Investment LandscapeDara Albright
We are in the early stages of a worldwide digital financial revolution that is redefining how we invest, how we raise funds, how we borrow, how we lend, how we pay for goods and services and how we save for retirement. It is reinventing currency, fashioning new asset classes, democratizing the flow of capital and giving rise to an entirely new generation of tech-centric financial leaders. And it is fueling the greatest opportunity for wealth creation in the history of finance. This hour webinar is designed to help the non-techie CPA understand how digital finance will change the investment landscape and how it will impact their clients.
How blockchain and decentralization can be part of innovative trend to create new business paradgims.
Comment la blockchain et la décentralisation peuvent s'incrire au sein de l'innovation entrepreneuriale, sociale et sociétale pour créer de nouveaux paradigmes économiques.
Reg A+ - Everything Issuers & their Advisors Need to Know - in a nutshell Dara Albright
Slides form the April 8, 2015 webinar session with Rep. David Schweikert, the Congressman responsible for Title IV of the JOBS Act a.k.a Reg A+, and Industry Recognized Securities Attorney, Sam Guzik. The webinar focused on the final Reg A+ rules, its impact the small cap IPO market and how Reg A can narrow the investment opportunity gap in the US. The webinar can be heard at https://www.brighttalk.com/webcast/9407/151623
Innovations driving the Mass Adoption of CryptoFinance ATL Nov 29 2018Dara Albright
A really fun presentation delivered in Atlanta on Nov 29, 2018 to local investors and business leaders that makes sense of the recent decline in cryptocurrency prices and explores some of the latest and most compelling innovations that will fuel the mass adoption of cryptofinance.
Lionel Slusny - Crowdfunding for the 21st Century, CSWGlobal14Crowdsourcing Week
Presented at Crowdsourcing Week Global 2014 by Lionel Slusny, Executive Consultant, LOFT Solutions. Join us for CSW Global 2015! More Information: http://crowdsourcingweek.com/ and https://twitter.com/CrowdWeek
Jeremiah Owyang - The Collaborative Economy CSWGlobal14Crowdsourcing Week
Presented at Crowdsourcing Week Global 2014 by Jeremiah Owyang, Founder, Crowd Companies. Join us for CSW Global 2015! More Information: http://crowdsourcingweek.com/ and https://twitter.com/CrowdWeek
Crack the Crowd, Title 3 Crowdfunding & JOBS Act OverviewDan Baird
An overview of crowdfunding, the JOBS act, Title II and Title III. What this latest legislation means, and how small businesses can use it to raise capital.
Par Chad Williams - Red Cloud Klondike Strike Inc. Redéfinir les investissements miniers – Le sociofinancement par actions, solution efficace de mobilisation de capitaux pour les petites sociétés minières
Netwealth educational webinar - Top 10 learnings from Silicon Valley fintech ...netwealthInvest
Michelle Baltazar, Director of Media at Financial Standard, shared digital trends and insights that are set to impact the financial planning industry, gained first hand from her recent tour of Silicon Valley.
TheCrowdCafe | Investment Crowdfunding Presentation Jonathan Sandlund
Check out thecrowdcafe.com for research and data on the investment crowdfunding industry.
Presentation delivered at the Silicon Valley Crowdfund Conference on April 5, 2013
Twitter: @jsandlund
LinkedIn: www.linkedin.com/in/jsandlund
Real Estate Crowdfunding Business - Future Opportunities & How to Venture int...iScripts
The real estate industry marks a rising trend and is among the fastest growing global crowd-funding industries. Learn more about how to start a real estate crowdfunding business & what are its future opportunities.
Crowdfunding and Startups: Why Angels & VC's Should Love CrowdfundingPatch of Land
Crowdfunding and Startups: Why Angels & VC's Should Love Crowdfunding was a presentation given by Manolis Sfinarolakis, the Founder of Reality Crowd TV Media Corporation, at MIT in front of Venture Capitalists, Angel Investors, and Startup Companies.
For Startups: Gives specific examples of why startups should considering using crowdfunding for their business.
For Venture Capitalists / Angels: Gives specific reasons of why venture capitalists / angels should see crowdfunding as a benefit to their investment plans.
In 2013, the ban on general solicitation of accredited investors was lifted, causing the largest change to securities laws in decades. While everyone from startups to hedge funds will enjoy new liberties in investor marketing and outreach campaigns, it’s critical that the new rules are followed to a T, eliminating the chance for exemption rescission.
H3 presentation - 20 Years of Investing in and Operating Technology Companies Jeff Dyment
Experience from the buy-side, sell-side and being an operator of start-ups. Having invested in >40 companies, managed a $400 million portfolio of direct investments and fund investments, started 5 companies, and successfully exited dozens, these are some of the important lessons learned.
2. about me
thecrowdcafe.com
leading provider of research, data and analysis on the
global crowdinvesting industry
localinvestors.org
live, think, invest local
Jonathan Sandlund
j@thecrowdcafe.com
@jsandlund
!2
4. rewards vs. investment
Reward-Based
‣ Receive no financial return
‣ Rewards / Perks
‣ Legal today
Investment-Based
‣ Securities offered in return
for crowds’ investment
‣ Equity
‣ Debt
‣ Revenue share / Royalty
‣ Blended
‣ The JOBS Act
‣ Title II vs Title III
!4
5. The Legalities of Investment Crowdfunding
Title II & Title III of the JOBS Act
Jonathan Sandlund | @jsandlund
!5
6. The JOBS Act
Title II
Title III
‣ Lifts ban on general solicitation
and advertising on security
offerings to accredited
investors
‣ Businesses Raise up to $1mm
in 12-month period
‣ Amended Form D (Proposed
changes only—currently NOT in
effect)
‣ Rule-making includes SEC and
FINRA
‣ Effectuated September 24th,
2013
‣ Proposed rules released.
Commenting period open
through January 2014
Crowdfunding for
Accredited Investors
‣ Investors tiered limits on
investment amount
Crowdfunding for
Everyone
!6
10. Title II In Action
Global Deal Flow
“As a result of the new SEC regulations, effective today, all of
OurCrowd’s deals will be posted publicly for US investors
on OurCrowd’s website as well as on social networks, email, and
through online and offline advertising and public meetings.”
!10
11. Title II Impact
‣ Brings dramatic efficiencies to private capital
markets
‣ Geographically indiscriminate
‣ Creates frictionless access to deal flow for
investors
‣ Creates frictionless access to investors for
businesses
Jonathan Sandlund | @jsandlund
!11
31. Macro-Data: Selected Sample
Equity
180 Deals
$132 Million
Equity
11 Deals
$954k
* Selected sample of platforms; as of 12/4/13
Debt
3,142 Deals
$294 Million
Equity
83 Deals
~$26 Million
Equity
32 Deals
$3.3 Million
Equity
23 Deals
~$25 Million
!31
32. $300+ Million in Crowdfunded Security
Transactions...
300+ Equity
Placements
2,900+
Loans
!32
33. The Disruption — Not If, But When
Jonathan Sandlund | @jsandlund
!33
34. Investment Crowdfunding
Two mega-trends colliding
Technical
Disruption
Entrance of the internet
into private capital formation
process.
Crowd
funding
Cultural
Disruption
A desire to connect more
meaningfully with the
things we buy, the things
we do, and the things we
invest in.
!34
36. Nearly all service industries re-imagined by
the internet...
Source: Quora
Technical
But not fundraising... yet
!36
37. A fundamentally more efficient
capital formation process
Technical
A Big UK Bank
Source: http://www-core.nesta.org.uk/library/images/NestaBanks.jpg
!37
39. Technical Disruption
Summed up...
✓
✓
The first major change
in security law in 70+
years;
Invites the internet into
the capital formation
process.
Technical
What it means...
✓
Processes moved online
✓
Efficiencies realized
✓
Incumbents with
traditional cost structures
obseleted
✓
New markets served
40. Cultural
But it’s not just structural change
driving the disruption.
It’s also cultural.
!40
41. Chicago Booth: 13% of Americans trust the stock
market
Cultural
Chicago Booth Financial Trust Index
Distrust is pervasive
!41
42. Cultural
Today
little alternative to public markets
Tomorrow
individuals empowered to invest in the the companies,
people and causes they believe in
!42