The FinTech revolution continues to inspire a great deal of retail financial product ingenuity - just as the regulatory winds are increasingly shifting in favor of the retail investor. The confluence of these two events is helping reshape the financial services industry. This presentations explores this transformation in financial services and shows how financial advisors can capitalize on this micro alternative investing trend while maintaining fiduciary responsibility to his retail clientele.
Reg A+ & The Renaissance of the Retail InvestorDara Albright
Presentation given by Dara Albright on December 13, 2017 as part of Cision® and Crowdfundx's Virtual Investor Conference Series. This presentation underscores how and why retail demand for Reg A+ investment products will accelerate
Presentation given at Atlanta Tech Angels event on 11/20/14 discussing the genesis of crowdfinance and illustrating ways to capitalize on emerging trends in crowdfinance
Presentation delivered on August 16, 2016 in Atlanta., GA addressing the factors that are driving the FinTech revolution, the economic significance of micro-investing technologies, recent industry turmoil and emerging tech-centric financial leaders. Video can be viewed at: https://www.youtube.com/watch?v=G0djjmmgyRw&list=PLkN9_AZTFbfhJjhEwffWXxeMoWGg34LF3
How FinTech is Changing Personal Finance Dara Albright
Depressed interest rates and volatile equity markets are driving an unprecedented interest in retail alternative investment products. Fortunately, through the intersection of technology and regulation, new FinTech archetypes are emerging to satisfy that demand. This is the slidedeck used during the 9/21/16 webinar, “How FinTech is Changing Personal Finance” which highlighted some of these groundbreaking technologies, tools, apps, rules and investment products that are transforming the financial services industry and changing the way people invest as well as save for retirement. The webinar is available on-demand at https://www.brighttalk.com/webcast/9407/193819
Crowdfinance: The Path to Economic Democracy 43015Dara Albright
We’re living in a remarkable moment in history where due to technological achievement & legislative overhaul, we are witnessing a reconstitution of our entire finance system. Because these changes are essentially democratizing finance by drawing in the crowds, this reformation is being referred to as “crowdfinance”. Crowdfinance will cause Wall Street & Banking to be unrecognizable in a few short years. But, with great change comes great opportunity. This presentation illustrates how modern investors, businesses and underwriters can capitalize on this financial transformation.
Flawed Market Structure Exacerbating the Great Wealth DivideDara Albright
This power point illustrates how flawed market structure exacerbates wealth disparity and how the JOBS Act is helping to narrow it by transforming our capital markets and creating an abundance of new opportunities for smaller issuers and investors to create wealth.
How Tokenization will Transform Public OfferingsDara Albright
Slides from webinar created for CPA Academy that highlights how digital assets and securities tokens are transforming corporate finance. Details include: Cryptocurrency Market Stats; How the Evolution of Public Offerings led to Tokenized Securities; The Types of Token Offerings; The Present Regulatory Landscape for Cryptocurrencies; How to mitigate ICO Fraud; The crypto advisory ecosystem; Who is investing in Crypto; & The catalysts enabling crypto to scale and become a mainstream asset class
Utilizing hindsight to rebuild the capital markets feb 2012Dara Albright
In this remarkable moment in history, the U.S. regulatory environment, its capital markets and the innovation that drives those markets are simultaneously on the threshold of dramatic change. We are currently witnessing the embryonic period of a cutting-edge stock market just as we usher in a new era of mass media. At the same time, new legislation aimed at facilitating capital formation is being introduced to support this modern infrastructure. There has never been a more opportunistic time to capitalize on change.
Reg A+ & The Renaissance of the Retail InvestorDara Albright
Presentation given by Dara Albright on December 13, 2017 as part of Cision® and Crowdfundx's Virtual Investor Conference Series. This presentation underscores how and why retail demand for Reg A+ investment products will accelerate
Presentation given at Atlanta Tech Angels event on 11/20/14 discussing the genesis of crowdfinance and illustrating ways to capitalize on emerging trends in crowdfinance
Presentation delivered on August 16, 2016 in Atlanta., GA addressing the factors that are driving the FinTech revolution, the economic significance of micro-investing technologies, recent industry turmoil and emerging tech-centric financial leaders. Video can be viewed at: https://www.youtube.com/watch?v=G0djjmmgyRw&list=PLkN9_AZTFbfhJjhEwffWXxeMoWGg34LF3
How FinTech is Changing Personal Finance Dara Albright
Depressed interest rates and volatile equity markets are driving an unprecedented interest in retail alternative investment products. Fortunately, through the intersection of technology and regulation, new FinTech archetypes are emerging to satisfy that demand. This is the slidedeck used during the 9/21/16 webinar, “How FinTech is Changing Personal Finance” which highlighted some of these groundbreaking technologies, tools, apps, rules and investment products that are transforming the financial services industry and changing the way people invest as well as save for retirement. The webinar is available on-demand at https://www.brighttalk.com/webcast/9407/193819
Crowdfinance: The Path to Economic Democracy 43015Dara Albright
We’re living in a remarkable moment in history where due to technological achievement & legislative overhaul, we are witnessing a reconstitution of our entire finance system. Because these changes are essentially democratizing finance by drawing in the crowds, this reformation is being referred to as “crowdfinance”. Crowdfinance will cause Wall Street & Banking to be unrecognizable in a few short years. But, with great change comes great opportunity. This presentation illustrates how modern investors, businesses and underwriters can capitalize on this financial transformation.
Flawed Market Structure Exacerbating the Great Wealth DivideDara Albright
This power point illustrates how flawed market structure exacerbates wealth disparity and how the JOBS Act is helping to narrow it by transforming our capital markets and creating an abundance of new opportunities for smaller issuers and investors to create wealth.
How Tokenization will Transform Public OfferingsDara Albright
Slides from webinar created for CPA Academy that highlights how digital assets and securities tokens are transforming corporate finance. Details include: Cryptocurrency Market Stats; How the Evolution of Public Offerings led to Tokenized Securities; The Types of Token Offerings; The Present Regulatory Landscape for Cryptocurrencies; How to mitigate ICO Fraud; The crypto advisory ecosystem; Who is investing in Crypto; & The catalysts enabling crypto to scale and become a mainstream asset class
Utilizing hindsight to rebuild the capital markets feb 2012Dara Albright
In this remarkable moment in history, the U.S. regulatory environment, its capital markets and the innovation that drives those markets are simultaneously on the threshold of dramatic change. We are currently witnessing the embryonic period of a cutting-edge stock market just as we usher in a new era of mass media. At the same time, new legislation aimed at facilitating capital formation is being introduced to support this modern infrastructure. There has never been a more opportunistic time to capitalize on change.
Equities Crowdfunding is Finally Legal - NOW WHAT?Dara Albright
Presentation for Royse University Webinar (June 24, 2016) to help investment bankers, entrepreneurs, inventors and issuers understand the new ways to raise capital through the "crowd"
Employing crowdfunding to start or expand your businessDara Albright
Presentation delivered as part of the Tony Robbins January 2017 Business Mastery Webinar Series. The webinar link can be found at: http://tonyr.co/BusinessMasteryWebinars
Understanding How Digital Finance Will Impact the Investment LandscapeDara Albright
We are in the early stages of a worldwide digital financial revolution that is redefining how we invest, how we raise funds, how we borrow, how we lend, how we pay for goods and services and how we save for retirement. It is reinventing currency, fashioning new asset classes, democratizing the flow of capital and giving rise to an entirely new generation of tech-centric financial leaders. And it is fueling the greatest opportunity for wealth creation in the history of finance. This hour webinar is designed to help the non-techie CPA understand how digital finance will change the investment landscape and how it will impact their clients.
The Trillion Dollar FinTech OpportunityDara Albright
This was Dara Albright's opening presentation delivered at the FinTech Revolution cocktail event in New York City on November 15, 2016 illustrating how FinTech is on the verge of dislocating the $14T retail retirement market.
Building the Crowd and the Future of Investment Product DistributionDara Albright
Keynote presentation delivered at Crowdfunding USA on May 4, 2017 at The National Press Club, Washington DC. This presentation focuses on how to bring retail investors back into the market.
Trends that will Redefine Alternative Investing Dara Albright
Presentation given by Dara Albright at the Alternative Lending Summit in Las Vega on October 23, 2017. This presentation the key dynamics and trends that are utterly redefining personal finance
The Small Cap Alternative Financing Revolution Cocktail Event Opening Present...Dara Albright
Opening presentation for The Small Cap Alternative Financing Revolution Cocktail Event held in Boca Raton on February 26, 2015 which was hosted by peerbackers & Dara Albright Events. It illustrates the importance of crowdfinance and introduces leading players of the peer lending and equities crowdfunding ecosystems.
Reg A+ - Everything Issuers & their Advisors Need to Know - in a nutshell Dara Albright
Slides form the April 8, 2015 webinar session with Rep. David Schweikert, the Congressman responsible for Title IV of the JOBS Act a.k.a Reg A+, and Industry Recognized Securities Attorney, Sam Guzik. The webinar focused on the final Reg A+ rules, its impact the small cap IPO market and how Reg A can narrow the investment opportunity gap in the US. The webinar can be heard at https://www.brighttalk.com/webcast/9407/151623
Innovations driving the Mass Adoption of CryptoFinance ATL Nov 29 2018Dara Albright
A really fun presentation delivered in Atlanta on Nov 29, 2018 to local investors and business leaders that makes sense of the recent decline in cryptocurrency prices and explores some of the latest and most compelling innovations that will fuel the mass adoption of cryptofinance.
Women transforming our financial markets symposium December 11, 2012Dara Albright
We are so grateful to the women, many speaking at today's conference, who continue to raise glass ceilings and inspire new generations. It is NowStreet’s sincere hope that events like this empower more women to launch businesses and embark on careers in finance. With women playing a more integral role in the nation’s economy, America will undoubtedly prosper once more.
Chris Pitt explored the likely future and profitability of robo-advice at the Goodacre Securities Conference, considering current trends, lessons from the past and future forecasts. Watch the presentation on periscope: https://www.periscope.tv/w/1kvJpVyyoBLKE
The Changing Relationship Between Investors and Investments OurCrowd
Take this opportunity to meet OurCrowd’s new president, Anthony DeChellis, who brings to the discussion his extensive experience in the private banking and institutional finance world. Anthony previously served as CEO of Private Banking Americas at Credit Suisse, headed Private Wealth Management at UBS, and held a range of leadership positions at Merrill Lynch, including Manager of the European Private Banking Business.
Finfair opening presentation by dara albrightDara Albright
The opening slide presentation to FinFair 2015, Wall Street’s inaugural conference featuring the leadership, products and technologies that are driving the crowd-centric retail alternatives market and democratizing the investment landscape.
www.finfairconf.com | @finfairconf | #finfair2015
A FinTech Bubble or a Financial Revolution by Lou Kerner who runs the Social ...The FinFair Conference
In this presentation delivered at FinFair 2015, Wall Street's foremost social media analyst and fund manager, Lou Kerner, compares today's market to the late 1990s in order to answer whether we are witnessing another bubble or a revolution.
Presentation delivered by Brian Korn, Partner at Manatt, Phelps & Phillips, LLP at FinFair 2015
According to Brian Korn, “Reg A+ ushers in a new type of quasi-public offering that breaks the classic dichotomy of registered public offering or private placement. It is also a novel opportunity for small business lending platforms to raise capital from both accredited and non-accredited investors without becoming fully registered public companies.” In this presentation, Korn shows how Reg A+ is being utilized to create payment-dependent notes and engineer new retail fixed-income products.
US-EU Meeting Alternative Finance PresentationGrow VC Group
Summary about alternative finance market in the US and EU, including API economy model, new finance instruments and cooperation of new and old finance models.
Par Chad Williams - Red Cloud Klondike Strike Inc. Redéfinir les investissements miniers – Le sociofinancement par actions, solution efficace de mobilisation de capitaux pour les petites sociétés minières
Equities Crowdfunding is Finally Legal - NOW WHAT?Dara Albright
Presentation for Royse University Webinar (June 24, 2016) to help investment bankers, entrepreneurs, inventors and issuers understand the new ways to raise capital through the "crowd"
Employing crowdfunding to start or expand your businessDara Albright
Presentation delivered as part of the Tony Robbins January 2017 Business Mastery Webinar Series. The webinar link can be found at: http://tonyr.co/BusinessMasteryWebinars
Understanding How Digital Finance Will Impact the Investment LandscapeDara Albright
We are in the early stages of a worldwide digital financial revolution that is redefining how we invest, how we raise funds, how we borrow, how we lend, how we pay for goods and services and how we save for retirement. It is reinventing currency, fashioning new asset classes, democratizing the flow of capital and giving rise to an entirely new generation of tech-centric financial leaders. And it is fueling the greatest opportunity for wealth creation in the history of finance. This hour webinar is designed to help the non-techie CPA understand how digital finance will change the investment landscape and how it will impact their clients.
The Trillion Dollar FinTech OpportunityDara Albright
This was Dara Albright's opening presentation delivered at the FinTech Revolution cocktail event in New York City on November 15, 2016 illustrating how FinTech is on the verge of dislocating the $14T retail retirement market.
Building the Crowd and the Future of Investment Product DistributionDara Albright
Keynote presentation delivered at Crowdfunding USA on May 4, 2017 at The National Press Club, Washington DC. This presentation focuses on how to bring retail investors back into the market.
Trends that will Redefine Alternative Investing Dara Albright
Presentation given by Dara Albright at the Alternative Lending Summit in Las Vega on October 23, 2017. This presentation the key dynamics and trends that are utterly redefining personal finance
The Small Cap Alternative Financing Revolution Cocktail Event Opening Present...Dara Albright
Opening presentation for The Small Cap Alternative Financing Revolution Cocktail Event held in Boca Raton on February 26, 2015 which was hosted by peerbackers & Dara Albright Events. It illustrates the importance of crowdfinance and introduces leading players of the peer lending and equities crowdfunding ecosystems.
Reg A+ - Everything Issuers & their Advisors Need to Know - in a nutshell Dara Albright
Slides form the April 8, 2015 webinar session with Rep. David Schweikert, the Congressman responsible for Title IV of the JOBS Act a.k.a Reg A+, and Industry Recognized Securities Attorney, Sam Guzik. The webinar focused on the final Reg A+ rules, its impact the small cap IPO market and how Reg A can narrow the investment opportunity gap in the US. The webinar can be heard at https://www.brighttalk.com/webcast/9407/151623
Innovations driving the Mass Adoption of CryptoFinance ATL Nov 29 2018Dara Albright
A really fun presentation delivered in Atlanta on Nov 29, 2018 to local investors and business leaders that makes sense of the recent decline in cryptocurrency prices and explores some of the latest and most compelling innovations that will fuel the mass adoption of cryptofinance.
Women transforming our financial markets symposium December 11, 2012Dara Albright
We are so grateful to the women, many speaking at today's conference, who continue to raise glass ceilings and inspire new generations. It is NowStreet’s sincere hope that events like this empower more women to launch businesses and embark on careers in finance. With women playing a more integral role in the nation’s economy, America will undoubtedly prosper once more.
Chris Pitt explored the likely future and profitability of robo-advice at the Goodacre Securities Conference, considering current trends, lessons from the past and future forecasts. Watch the presentation on periscope: https://www.periscope.tv/w/1kvJpVyyoBLKE
The Changing Relationship Between Investors and Investments OurCrowd
Take this opportunity to meet OurCrowd’s new president, Anthony DeChellis, who brings to the discussion his extensive experience in the private banking and institutional finance world. Anthony previously served as CEO of Private Banking Americas at Credit Suisse, headed Private Wealth Management at UBS, and held a range of leadership positions at Merrill Lynch, including Manager of the European Private Banking Business.
Finfair opening presentation by dara albrightDara Albright
The opening slide presentation to FinFair 2015, Wall Street’s inaugural conference featuring the leadership, products and technologies that are driving the crowd-centric retail alternatives market and democratizing the investment landscape.
www.finfairconf.com | @finfairconf | #finfair2015
A FinTech Bubble or a Financial Revolution by Lou Kerner who runs the Social ...The FinFair Conference
In this presentation delivered at FinFair 2015, Wall Street's foremost social media analyst and fund manager, Lou Kerner, compares today's market to the late 1990s in order to answer whether we are witnessing another bubble or a revolution.
Presentation delivered by Brian Korn, Partner at Manatt, Phelps & Phillips, LLP at FinFair 2015
According to Brian Korn, “Reg A+ ushers in a new type of quasi-public offering that breaks the classic dichotomy of registered public offering or private placement. It is also a novel opportunity for small business lending platforms to raise capital from both accredited and non-accredited investors without becoming fully registered public companies.” In this presentation, Korn shows how Reg A+ is being utilized to create payment-dependent notes and engineer new retail fixed-income products.
US-EU Meeting Alternative Finance PresentationGrow VC Group
Summary about alternative finance market in the US and EU, including API economy model, new finance instruments and cooperation of new and old finance models.
Par Chad Williams - Red Cloud Klondike Strike Inc. Redéfinir les investissements miniers – Le sociofinancement par actions, solution efficace de mobilisation de capitaux pour les petites sociétés minières
PeerRealty - World Crowdfunding Conference PresentationPeerRealty
PeerRealty CEO Jordan Fishfeld addressed attendees of the World Crowdfunding Conference in Guiyang, China on October 25, 2015. With over 8,000 attendees, the World Crowdfunding Conference is the largest crowdfunding conference on the planet. This is the presentation he gave regarding the U.S. crowdfunding market and PeerRealty's real estate crowdfunding platform.
Opening presentation of FinFair 2015. FinFair co-founder, Dara Albright, introduces a new breed of retail alternatives and discusses the integral role they will play in thwarting a looming national retirement crisis. She also lays out the evolution of financial services and where it is headed.
Exploring New Opportunities and Diversification Strategies in Alternative Investments - Presentation delivered by Cynthia G. Koury, Partner and Senior Vice President, CM Wealth Advisors at the marcus evans Private Wealth Management Summit Fall 2014 in Las Vegas.
CROWDFUNDING 2022 - Crowdfunding from the Start-Up's Perspective Financial Poise
How can businesses use the tools created by the JOBS Act to access capital? This webinar compares raising money online to traditional methods of capital raising. It also compares each of the different titles available under the JOBS Act. Finally, we discuss and compare the differences between security based crowdfunding and rewards based crowdfunding, exploring those instances where such a method would make sense.
Part of the webinar series: Crowdfunding 2022
See more at https://www.financialpoise.com/webinars/
In 2013, the ban on general solicitation of accredited investors was lifted, causing the largest change to securities laws in decades. While everyone from startups to hedge funds will enjoy new liberties in investor marketing and outreach campaigns, it’s critical that the new rules are followed to a T, eliminating the chance for exemption rescission.
Crowdfinance -101 (Series: Crypto, Crowdfunding & Other Crazy Concepts)Financial Poise
What is the “crowd” in Crowdfinance? What does the crowd thus buy and by what means and modes? And why should the crowd do this rather than put its money to work otherwise? What are the old (and continuing) modes for marketing and selling private securities? What is it like to purchase private securities from on-line portals? How are risks of fraud and mistake allocated there? Do on-line portals help get the rest of us in on unicorns in utero? How are equity securities purchased by the crowd turned into money? Is there a secondary market for private securities? Should ICOs be understood as crowdfinance by other means?
To view the accompanying webinar, go to: https://www.financialpoise.com/financial-poise-webinars/crowdfinance-101-2021/
Joan Trant,
Executive Director, International Association of Microfinance Investors.
Joan Trant's presentation from the 2009 Take Action! Impact Investing Conference in San Francisco.
Liquidity Options for Reg A Webinar Held on 51415Dara Albright
This is the slide deck for a live interactive webinar session that focused on creating liquidity for new Reg A+ offerings . It was delivered by Cromwell Coulson, CEO of OTC Markets Group, and Industry Recognized Securities Attorney, Sam Guzik. It took place on May 14, 2015 and was hosted by Dara Albright Events. It's a must view for issuers, underwriters and advisors looking to raise capital via this renewed exemption.
Can New Reg A Crowdfinanced Offerings Salvage the Small Cap IPO?Dara Albright
This is the slide presentation form NowStreet's 3/13/14 "Reviving Capital Formation with Reg A Crowdfunding" webinar. Speakers included key sponsor of the JOBS Act, Congressman Patrick McHenry as well as industry influencers: David N. Feldman and Samuel S. Guzik of Richardson Patel LLP. The webinar which can be found at https://www.brighttalk.com/webcast/9407/103933 focuses on:
• Can Reg A Crowdfinanced Offerings replace the conventional small cap IPO?
• Examining Tier 1 and Tier 2 Reg A offerings
• Exempting Reg A from state blue sky laws
• Reg A Crowdfinance versus Title III Crowdfinance
• Is a JOBS Act 2.0 in our imminent future?
Comparative analysis of crowdfinance offerings Dara Albright
NowStreet’s comparison chart highlights the benefits and drawbacks of selected crowdfinance offerings including PIPRs (“Private Issuers Publicly Raising”), proposed Title III Crowdfunding, Intrastate Crowdfunding and Registered Crowdfunding.
Crowdfinancing Real Estate Webinar Slides 72513Dara Albright
This is the slide presentation from NowStreet's Crowdfinancing Real Estate July 25, 2013 Webinar where the industry pioneers including Fundrise, Realty Mogul and RealtyShares discussed how they are revolutionizing the real estate market by providing the public with the ability to invest directly in properties. Webinar can be heard at https://www.brighttalk.com/webcast/9407/80993
Pre-JOBS Act Crowdfunding – The Intrastate ExemptionDara Albright
Learn how intrastate crowdfunding is on the verge of setting the national crowdfunding precedent, uniting communities and inspiring local economic growth.
Preparing for the Crowdfunding Revolution Dara Albright
A wave of financial innovation and regulatory reform is revolutionizing Wall Street and popularizing new asset classes aimed at democratizing the flow of capital and giving smaller investors and businesses greater opportunities to prosper. As a result, the financial services industry is undergoing a dramatic transformation that is rapidly rendering traditional banking and brokerage revenue models obsolete, conventional capital raising strategies unfeasible and typical asset class returns negligible. This is a must-view presentation for all broker-dealers, investment bankers, financial advisors, issuers and investors looking to capitalize on this surge of industry disruption. This presentation helps prepare investors, asset allocators and issuers for the forthcoming Crowdfunding Revolution. It is loaded with the latest financial and legal knowledge from renowned crowfund industry experts.
HOW THE FUSION OF NEW LEGISLATION, SOCIAL MEDIA AND A CUTTING-EDGE MARKETPLACE FOR PRIVATE COMPANY STOCK IS REVOLUTIONIZING THE CAPITAL MARKETS AND GIVING RISE TO NEW LEADERSHIP ON WALL STREET.
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just what'sapp this number below. I sold about 3000 pi coins to him and he paid me immediately.
+12349014282
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the what'sapp contact of my personal pi merchant to trade with.
+12349014282
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
2. Elemental Economics - Mineral demand.pdfNeal Brewster
After this second you should be able to: Explain the main determinants of demand for any mineral product, and their relative importance; recognise and explain how demand for any product is likely to change with economic activity; recognise and explain the roles of technology and relative prices in influencing demand; be able to explain the differences between the rates of growth of demand for different products.
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...sameer shah
Delve into the world of STREETONOMICS, where a team of 7 enthusiasts embarks on a journey to understand unorganized markets. By engaging with a coffee street vendor and crafting questionnaires, this project uncovers valuable insights into consumer behavior and market dynamics in informal settings."
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the what's app number of my personal pi vendor to trade with.
+12349014282
Abhay Bhutada Leads Poonawalla Fincorp To Record Low NPA And Unprecedented Gr...Vighnesh Shashtri
Under the leadership of Abhay Bhutada, Poonawalla Fincorp has achieved record-low Non-Performing Assets (NPA) and witnessed unprecedented growth. Bhutada's strategic vision and effective management have significantly enhanced the company's financial health, showcasing a robust performance in the financial sector. This achievement underscores the company's resilience and ability to thrive in a competitive market, setting a new benchmark for operational excellence in the industry.
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the what'sapp number.
+12349014282
Tax System, Behaviour, Justice, and Voluntary Compliance Culture in Nigeria -...
Using Crowd-Centric Alternative Assets to Enhance Portfolio Yield
1. Using Crowd-Centric Alternative
Assets to Enhance PortfolioYield
By Dara Albright
www.daraalbright.com | dsa@daraalbright.com
@tothestoics daraalbright
While Maintaining Fiduciary Responsibility
The 30th Annual FIRMA Conference
March 23, 2016
2. Financial Services is Transforming
•THE RISE OF CROWDFINANCE
•CONVENTIONAL MARKETS & ASSET CLASSES ARE BECOMING LESS & LESS ATTRACTIVE TO
INVESTORS
• The majority of stock appreciation occurs in private – not public - equity markets
• Traditional Fixed-Income Asset Classes are drastically underperforming
•DEMAND FOR ALTERNATIVE INVESTMENT PRODUCTS IS ESCALATING
•THE REGULATORY ENVIRONMENT IS SHIFTING IN FAVOR OF THE “RETAIL INVESTOR”
• The JOBS Act, Intrastate Crowdfunding Legislation, Accredited Investor Definition
•TECHNOLOGY IS ADVANCING AT LIGHTENING SPEEDS
• The FinTech Frenzy, RoboAdvisors, Blockchain, Crowdfunding, P2P / Marketplace Lending
•THE EXISTING RETIREMENT FRAMEWORK DOES NOT SUIT TODAY’S SAVER
4. Crowdfinanceisjustlikeregularfinance
CROWDFINANCE CAN BE STRUCTURED AS DEBT OR EQUITY
AND IT CAN BE BROKEN INTO THREE MAIN SUB CATEGORIES:
◦ PERSONAL (CONSUMER) FINANCE
◦ P2P Lending, Peer-2-Peer Lending, Marketplace Lending, Digital Lending
◦ CORPORATE FINANCE
◦ Title II & Title III Crowdfunding, Reg A+, Intrastate Crowdfunding, Peer-2-Business Lending,
Peer-2-Real Estate Lending
◦ PUBLIC FINANCE / ECONOMIC DEVELOPMENT
◦ Real Estate Crowdfunding
7. FLAWED TRADITIONAL EQUITY &
DEBT MARKETS HAVE MADE
CONVENTIONAL ASSET CLASSES LESS
& LESS DESIRABLE TO TODAY’S
INVESTORS
8. IN ORDER FOR ALIBABA’S IPO
INVESTORS TO REALIZE THE SAME
RETURN AS INTEL’S IPO INVESTORS,
ALIBABA WILL NEED TO BE TRADING
AT A $480 TRILLION MARKET
CAPITALIZATION – 6 TIMES MORE
THAN THE GDP OF EVERY COUNTRY
ON THE PLANET COMBINED!
Over-regulationisremovinggrowthfrompublicequity markets
10. • Small businesses can no longer
rely on banks for loans
• With interest rates at historic
lows, investors can’t afford to be
weighted in traditional fixed-
income assets
Creditmarketsarejustasflawedandunjustaspublicequity markets
12. Retail investors are banned from accessing
some of the most attractive alternative
investment opportunities
13. Fortunately this is changing…
The regulatory winds are shifting. And
they are blowing in the direction of the
“retail investor”
14. TheModernEquitiesMarketplace
JOBS Act inspired offering structures
will bring growth opportunities back
to retail investors:
• Reg A+ became effective on June 19, 2015
• Regulators focused on venture markets
and secondary liquidity for crowdfinance
offerings
• Intrastate crowdfunding laws are
germinating state by state
• Title III (“Interstate Crowdfunding”)
becomes effective in May 2016
• ‘‘Fair Investment Opportunities for
Professional Experts Act” bill (H.R. 2187)
15. • P2P / Marketplace Lending has been nothing
short of a phenomenon
• According to Morgan Stanley, in the US,
marketplace loan origination has doubled every
year since 2010, to $12 billion in 2014.
Meanwhile, the trend is playing out globally,
notably in Australia, China and the UK. All-told,
such lending could command $150 billion to $490
billion globally by 2020.
• Venture Capital firm, Foundation Capital, predicts
that by 2025, $1 trillion in loans will be originated
online globally
TheModernCreditMarketplace
Source: Orchard
17. Reg
A+
Bridging the
Wall Street
establishment
and FinTech
pioneers
Bringing the P
back into P2P
Bridging the
equity and
debt players
Rebirthing the
Small Cap IPO
PlatformTechnology+RegulatoryOverhaulis inspiring
an entirely newgenerationofretail alternative products
18. WhatAreCrowd-CentricRetailAlternatives
•Crowd-Centric Retail Alternatives are a new breed of retail alternatives is
designed to bring non-correlated yield and pre-IPO equity growth to the masses.
•Some of these new products include funds, managed accounts and online
platforms that provide retail investors with to access to private alternatives such
as peer-to-peer, peer-to-business and peer-to-real estate debt as well as JOBS
Act inspired equity offerings.
19. •Smaller investors benefit by gaining:
• access to more growth opportunities
• access to higher yielding fixed-income products
• greater portfolio diversification
• non-correlated alternative to traditional investment products
•Financial Advisors can benefit by:
• Growing Assets Under Management
• Client Retention
TheSignificanceofCrowd-CentricRetailAlternatives
20. •Broader economic impact includes:
•Narrowing the wealth divide
•More capital for innovation
•Investing based on fundamentals
•Thwarting a looming retirement crisis
TheSignificanceofCrowd-CentricRetailAlternatives
22. Tools for Financial Advisors
NSR is the first platform that enables RIAs and FAs to actively manage their clients’ MPL holdings
23. Tools for Financial Advisors
•NSR Platform is purpose-built to solve the challenge advisor’s have in accessing peer-to-
peer marketplaces, specifically:
• Integration into Portfolio Reporting Systems for simplified reporting alongside other
assets as well as billing with custodians
• Availability of professional credit strategies into Lending Club backed by an RIA
• Unified view of all client accounts and one-step account creation
• Provides new secondary market liquidity tools to help free up capital when necessary
•As the industry evolves, NSR is dedicated to servicing financial services providers
through the development and integration of robust tools that will help them remain
compliant and maintain fiduciary responsibility.
24. Much more work is being done to
bring higher yielding fixed-income
opportunities to retail investors!
25. Opening alternative investing to the
masses is still just the first step in
thwarting a national retirement crisis.
America must also revolutionize its
retirement infrastructure.
26. •With companies deferring IPOs, retail investors have simply become the exit
strategy for the financially privileged
•Conventional fixed-income returns are languishing
•Social Security is on the brink of bankruptcy
•Median U.S. Retirement Balances (Both 401(k) and IRA) are alarmingly low:
• Median U.S. Retirement Balances (Both 401(k) and IRA) for all U.S. Working
Households is a paltry $3,000
• Median U.S. Retirement Balances (Both 401(k) and IRA) for Near-Retirement
Households is only $12,000
•50% of all U.S. working households are without a retirement account at all!
Americaisfacingaloomingnationalretirementcrisis
27. •Most alternative products can only be held in self-directed IRA accounts
•The SDIRA industry uses antiquated, decades-old technology processing
that cannot integrate with today’s Crowdfinance platforms
•Cumbersome 4-6-8 week process to complete a transaction cannot
compete with rapid fire loan transactions
•Exorbitant annual and per transaction SDIRA fees prohibit the holdings of
lower priced assets
•Financial Advisors are dis-incentivized to recommend them to their
clients as they lose “Assets Under Management to the SDIRA Custodians
Americaneedsa“modern”retirementproductthatcansupportmicro
alternativeinvesting
28. CLOUD BASED SERVICES
•The retirement vehicle for the next-generation alternative asset investor
•Automated cloud-based solution that allows financial providers to:
• Enhance product distribution
• Grow retail account base
• Increase assets under management
TheISCPSolution-Hi-techretirementsolutionsforanewFinTechdriven
industry
29. I believe that, in tandem, the modern SDIRA
and crowd-centric retail alternatives will
transform financial services in much the same
way that the 401k and the mutual fund
industry had done 35 years ago when they
came together and ballooned into trillion
dollar industries.
31. RETAIL’S DISSATISFACTION WITH CONVENTIONAL ASSET CLASSES
THE EMERGENCE OF CROWDFINANCE (THE MARRIAGE BETWEEN TECHNOLOGY &
REGULATION)
Greater access to private equity
Alternative product ingenuity
Using Reg A+ to create a new type of “payment dependent note”
The influx of P2P, P2B, P2RE managed products
THE PROLIFIC GROWTH OF MARKETPLACE LENDING
More and more offline private debt businesses migrating online
Traditional real estate investing moving online
THE MATURATION OF THE INFRASTRUCTURE TO SUPPORT CROWD-CENTRIC ALTERNATIVE
INVESTING
New tools designed to assist financial advisors in managing their client’s crowd-centric
holdings
New liquidity options for private alternatives
VENTURE CAPITAL POURING INTO FINTECH (PROJECTED TO NEARLY TRIPLE IN THE NEXT 3
YEARS)
THE MODERNIZATION OF THE SDIRA
If history is any guide, the crowd-centric
alternatives & the SDIRA industries are
about to catapult to unforeseen heights.