Credit Suisse Group developed a new sustainability strategy in 2004 with the goal of achieving greenhouse gas neutrality for its operations. A key part of the strategy is optimizing energy use in buildings through tools like an energy portfolio analysis to identify properties with high consumption. Total energy use increased slightly in 2005 but electricity costs decreased. The company purchased over 7 GWh of renewable energy, making it the second largest consumer of renewable power in Switzerland.
The document summarizes the energy and materials report for Credit Suisse Group (Switzerland) for 2001. It provides key data on energy consumption, waste production, and other environmental metrics for CSG properties managed by MIB AG. It notes a 5% increase in total energy consumption and higher electricity use. Water consumption decreased. Chemical consumption increased due to expanded data collection. The report identifies areas of focus in 2001 and outlines next steps to further improve environmental management.
1) The document discusses strategic investment opportunities for the water industry to increase resource efficiency and reduce carbon emissions by 2050 in light of challenges from climate change, legislation, and other pressures.
2) It highlights the need to shift from developing assets only to meet short-term drivers, to strategic long-term planning of systems to maximize efficiency of resources like energy and water.
3) A wastewater case study example is presented showing how investing in energy efficiency technologies, on-site renewable energy generation, and resource recovery can help lower carbon emissions and costs from wastewater treatment plants over their lifetimes.
GC Energy & Environmental Newsletter May 2012generalcarbon
The newsletter provides an overview of developments in India's energy and carbon markets in May 2012. It notes that REC trading volumes were low in April and prices remained uncertain. It also discusses the impact of the PAT and RPO policies on India's emission reduction targets, finding they will only achieve about 20% of reductions needed. Other sections highlight renewable project highlights, REC and CER price trends, and policy developments regarding renewable subsidies, solar targets, and power sector reforms.
Pulse Energy Webinar - Strategies for Reducing Energy Use on CampusPulse Energy
Are you charged with reducing energy consumption and greenhouse gases on your campus? View this webinar to learn how two top universities are meeting this challenge by reducing building energy use.
This webinar featured Jerome Conraud, McGill's Energy Manager, Utilities & Energy Management, and John Metras, University of British Columbia's Managing Director of Infrastructure Development and their presentation of:
* UBC's ECOTrek project and the keys to its success in reducing energy consumption across the campus by 23%
* McGill's plans for reducing campus energy use by 12%
* The role of building energy management software in communicating energy conservation to internal and external stakeholders
Climate Change Mitigation & AdaptationLaurence Mills
Climate Change Plan
Renewable Technologies
Financial Assistance
Conservation & Efficiency
Mitigation with Technology
Global Climate Change
UK Energy Supply & Climate
Scotland\'s Projected Climate Changes
Climate Change Adaptation & Forward Planning
Environmental Performance and the Cost of Capital: Evidence from REIT Bonds ...nilskok
The real estate sector is responsible for a significant greenhouse gas externality, which has prompted interest from policy makers, as well as the emergence of voluntary disclosure standards. As opposed to general concerns about the potentially negative impact of “sustainability” programs and initiatives on corporate financial performance, energy efficiency measures may lead to significant returns in the real estate sector. This paper investigates the relation between real estate sustainability and the cost of the debt. Using a sample of REITs, we investigate both corporate-level debt, as well as commercial mortgages to finance individual buildings. The results show that the degree to which REITs invest in efficient buildings is positively related to the quality of their credit ratings, and it is also associated with a significantly lower spread. The relation persists at the level of individual buildings and their mortgages: environmentally-certified buildings are financed at significantly lower spread, varying between 30 and 60 basis points, depending on the specification.
The document summarizes the energy and materials report for Credit Suisse Group (Switzerland) for 2001. It provides key data on energy consumption, waste production, and other environmental metrics for CSG properties managed by MIB AG. It notes a 5% increase in total energy consumption and higher electricity use. Water consumption decreased. Chemical consumption increased due to expanded data collection. The report identifies areas of focus in 2001 and outlines next steps to further improve environmental management.
1) The document discusses strategic investment opportunities for the water industry to increase resource efficiency and reduce carbon emissions by 2050 in light of challenges from climate change, legislation, and other pressures.
2) It highlights the need to shift from developing assets only to meet short-term drivers, to strategic long-term planning of systems to maximize efficiency of resources like energy and water.
3) A wastewater case study example is presented showing how investing in energy efficiency technologies, on-site renewable energy generation, and resource recovery can help lower carbon emissions and costs from wastewater treatment plants over their lifetimes.
GC Energy & Environmental Newsletter May 2012generalcarbon
The newsletter provides an overview of developments in India's energy and carbon markets in May 2012. It notes that REC trading volumes were low in April and prices remained uncertain. It also discusses the impact of the PAT and RPO policies on India's emission reduction targets, finding they will only achieve about 20% of reductions needed. Other sections highlight renewable project highlights, REC and CER price trends, and policy developments regarding renewable subsidies, solar targets, and power sector reforms.
Pulse Energy Webinar - Strategies for Reducing Energy Use on CampusPulse Energy
Are you charged with reducing energy consumption and greenhouse gases on your campus? View this webinar to learn how two top universities are meeting this challenge by reducing building energy use.
This webinar featured Jerome Conraud, McGill's Energy Manager, Utilities & Energy Management, and John Metras, University of British Columbia's Managing Director of Infrastructure Development and their presentation of:
* UBC's ECOTrek project and the keys to its success in reducing energy consumption across the campus by 23%
* McGill's plans for reducing campus energy use by 12%
* The role of building energy management software in communicating energy conservation to internal and external stakeholders
Climate Change Mitigation & AdaptationLaurence Mills
Climate Change Plan
Renewable Technologies
Financial Assistance
Conservation & Efficiency
Mitigation with Technology
Global Climate Change
UK Energy Supply & Climate
Scotland\'s Projected Climate Changes
Climate Change Adaptation & Forward Planning
Environmental Performance and the Cost of Capital: Evidence from REIT Bonds ...nilskok
The real estate sector is responsible for a significant greenhouse gas externality, which has prompted interest from policy makers, as well as the emergence of voluntary disclosure standards. As opposed to general concerns about the potentially negative impact of “sustainability” programs and initiatives on corporate financial performance, energy efficiency measures may lead to significant returns in the real estate sector. This paper investigates the relation between real estate sustainability and the cost of the debt. Using a sample of REITs, we investigate both corporate-level debt, as well as commercial mortgages to finance individual buildings. The results show that the degree to which REITs invest in efficient buildings is positively related to the quality of their credit ratings, and it is also associated with a significantly lower spread. The relation persists at the level of individual buildings and their mortgages: environmentally-certified buildings are financed at significantly lower spread, varying between 30 and 60 basis points, depending on the specification.
(1) Siemens proposes a "best practice" approach to reducing energy costs and carbon emissions in industrial facilities by 10-30% without capital investment. (2) This systematic strategy involves measuring and monitoring energy use, automation and controls, high efficiency products, low carbon solutions, and innovative financing. (3) An example project for a dairy facility saved £1M per year in energy costs, reduced carbon by 4,500 tonnes, and had a payback of 23 months through financing with positive cashflow.
Government action to incentivise energy efficiency and deliver deregulationCeramics 2011
The document summarizes recent UK government actions to incentivize energy efficiency and reduce carbon emissions through regulations and initiatives. It outlines the government's commitment to legally binding carbon budgets and greenhouse gas emission reduction targets. It then describes several key policies and programs to encourage energy efficiency among businesses and industry, including the Climate Change Levy, Climate Change Agreements, EU Emissions Trading System, and CRC Energy Efficiency Scheme. The document also discusses proposed regulatory simplification efforts and outlines new initiatives like the Renewable Heat Incentive to support energy intensive industries like ceramics.
Colgate has a goal to reduce absolute carbon dioxide (CO2) emissions by 5% by 2010 from a 2002 baseline. The primary source of CO2 emissions in Colgate's supply chain comes from energy use at manufacturing, warehouse, office and research facilities. Direct sources include on-site fuel combustion while indirect sources are from purchased electricity. Over 72% of CO2 emissions are from purchased electricity. To achieve emissions reduction goals, sites are expected to set goals, conduct energy assessments, implement energy projects, and evaluate renewable energy options. Reducing energy use through efficiency improvements is key to lowering the carbon footprint.
Commercial Building Electricity Consumption: The Role of Structure Quality, M...nilskok
This document summarizes a study on carbon emissions from the commercial building sector in the United States. It finds that 74% of US electricity is used in the real estate sector, with 40% generated from coal and 29% from natural gas. The study examines factors that influence electricity consumption in commercial buildings, including construction characteristics, tenant behavior/incentives, human capital, and macroeconomic conditions. Regression analysis of a large dataset finds relationships between electricity use and building age, quality, lease terms, occupancy rates, climate, and management practices. Younger, higher-quality buildings and those with incentives for tenants to conserve energy use less electricity. The findings suggest electricity consumption from commercial buildings will significantly increase in coming decades, making this an
The document outlines 3 energy efficiency measures being implemented in Bahrain between 2011-2013. The measures are: 1) Continuing enforcement of a thermal insulation bylaw in commercial buildings from 2000-present, estimated to save 200 GWh/year. 2) Enforcing a new thermal insulation bylaw in residential buildings from 2011-present, estimated to save 215 GWh/year. 3) A program to replace incandescent lamps with CFLs in residential sectors from 2012-2014, estimated to save 510 GWh/year. The measures aim to reduce energy consumption and peak demand in the major electricity sectors of Bahrain.
Smart grids More efficient and reliable gridsIMDEA Energia
The document discusses smart grids and their role in creating more efficient and reliable electricity systems. It notes that electricity demand is rising significantly globally due to growth in developing countries. Smart grids can help meet this rising demand through improved capacity, reliability, efficiency and sustainability. They allow for higher penetration of renewable energy and demand response. Ongoing smart grid projects in Malta and Stockholm are highlighted which aim to integrate electric vehicles, renewable energy and energy storage among other things. Smart grids are concluded to significantly help mitigate climate change by allowing higher utilization of generation, transmission and distribution assets as well as higher levels of variable renewable energy and demand response.
The U.S. Department of Energy announces its intent to prepare an Environmental Impact Statement to assess the potential environmental impacts for the proposed action of providing Federal funding for the proposed Texas Clean Energy Project near Odessa, Texas.
This document discusses methodologies for assessing the non-energy benefits of energy efficiency programs and measures in the United States. It provides examples of US efficiency programs where non-energy benefits have been important, such as appliance standards and low-income weatherization assistance. It also provides an overview of various types of non-energy benefits and costs, including energy affordability, economic stimulus, health and environmental impacts, business productivity, and utility system impacts. The document concludes that properly accounting for impacts on the benefit-cost assessment of efficiency investments is important, with quantitative monetary effects usually increasing total benefits by 10-30% beyond energy cost savings alone.
This document summarizes a technology strategy for greening the Cape and Islands region of Massachusetts. It outlines the context of energy challenges and policies, presents an inventory of the region's current energy use and emissions, and identifies priority technology areas and high impact projects to reduce fossil fuel dependence and transition to renewable energy sources. These include improving building envelopes and heating systems, promoting biofuels and electric vehicles, developing offshore wind and community-scale renewable projects, and integrating smart grid technologies. The strategy estimates the region could achieve around 70% energy independence and cut carbon emissions by 61% through these initiatives.
Identifies, quantifies and maps
exact environmental factors and expense
relating to Energy, Fuel, Water, Refrigerant,
Chemical Usage and Waste Generation
Accurately measures and quantifies risk exposure in financial and sustainability terms.
100525 Scotlands Climate Change Challenge To Constructiongerrybrannigan
Breakfast Seminar on 25th May 2010 for Clients of AECOM in the Glasgow area. If you\’d like to discuss any of the topics further contact Gerry on 07921 646 064.
This document discusses next generation energy management and sustainability. It notes that while energy demand is rising significantly by 2050, carbon emissions must be curbed to avoid dramatic climate change. This creates conflicts around resource access and control. The document advocates that energy efficiency is crucial and more cost effective than increasing supply. It also notes that smart grids and smart buildings can interact to optimize efficiency across energy generation, transmission, distribution and usage. Technology is presented as an enabler to achieve sustainability goals through solutions like demand response, distributed energy resources and energy management systems.
Pathways To Low Carbon Power Generation Abatement Potential Towards 2020George Teriakidis
This document analyzes pathways to reducing carbon emissions from coal-fired power plants in Europe by 2020. It examines four emission reduction measures: combined heat and power, shifting from subcritical to supercritical plants, biomass co-firing, and carbon capture and storage. Modeling results show these measures could reduce emissions by 7% at no cost and by 13% if fully implemented. Key conclusions are that combined heat and power and shifting to supercritical plants offer the largest reductions at lowest cost, while carbon capture and storage has high potential but also high costs. Uncertainty remains around future emissions given variability in technology adoption and plant operations.
The document summarizes the mitigation actions and greenhouse gas emissions of the top 10 emitting countries in 2005 as reported to the UNFCCC. It lists each country's proposed emission reduction targets and key policies to achieve those targets, such as increasing renewable energy and reducing deforestation. The largest emitters were China, USA, EU, Brazil, and Indonesia, which collectively accounted for over 50% of the world's 2005 greenhouse gas emissions. China aimed to reduce its emissions intensity 40-45% below 2005 levels through renewable energy and reforestation. The USA targeted a 17% reduction from anticipated legislation involving 30% cuts by 2025 and 42% by 2030.
LTC, Annual Forum, Greener California: Impacts of Senate Bill 375 and Winning...LTC @ CSUSB
This document discusses the role of geographic information systems (GIS) in implementing California's Senate Bill 375 (SB375). SB375 aims to reduce greenhouse gas emissions from vehicles by coordinating land use and transportation planning. GIS can help manage the large amounts of spatial data required, perform necessary analyses and modeling, and visualize results for stakeholders involved in the SB375 implementation process, such as cities, counties, metropolitan planning organizations, and the California Air Resources Board. The document provides examples of how GIS has supported SB375 efforts, including regional visioning projects, transportation and land use modeling, and climate action planning at various geographic scales.
1) The document summarizes a consultation forum on Hong Kong's climate change strategy, including the government's proposals to reduce greenhouse gas emissions by 50-60% by 2020 through measures such as transitioning to nuclear and natural gas for electricity generation, increasing renewable energy and energy efficiency in buildings.
2) Key questions raised at the forum included whether the proposed 2020 and 2030 emission reduction targets and fuel mix are adequate, and how to further increase energy efficiency in buildings.
3) The International Energy Agency's World Energy Outlook 2010 report provides context on global energy trends and climate change impacts.
Lessons learned from CEE’s public building recommissioning program PBEEEP. Tasked with improving the energy performance of public buildings, PBEEEP aimed to transform Minnesota’s existing building commissioning market from an audit to an energy investigation. Program staff screened over nine hundred buildings to identify buildings where an energy investigation would be cost effective, then calculated site-specific energy savings to determine the paybacks of recommended energy efficiency measures. This process identified lower average savings for existing building commissioning than other studies, which is of note for policy makers and practitioners. All sites achieved energy savings, many while the study was in progress.
Vortrag: Lokal, vernetzt und always on - wie sich Zielgruppen von morgen verh...Evangelos Papathanassiou
Diesen Vortrag habe ich auf einem Trend- und Kommunikationstag der Deutschen Post und des Deutschen Franchiseverbandes gehalten. Es geht dort insbesondere um Mechaniken im Online2Offline-Commerce. Wie soziale Netzwerke und mobile, location-abhängige Kommunikation in Echtzeit für Inhaber von Lokalen genutzt werden können. Sicher nichts für Nerds and Geeks, aber "worth sharing", finde ich.
(1) Siemens proposes a "best practice" approach to reducing energy costs and carbon emissions in industrial facilities by 10-30% without capital investment. (2) This systematic strategy involves measuring and monitoring energy use, automation and controls, high efficiency products, low carbon solutions, and innovative financing. (3) An example project for a dairy facility saved £1M per year in energy costs, reduced carbon by 4,500 tonnes, and had a payback of 23 months through financing with positive cashflow.
Government action to incentivise energy efficiency and deliver deregulationCeramics 2011
The document summarizes recent UK government actions to incentivize energy efficiency and reduce carbon emissions through regulations and initiatives. It outlines the government's commitment to legally binding carbon budgets and greenhouse gas emission reduction targets. It then describes several key policies and programs to encourage energy efficiency among businesses and industry, including the Climate Change Levy, Climate Change Agreements, EU Emissions Trading System, and CRC Energy Efficiency Scheme. The document also discusses proposed regulatory simplification efforts and outlines new initiatives like the Renewable Heat Incentive to support energy intensive industries like ceramics.
Colgate has a goal to reduce absolute carbon dioxide (CO2) emissions by 5% by 2010 from a 2002 baseline. The primary source of CO2 emissions in Colgate's supply chain comes from energy use at manufacturing, warehouse, office and research facilities. Direct sources include on-site fuel combustion while indirect sources are from purchased electricity. Over 72% of CO2 emissions are from purchased electricity. To achieve emissions reduction goals, sites are expected to set goals, conduct energy assessments, implement energy projects, and evaluate renewable energy options. Reducing energy use through efficiency improvements is key to lowering the carbon footprint.
Commercial Building Electricity Consumption: The Role of Structure Quality, M...nilskok
This document summarizes a study on carbon emissions from the commercial building sector in the United States. It finds that 74% of US electricity is used in the real estate sector, with 40% generated from coal and 29% from natural gas. The study examines factors that influence electricity consumption in commercial buildings, including construction characteristics, tenant behavior/incentives, human capital, and macroeconomic conditions. Regression analysis of a large dataset finds relationships between electricity use and building age, quality, lease terms, occupancy rates, climate, and management practices. Younger, higher-quality buildings and those with incentives for tenants to conserve energy use less electricity. The findings suggest electricity consumption from commercial buildings will significantly increase in coming decades, making this an
The document outlines 3 energy efficiency measures being implemented in Bahrain between 2011-2013. The measures are: 1) Continuing enforcement of a thermal insulation bylaw in commercial buildings from 2000-present, estimated to save 200 GWh/year. 2) Enforcing a new thermal insulation bylaw in residential buildings from 2011-present, estimated to save 215 GWh/year. 3) A program to replace incandescent lamps with CFLs in residential sectors from 2012-2014, estimated to save 510 GWh/year. The measures aim to reduce energy consumption and peak demand in the major electricity sectors of Bahrain.
Smart grids More efficient and reliable gridsIMDEA Energia
The document discusses smart grids and their role in creating more efficient and reliable electricity systems. It notes that electricity demand is rising significantly globally due to growth in developing countries. Smart grids can help meet this rising demand through improved capacity, reliability, efficiency and sustainability. They allow for higher penetration of renewable energy and demand response. Ongoing smart grid projects in Malta and Stockholm are highlighted which aim to integrate electric vehicles, renewable energy and energy storage among other things. Smart grids are concluded to significantly help mitigate climate change by allowing higher utilization of generation, transmission and distribution assets as well as higher levels of variable renewable energy and demand response.
The U.S. Department of Energy announces its intent to prepare an Environmental Impact Statement to assess the potential environmental impacts for the proposed action of providing Federal funding for the proposed Texas Clean Energy Project near Odessa, Texas.
This document discusses methodologies for assessing the non-energy benefits of energy efficiency programs and measures in the United States. It provides examples of US efficiency programs where non-energy benefits have been important, such as appliance standards and low-income weatherization assistance. It also provides an overview of various types of non-energy benefits and costs, including energy affordability, economic stimulus, health and environmental impacts, business productivity, and utility system impacts. The document concludes that properly accounting for impacts on the benefit-cost assessment of efficiency investments is important, with quantitative monetary effects usually increasing total benefits by 10-30% beyond energy cost savings alone.
This document summarizes a technology strategy for greening the Cape and Islands region of Massachusetts. It outlines the context of energy challenges and policies, presents an inventory of the region's current energy use and emissions, and identifies priority technology areas and high impact projects to reduce fossil fuel dependence and transition to renewable energy sources. These include improving building envelopes and heating systems, promoting biofuels and electric vehicles, developing offshore wind and community-scale renewable projects, and integrating smart grid technologies. The strategy estimates the region could achieve around 70% energy independence and cut carbon emissions by 61% through these initiatives.
Identifies, quantifies and maps
exact environmental factors and expense
relating to Energy, Fuel, Water, Refrigerant,
Chemical Usage and Waste Generation
Accurately measures and quantifies risk exposure in financial and sustainability terms.
100525 Scotlands Climate Change Challenge To Constructiongerrybrannigan
Breakfast Seminar on 25th May 2010 for Clients of AECOM in the Glasgow area. If you\’d like to discuss any of the topics further contact Gerry on 07921 646 064.
This document discusses next generation energy management and sustainability. It notes that while energy demand is rising significantly by 2050, carbon emissions must be curbed to avoid dramatic climate change. This creates conflicts around resource access and control. The document advocates that energy efficiency is crucial and more cost effective than increasing supply. It also notes that smart grids and smart buildings can interact to optimize efficiency across energy generation, transmission, distribution and usage. Technology is presented as an enabler to achieve sustainability goals through solutions like demand response, distributed energy resources and energy management systems.
Pathways To Low Carbon Power Generation Abatement Potential Towards 2020George Teriakidis
This document analyzes pathways to reducing carbon emissions from coal-fired power plants in Europe by 2020. It examines four emission reduction measures: combined heat and power, shifting from subcritical to supercritical plants, biomass co-firing, and carbon capture and storage. Modeling results show these measures could reduce emissions by 7% at no cost and by 13% if fully implemented. Key conclusions are that combined heat and power and shifting to supercritical plants offer the largest reductions at lowest cost, while carbon capture and storage has high potential but also high costs. Uncertainty remains around future emissions given variability in technology adoption and plant operations.
The document summarizes the mitigation actions and greenhouse gas emissions of the top 10 emitting countries in 2005 as reported to the UNFCCC. It lists each country's proposed emission reduction targets and key policies to achieve those targets, such as increasing renewable energy and reducing deforestation. The largest emitters were China, USA, EU, Brazil, and Indonesia, which collectively accounted for over 50% of the world's 2005 greenhouse gas emissions. China aimed to reduce its emissions intensity 40-45% below 2005 levels through renewable energy and reforestation. The USA targeted a 17% reduction from anticipated legislation involving 30% cuts by 2025 and 42% by 2030.
LTC, Annual Forum, Greener California: Impacts of Senate Bill 375 and Winning...LTC @ CSUSB
This document discusses the role of geographic information systems (GIS) in implementing California's Senate Bill 375 (SB375). SB375 aims to reduce greenhouse gas emissions from vehicles by coordinating land use and transportation planning. GIS can help manage the large amounts of spatial data required, perform necessary analyses and modeling, and visualize results for stakeholders involved in the SB375 implementation process, such as cities, counties, metropolitan planning organizations, and the California Air Resources Board. The document provides examples of how GIS has supported SB375 efforts, including regional visioning projects, transportation and land use modeling, and climate action planning at various geographic scales.
1) The document summarizes a consultation forum on Hong Kong's climate change strategy, including the government's proposals to reduce greenhouse gas emissions by 50-60% by 2020 through measures such as transitioning to nuclear and natural gas for electricity generation, increasing renewable energy and energy efficiency in buildings.
2) Key questions raised at the forum included whether the proposed 2020 and 2030 emission reduction targets and fuel mix are adequate, and how to further increase energy efficiency in buildings.
3) The International Energy Agency's World Energy Outlook 2010 report provides context on global energy trends and climate change impacts.
Lessons learned from CEE’s public building recommissioning program PBEEEP. Tasked with improving the energy performance of public buildings, PBEEEP aimed to transform Minnesota’s existing building commissioning market from an audit to an energy investigation. Program staff screened over nine hundred buildings to identify buildings where an energy investigation would be cost effective, then calculated site-specific energy savings to determine the paybacks of recommended energy efficiency measures. This process identified lower average savings for existing building commissioning than other studies, which is of note for policy makers and practitioners. All sites achieved energy savings, many while the study was in progress.
Vortrag: Lokal, vernetzt und always on - wie sich Zielgruppen von morgen verh...Evangelos Papathanassiou
Diesen Vortrag habe ich auf einem Trend- und Kommunikationstag der Deutschen Post und des Deutschen Franchiseverbandes gehalten. Es geht dort insbesondere um Mechaniken im Online2Offline-Commerce. Wie soziale Netzwerke und mobile, location-abhängige Kommunikation in Echtzeit für Inhaber von Lokalen genutzt werden können. Sicher nichts für Nerds and Geeks, aber "worth sharing", finde ich.
Lanik es una empresa española que diseña y construye estructuras innovadoras para edificios. Sus obras más emblemáticas incluyen la cubierta retráctil de la plaza de toros de San Sebastián y el centro Omnisport de Túnez. La empresa se ha convertido en líder mundial en su sector gracias a su enfoque en la investigación y desarrollo tecnológico, que les ha permitido cubrir grandes espacios con apoyos espectaculares y formas irregulares. Más del 15% de sus ventas prov
Wir unterstützen Sie bei der Manuskripterstellung, dem Layout und der Buchproduktion. Vielleicht entscheiden Sie sich ja auch fpür ein neuartiges Buchbild.
Präsentation zum Fachbeitrag von Coskun Tuna auf linkbird.de ( http://goo.gl/da112S ). Coskun Tuna erläutert die Unterschiede zwischen Native Advertising und anderen Werbeformen und wagt einen Blick in die Zukunft.
Nova entrega de la publicació de l'Associació Catalana d'Amics de l'Aigua (ACAA). Una publicació que sempre és interessant perquè acumula experiència i criteri.
This document lists mining contracts completed by Concor, including opencast mining, rehabilitation, and drilling and blasting projects for clients such as Anglo Coal, Anglo Platinum, Lonmin Platinum, and Impala Platinum in South Africa. Locations of projects included Middleburg, Rustenburg, Thabazimbi, and various other areas. Contract values ranged from over R200 million for some multi-year platinum mining contracts down to under R2 million for smaller jobs.
Este documento ofrece servicios de publicidad local en internet para atraer más clientes a los negocios. Proporciona anuncios web, banners y posicionamiento en Google para promover negocios locales. También incluye los negocios en su guía online que recibe más de 5,000 visitas diarias. Los resultados muestran que los anuncios web generan más de 8,000 visitas anuales y ayudan a conseguir nuevos clientes para los negocios.
I40 3 s4400-s1b1 laptop battery for founder r410 setertygtWei Liu
This document provides information about a replacement battery for a FOUNDER R410 laptop. It is a Li-ion battery with 2200mAh capacity and 14.4V voltage. The battery comes with a one year warranty and has fast shipping within 3-5 days. Safety tips are provided on proper handling and disposal of the battery.
El documento resume la participación de España en el piragüismo en los Juegos Olímpicos de Londres 2012. España participará con 8 palistas en 8 categorías olímpicas, incluyendo 3 en slalom de aguas bravas y 5 en aguas tranquilas. Los principales competidores son Ander Elosegi y Samuel Hernanz en slalom masculino, y Maialen Chourraut en slalom femenino. El documento también incluye los calendarios de competición.
This document lists the music production, recording, editing, and MIDI programming credits for several Greek artists, including album titles, record labels, and years of release, such as Stefanos Korkolis' albums "Anemoptero" and "Ilios Thanatos", Antique's album "Alli Mia Fora", and Natasa Theodoridou's album "Tosi Agapi Pos Na Hathi".
La revista La Casa del Real Círculo de la Amistad fue fundada en marzo de 2010. Con una periodicidad semestral, la presente publicación recoge no sólo la historia, actual o en sepia, de la institución cordobesa nacida en 1854, sino que además aglutina o sirve de crónica para acoger la ingente e interesante actividad de La Casa. Actividades culturales y sociales bañan sus páginas conviviendo con artículos y relatos que remiten sus socios, abierta a todas las colaboraciones, con una misión especial: Ser una revista del Socio, por el Socio y para el Socio
La revista “La Casa” tiene una tirada de 3.000 ejemplares destinados a su masa social (9.000 personas, entre socios y familiares), así como a los distintos Círculos y Casinos repartidos por toda la geografía hispana, además de los colegios profesionales y las instituciones más importantes de la ciudad, y algunas otras de la península incluida la Casa Real.
Tiene varias menciones honoríficas, como del Club Unesco de Baeza, otra de la Casa Real de España en la persona de S.A.R. La Princesa de Asturias, Dña. Leticia Ortiz, así como de la Alcadesa de Cádiz, Dña. Teófila Martínez, entre otras.
REDACCIÓN
José Cruz Gutiérrez, Director
Roberto Carlos Roldán Velasco, Secretario de Redacción
Ramón Azañón Agüera, Diseño y Maquetación
Manuel Ruiz Díaz, Periodista
Aurora Saravia González, Luis Galán Soldevilla y Javier Campos. Consejo Asesor
COLABORADORES
Manuel Peláez del Rosal
Manuel Guillén del Castillo
Serafín Linares Roldán
Manuel Sanchiz Salmoral
José Navea Valero
Justo Guillén Fernández
Agripín Montilla Mesa
Rafael Trujillo Guerra
Pepe Cañadilla
MARKETING Y PUBLICIDAD:
Juan Antonio Gamero <revistalacasa@circuloamistad.com>
www.circuloamistad.com
The FY 2013 Budget Request for the U.S. Department of Energy's Energy Efficiency and Renewable Energy program seeks $2.267 billion, an increase of $457.7 million over FY 2012. Key goals include making renewable electricity competitive without subsidies by 2030 through initiatives for solar, wind, water, and geothermal technologies. In transportation, the goals are to reduce oil imports by 1/3 by 2025 through electric vehicles, biofuels, and advanced batteries and fuel cells. The budget restructures EERE programs along a technology readiness level approach from research through commercialization.
This document summarizes the proceedings of a regional workshop held by MCREEE in Cairo from January 29-30, 2008. It discusses Palestine's efforts to develop renewable energy and energy efficiency through initiatives such as increasing renewable energy's share of total final consumption to 20% by 2012, reducing energy imports by 2%, implementing an energy code for buildings, and improving end-use energy efficiency. It also outlines MCREEE's role in supporting the development of solar water heating, concentrating solar power, photovoltaics, wind, biogas, and geothermal energy in Palestine and the region.
Day2 - session 3 Construction of a set of indicators for monitoring energy ef...RCREEE
The document discusses a study on developing indicators to monitor energy efficiency in Southern and Eastern Mediterranean Countries (SEMCs). The study aims to help SEMCs monitor their energy policies and compare energy use across countries. It will construct descriptive and explanatory indicators on topics like energy intensity, consumption by sector, and socioeconomic impacts. National experts from 9 countries will collect data, calculate the indicators, and draft country reports over 15 months. The indicators will help SEMCs set and evaluate energy efficiency targets and programs.
This document discusses the impact of shale gas on the environment and renewable energy industry. It finds that shale gas could help the UK achieve its carbon targets if it substitutes for coal in electricity generation, but could hamper targets if it replaces renewable energy due to lower energy prices. The effect depends on what sources shale gas substitutes for, any price impacts on demand, and renewable energy policies. More research is still needed to understand the environmental impacts of shale gas extraction and how it might affect carbon targets and renewable industry development. Proper regulation and transparency are important to manage the environmental concerns of developing shale gas.
Analysis of the required global energy system transformations and the associa...IEA-ETSAP
Analysis of the required global energy system transformations and the associated macroeconomic implications in order to meet ambitious decarbonization targets
This document discusses energy efficiency programs in the Tennessee Valley region. It provides details on:
1) The value of energy efficiency programs in reducing costs across the TVA system and keeping customer bills low.
2) Examples of successful energy efficiency projects in the industrial sector that have significantly reduced energy usage and costs for companies.
3) Benchmarks showing TVA's energy efficiency programs are among the top quartile nationally in energy savings achieved and costs.
Dr Dev Kambhampati | DOE NETL Report- Cost & Performance Baseline for Fossil ...Dr Dev Kambhampati
This document provides a summary of cost and performance baselines for fossil energy power plants, including integrated gasification combined cycle (IGCC), pulverized coal (PC), and natural gas combined cycle (NGCC) configurations. Key findings include:
- IGCC, PC, and NGCC plants without carbon capture can achieve efficiencies of 39%, 39%, and 58% respectively. With capture, efficiencies drop to 32-35%, 30-33%, and 45-48%.
- Total overnight capital costs for non-capture plants are $718/kW for NGCC, $2,010/kW for PC, and $2,505/kW for IGCC on average. Capture increases
Updates on Policy and Codes - BREEAM, Part L, MEES & BB101IES VE
The key changes to Building Bulletin 101 include stricter requirements for indoor air quality and thermal comfort. For indoor air quality, the maximum allowable CO2 level is reduced from 1500 ppm to 2000 ppm. For thermal comfort, the overheating criteria have been updated to align with CIBSE TM52, focusing on hours of exceedance, weighted exceedance, and maximum temperature delta. Demonstrating compliance will require a more rigorous analysis of overheating risk using dynamic thermal modeling. Overall, the revisions aim to improve classroom ventilation and temperature conditions to optimize learning.
The document discusses how increasing focus on sustainable production is driving the need for more energy efficient industrial processes. It examines strategies for improving energy efficiency that focus on equipment, processes, and operator engagement. The document argues that an "energy-aware" distributed control system (DCS) that integrates energy and production data can help industries better understand their energy usage, identify inefficiencies, and implement targeted changes to achieve significant energy savings.
The document discusses Malaysia's reliance on fossil fuels like coal, oil and gas for energy generation and the issues with this approach. It notes that fossil fuels and coal currently dominate 95% of energy generation. It outlines Malaysia's energy timeline and generation mix in 2010. The document discusses challenges like fluctuating oil and gas prices, gas supply shortages, and needing to import coal. It states that Green Constitutes aims to help clients save energy, money and benefit the environment by providing energy efficiency and renewable energy solutions. Key areas of focus are buildings, industry and data centers which account for a large portion of energy usage and greenhouse gas emissions. The company contributes solutions in areas like energy auditing, passive efficiency upgrades, active efficiency optimization
Green technology frontiers; Carbon capture and storage (CCS)Gassnova SF
Several large-scale CCS projects are underway worldwide to demonstrate the full CCS chain. Norway is a leader in CCS due to its technical expertise and early projects like Sleipner that has stored CO2 underground for over 16 years. The Norwegian state enterprise Gassnova oversees CCS demonstration projects in Norway, including the CO2 Technology Centre Mongstad which tests carbon capture technologies. Gassnova also manages the planning for a full-scale
Research poster for participation in the International School on Energy Systems, Germany.Forschungszentrum Jülich — Inst. of Energy and Climate Research, September 2017. Abstract: Electricity market reform in Ukraine coincides with
a transition to higher ecological standards and an
overhaul of the entire supply chain. Obsolete coalfired
power generation (CFPG) is playing a critical
role in supplying a maneuverable load to the
power grid and needs particularly large
investments. To quantify the economic effects of
the environmental upgrade of the CFPG, this
the paper develops a dynamic accounting-framework
a deterministic model of the sector. According to
our modeling results, full compliance of CFPG
with the EU limits regarding air pollution will lead
to a 2x decline in real electricity cost (accounting
for damage to the environment) but is not feasible
before 2026.
This document provides a summary of a company press meeting that took place on October 20, 2018 in Genoa. It discusses the company's successful industrial transformation from oil to renewables through strategic divestments and investments. The agenda covers the company's 2018-2022 business plan, recent developments in its business model, focus on technical expertise, the ongoing energy transition, financial targets, and mid-year 2018 results.
This document discusses Integrated Gasification Combined Cycle (IGCC) technology and the need to meet market requirements for carbon capture and storage (CCS). It provides an overview of IGCC experience, key components like gas turbines and gasification, and integration challenges. The main points are:
1) IGCC with pre-combustion CCS is a promising option for reducing carbon emissions from coal plants. Experience from non-CCS IGCC plants can help develop CCS-enabled IGCC.
2) Over 4,700MW of IGCC plants are operating globally, providing experience with syngas fuels and different gasification methods.
3) Gas turbines are being optimized for high efficiency sy
- Air Products is a $10 billion company that produces industrial gases like hydrogen, oxygen, and nitrogen. It has a diverse customer base across various markets and geographies.
- The company aims to achieve profitable growth through long-term contracts, a solid project backlog, and opportunities in energy markets. It also seeks to improve returns through margin growth, productivity increases, and share repurchases.
- Air Products has leading positions in hydrogen and oxygen supply for refineries and gasification. It is well-positioned to benefit from increasing demand for cleaner fuels and greenhouse gas reduction technologies. The company expects to deliver sustainable double-digit earnings growth and superior returns going forward.
Since 2010, the world has added more solar photovoltaic (PV) capacity than in the previous four decades. New systems were installed in 2013 at a rate of 100 megawatts (MW) of capacity per day. Total global capacity overtook 150 gigawatts (GW) in early 2014. The geographical pattern of deployment is rapidly changing. While a few European countries, led by Germany and Italy, initiated large-scale PV development, PV systems are now expanding in other parts of the world, often under sunnier skies. Since 2013, the People’s Republic of China has led the global PV market, followed by Japan and the United States. PV system prices have been divided by three in six years in most markets, while module prices have been divided by five. The cost of electricity from new built systems varies from USD 90 to USD 300/MWh depending on the solar resource; the type, size and cost of systems; maturity of markets and costs of capital. This roadmap envisions PV’s share of global electricity reaching 16% by 2050, a significant increase from the 11% goal in the 2010 roadmap. PV generation would contribute 17% to all clean electricity, and 20% of all renewable electricity. China is expected to continue leading the global market, accounting for about 37% of global capacity by 2050. Achieving this roadmap’s vision of 4 600 GW of installed PV capacity by 2050 would avoid the emission of up to 4 gigatonnes (Gt) of carbon dioxide (CO2) annually. This roadmap assumes that the costs of electricity from PV in different parts of the world will converge as markets develop, with an average cost reduction of 25% by 2020, 45% by 2030, and 65% by 2050, leading to a range of USD 40 to 160/MWh, assuming a cost of capital of 8%. To achieve the vision in this roadmap, the total PV capacity installed each year needs to rise rapidly, from 36 GW in 2013 to 124 GW per year on average, with a peak of 200 GW per year between 2025 and 2040. Including the cost of repowering – the replacement of older installations – annual investment needs to reach an average of about USD 225 billion, more than twice that of 2013.
Using the TIMES-Ireland Model (TIM) to understand Ireland's Carbon Budget imp...IEA-ETSAP
This document summarizes the use of the TIMES-Ireland Model (TIM) to analyze pathways for Ireland's energy transition and meet its climate targets. TIM is an open-source energy systems model that calculates optimal energy flows, investments, costs and emissions trajectories given policy constraints. Scenarios analyzed with TIM show that large investments in low-carbon technologies are needed this decade, but could lower costs over time. Meeting carbon budgets will require unprecedented transition speed across sectors. While technologies to meet 2030 targets are mature, barriers to deployment must be removed. TIM analysis aims to inform policy and hold Ireland accountable
This document provides an overview of Public Service Enterprise Group's (PSEG) presentation at a power and gas leaders conference on September 25, 2007. The presentation discusses PSEG's businesses, financial outlook, and strategies for addressing climate change and reducing carbon emissions. It notes that state policies are driving the need for utilities to invest in renewable energy, energy efficiency, and low-carbon power generation like nuclear to meet environmental targets. PSEG's approach includes expanding energy efficiency, renewable energy programs, and potentially building a new nuclear plant.
public serviceenterprise group Merrill_Lynch_FINALfinance20
This document provides an overview of a presentation given by PSEG at a power and gas leaders conference in September 2007. It includes forward-looking statements and disclaimers, as well as an introduction to PSEG highlighting its operating earnings guidance and assets. The presentation discusses the business environment around issues of environmental challenges, infrastructure needs, and capacity requirements. It outlines PSEG's response and strategies around reducing carbon emissions through conservation, renewables, and clean energy generation.
Similar to credit-suisse Energy and Materials Report 2005 Credit Suisse (20)
Paul Calello, CEO of UBS Investment Bank, gave a presentation at the UBS Global Financial Services Conference on May 14, 2008. He discussed Credit Suisse's significant earnings power despite challenges in some businesses. While fixed income and equity trading saw losses, private banking and asset management delivered solid results. Calello emphasized Credit Suisse's disciplined risk reduction, strong capital and liquidity positions, and focus on growing collaborative revenues across businesses. He argued current market conditions validate Credit Suisse's strategy of diversification and financial strength.
David Mathers, Head of IB Finance at Credit Suisse, presented at the Goldman Sachs European Financials Conference. He discussed Credit Suisse's earnings power, disciplined risk reduction, strong capital and liquidity position, and adapting the originate and distribute model for the future. Key points included Credit Suisse benefitting from a diversified business, making progress reducing risky exposures, maintaining a strong capital position, and the changing competitive landscape requiring structural changes to the originate and distribute model, with implications for portfolio management and capital.
David Mathers to present at the 2008 Lehman Brothers Global Financial Service...QuarterlyEarningsReports2
The document is a presentation from David Mathers, Head of Finance at Credit Suisse, given at a Lehman Brothers conference on September 9, 2008. In the presentation, Mathers discusses Credit Suisse's financial performance, significant progress in reducing risk exposures, current difficult market conditions, and key competitive advantages including an emphasis on client-led businesses and a geographically diverse footprint.
Martin Mende, Head of Business Development at Citi's Private Banking division, presented an update on the division's strategy and performance. He outlined Citi's goal of becoming the premier global private bank by focusing on international growth, enhancing the client value proposition, leveraging its integrated banking model, and delivering strong financial results. Mende highlighted key achievements in expanding internationally, developing needs-based client segmentation and solutions, and generating revenues through the integrated bank. He projected continued investments of over CHF 300 million annually to support over 6% net new asset growth and a pre-tax income margin above 40% as Citi Private Banking works towards its medium-term financial targets.
Brady Dougan, Chief Executive Officer of Credit Suisse, is scheduled to prese...QuarterlyEarningsReports2
The document summarizes Brady W. Dougan's presentation at the Merrill Lynch Banking & Insurance Conference on October 8, 2008 in London. The summary highlights that Credit Suisse is well positioned despite challenging market conditions, with a strong capital position, balance sheet, and integrated business model focused on wealth management and reducing risk. Credit Suisse has maintained strong performance in private banking and is transforming its investment banking business.
This document summarizes a presentation given by Christoph Brunner, COO of Private Banking at Vontobel, at a banking event in Zurich on November 19, 2008. The presentation discusses Vontobel's strategy and performance, with a focus on continued international growth, client centricity, leveraging their integrated bank model, and efficiency management. It provides targets of maintaining a pre-tax income margin above 40% and net new asset growth above 6% for wealth management.
The document discusses Credit Suisse's business model and strategy. It contains:
1) A cautionary statement about forward-looking statements and non-GAAP financial information.
2) Key messages about accelerating Credit Suisse's strategic plan through continued commitment to its integrated business model, repositioning its Investment Banking business to reduce risk and volatility, and maintaining a strong capital position.
3) Details on adjusting headcount and costs, with a focus on reducing Investment Banking capacity, and opportunities for growth in Private Banking globally.
credit suisse Annual Report Part 4 Board of directors and executive board of...QuarterlyEarningsReports2
This document provides information about the board of directors and executive boards of Credit Suisse Group and its subsidiaries. It lists the members of the board of directors and executive boards of Credit Suisse Group, Credit Suisse, Credit Suisse First Boston, and Credit Suisse Asset Management. It also announces that Helmut O. Maucher and Ernst Schneider will be stepping down from the board of directors.
credit suisse Annual Report Part 3 Financial report continued Income statement QuarterlyEarningsReports2
This document summarizes the income statement and balance sheet of Credit Suisse Group for the 1996/97 fiscal year. The income statement shows a net profit of CHF 947.7 million, down 3% from the previous year. The balance sheet indicates total assets of CHF 20.8 billion, with shareholders' equity representing CHF 15.8 billion or 76% of total assets. Notes to the financial statements provide additional details on contingent liabilities, bonds issued, and conditional share capital.
credit-suisse Annual Report Part 1 Performance of Credit Suisse Group sharesQuarterlyEarningsReports2
Credit Suisse, which serves Swiss corporate and individual customers, posted net operating income of CHF 2.7 billion in 1996. However, it recorded a pre-tax operating loss of CHF 950 million due to high provisions and an unsatisfactory cost structure. The document provides an annual report for Credit Suisse Group that includes performance highlights for 1996, details on the new organizational structure consisting of four business units, and pro forma accounts for each business unit.
The document is an environmental report from Credit Suisse Group (CSG) that summarizes the company's environmental management efforts in 1997-1998. Some key points:
- In 1997, CSG became the first major bank to receive ISO 14001 environmental certification for its environmental management system at Swiss bank sites.
- CSG's environmental policy commits it to complying with environmental laws, continuously improving performance, and incorporating environmental considerations into banking/insurance products and operations.
- Major focuses include reducing energy/resource use, evaluating environmental risks in lending/insurance, and developing "green" financial products and research.
- Future goals include maintaining certification, expanding the environmental management system internationally, and further integrating
Credit Suisse Group published its first environmental report in 1996 and underwent a fundamental change in 1997 when it merged with Winterthur Insurance and became the Credit Suisse Group. The report discusses Credit Suisse Group's environmental management system, which has been certified to ISO 14001 at its Swiss banking sites. It also discusses the group's focus on environmental risks in lending and insurance activities, its "product ecology" including green investment funds, and trends in the environmental management and products.
The document provides information on:
1) The Board of Directors and Executive Board of Credit Suisse Group as well as changes that occurred in 1998.
2) It lists the members of the Board of Directors and Executive Board and indicates their roles and committee memberships.
3) It also provides information on changes to the Executive Board in 1998 including new appointments and departures.
This document provides income statements and balance sheets for the parent company for 1997/98 and 1996/97. It shows increases in net profit of 46% and total shareholders' equity of 14% from the prior year. Notes provide additional details on bonds issued, principal participations, and holdings of own shares. Revenues increased 6% while expenses decreased 41%, contributing to the higher net profit.
- The document is a financial report that includes consolidated income statements, balance sheets, and notes for Credit Suisse Group for 1997 and 1996.
- Key events in 1997 included the merger with Winterthur Swiss Insurance Company and various restructuring provisions.
- The consolidated income statement shows a net profit of CHF 397 million in 1997 compared to a net loss of CHF 2,082 million in 1996.
- The consolidated balance sheet shows total assets of CHF 689.6 billion at the end of 1997 compared to CHF 624.4 billion at the end of 1996.
Credit Suisse Group reported strong financial results in 1997, with a 58% increase in net operating profit to CHF 3.4 billion. All business units contributed to this performance. Total revenue increased 26% to CHF 21 billion. The Board of Directors proposed increasing the dividend by 25% to CHF 5 per share. Exceptional charges of CHF 1.4 billion were taken for mergers and restructuring. After these charges, net profit was CHF 397 million. Capital optimization was a major focus, with efficient use of capital to meet customer needs while creating shareholder value. The business units all improved their operating results compared to the previous year.
credit swisse Annual Report Part 4 Board of directors and advisory board of C...QuarterlyEarningsReports2
The document provides information on the board of directors and advisory boards of Credit Suisse Group. It lists the members of the board of directors, international advisory board, and Swiss advisory board. It also summarizes changes to these boards, thanking members who will be retiring. Additionally, it provides listings and summaries of the executive boards of Credit Suisse Group business units and locations of Credit Suisse Group worldwide.
This document summarizes the income statement and balance sheet of Credit Suisse Group for the 1998/99 fiscal year.
The income statement shows a net profit of CHF 2.558 billion for 1998/99, an 85% increase from the prior year. Revenues increased 68% to CHF 3.128 billion, driven by higher interest income and income from investments in Group companies.
The balance sheet shows total assets of CHF 27.244 billion as of March 31, 1999, a 12% increase from the prior year. Shareholders' equity increased 12% to CHF 20.380 billion. The balance sheet is weighted toward long-term assets such as investments in Group companies and securities.
This financial report provides consolidated income statements, balance sheets, and notes for Credit Suisse Group for 1998 and 1997. It summarizes key financial results including a 3% increase in net operating income to CHF 21.7 billion in 1998. It also outlines acquisitions, divestitures, and other events over the periods including the settlement of a class action lawsuit. The notes provide additional details on accounting policies, income and expense line items, assets, liabilities, and shareholders' equity.
Credit Suisse Group reported strong financial results for 1998, with net profit increasing substantially to CHF 3.1 billion. Four of the Group's five business units achieved very good results, with Credit Suisse, Credit Suisse Private Banking, Credit Suisse Asset Management, and Winterthur all posting profits. However, Credit Suisse First Boston reported a loss due to provisions related to the collapse of the Russian market. Overall, the Group saw increases in revenue, assets under management, and earnings per share for the year.
What is an RPA CoE? Session 1 – CoE VisionDianaGray10
In the first session, we will review the organization's vision and how this has an impact on the COE Structure.
Topics covered:
• The role of a steering committee
• How do the organization’s priorities determine CoE Structure?
Speaker:
Chris Bolin, Senior Intelligent Automation Architect Anika Systems
For the full video of this presentation, please visit: https://www.edge-ai-vision.com/2024/06/temporal-event-neural-networks-a-more-efficient-alternative-to-the-transformer-a-presentation-from-brainchip/
Chris Jones, Director of Product Management at BrainChip , presents the “Temporal Event Neural Networks: A More Efficient Alternative to the Transformer” tutorial at the May 2024 Embedded Vision Summit.
The expansion of AI services necessitates enhanced computational capabilities on edge devices. Temporal Event Neural Networks (TENNs), developed by BrainChip, represent a novel and highly efficient state-space network. TENNs demonstrate exceptional proficiency in handling multi-dimensional streaming data, facilitating advancements in object detection, action recognition, speech enhancement and language model/sequence generation. Through the utilization of polynomial-based continuous convolutions, TENNs streamline models, expedite training processes and significantly diminish memory requirements, achieving notable reductions of up to 50x in parameters and 5,000x in energy consumption compared to prevailing methodologies like transformers.
Integration with BrainChip’s Akida neuromorphic hardware IP further enhances TENNs’ capabilities, enabling the realization of highly capable, portable and passively cooled edge devices. This presentation delves into the technical innovations underlying TENNs, presents real-world benchmarks, and elucidates how this cutting-edge approach is positioned to revolutionize edge AI across diverse applications.
Driving Business Innovation: Latest Generative AI Advancements & Success StorySafe Software
Are you ready to revolutionize how you handle data? Join us for a webinar where we’ll bring you up to speed with the latest advancements in Generative AI technology and discover how leveraging FME with tools from giants like Google Gemini, Amazon, and Microsoft OpenAI can supercharge your workflow efficiency.
During the hour, we’ll take you through:
Guest Speaker Segment with Hannah Barrington: Dive into the world of dynamic real estate marketing with Hannah, the Marketing Manager at Workspace Group. Hear firsthand how their team generates engaging descriptions for thousands of office units by integrating diverse data sources—from PDF floorplans to web pages—using FME transformers, like OpenAIVisionConnector and AnthropicVisionConnector. This use case will show you how GenAI can streamline content creation for marketing across the board.
Ollama Use Case: Learn how Scenario Specialist Dmitri Bagh has utilized Ollama within FME to input data, create custom models, and enhance security protocols. This segment will include demos to illustrate the full capabilities of FME in AI-driven processes.
Custom AI Models: Discover how to leverage FME to build personalized AI models using your data. Whether it’s populating a model with local data for added security or integrating public AI tools, find out how FME facilitates a versatile and secure approach to AI.
We’ll wrap up with a live Q&A session where you can engage with our experts on your specific use cases, and learn more about optimizing your data workflows with AI.
This webinar is ideal for professionals seeking to harness the power of AI within their data management systems while ensuring high levels of customization and security. Whether you're a novice or an expert, gain actionable insights and strategies to elevate your data processes. Join us to see how FME and AI can revolutionize how you work with data!
For the full video of this presentation, please visit: https://www.edge-ai-vision.com/2024/06/how-axelera-ai-uses-digital-compute-in-memory-to-deliver-fast-and-energy-efficient-computer-vision-a-presentation-from-axelera-ai/
Bram Verhoef, Head of Machine Learning at Axelera AI, presents the “How Axelera AI Uses Digital Compute-in-memory to Deliver Fast and Energy-efficient Computer Vision” tutorial at the May 2024 Embedded Vision Summit.
As artificial intelligence inference transitions from cloud environments to edge locations, computer vision applications achieve heightened responsiveness, reliability and privacy. This migration, however, introduces the challenge of operating within the stringent confines of resource constraints typical at the edge, including small form factors, low energy budgets and diminished memory and computational capacities. Axelera AI addresses these challenges through an innovative approach of performing digital computations within memory itself. This technique facilitates the realization of high-performance, energy-efficient and cost-effective computer vision capabilities at the thin and thick edge, extending the frontier of what is achievable with current technologies.
In this presentation, Verhoef unveils his company’s pioneering chip technology and demonstrates its capacity to deliver exceptional frames-per-second performance across a range of standard computer vision networks typical of applications in security, surveillance and the industrial sector. This shows that advanced computer vision can be accessible and efficient, even at the very edge of our technological ecosystem.
How to Interpret Trends in the Kalyan Rajdhani Mix Chart.pdfChart Kalyan
A Mix Chart displays historical data of numbers in a graphical or tabular form. The Kalyan Rajdhani Mix Chart specifically shows the results of a sequence of numbers over different periods.
"Frontline Battles with DDoS: Best practices and Lessons Learned", Igor IvaniukFwdays
At this talk we will discuss DDoS protection tools and best practices, discuss network architectures and what AWS has to offer. Also, we will look into one of the largest DDoS attacks on Ukrainian infrastructure that happened in February 2022. We'll see, what techniques helped to keep the web resources available for Ukrainians and how AWS improved DDoS protection for all customers based on Ukraine experience
zkStudyClub - LatticeFold: A Lattice-based Folding Scheme and its Application...Alex Pruden
Folding is a recent technique for building efficient recursive SNARKs. Several elegant folding protocols have been proposed, such as Nova, Supernova, Hypernova, Protostar, and others. However, all of them rely on an additively homomorphic commitment scheme based on discrete log, and are therefore not post-quantum secure. In this work we present LatticeFold, the first lattice-based folding protocol based on the Module SIS problem. This folding protocol naturally leads to an efficient recursive lattice-based SNARK and an efficient PCD scheme. LatticeFold supports folding low-degree relations, such as R1CS, as well as high-degree relations, such as CCS. The key challenge is to construct a secure folding protocol that works with the Ajtai commitment scheme. The difficulty, is ensuring that extracted witnesses are low norm through many rounds of folding. We present a novel technique using the sumcheck protocol to ensure that extracted witnesses are always low norm no matter how many rounds of folding are used. Our evaluation of the final proof system suggests that it is as performant as Hypernova, while providing post-quantum security.
Paper Link: https://eprint.iacr.org/2024/257
Dandelion Hashtable: beyond billion requests per second on a commodity serverAntonios Katsarakis
This slide deck presents DLHT, a concurrent in-memory hashtable. Despite efforts to optimize hashtables, that go as far as sacrificing core functionality, state-of-the-art designs still incur multiple memory accesses per request and block request processing in three cases. First, most hashtables block while waiting for data to be retrieved from memory. Second, open-addressing designs, which represent the current state-of-the-art, either cannot free index slots on deletes or must block all requests to do so. Third, index resizes block every request until all objects are copied to the new index. Defying folklore wisdom, DLHT forgoes open-addressing and adopts a fully-featured and memory-aware closed-addressing design based on bounded cache-line-chaining. This design offers lock-free index operations and deletes that free slots instantly, (2) completes most requests with a single memory access, (3) utilizes software prefetching to hide memory latencies, and (4) employs a novel non-blocking and parallel resizing. In a commodity server and a memory-resident workload, DLHT surpasses 1.6B requests per second and provides 3.5x (12x) the throughput of the state-of-the-art closed-addressing (open-addressing) resizable hashtable on Gets (Deletes).
Monitoring and Managing Anomaly Detection on OpenShift.pdfTosin Akinosho
Monitoring and Managing Anomaly Detection on OpenShift
Overview
Dive into the world of anomaly detection on edge devices with our comprehensive hands-on tutorial. This SlideShare presentation will guide you through the entire process, from data collection and model training to edge deployment and real-time monitoring. Perfect for those looking to implement robust anomaly detection systems on resource-constrained IoT/edge devices.
Key Topics Covered
1. Introduction to Anomaly Detection
- Understand the fundamentals of anomaly detection and its importance in identifying unusual behavior or failures in systems.
2. Understanding Edge (IoT)
- Learn about edge computing and IoT, and how they enable real-time data processing and decision-making at the source.
3. What is ArgoCD?
- Discover ArgoCD, a declarative, GitOps continuous delivery tool for Kubernetes, and its role in deploying applications on edge devices.
4. Deployment Using ArgoCD for Edge Devices
- Step-by-step guide on deploying anomaly detection models on edge devices using ArgoCD.
5. Introduction to Apache Kafka and S3
- Explore Apache Kafka for real-time data streaming and Amazon S3 for scalable storage solutions.
6. Viewing Kafka Messages in the Data Lake
- Learn how to view and analyze Kafka messages stored in a data lake for better insights.
7. What is Prometheus?
- Get to know Prometheus, an open-source monitoring and alerting toolkit, and its application in monitoring edge devices.
8. Monitoring Application Metrics with Prometheus
- Detailed instructions on setting up Prometheus to monitor the performance and health of your anomaly detection system.
9. What is Camel K?
- Introduction to Camel K, a lightweight integration framework built on Apache Camel, designed for Kubernetes.
10. Configuring Camel K Integrations for Data Pipelines
- Learn how to configure Camel K for seamless data pipeline integrations in your anomaly detection workflow.
11. What is a Jupyter Notebook?
- Overview of Jupyter Notebooks, an open-source web application for creating and sharing documents with live code, equations, visualizations, and narrative text.
12. Jupyter Notebooks with Code Examples
- Hands-on examples and code snippets in Jupyter Notebooks to help you implement and test anomaly detection models.
AppSec PNW: Android and iOS Application Security with MobSFAjin Abraham
Mobile Security Framework - MobSF is a free and open source automated mobile application security testing environment designed to help security engineers, researchers, developers, and penetration testers to identify security vulnerabilities, malicious behaviours and privacy concerns in mobile applications using static and dynamic analysis. It supports all the popular mobile application binaries and source code formats built for Android and iOS devices. In addition to automated security assessment, it also offers an interactive testing environment to build and execute scenario based test/fuzz cases against the application.
This talk covers:
Using MobSF for static analysis of mobile applications.
Interactive dynamic security assessment of Android and iOS applications.
Solving Mobile app CTF challenges.
Reverse engineering and runtime analysis of Mobile malware.
How to shift left and integrate MobSF/mobsfscan SAST and DAST in your build pipeline.
Essentials of Automations: Exploring Attributes & Automation ParametersSafe Software
Building automations in FME Flow can save time, money, and help businesses scale by eliminating data silos and providing data to stakeholders in real-time. One essential component to orchestrating complex automations is the use of attributes & automation parameters (both formerly known as “keys”). In fact, it’s unlikely you’ll ever build an Automation without using these components, but what exactly are they?
Attributes & automation parameters enable the automation author to pass data values from one automation component to the next. During this webinar, our FME Flow Specialists will cover leveraging the three types of these output attributes & parameters in FME Flow: Event, Custom, and Automation. As a bonus, they’ll also be making use of the Split-Merge Block functionality.
You’ll leave this webinar with a better understanding of how to maximize the potential of automations by making use of attributes & automation parameters, with the ultimate goal of setting your enterprise integration workflows up on autopilot.
Programming Foundation Models with DSPy - Meetup SlidesZilliz
Prompting language models is hard, while programming language models is easy. In this talk, I will discuss the state-of-the-art framework DSPy for programming foundation models with its powerful optimizers and runtime constraint system.
Connector Corner: Seamlessly power UiPath Apps, GenAI with prebuilt connectorsDianaGray10
Join us to learn how UiPath Apps can directly and easily interact with prebuilt connectors via Integration Service--including Salesforce, ServiceNow, Open GenAI, and more.
The best part is you can achieve this without building a custom workflow! Say goodbye to the hassle of using separate automations to call APIs. By seamlessly integrating within App Studio, you can now easily streamline your workflow, while gaining direct access to our Connector Catalog of popular applications.
We’ll discuss and demo the benefits of UiPath Apps and connectors including:
Creating a compelling user experience for any software, without the limitations of APIs.
Accelerating the app creation process, saving time and effort
Enjoying high-performance CRUD (create, read, update, delete) operations, for
seamless data management.
Speakers:
Russell Alfeche, Technology Leader, RPA at qBotic and UiPath MVP
Charlie Greenberg, host
"Choosing proper type of scaling", Olena SyrotaFwdays
Imagine an IoT processing system that is already quite mature and production-ready and for which client coverage is growing and scaling and performance aspects are life and death questions. The system has Redis, MongoDB, and stream processing based on ksqldb. In this talk, firstly, we will analyze scaling approaches and then select the proper ones for our system.
Northern Engraving | Nameplate Manufacturing Process - 2024Northern Engraving
Manufacturing custom quality metal nameplates and badges involves several standard operations. Processes include sheet prep, lithography, screening, coating, punch press and inspection. All decoration is completed in the flat sheet with adhesive and tooling operations following. The possibilities for creating unique durable nameplates are endless. How will you create your brand identity? We can help!
2. Contents
Management Summary 3
Real Estate Management at
Credit Suisse Group (Switzerland) 6
Environmental Management System 8
Energy and Water 10
Energy Model: New Universal Target Agreement 13
Energy Portfolio Analysis 15
Waste and Materials 16
Chemicals, Coolants and Extinguishing Agents 18
Communication and Training 20
Glossary 22
3. Management Summary
In 2004, Credit Suisse Group developed One path in this strategy is optimizing Another path on the route to greenhouse
a new sustainability strategy. For the area operations in the company’s physical gas neutrality is the substitution of energy
of in-house environmental management, premises. A core element in this regard types. Operational optimization measures
striving for greenhouse gas neutrality has is a new tool to quantify energy consump- often have a positive impact on costs,
been defined as the main objective. The tion, thereby providing the means to con- and the resulting savings can be re-
first step in that direction was the formu- duct an energy portfolio analysis. It will invested, for example, in products with
lation of a multi-level strategy which, in thus be possible to depict the energy sustainable added value. In this area,
2006, focuses on achieving greenhouse footprint of each building. This strategic Credit Suisse Group purchased 7.41
gas neutrality for all operations within tool can be used to identify the properties GWh of certified renewable power in
Switzerland (including air travel). Green- with the greatest need for improvement. 2005, making it the second-largest con-
house gas neutrality for all operations On-site visits will provide closer inspec- sumer of renewable power in Switzer-
group-wide is scheduled to be incremen- tion of selected buildings and promising land. This represents more than 4 per-
tally achieved by 2012 at the latest. improvement measures will be proposed. cent of the total power consumption of
Credit Suisse Group in Switzerland.
3
4. Energy Consumption trends almost 2 percent. Electricity made up on a structured analysis process to as-
In 2005, there was a noticeable consoli- about three quarters of this total. The sess which properties have the greatest
dation in employee office utilization. This increase in total energy costs is due need for improvement in reducing energy
was the result of a 2-percent reduction in primarily to significantly higher oil and consumption and the analysis in turn in-
net office space utilization and a 7-per- gas prices. Heating costs rose by about volves an on-site energy audit.
cent increase in the number of Credit 1 million CHF, while expenditure on
Suisse Group employees in Switzerland electricity was reduced by 0.2 million The Zurich-based bulk energy consumer
occupying buildings operated by MIBAG. CHF and water by as much as 0.3 mil- association “Energie-Modell Zürich” final-
lion CHF. ized a new universal target agreement
Total energy consumption increased from during 2005. In terms of this agreement,
273 GWh in 2004 to 277 GWh in 2005, Main areas of Focus in 2005 Credit Suisse Group will be assessed ac-
of which 173 GWh result from electricity In 2005 Credit Suisse Group, together cording to energy efficiency targets and
and 104 GWh from heating. with MIBAG, developed a tool to catego- reduced CO2 fuel intensity. This energy
rize the company’s buildings in terms of efficiency certification must be effected
Overall energy costs rose by 0.5 million their energy profile. The application is by Credit Suisse on an annual basis.
CHF to 30.2 million CHF, an increase of termed energy portfolio analysis. It relies
Changes to Federal legislation on chem-
icals resulted in a range of implementa-
tion provisions, which came into effect on
Mandate base data 2003 2004 2005 Change
2004–2005 August 1, 2005. The changes, for ex-
Number of buildings/portions of buildings 406 392 382 –3% ample the labeling of chemicals with new
Surface (m2 ECF) 1 383 672 1 362 891 1 339 500 –2% warning symbols in place of the old poi-
Number of employees (in 100% positions) 1) 20 967 20 113 21 604 7% son classifications, required adjustments
m2 ECF/employee (100% positions) 66 67.8 62 –9% in the database. The specialists and line
managers affected at Credit Suisse
The number of employees refers only to buildings in the MIBAG mandate
1)
Group, MIBAG and external partners
have received intensive training in the
absolute volumes unit 2003 2004 2005 Change
(rounded off) 2004–2005 new chemical legislation.
Total energy consumption GWh 279 273 277 1%
– Power GWh 174 168 173 3% The Environmental & Energy Services
– Heating GWh 105 105 104 –1% team at MIBAG has been expanded with
Water m3 634 000 582 000 606 000 4% the addition of further skilled personnel,
Waste t 6 060 5 595 5 594 0% especially in the field of building control
Chemicals l 87 500 95 200 101 500 7% systems.
Coolant lost kg 563 469 538 15%
Extinguishing agents lost kg 0 0 768
absolute energy consumption
300 8000
7000
250
6000
200
Energy (GWh)
HDD (Zurich)
5000
150 4000
3000
100
2000
50
1000
0 0
2001 2002 2003 2004 2005
n Total n Power n Heating HDD (right scale)
4
5. Credit Suisse Group adapted its power the specialist unit serve as the global
Validation by SGS
mix a few years ago in favor of electricity competence center for managing and
from certified renewable sources (also coordinating the international operational
“We have examined the data concept under-
termed “green power”). In the year under ecology activities of the company. This
lying the data and evaluations as well
review, the company increased its con- office will have to work closely with spe-
as the accuracy of the claims in the current
sumption of green power certified under cialists and line managers in the major
report and, where necessary, reviewed
the naturemade star label by more than international centers.
the evidence. According to our assessment,
6.5 GWh compared to 2004, resulting in
the report provides an accurate reflection
a total of 7.41 GWh. MIBAG’s Environmental & Energy Ser-
of the effective conditions and the operation-
vices team will undertake an energy audit
al environment pertaining to Credit Suisse
outlook for approximately thirty buildings in order
Group (Switzerland) properties managed by
Within the framework of the new One to determine building-specific potential for
MIBAG.”
Bank strategy at Credit Suisse Group, improvement. This operational optimiza-
there has also been a reorganization of tion is one of a range of measures de-
SGS
the duties and responsibilities in the area signed to achieve the targets in the new
Société Générale de Surveillance SA
of operational environmental manage- Energie-Modell Zürich universal target
July 2006, Dr Erhard Hug
ment. One innovation will see the head of agreement.
Key figures for energy and water 1) unit 2003 2004 2005 Change
2004–2005
Power per surface unit kWh/m2 ECF 126 123 129 5%
Power per employee kWh/MS 8 322 8 349 7 990 –4%
Heating per surface unit (effective) kWh/m2 ECF 76 77 78 1%
Heating per surface unit kWh/m2 ECF 78 79 75 –5%
(HDD-adjusted to 1998)
Heating degree days (Zurich) HDD 3 372 3 324 3 484 5%
Water per surface unit l/m2 ECF * year 458 427 452 6%
Waste kg/MS 293 278 259 –7%
In accordance with VfU 2005 methodology, concerning property managed by MIBAG
1)
Specific energy and water consumption
160 500
450
140
400
Energy (kWh/m2 ECF)
120
Water (l/m2 ECF)
350
100 300
80 250
200
60
150
40
100
20 50
0 0
2001 2002 2003 2004 2005
n Power n Effective heating n Heating HDD-corrected Water (right scale)
5
6. Real Estate Management at Credit Suisse Group
(Switzerland)
For the purposes of this report, the
phrase “Credit Suisse Group” shall al-
ways designate the full scope of the
MIBAG mandate.
Scope of the Report
This report describes and analyzes the
environmental aspects of the 382 Credit
Suisse Group (Switzerland) properties
throughout the year, including the head-
quarters of Winterthur Insurance and the
training center in Diessenhofen. The re-
port does not cover the regional offices
and agencies of Winterthur, Credit Suisse
Group ATMs, or properties newly occu-
pied or released. In terms of content, the
MIBAG mandate has the same scope as
in the previous years.
Changes in Relation to 2004
The space utilization strategy aims to
concentrate on larger buildings and has
resulted in a reduction in the number of
buildings under management for the
fourth year in a row. Thirteen buildings or
portions of buildings have been eliminated
while three new buildings have been add-
ed to the portfolio. This is equivalent to a
reduction of 3 percent in the overall port-
folio. The effective reduction in surface
area was a little less (2 percent) because
some of the eliminated properties were
smaller buildings. The current surface area
The Corporate Real Estate & Services under management in the 382 buildings
unit is responsible for the management amounts to 1.34 million square meters of
of Credit Suisse Group premises used for energy-consuming floor space (ECF).
operational purposes in Switzerland. The
core responsibilities of this unit embrace For the first time since 2002, the com-
all aspects relating to buildings and of- pany has seen an increase in the number
fices as well as all construction projects, of full-time positions. The total of 21,604
which are coordinated by the property full-time employees represents an in-
managers. Operational ecology and en- crease of 7 percent in relation to 2004.
ergy issues are handled in collaboration
with representatives from the internal data Capture
specialist unit for operational environ- The data capture tools in use continue to
mental management and energy. be effective. The central recording of en-
ergy figures generates a significant array
Credit Suisse Group (Switzerland) has a of data, and it was once again possible to
property management contract with reduce the proportion of estimated data.
MIBAG, which is responsible for operat- 97 percent of heating data was based on
ing and maintaining the company’s build- effective usage in the year under review.
ings. A core function contained in this For the first time, the data capture team
contract is the production of an annual also handled power records and in this
report covering the relevant energy and category a full 99.5 percent of data was
materials consumption (i. e. the present based on effective usage, representing a
report). very high level.
6
7. Environmental assessment In assessing the contribution to climate nificantly and data quality has improved
An environmental assessment was con- change, the impact of ozone-depleting further.
ducted to establish the environmental substances also increased strongly, rep- n The new portfolio analysis procedure
impact and volume ratios of the individual resenting 12.2 percent of the total. How- to assess buildings in environmental
components. The study took the form of ever, heating continues to dominate with terms has been successfully deployed
an environmental performance evaluation an impact ratio of 50.3 percent due to in the assessment process.
using the methodology of environmental the high contribution of oil and gas as n Due to the addition of further skilled
impact points and the contribution to cli- energy sources. The increased propor- personnel the Environment & Energy
mate change calculated in terms of CO2 tion of green power has also reduced Services Team at MIBAG was able to
equivalents. the impact of power in this category, increase its field of competence sig-
showing a drop compared to 2004. nificantly.
An examination of the environmental im- Power now only represents 34.3 percent
pact points (see graph) shows that power of the total, followed by waste and water, weaknesses
has the largest impact at 55.5 percent. A both of which make up a negligible pro- n Although already well established, the
comparison of the environmental per- portion in this category. data capture tool could not be fully
formance evaluations for 2004 and 2005 adjusted as desired.
shows that the relative amount repre- Strengths
sented by power has fallen by about 6 n Further efforts in the area of chemicals next Steps
percent, despite an overall 3 percent in- have resulted in the standardization of n Energy audits will be effected, based
crease in consumption. This is due to the product names and the product catalog on the new portfolio analysis proce-
strong increase in the proportion of green has been significantly reduced. dure.
power utilized. However, it must be noted n Central data capture and management n The Energy and Materials Report will
that the reduction of the impact of elec- has increased the scope of data sig- be extended to cover the international
trical power by 16 percent compared to property portfolio.
2004 is also a function of the increased
impact of ozone-depleting substances Environmental impact 1)
(Environmental impact points EIP ’97, change compared to 2004)
which rose by 21.6 percent. The biggest
impact in this category was halon. During
Ozone-depleting Power 55.5% (–16%)
the reporting year there was an acciden-
substances 21.6% (+21%)
tal release of halon due to leakage. Halon
has up to ten times the depleting effect
on ozone per kilogram of coolant R12
Waste 5.5% (–1%)
and up to one hundred times the effect
per kilogram of R134a. Current legisla-
Water/sewerage 3.8% (–1%)
tion allows the deployment of halon for
fire-fighting purposes in existing facilities
Heating 13.6% (–3%)
for the interim. The very high impact of
this specific incident has shifted the
weighting of the other components in the
environmental performance evaluation. Contribution to climate change 1)
(CO2-equivalents defined by VfU 2005, change compared to 2004)
Heating represents 13.6 percent of the
total followed by waste at 5.5 percent
Ozone-depleting Power 34.3% (–5%)
and water at 3.8 percent.
substances 12.2% (+10%)
Waste 2.5% (0%)
Water/sewerage 0.7% (0%)
Heating 50.3% (–5%)
Based on presumed power mix: 60% hydroelectric power, 20% nuclear power, 20% imported power (UCTE)
1)
7
8. Environmental Management System
In 1997, Credit Suisse Group was the On the basis of annual monitoring audits,
first bank internationally to receive ISO the external certification agencies have
14001 certification for its environmental reaffirmed the ISO 14001 conformity of
management system, which since has the environmental management systems
been steadily further developed. The of Credit Suisse Group and MIBAG re-
environmental management system con- spectively in 2005.
trols the allocation of responsibilities,
procedures and guidelines necessary to Credit Suisse Group and MIBAG have
implement the company’s operational en- developed and implemented a collabora-
vironmental policy. tive model within the framework of oper-
ational environmental management. In
ISO 14001 certification was awarded to terms of this collaboration, MIBAG’s En-
MIBAG (the external company respon- vironmental & Energy Services team
sible for property management) in 2003. serves as the interface between Credit
This enabled a more systematic incor- Suisse Group and the line organization at
poration of environmental issues into MIBAG. In addition, the working group
the processes and activities of MIBAG, “Caterer & Umwelt” is responsible for
which in turn benefited the environmen- the coordination of the restaurant pro-
tal management system at Credit Suisse viders in terms of their operational ecol-
Group. ogy activities.
Organization of Environmental Management
Credit Suisse Group Environmental objectives and implementation
environmental guidelines programs Specialist units and line
management Defined in mandate Defined in coordination management at Credit
Environmental policy contract meetings between Credit Suisse Group and
Greenhouse gas Suisse Group and MIBAG MIBAG, external providers
neutrality strategy
Monitoring and audits
Energy and
Materials Report, audits,
property master data
sheets
Conformity with Environmental Legislation (Legal Compliance)
In terms of the ISO14001 re-certification which apply to operational procedures are
process for Credit Suisse Group in known and followed and any disparities
2006, MIBAG has been mandated to audit are actively addressed. In 2006, MIBAG’s
compliance with environmental legisla- Environmental & Energy Services Team will
tion in Credit Suisse Group properties used assess approximately 80 buildings using a
for operational purposes in Switzerland. comprehensive checklist and compile a
In detail, this audit will make sure that the report detailing the outcomes and necessary
environmental laws and ordinances corrective measures.
8
9. The head of the specialist unit for opera- Strengths
tional environmental management and n The specialist units and line manage-
the officer responsible for the specialist ment affected are informed in advance
energy unit at Credit Suisse Group meet of changes to environmental legisla-
at regular intervals with MIBAG to coor- tion and of the impact relevant to
dinate and define the program of mea- them.
sures required to ensure the compliance
with the annual targets. The program is weaknesses
implemented via projects and training n It was not possible to increase the
courses. The coordination meetings are number of training courses.
also used to discuss the implementation
status and, where necessary, to make next Steps
adjustments. n Re-certification of Credit Suisse Group
for ISO 14001 in 2006.
The Environmental & Energy Services n Re-certification of MIBAG for ISO
team at MIBAG is responsible for moni- 14001 in 2006.
toring and managing the flows of energy
and materials at the individual properties.
In addition, the team is also responsible Environmental taxes
for achieving the targets defined in the
contract with Credit Suisse Group. The From the Energy and Materials Report 2004 Narrow Definitions vs. General Environ-
team supports and audits the responsible […] the Federal Council decided to initiate a mental taxes
operational specialist units and line man- CO2 incentive tax on fossil fuels from January Narrowly defined environmental taxes are
agement as well as external suppliers. 2006. The proposed tax will be at the rate of designed to achieve some specific form
35 CHF per ton of CO2. […] of environmental protection, e. g. the capacity-
The effective consumption of energy linked levy on heavy goods vehicles (LSAV/
(power, heating and water) and materials In the spring session of 2006, the National RPLP) or the levy on volatile organic
(waste products, chemicals, coolants, Council voted against the introduction of compounds (VOC/COV). General environ-
etc.) is recorded and analyzed. This data a climate tax on fuels and instead supported a mental taxes, however, target aspects
serves as the basis for the annual Energy CO2 tax. In the first phase of launching the which affect the environment but are not in-
and Materials Report and is the foun- new tax, it will be levied at a rate of 12 CHF troduced explicitly to improve environmental
dation for determining optimization mea- per ton of CO2 or 0.03 CHF per liter of quality. Their application is intended to
sures. heating oil. If CO2 emissions have not reduced achieve other ends. One example of this is
by 15% by 2010 (i. e. below the level for the tax on gasoline. Half of the revenue
2005 was once again characterized by 1990), the tax will be raised to 36 CHF per collected is dedicated to road maintenance
project-oriented cooperation between ton or 0.09 CHF per liter of heating oil. and the rest is allocated to the general
Credit Suisse Group and MIBAG. Focus The revenue raised via the tax will be refunded expenditure budget.
areas for the year included the new ordi- in full to the population and the economy.
nances for waste processing and the
new legislation on chemicals, implement-
ing the portfolio analysis necessary to
categorize properties in terms of their
energy profile, energy-related building
audits, and preparations for the hygiene
inspection in terms of SWKI Guideline
2003-5. In the area of conformity with
environmental legislation, up-to-date in-
formation was produced for various
issues and made available to the officers
responsible.
9
10. Energy and water
Total Credit Suisse Group energy con- cantly colder. The number of heating de-
sumption increased from 273 GWh in gree days (the measure of demand for
2004 to 277 GWh, representing growth energy to generate heat) for 2005, ad-
of 1 percent. Water usage rose from justed to reflect the value for Zurich, was
582,000 to 606,000 cubic meters. In almost 5 percent higher than in 2004.
absolute terms, consumption in the three
energy classes developed as follows: These influencing variables explain the
overall development of power and water
n Electricity consumption increased by consumption to a large extent. The lower
3%. heating consumption reflects the strong-
n Heating consumption dropped by 1%. er impact of the reduction in surface area
n Water consumption increased by 4%. compared to the rise in heating degree
days.
General development
Credit Suisse Group has seen a densifi-
cation of employee office utilization in pilot project: Credit Suisse Group
comparison to 2004. The number of Greenhouse Gas neutrality Strategy
properties covered by the MIBAG man-
Over the past 18 months, as part of a
date fell from 392 to 382, with a drop in
“Greenhouse gas-neutral Switzerland” pilot
energy-consuming floorspace (ECF)
project, Credit Suisse Group has developed
from 1.36 to 1.34 million square meters.
a multi-phase strategy for reducing the
At the same time, the number of employ-
greenhouse gases it emits in Switzerland.
ees increased by 7 percent, or 1,491 full-
The bank has cut its greenhouse gas
time positions to a new total of 21,604
emissions through improvements to oper-
employees.
ating and maintenance procedures by
applying the “Minergie” standard to newly
The summer of 2005 was mild and thus
built or converted premises and by sourcing
similar to the summer of 2004. In con-
a higher proportion of green power. The
trast, the winter semester was signifi-
remainder is offset by emission reduction
certificates. As of 2006, therefore,
Credit Suisse is the first major corporation to
Energy and water unit 2003 2004 2005 Change neutralize all greenhouse gas emissions
consumption 2004–2005 caused by its operations in Switzerland and
Total energy consumption GWh 279 273 277 1% by its business flights out of Switzerland.
– Power GWh 174 168 173 3%
– Heating GWh 105 105 104 –1%
Water 1000 m3 634 582 606 4%
Key figures for energy and water 1) unit 2003 2004 2005 Change
2004–2005
Power per surface unit kWh/m2 ECF 126 123 129 5%
Power per employee kWh/MS 8 322 8 349 7 990 –4%
Heating per surface unit (effective) kWh/m2 ECF 76 77 78 1%
Heating degree days HDD 3 372 3 324 3 484 5%
Heating per surface HDD-cor- 78 79 75 –5%
(HDD-corrected to 1998) rected/m2 ECF
Water per employee l/MS * day 121 116 112 –3%
Water per surface unit l/m2 ECF * year 458 427 452 6%
In accordance with VfU 2005 methodology, concerning property managed by MIBAG
1)
10
11. Power Heating
In absolute terms, Credit Suisse Group In absolute terms, heating energy was
power consumption increased from 168 reduced from 105 GWh to 104 GWh.
GWh in 2004 to 173 GWh in 2005, rep- Uetlihof, which is a major consumption
resenting growth of 3 percent. Power point, produced about 3.2 GWh more
utilization per square meter of energy- heating energy from its heat recovery
consuming floorspace rose by 5 percent plant (heat captured as a byproduct from
while the effective value per employee cooling) in comparison to 2004, resulting
fell by 4 percent. The average energy ef- in lower consumption of natural gas.
ficiency per person has therefore im-
proved. The computer centers used 57 Consumption per square meter of energy-
GWh in the year, making up almost one consuming floorspace for all properties
third of the total consumption. Compared rose modestly to 78 kWh/m2. However,
to 2004, power utilization by the com- if one considers the long-term average in
puter centers grew by nearly 2.4 GWh or comparison to 1998 (HDD-corrected),
more than 4 percent. this figure dropped from 79 to 75 kWh/
m2 representing a decline of 5 percent.
One reason for the increase in effective In comparison to 2004, the number of
power usage is the fact that the cogen- heating degree days rose by 5 percent
eration heating plant at Uetlihof produced (based on consumption in the city of Zu-
1.5 GWh less power than in 2004. In ad- rich). The rise in heating degree days
dition, the inclusion of Swisscard (credit would have resulted in increased abso-
card operations) with several hundred lute heating consumption if the energy-
employees in the Horgen premises re- consuming floorspace had remained the District heating transfer unit
sulted in a significant increase in the de- same. However, the reduction in surface
mand for electricity. Furthermore, the 7 area has eliminated this increase.
percent increase in employees also
boosted power utilization. Due to the Gas remained the dominant source of
densification of employee office utiliza- heating energy with a share of 54 per-
tion, the specific use of power grew by cent, while heating oil (26 percent) and
five percent from 123 to 129 kWh/m2 of district heating (19 percent) were less
energy-consuming floorspace. significant sources. Only 1 percent of the
total was unidentified. In comparison to
Further Growth in Green 2004, this saw a shift from gas to district
Power Consumption heating in the order of about 3 percent
In 2005, Credit Suisse Group once again for 2005.
utilized 0.31 GWh of solar-generated
power in terms of a bundling agreement. Heating sources 2005
(Change compared to 2004)
The company added 5 GWh of hydro-
electric power and 2.1 GWh of renew-
Mixed source from the three District heating 19% (+3%)
able power from SIG Vitale Vert in the
other categories, non-
Geneva region. In total, therefore, Credit classificable 1% (0%)
Suisse Group used 7.41 GWh of green
Gas 54% (–3%)
power in 2005. All power sourced in this
Oil 26% (0%)
way is naturemade star certified. This
label identifies renewable power sources
which are measured in terms of strict
environmental criteria. This makes Credit
Suisse Group the second-largest con-
sumer of green power in Switzerland and
the company plans to expand its use of
green power in future years.
11
12. water and implemented by the specialist team
In absolute terms, water consumption in- in the Corporate Real Estate & Services
creased from 582,000 m3 in 2004 to unit at Credit Suisse Group. The services
606,000 m3 in 2005. This translates into of MIBAG are used where necessary in
an increase of 4 percent and was primar- this regard. Smaller refurbishment and
ily the result of the 7-percent growth in operational optimization projects are the
employee numbers and the greater uti- responsibility of MIBAG.
lization of water due to more demand for
air conditioning. The amount of energy saved and energy
efficiency achieved is reported in detail
In 2005, all Credit Suisse Group prem- annually in order to be able to track the
ises used for operational purposes were targets of Credit Suisse Group and
fitted with water-savings valves where MIBAG in terms of energy. In particular,
technically possible. The manufacturer this data is used to confirm targets made
projects the anticipated savings in terms in terms of “Energie-Modell Zürich”. In
of water and energy at 50 percent. 2005, Credit Suisse Group achieved en-
ergy savings of 1.9 GWh through various
Refurbishment and Energy refurbishment and conversion projects;
Optimization Projects similar projects under the supervision of
With a property portfolio of almost 400 MIBAG also achieved savings of 1.9
operational buildings in Switzerland, GWh. Measures taken in the catering
Credit Suisse Group is faced with medi- services achieved energy savings of 0.14
um or large refurbishment projects on an GWh, while savings in the IT facilities
annual basis. Such projects are planned amounted to 0.26 GWh.
Desuperheater built into cooling plant as
operational optimization measure
Scarce Resource: water
Water is essential for life and is one of the nately, of the current population of 6.2 billion
most important natural resources. Interna- people, about 1.1 billion still have no access to
tional consumption of water continues to rise clean drinking water and 2.4 billion people
while freshwater reserves are already over- have no access to proper sewerage services.
exploited. In addition, water reserves are unevenly
Although 70 percent of the surface of the distributed in relation to population. This is
planet is covered with water, only 2.5 of especially the case in Eurasia, where the
this is freshwater and hence usable. Of this availability of water in comparison to the
total, only one fortieth is actually available human population is only about 60%. If the
to us. One must remember that of this 2.5 global population continues to grow at
percent total which is freshwater, 69 per- projected rates, it will have reached 9.1 billion
cent is in the form of ice, making the situation by 2050 in comparison to the current figure
a little more dramatic. 31 percent of the of 6.5 billion. This will place even greater
remaining reserves are in the form of ground strain on water resources.
water, which is located up to 4,000 meters International companies in particular have a
deep and can remain underground for up to responsibility to adopt sustainable practices in
1,400 years. Rivers and lakes make up relation to water usage in their value chains.
only 0.3 percent of all the freshwater on the
planet. Source: Daniel R. Meyer, Umwelt Perspek
Drinking water is an essential resource for our tiven, no. 2, April 2006
lives, but it is also in short supply. Unfortu-
12
13. Energie-Modell Zürich: New Universal Target Agreement
The objective of the “Energie-Modell Zürich” is to set voluntary targets for improving
energy efficiency and thereby reducing CO2 emissions. In 2005, a new universal tar-
get agreement was reached between eight cantons, the city of Zurich, the energy
agency representing business interests (EnAW/AEnEC) and the bulk energy con-
sumer association “Energie-Modell Zürich”. The focus of the new agreement has been
shifted beyond Zurich and embraces all the Swiss locations of members. In addition to
Credit Suisse Group, the “Energie-Modell” includes 15 other companies from the com-
mercial, financial services and industrial sectors. Winterthur (the insurance operation of
Credit Suisse Group) has pursued its own separate universal target agreement and is
now an independent member of “Energie-Modell”. As the mandated property manager
of Credit Suisse Group, MIBAG has also signed the universal target agreement. All
buildings and facilities covered by the agreement, which are located in cantons that
have applicable regulations for bulk energy consumers, are released from the detailed
provisions of the cantonal energy legislation. “Energie-Modell” members also benefit
from an intensive exchange of experience.
In concrete terms, the group’s objectives are as follows:
n To raise energy (power and fuels) efficiency by 16.5 percent in comparison to the
index year (2000) by 2012. In addition, individual targets are set for each member.
n To reduce the CO2 impact of fuels by 24.6 percent in comparison to the index year
(2000) by 2012.
Member companies have agreed to take active steps to improve their own parameters
so that the group target as a whole is achieved. As long as the group target is achieved,
there is no individual obligation to reach company-specific targets. In order to reach the
agreed targets, the measures implemented are reported by members on an annual
basis and the savings achieved are put in comparison to the targeted reductions. If the
group target is missed for two consecutive years, the universal target agreement will
be regarded as unfulfilled. Individual members can be expelled if they do not meet their
obligations toward the group. Companies that leave or are expelled from the group will
then become subject once more to the applicable regulations under cantonal energy
legislation.
The measures taken by Credit Suisse Group applicable for 2005 were as follows:
n Refurbishment of buildings and technical facilities, for which Credit Suisse Group
itself is responsible.
n Refurbishment and energy optimization measures accounted for by MIBAG.
n Optimization of the catering services and the IT facilities.
n Purchase of certified green power, which qualifies as improved efficiency.
Credit Suisse Group is able to report that it has already out-performed its annual tar-
gets in terms of its contribution to the “Energie-Modell” group targets.
13
14. The following list highlights some of the ply pricing from Swisspower, which drops
projects completed by Credit Suisse marginally on an annual basis until 2007.
Group in 2005: Heating costs went up by 17 percent and
n MINERGIE refurbishment at Rue du are thus significantly higher for 2005. In
Lion d’Or 5–7 in Lausanne, certified in real terms, this translates to an increase
December 2005 of almost 1 million CHF for heating costs.
n Replacement of the UPS installation in The main reason for this is the rising price
the Uetlihof computer center in Zurich of fossil fuels. Water consumption costs
(anticipated annual savings: 1,051 fell by 13 percent in the reporting period.
MWh) In the city of Zurich, however, 2005
n Refurbishment of the façade, roof, prices were higher for sewerage services
ventilation and cooling systems and in the operational properties.
lighting at Bahnhofplatz 1 in Baden
(500 MWh) Strengths
n Refurbishment of the cooling system n Consumption of certified green power
at Bahnhofstrasse 53 in Zurich (68 rose by more than 6.5 GWh in com-
MWh) parison to 2004 and amounted to a
n Replacement of the ventilation, cool- total of 7.41 GWh.
ing and heating systems at Bahnhof- n Refurbishment and optimization mea-
strasse 20 in Aarau (66 MWh) sures resulted in energy savings of 4.2
GWh.
Examples of MIBAG energy-optimization
projects in 2005: weaknesses
n Optimization of ice storage and venti- n Power costs increased again in 2005,
Distributors in heating center
lation systems at Rue de Lausanne this time by 3 percent. Water costs
11–19 in Geneva (120 MWh) rose by 4 percent.
n Optimization of ventilation system at n In the area of operational optimization
Route de Chancy 59 in Petit-Lancy and investments, energy-related meas-
(70 MWh) ures have not yet resulted in a reduc-
n Replacement of cooling and heating tion of overall consumption and are
systems at Bahnhofstrasse 17 in Zug more than cancelled out by other fac-
(60 MWh) tors, especially the increase in the
n Replacement of heating system at number of employees and greater
Avenue d’Ouchy 52 in Lausanne (50 consumption by the computer cen-
MWh) ters.
Costs next Steps
The overall cost of energy supplied in the n An energy portfolio analysis will be
form of power, heating and water rose by undertaken to produce an energy audit
almost 2 percent to 30.2 million CHF. Of for about 30 buildings. This audit will
the total, 72 percent was expended on generate immediate operational meas-
power, 21 percent on heating and 7 per- ures as well as refurbishment pro-
cent on water. posals which will be reflected in next
year’s budget.
Expenditure on power fell by 1 percent
due to the contractually guaranteed sup-
Costs (million CHF) 1) 2003 2004 2005 Change
2004–2005
Power 23.2 21.9 21.7 –1%
Heating 5.1 5.3 6.3 17%
Water 2.7 2.5 2.2 –13%
Percentages in this chart are calculated on the basis of effective amounts
1)
14
15. Energy portfolio analysis
During various workshops held over the summer of 2005, the Environmental & Energy
Services Team at MIBAG together with Credit Suisse Group and an external consulting
agency developed a conceptual model for an energy portfolio analysis. The basic idea
behind such a strategic tool is to be able to quantify the energy profile of the Credit
Suisse Group real estate portfolio and thus to identify the energy footprint of each
property.
In principle, the portfolio analysis will be effected using two different valuation systems.
The first is based on static valuation, which is oriented in terms of target values and
provides a long-term comparison. The second system is a dynamic valuation method
to identify potential savings. Both valuation systems utilize the specific energy values
measured in kWh/m2 ECF. Static valuations are reflected on the property master data
sheet and integrated into the existing chart.
The dynamic valuation system goes one step further. Once properties have been clas-
sified in the portfolio matrix, the absolute consumption figures are incorporated. In
addition, extreme values for power and heating are identified and are included in the
initial assessment used to select buildings for investigation. By focusing on buildings
with high specific consumption, the investment and organization outlay required for
energy improvements can be reduced significantly.
The results from the portfolio analysis will be made available to three target groups.
n Mandate management, operational management, specialist units:
The focus here will be the portfolio as a whole and its development over the previous
years. The results from the analysis can be used to identify trends and to underpin
the Credit Suisse Group sustainability policy in the sphere of operational premises in
Switzerland.
n Officers responsible for investment and management, Credit Suisse Group
property managers, MiBaG account managers:
The focus for this target group will be the individual properties in the portfolios of
property and account managers. The objective will be to explain and track energy
consumption developments in comparison to the previous year, especially regarding
strong deviations. In addition, the information will serve as the foundation for devel-
oping measures to optimize energy consumption (refurbishment/operations/main-
tenance).
n Specialists and facility managers
The information serves to sensitize facility managers regarding energy savings in
general and also to guide the implementation of measures to reduce energy con-
sumption.
15
16. waste and Materials
ing oil) remained virtually unchanged in
comparison to 2004 at 5,594 tons. Re-
cyclable paper and cardboard made up
53 percent of this total, representing a
drop of 3 percent compared to 2004.
Rubbish remained proportionately con-
stant at around 32 percent. These two
categories made up almost 85 percent of
the total volume of waste. The remaining
materials and waste such as bulky items
and metals, fats and oils, glass, electron-
ic scrap, PET, batteries, etc. represent
small percentile proportions of the total
but some categories are significant in
terms of ecological impact and environ-
mental legislation.
developments
During 2005, the volume of waste rose
by 354 tons. The rise in this figure is pri-
marily due to the inclusion of liquid waste
and cooking oil for the first time. Devia-
tions in individual categories of waste are
mostly marginal and balance each other
out in the total figures. More noteworthy
variations were recorded for organic
waste (reduction from 82 to 46 tons) and
old oil (reduction from 18 to 2 tons).
Operational responsibility for handling Staff Catering Venues
and coordinating waste and materials The figures for staff catering venues for
rests with MIBAG for the 382 Credit 2005 were also taken from effective vol-
Suisse Group premises in Switzerland umes recorded over the year instead of
(i. e. identical system parameters as for estimated values. Excluding the two new
energy and water). Waste is separated categories of liquid waste and cooking
locally and collected and then disposed oil, the recorded volume of waste fell
of by MIBAG and specialist service pro- from 238 tons to 168 tons, representing
viders in accordance with technical and a reduction of almost 30 percent. In ac-
environmental guidelines. Potential recy- cordance with the objective of more de-
clable materials are recycled. The dis- tailed record-keeping, the volumes of
posal of confidential material and data liquid waste and cooking oil from staff
carriers, such as computer hard drives or restaurants were included for the first
CDs containing business or client data, time in 2005. The total for these two new
within Credit Suisse Group is subject to categories was 355 tons, with cooking
very stringent security provisions. oil making up 21 tons.
As for 2004, the waste disposal data is Electronic Scrap
based on MIBAG records and informa- Figures for the category of electronic
tion supplied by the companies respon- scrap were coordinated and reported via
sible for cleaning buildings, waste dis- the responsible unit at Credit Suisse IT
posal and catering. Waste volumes were Assets AG. The disposal plan for IT
recorded throughout the entire system. equipment and small parts was imple-
For the first time, staff catering venues mented in June 2005. This is based on
have recorded liquid waste and cooking the cost-effective solution developed by
oil separately. The total recorded waste the Swiss Association for Information,
volume (excluding liquid waste and cook- Communications and Organization Tech-
16
17. nology (SWICO), and regulates the re- process and is effected by the contact next Steps
sponsibilities and procedures with the persons responsible for environmental n Completing the new disposal concept,
objective of ensuring the centralized dis- issues. The delivery of consolidated including communication, and ensur-
posal of waste in accordance with tech- data to MIBAG is effected via the three ing its implementation.
nical and environmental requirements. system officers. n Carrying out training programs in staff
catering venues with the objective of
In 2005, 314 tons of electronic scrap weaknesses reducing liquid waste significantly and
were disposed of. This is significantly n Major increase in volume of electronic optimizing the purchase of goods.
more than the figure for 2004 and is scrap.
due to the increased scrapping of PCs
(instead of selling them) and the re- waste categories
placement of entire systems (trading 7000
section). Other factors underpinning the n Liquid waste and
cooking oil
increase include the replacement of 6000
n Electrical and
about 3,800 tube-screen monitors with
electronic scrap
more energy-efficient flat-screen moni- 5000 n Special and toxic
tors and the product range adjustment waste (batteries,
for office printers. microfilm-
Volume (t)
4000
chemicals etc.)
n Other recyclables
Strengths 3000
(metal, glass, PET,
n The disposal process for electronic organics etc.)
waste was fully implemented. 2000 n Bulky items
n For the first time, liquid waste and n Rubbish
n Cardboard
cooking oil were recorded separately 1000
n Paper
for staff catering venues.
0
n Collaboration with the three catering
2001 2002 2003 2004 2005
companies proved to be good. Data
quality is monitored in the operational
Key figures for waste and materials unit 2003 2004 2005 Change
2004–2005
Based on data from buildings with central waste management:
Surface 1000 m2 ECF 1 355 1 363 1 340 –2%
Number of employees MS (100%-position) 20 681 20 113 21 604 7%
1)
Absolute volumes:
Rubbish t 1 925 1 776 1 761 –1%
Bulky items t 217 257 190 –26%
Cardboard t 360 373 343 –8%
Paper t 2 963 2 766 2 632 –5%
Liquid waste and cooking oil t 355
Other recycables (metal, glass, PET, organic waste etc.) t 329 231 187 –19%
Special and toxic waste t 168 143 167 17%
(batteries, microfilm-chemicals etc.)
Electrical and electronical scrap t 97 49 314 541%
Total central waste excl. liquid waste and cooking oil t 6 060 5 595 5 594 0%
Total central waste incl. liquid waste and cooking oil t 5 949
Key figures:
Waste total 2) kg/MS * year 293 278 275 –1%
Paper and cardboard % 55 56 50 –11%
Rubbish and bulky items % 35 36 33 – 8%
Other recyclables % 5 4 3 –25%
Electrical and electronic scrap, special and toxic waste % 4 3 14 367%
Recycling proportion % 60 60 53 –12%
Total number of employees in terms of waste and materials
1)
Total central waste disposal excl. cooking oil and liquid waste
2)
17
18. Chemicals, Coolants and Extinguishing agents
Chemicals and Cleaning Materials In the reporting period, a total of 101,500
The cleaning materials and chemicals re- liters of (undiluted) product were used,
ported for 2005 are deployed primarily in representing an increase of approximate-
the areas of building cleaning, catering ly 7 percent. The increase resulted in
and technical maintenance. The largest particular from the operations in staff
proportion is used by external cleaning catering venues as well as the inclusion
companies and staff catering facilities. A for the first time of the seminar facility at
smaller proportion is deployed by MIBAG, Diessenhofen. The number of products
primarily for building maintenance. The deployed was reduced from 312 to 266,
data recording tool which proved its worth which is primarily the result of a review of
in 2004 was used once again. A signifi- the product catalog. Adjustments to EU
cant feature of this tool is the selection of norms by product manufacturers meant
products from a combined catalog, which that identical products were listed in the
also reflects the products’ characteris- catalog and it was thus possible to elimi-
tics. The catalog contains all approved nate future duplication.
products and is updated regularly.
On August 1, 2005, the restructured
Correct product deployment is moni- chemical legislation entered into force
tored in close cooperation with MIBAG along with a package of implementation
(Cleaning & Waste Disposal Services and provisions. The following issues are ad-
Environmental & Energy Services) in dressed by the new legislation: environ-
terms of environmental and health issues. mental and health safety; liberalization;
New products are assessed in advance and harmonization with EU law. The
by these two teams and then approved existing legislation on poisons and ordi-
for use. nances dealing with materials were
removed. This resulted in the elimination
During the last year, adjustments were of the listing and classification of poisons,
once again made to the list of cleaning as well as the “BAG-T” number system.
companies and the specific batch alloca- Instead, chemicals will now be identified
tions. As a result, there were some prob- in terms of warning symbols and must be
lems and additional outlay in obtaining accompanied by safety information
data (especially from companies no sheets. Consumption data for poison
longer contracted). Audits were used classes was therefore no longer provided
throughout Switzerland to ensure that the in the reporting period. The next chal-
appropriate level of service quality was lenge will be to develop a system for the
delivered. range of warning symbols, which will pro-
vide an overview of the product catalog
Chemical deployment regarding potential hazards. The safety
information sheets have been added to
100
the product catalog. Specialists and line
90
managers affected have been given ex-
Volume (in 1000 liters)
80
tensive training in the new legislation.
70
60
50
40
30
20
10
0
2001 2002 2003 2004 2005
n Building cleaning n Kitchen cleaning
n Water treatment n Solvents n Misc.
18
19. Coolants Strengths
The coolant inventory for the report year n Revision of the chemicals and cleaning
listed 524 permanent facilities. With the agents catalog, resulting in a reduction
inclusion of building access and exit of the product list.
points, this represents an increase of 25
facilities compared to 2004. The increase weaknesses
is due to the inclusion of smaller facilities n Another increase in the volume of
(containing more than 3 kilograms of cleaning agents and chemicals de-
coolant) in existing buildings as well as ployed.
facilities that resumed service. The total n Higher loss of coolants and more R22
volume of coolants increased from 19.2 cooling facilities.
tons to 20.1 tons as the inclusion of n Significantly higher loss of halon due
building access points saw the addi- to the accidental release and flooding
tion of several major facilities to the in- of a facility.
ventory.
next Steps
Reported losses increased by 15 percent n Expanding the product catalog with
from 469 kilograms in 2004 to 538 kilo- the new valuation system to reflect
grams in 2005. The losses occurred in potential hazards for the products
34 facilities. Apart from four facilities, deployed.
which made up 329 kilograms of the n Continuation of the refurbishment and
total losses, most incidents involved substitution plan for existing R22 cool-
smaller facilities. Slow leaks were the pri- ing facilities.
mary cause of most of these losses.
Coolant loss unit 2003 2004 2005 Change
2004–2005
During the year, one of the two major
R12 kg 0 60 30 –50%
R12 facilities still in operation was refur-
R22 kg 272 395 171 –57%
bished and the coolant replaced with
R134a kg 76 0 255
R22. The conversion of the last major
Misc./mixed kg 215 14 82 486%
operational facility is currently being
Total kg 563 469 538 15%
planned. The proportion of R22 coolant
Facilities Number 493 499 524 5%
increased from 6.8 tons in 2004 to 7.3
Coolant inventory t 19.2 19.2 20.1 5%
tons in 2005. A concept for the system-
atic reduction and substitution of R22
facilities is currently being developed as Coolant inventory
these facilities can only be refilled until 22
December 31, 2009. 20
18
16
Extinguishing agents (Halon)
14
Volume (t)
MIBAG currently manages 43 permanent 12
halon fire-extinguishing facilities with a 10
volume of 18.9 tons. The volume of 8
6
halon and the number of facilities under
4
management have changed. Two facili-
2
ties were made redundant, and a loss of 0
768 kilograms was recorded against the 2001 2002 2003 2004 2005
inventory totals. n R12 n R22 n R134a n Misc./mixed
During the annual audit program by the
contracted maintenance company, an
accidental loss was caused at one of the
facilities which resulted in the release of
768 kilograms of halon 1301. The Envi-
ronmental & Energy Services team re-
ported the inventory data to the Federal
reporting office on behalf of Credit
Suisse Group. The Federal office keeps
a national halon register.
19
20. Communication and training
Credit Suisse Group
internal information
The pilot project to achieve greenhouse
gas neutrality in all operational activities
in Switzerland from 2006 onwards was
the focus of an information campaign
in 2005 by the operational environmen-
tal management team in collaboration
with the Group’s environmental officers.
This resulted in an information package
addressing the Credit Suisse Group posi
tion on climate change, operational
greenhouse gas emissions, the strategy
for and implementation of greenhouse
gas neutrality. Decision-makers, special-
ist units and line managers affected were
provided with background to the project
during information sessions with the goal
of sensitizing them to the issues.
MiBaG internal information
New information documents were pro-
vided on the MIBAG intranet. These
focused on the new ordinances for han-
dling waste (VeVA) and the disposal of
illuminants and lights pursuant to changes
in the ordinance on the recycling and dis-
posal of electrical and electronic equip-
ment (VREG).
Further fact sheets provide up-to-date
information on conformity with environ-
mental legislation in the areas of new
chemical legislation, tank facilities and
coolants. In addition, fact sheets were
developed in 2005 in order to sensitize
operational managers at MIBAG and
Credit Suisse Group to the issue of as-
bestos and PCB in insulation materials.
These facilitate appropriate and pro-
active responses to situations and the
timely notification of specialists and line
managers.
20