To get out of credit card debt, stop using credit cards and pay off balances by transferring to a lower interest personal loan or credit card. Develop a written plan to track spending, cut unnecessary purchases, and pay highest interest balances first to save on interest costs over time.

1. Tips To Help You Get Out of Credit Card Debt

2. Stop Using Your Credit Cards Keep card with the lowest interest rate Leave it at home Cut up the rest

3. Pay It Off With a Personal Loan Make sure interest on loan is lower than your credit card interest

4. Pay More Than Minimum Payment Use savings Credit Card Interest > Savings Account Interest

5. Transfer Balance To Other Cards Shop for another card with a lower interest rate Beware of initial sign-up deals

6. Develop a Written Plan Cut down on unnecessary purchases Keep track of all purchases made throughout the month Pay off cards with the highest balances first