SimplyBind allows agents to instantly bind insurance coverage for small businesses using only a name and address. Coterie uses data in real-time to identify, qualify, evaluate, and bind risks consistently in a transparent manner. This digitally manufactured process identifies the business, classifies the risk, confirms eligibility, evaluates exposures, recommends coverage, and provides risk-specific pricing and exclusions. Agents can respond to customers instantly when they need coverage most without lengthy applications or carrier interactions.