Created for Nayangu Inc. for applicants wishing to avail of a financing program in order to be a member of Nayangu inc.

1. CONNECT NOW, PAY LATER!

2. Who we are
“A Financial Services firm that provides and focuses in financial bridging and
credit line assessment for our clients.”

3. Why us?
“We are more willing to LEND a helping hand than
any other financial institution. “

4. Our Services
Personal Loans - Employed Individuals
Loan amount of Php 5,000 – 25,000
Payable in 3 months
Business Loans - Self employed and SME
Loan amount of Php 30,000 – Php 500,000
Payable in 3 months
Check Rediscounting
Credit lines
Equity Acquisition

5. Connect Now, Pay Later!
“MAXIMIZING THE RETURN ON YOUR NETWORK INVESTMENT”

6. Goal of the program
 To open the opportunity to more people
 Be a bridge to your networking Success

7. How the program works:
1. “A Privilege, Not a Right”
2. Existing and qualified connectors can avail of the program in behalf of an applying
connector.
3. Only a maximum of 4 slots per connector
4. A minimum of 20% down is required to avail of the program
5. Applying connector must submit duly accomplished loan application form and submit all
necessary documents
6. Payment would be 30 days after the disbursement of said fund
7. Processing time would take 48 hours upon completion of documents
8. Processing would be by batches (every other Friday)

8. How to Apply
1. Nayangu Office Front desk (Assign point person)
2. Email: Info@microcapital.co
3. Online through MicroCapital Website (soon to be available)
*Note: Only 20 slots are available for the 1st batch

9. Requirements
1. Atleast 21 years old upon application
2. Completed Application form
3. ID Picture (2)
4. Any Government ID with Picture and Address
5. Latest Tax Community Certificate
6. Proof of billing: (Any 2 of the following)
a. Meralco
b. Credit Card Statement of Account
c. Post Paid Statement of Account
d. PLDT

10. Interest Rates:
Months 1st month 2nd month 3rd month
Interest Rates 3.50% 5.00% 7.00%
Sample Computation
(Php 20,000)
Php 20,700.00 Php 21,735.00 Php 23,274.50

11. Payment Channels
1. Cash
2. Check
3. Gcash
4. Bank Deposit (Soon)
5. Bank transfer (Soon)

12. Other Fees
One Time Processing Fee Php 200.00
Notary Fee 1% of loan amount
MRI Php 75.00
Incase of default:
Collection Charges Php 1,000.00 or 10% of outstanding balance whichever is
higher
Legal fees

13. Incase of Default
“Def: Borrower unable to repay the loan in 90 days and failed to comply to the demand letter.”
Repercussions:
Borrower losses his/her Position in the network
Sponsor and leg losses the ability to award the program
Demand Letter
Legal action

14. Contact Details
Francis Angelo A. Dolojan
Globe: 0917.899.3354
Smart: 0908.818.7968
Email: francis.Dolojan@microcapital.co